Chapter 41: A Tool for Catching Money
"Fifty thousand yuan?" Dong Guozhong's eyes suddenly fell to the ground.
In 1982, there were no 50-yuan and 100-yuan bills printed, so the biggest money was the 10-yuan bill.
One thousand yuan and ten yuan is a stack, and ten stacks are ten thousand yuan. If the fifty thousand yuan unites are stacked, they will not be as high as a tabletop. If they are put in a suitcase, they will probably be a suitcase.
I can’t even fit it in anymore!
A month's funding for Zhubantun does not cost more than a stack of Tutuan Tuan, and the income of the whole village of Zhubantun is only 10,000 yuan a year. If it is 50,000 yuan, that is equivalent to nearly five people in the whole village of Zhubantun.
annual income.
If Li Zhongxin borrowed 20,000 yuan to buy two tractors, Dong Guozhong would have been able to support it vigorously. However, if he borrowed 50,000 yuan and built a fishing boat, it would cost him his life.
Nowadays, everything is paid on a round-corner basis. Ten yuan is an absolute hard currency. Holding it in your hand, you can know where to go and what to do. Dong Guozhong could not imagine that a loan of such a large sum could be taken.
What will the money look like?
Seeing Dong Guozhong's head shaking like a rattle, Li Zhongxin was also speechless.
Fifty thousand yuan seems like a lot at this time, but within a few years, the country will start to increase wages significantly, and people will gradually have money in their hands, so this money will be nothing.
In future generations, 50,000 yuan would not be able to buy a bungalow in the suburbs, or even a slightly better car.
In this era, people would never have thought that the country would develop so rapidly, let alone imagine that money would be so worthless in the future.
In later generations, not to mention that it was common for Li Zhongxin to spend several million yuan on a single payment during his trade with Russia and Japan. Even when he opened a resort, his monthly income was nearly 50,000 yuan.
"Twenty thousand yuan, the maximum loan limit is 20,000 yuan, and all 20,000 yuan must be used to buy a tractor, otherwise, this interest-free loan is not necessary."
Dong Guozhong had made up his mind at this time. No matter how eloquent Li Zhongxin was, he remained unmoved.
The interest-free loan of 20,000 yuan is the bottom line in his heart, and he will never do anything that exceeds the bottom line in his heart.
Although Li Zhongxin was speechless when he saw Dong Guozhong's appearance, he did not show any contempt for Dong Guozhong on the surface.
Li Zhongxin also knew that when Dong Guozhong mentioned the 20,000 yuan loan, he already had a desperate feeling, and the 20,000 yuan had to be used to buy a tractor. If it was used for other purposes,
It is estimated that Dong Guozhong would not agree.
People in this era are not only pragmatic, but also generally very timid. For them to consider such a thing as a loan has already exceeded their bottom line.
Li Zhongxin smiled slightly and asked easily: "Uncle Zhong, Accountant Lin from Murakami calculated the income of Zhongxin Company last month. Do you know how much money Zhubantun and Fulong Village received?"
?"
Dong Guozhong didn't sleep a wink all night. Li Zhongxin said that he wanted a loan of 50,000 yuan, which was like a big stone weighing on his heart and making him unable to breathe.
Even though he was a transferred cadre from the army and had a strong psychological quality, he could not withstand the heaviness.
That's fifty thousand yuan, not five yuan or fifty yuan. The income here in Zhubantun for several years may not be fifty thousand yuan.
If the loan is really made in the name of the Zhubantun Collective, if the money is not repaid in a few years, will Li Zhongxin be killed by then?
Even if Li Zhongxin's life was taken at risk, I'm afraid it wouldn't be worth 50,000 yuan.
After Dong Guozhong washed his face twice with cold water, he walked slowly outside the house, sat down on the bluestone steps, lit a cigarette, and then lit another cigarette.
After carefully savoring what Li Zhongxin said yesterday, Dong Guozhong slowly clarified some things.
The difference between a loan of 50,000 yuan and a loan of 20,000 yuan is not big, and what they bought after taking out the loan was physical objects. According to Li Zhongxin, if they cannot exchange for the loan, the most they can do is to take back the physical objects. For the collective of Zhubantun,
Without any impact.
