After Zhongxin Company signed the agreement for the cement plant, the first person who came to Zhongxin Company to ask for a loan was Shen Liang, the vice president of the Bank of China in Black Province.

Shen Liang called Zhao Futian, and he directly said that Zhongxin Company had previously loaned three million yuan from the Bank of China in Heilongjiang Province, and they had a good cooperative relationship.

Now that Zhongxin Company has the ability and credibility, Zhongxin Grocery Supermarket Chain can borrow 5 million yuan from the Bank of China for continued development. What about the interest on the loan? It is only one point higher than the interest on deposits in the bank, which can be said to be low. Interested loan.

If the Zhongxin grocery chain supermarket wants a loan of 10 million, they can also discuss it with the head office. As long as Zhongxin Company is willing to lend, then they will do their best to lend money to Zhongxin Company.

The four major banks in the country all have loan tasks at this time. Only after completing the loan tasks will the bank staff receive corresponding bonuses.

Shen Liang knew very well that companies that could invest more than 100 million yuan and expand throughout the province should have no problem repaying the money in the future.

The four major state-owned banks are now providing loans to enterprises. The Heilongjiang Branch of the Bank of China had a good cooperation with Zhongxin Company under the coordination of senior officials Chen Xingran. So, now it is even more important to seize such big customers. Absolutely Such a high-quality resource cannot be taken away by other major banks.

The Bank of China wanted to lend money to Zhongxin Company, but Li Zhongxin had many projects to do at this time and was short of money. He had money abroad and did not want to withdraw it from the Tokyo stock market, so the two hit it off.

With the encouragement of Shen Liang and Li Zhongxin, Zhao Futian borrowed another 7 million from the Bank of China on top of the original 3 million loan, making up a loan of 10 million yuan.

In the 1980s, not to mention loans of 10 million yuan, but even loans of hundreds of thousands of yuan, few companies took out loans, because most of the companies were state-owned enterprises and they were not short of money, and there were systemic aspects behind them. Support, if I am short of money, I will directly ask the above for instructions.

However, individuals or private enterprises have not yet reached a certain scale. They have no physical collateral as collateral, and banks cannot see their future growth. It is even more difficult to apply for loans. Companies like Zhongxin Company do not have such opportunities. Problem.

Zhongxin Company can easily spend 100 million to build the largest cement plant in Jiangcheng. In other words, Zhongxin Company is very rich.

Even if Zhongxin Company has no money, the cement plant and so many large construction machinery are still there!

At what time will banks be able to recover the loan money from Zhongxin Company? What’s more, Zhongxin Company has been in a state of expansion at this time. Zhongxin grocery chain shopping malls will be built throughout the province. It can be said that It has great stamina, and there is no need to worry about lending money to such a company.

There is no big secret in the loan lending between banks. When the Bank of China loaned another seven million yuan to Zhongxin Company, the leaders of the other three major banks could not sit still and sent branches to Jiangcheng City. The president went to negotiate with Zhongxin Company, hoping that Zhongxin Company could obtain a loan from their bank.

The feeling of someone giving him a pillow when he dozed off made Li Zhongxin a little confused. Although Zhongxin Company has been developing significantly, it has not borrowed money from those banks. The main reason is that Li Zhongxin does not know those banks. people, let alone the idea of ​​dealing with those banks.

Since the establishment of Zhongxin Company, the cash flow has never been interrupted. The fishing part and Zhongxin Supermarket have cash income, and the wild vegetable factory also lays golden eggs. After excluding taxes, all the income goes into the account of Zhongxin Company.

In addition, canned fish ranging from 500,000 to 800,000 yuan are transported from Japan every month. The monthly income of these cans to Zhongxin Company is between 250,000 and 400,000 yuan. It can be said that

, even without a bank loan, Zhongxin Company’s expansion plan can be successfully completed.

