Fang Jinzhi looked puzzled, Bao Daoyi smiled bitterly: "If the child didn't speak, the old Taoist would only think that the court was dissatisfied with the Hairui Business Company and obtained tens of millions of dollars of money. The fact is not the case. The fact is that the court set its sights on the wealthy merchants in Jiangnan from the beginning. Whether there is or not, the Hairui Business Company will not change any results. The people can only sell them for 400 jin of clean silk. The family business of dozens of merchants in Hangzhou City will be confiscated by the court."

"After the child entered the venue, some changes occurred. At least the Sannong could survive the disaster safely. There were also the major families in the prison. Has the saint ever thought about why no one spoke under severe punishment?"

"I've spoken. Even if I don't contact the Holy Teaching Yu Hairui Business, I'll cry and tell the child that he can take advantage of his tricks, right? But why no one spoke?"

Fang Jinzhi frowned and said in disinformation: "Yes, why? Why did that hateful little kid seeking their family business so much? Why did he help him instead?"

Cheng Gui looked at Bao Daoyi thoughtfully, and Bao Daoyi sighed: "It's not that the merchants are willing to help him, but they have no way out and can only choose to believe it. Now it seems that their choice is indeed worth it. As long as you last a month, even if the matter is settled, there may be a chance to make a comeback. Once you bite the doll, their property will be confiscated. Not only that, it will also annoy the old thief Cai Jing."

Listening to Bao Daoyi's words, Fang Jinzhi understood what was going on. She was even more dissatisfied with Cai Yan, who was taller with her chest. She had too many calculations. While she was dissatisfied, her mind flashed back and forth about his casualness and carefreeness, her arrogant and unruly seen today, and her domineering and arrogant attitude on Fan Lou...

"snort!"

"Damn little brat!"

Fang Jinzhi shook her head very much, with anger on her face. Bao Daoyi and Cheng Gui looked at each other again and smiled bitterly...

Cai Yan did not return to the courtyard, and sat in the front hall and remained silent. At this moment, he was the leader of everyone.

I've seen people one by one...

"I talked about today's things with my mother before. If I just made a profit by monopolizing the Bojin, there would never be anything that happened today."

"I'm too lazy to explain the reason why I swallowed dozens of shops, land, and industries. But since I did it, there is no reason to retreat. If anyone of you hesitates, there is still a chance to withdraw now, and I'll give you the last chance to choose again."

...

No one spoke in the hall. Just as Cai Yan was about to speak, Guo Huan stood up and clasped his fists and said, "Since he came out of the prison, Guo knew that Xiaoshan was a trustworthy man. Although he was violent, he was kind-hearted. Since he decided to swallow dozens of home businesses, there must be enough reasons. Guo just wanted to know how Xiaoshan would use tens of millions of dollars of money?"

Cai Yan nodded slightly and said, "The money is just a literal number. The real money and silver on the books are only three to four million. The rest are all fixed assets such as shops, land, etc., and the debts owed by each company in the end will be removed from each company. Although I swallowed their wealth and the merchants have become prisoners in the prison, it is said that the nearly two million yuan of debts they owe can be written off in one go, but I am still ready to pay off the debt."

"The real money and silver income are not much. What remains are the contracts for government buyers, such as salt and iron, tea silk, which are worth about three million yuan, followed by manor houses, shops, restaurants, and fields. After the turmoil in Hangzhou City, the value of industrial houses, shops, restaurants and other buildings has been reduced a little, but this is only in the short term, and the future value is still good, as for the fields..."

"The court's miscellaneous taxes account for about 20% of the land harvest. The normal tenant rent is 70% and 20% of the taxes, 20% of the risk losses caused by disasters, and the subsidies for tenants in the year of disasters, as well as building bridges and paving roads, managing government use, 30% of the landlord's land interests, and the remaining 30% of the profits belong to tenants. Such a share cannot be said to be unreasonable, but for tenants, the income is still a little less, which can easily cause tenants to fall into trouble due to various accidents."

"The 20% tax of the government is indispensable. If you build bridges and pave roads and manage some money from the government, you will only leave one of the risks caused by natural disasters. The three costs should be changed to 20%, which means that the rent of all land is only 50%.

"In order to distinguish the liability and interests, the money and land obtained this time have been established, and a different business, Suhe Commercial Bank. Suhe Commercial Bank can maximize the benefits of the tenants under his name, but one thing must be stated that if the tenants sell cooked silk, grain, and tea, Suhe Commercial Bank has priority."

"Suhe Commercial Bank lacks working capital, mostly fixed industries. In the first three years, it can only be said to be self-held. After three years, it will take out 10% of the net profits every year as a charitable fund."

Cai Yan looked at Guo Huan and said, "Those are the ideas in the short term. I wonder if Mr. Guo is satisfied?"

Guo Huan held his fists solemnly and sat back on the chair silently.

Cai Yan looked at Liu Yidao and Annon and said, "Hairui business was separated from the Hailong Gang, mainly for transportation from north to south. Jason Chan discussed with Ah Niang how we should go further and more steadily in the future."

"When Hailong helped his grandfather, he hoped that all his brothers could live a peaceful life. Land has become the desire of all the older generation. However, he did not think that land would be a dream place. As for the reasons... the series of incidents caused by Bojin can also be seen."

"Since the first year of Emperor Renzong Huangyou, the taxes of the court were not enough. Since then, the taxes of the court began to increase significantly. The Qingmiao Law essentially means that the court hopes to lend money to the people in trouble to help them overcome the difficulties. As a result, it has become an opportunity for local officials to force lend money to make money, just like the salt-ba-sen-sen-dian money, and has become an evil law to plunder the people's money."

"This is the case with the Qingmiao Law and the Baojia Law. I hope to save money, but I became a tiger who can eat people in various states and counties, and a thug that officials in various states and counties plundered merchants by passing by."

Cai Yan said: "The reason is that this is the case. Yan believes that it is because the taxes of the court are not enough. If the officials of various prefectures and counties want to complete the fixed taxes of the court, they will try every means to harm the people. After the taxes are completed, they will also gain wealth from it. They can also get rewards from the court and be promoted to another level. Why not do it? This is just like the old Grand Master Cai held power at this time, because they can make up for the insufficient taxes."

"If you do business seriously and farm honestly, you will fall down one by one in the end. There is no other reason. Just because the tax shortage of the court will become increasingly larger, the court will turn a blind eye and let the officials below do whatever they want. Hairui Business has the official background of the Cai Mansion, which is just like most merchants with official backgrounds. You can live well. But Lao Cai is old after all, and it is still difficult to say what will happen in the future. If you don't have a long-term plan, you will have immediate worries. Therefore, Ja and his mother carefully discussed the issue of how to go in the future, and Ja also supported Hairui Business Business back to the sea."
Chapter completed!