Now 50,000 yuan can buy a few tractors. After two years, people will make more and more money. Having such physical objects can be regarded as an increase in value.
The example given by Li Zhongxin is very simple. In the 1970s, a radio cost ten yuan a piece. By the early 1980s, people's wages had doubled, and the price of a radio was still ten yuan a piece.
tower,
It's like a loan. Now you borrow 50,000 yuan to buy a tractor. In a few years, your salary will double again. When people's income increases again, if you return 50,000 yuan to the bank, you will still earn more.
Moreover, tractors have definitely helped the production and life of Zhubantun over the years.
Although Dong Guozhong is a rough boss, he is very shrewd in his heart. It is an open secret that the state raises wages every year. The loan of 50,000 yuan is worth doing, not to mention that Zhongxin Company is a golden chicken that lays eggs.
There is unimaginable income every day.
Dong Guozhong thought again that the loan of 50,000 yuan from Zhubantun had put him under great pressure, and Liang Guofu from Fulong Village could not escape the loan. Since they were all doing this with Zhongxin Company, the loan
Liang Guofu also has to bear half of the responsibility.
But what Dong Guozhong didn't expect was that when he went to Fulong Village early the next morning and told Liang Guofu about the matter, the guy actually agreed happily and said to Dong Guozhong, this is
It’s a cost-effective thing no matter how you look at it.
Liang Guofu said frankly to him: "Autumn is coming soon, and the farmers in the village need to sell grain and hand over the grain to the public. In the past, there was no condition, so everyone had to work together to hand over grain by horse-drawn carriages. Some families even used carts and bicycles to hand over grain.
.
If you have a tractor, it will be very easy to pay the grain. It is just that the farmer who pays the grain spends some money to hire the tractor. Even so, it is more cost-effective than the farmers personally paying the grain to the grain depot.
With a tractor, buying seeds and planting land will be much better in all aspects, and it will make Changqing Township the first township to own many tractors. This is a cost-effective thing."
Seeing Dong Guozhong's thoughtful look, Liang Guofu continued: "Brother Guozhong, actually I see it this way. The loan matter should be handled by our two villages, Zhubantun and Fulong Village. After all, we
With the help of Zhongxin Company, the two villages have a net income of more than 1,000 yuan every month, and our two villages do nothing but collect money. Zhongxin Company not only solves the problem of idle people in our two villages
problem, and also helped our two villages to be at the forefront of the whole village's prosperity. If you ask me to say, we should be responsible for the loan to buy tractors and fishing boats. This also shows some accountability to Zhongxin."
Liang Guofu was an intellectual and often studied party knowledge. He had a much broader vision than Dong Guozhong. He could make good plans for Li Zhongxin's loan.
Who is that boy Li Zhongxin? He is a little monster who doesn't act according to common sense. As long as this boy brings up something, it will definitely be a good thing.
Li Zhongxin should not let Li Zhongxin take all the good things like a loan of 50,000 yuan to buy a tractor. At least he should have a good talk with Dong Guozhong and get a share of this matter.
There are very few boats along the Songhua River, and these boats are all public-owned and are generally used for transportation and passenger use. There are a few small boats carrying paddles here and there, but they cannot carry fishing nets.
Li Zhongxin said that the fishing boat he wants to buy with a loan is a tin boat with a diesel engine. If it can be followed what Li Zhongxin said, then the iron boat can be launched into the water and use some advanced dragnet to fish, and it can pull up at least several hundred kilograms of fish at a time.
Fish, it is definitely worth investing in it. Not only do you have to invest, but you also need to increase your investment. You can buy two less tractors.
The total cost of an iron fishing boat like that is sky-high, which is just a few thousand yuan, and what about the fish it pulls in? Each time the net is pulled, several hundred kilograms of fish, and even if it can only be pulled once or twice a day, it is still a thousand kilograms of fish.
On top of that, even if a pound of fish is wholesaled to the villagers who sell fish for a dime, and excluding the diesel and labor costs, the net income will be at least one hundred yuan.
Chapter completed!