But! Han Xin is planning to recruit troops, the more the merrier. Although Zhongxin Company is not short of money now, being able to obtain a large amount of loans from several other major banks will play a considerable role in Zhongxin Company’s rapid expansion in the country in the future.

Li Zhongxin told Wang Bo and Zhao Futian that as long as the interest rate of loans provided by other banks to Zhongxin Company is the same as the interest rate provided by Bank of China to Zhongxin Company, then the loan will be as much as possible from those banks.

How much money will it cost?

The money will be used for the construction of Zhongxin grocery supermarket chain across the province and the expansion of grocery chain supermarkets in Beijing.

In terms of supermarkets, Zhongxin Company is very prosperous now and is basically the only one in Jiangcheng. It can be said that most people in Jiangcheng will choose to buy some groceries and non-staple food at Zhongxin Grocery Supermarket Chain.

Next to the flagship store of Zhongxin Grocery Supermarket chain, Zhongxin Company has opened a large wholesale store. At this time, it can be said to be the largest wholesale store in Jiangcheng area. Almost all shops from counties or towns around Jiangcheng come to this place.

Loading goods.

Li Zhongxin felt that a large wholesale store, both in terms of situation and overall effect, was far from what he had in mind.

Later, the commercial bureau where Zhongxin Grocery Supermarket Chain was located established the largest wholesale market in Jiangcheng. At this time, Hong Bin had already opened up a business on Hanzheng Street, not only in the wholesale of goods on Hanzheng Street, but also with the whole country.

Some factories already have many connections, and it’s time to set up a wholesale market here.

The mayor of Jiangcheng and Wang Bo have already said that if Zhongxin Company has any good ideas, they can communicate with the city. If feasible, the city will provide Zhongxin Company with some convenient conditions.

If Zhongxin Company negotiates with the city at this time, purchases some land from the Commerce Bureau, and builds a large wholesale market, I believe it will not encounter much resistance. After all, if such a large wholesale market is built,

It will be of great benefit to Jiangcheng and surrounding counties, cities, villages and towns.

Only when goods circulate can greater benefits be obtained.

Hong Bin is doing a prosperous business on Hanzheng Street in Wuhan, and he has met many wholesale merchants. If Zhongxin Company builds a large wholesale commodity market in Jiangcheng, I believe many merchants will come here to do wholesale.

Business.

Zhongxin Company now has a complete logistics system in Jiangcheng. When these businessmen arrive in Jiangcheng, they will not have too many problems with cargo transportation.

As long as businessmen from all over the country start to operate here, the economy of Jiangcheng and even Heilongjiang will improve significantly.

As the market gets bigger, more people will come to Jiangcheng to buy goods, and the living index of the people in Jiangcheng will also increase accordingly.

Merchants are seeking profits. After selling some goods from the south to Jiangcheng, the products produced in Jiangcheng will also be transported to the south for sale. In this way, a large commodity circulation system will be formed. Not only will there be a win-win situation

The situation will further improve the economy.

During the period from the 1970s to the 1980s, the Northeast had the most factories in the country, and the products produced were also among the best. Once goods were transported from the Northeast to the South, enterprises in the Northeast would gain new vitality.

People will also live and work in peace and contentment.

Northeast is the grain base of the country. It can be said that a large part of the grain is transported from Northeast to all parts of the country.

Northeastern rice, Northeastern soybeans and corn, these high-yielding grains are almost the most delicious in the country.

Although Zhongxin Supermarket is about to expand across the country, supermarkets still have certain limitations. The food they sell is nothing more than retail.

If large companies from the south come to the northeast to purchase grain, the price of grain will increase, and people's income will also rise with the tide.

In the 1980s, few companies were involved in such matters as loans. If he provides more loans at this time, his plan in Jiangcheng will enter the fast lane more quickly.

At this time, land in major cities across the country is very cheap. As long as he invests a small amount of money in several large cities to purchase a large amount of land, even if he only buys one or two pieces of land, he can make up the amount of the loan at this time.
Chapter completed!