Chapter 551 It's just money
Zhu's father rushed back from another place. Zhu Rilong received a call, cleaned up the beer can and threw it away.
"My dad is back. Go to my house to have a seat."
Lin Lang jumped out of the fence and followed him.
He heard him say, "Don't push the interest you deserve. This is not that I borrow money from you, but that my family's business comes to you for money. Siness. If you lend money from my family, it means that the brotherhood is too strong. Otherwise, I really won't see you in the future."
"Talk. Go quickly, don't let your uncle wait for a long time."
The town is not big, and I will arrive at Zhu Rilong's house in a few minutes.
It was the door opened by Zhu's mother: "Xiaolang is here. Come in quickly."
"Hello Aunt Zhu."
"Okay. Come in quickly and sit down and have a cup of tea."
When I saw Mr. Zhu, I couldn't help but say a few more words.
"Xiaolong just now told me, Xiaolang, you have free funds, so you can borrow me to turn over. Thank you uncle."
Lin Lang smiled and said, "Uncle Zhu, you'll be away from me. Rilong and I have been playing together since childhood. What's the difference between me and my brothers? Uncle Zhu and Aunt Zhu, you have helped me a lot before. Although our two families are not relatives, they are more close than ordinary relatives. Besides, it's said that distant relatives are not as good as close neighbors. They just help each other."
"Then I'm not polite. If I borrowed your money, I would give interest at the outside interest rate. However, the situation is unclear now, and the settlement period may be longer. I can't repay the money for you within one year, but in the second year, I will repay it to you in installments and pay it back within three years."
"That doesn't have to be that high interest."
The so-called "external interest rate" actually refers to usury. Of course, it is not the kind that only pays thirteen profits and makes a profit. It’s just that the interest is higher than that of the bank. For example, bank loans cost six points, while usury costs eight to ten points.
It is usually short-term borrowing, usually not more than one year.
"Just based on the bank interest." Lin Lang thought for a while and said. "Since Uncle Zhu, you are not able to turn around. My money is in my hand, just before I die, you can use it first, which makes it useful. We will not count the interest in the first year. We will only start calculating the interest in the second year, and we will calculate it based on the bank loan interest rate. The lowest discount interest rate."
"Uncle Zhu, don't be polite to me." Lin Lang said first when he was about to object. "Really, what's the relationship between me and Rilong? If you say more, it will be really sad."
Zhu Rilong said at this time, "Dad, just do what Alang said."
Zhu's father glanced at his son and said to Lin Lang: "Since Xiaolang, you said that, I am ashamed of your feelings. I will give you some IOUs."
While writing, he heard Lin Lang want to lend him 300 million. Zhu's father stopped at the tip of his pen: "Xiaolang, do you say you lend me 300 million?" He thought he was borrowing tens of millions of dollars to respond to the emergency.
Lin Lang smiled and said, "The spare money is in your hand. If Uncle Zhu needs it, use it all."
Zhu's father smiled and said, "Then I won't be polite to you!"
"You really don't have to be polite! Uncle Zhu, you won't be dependent on my account."
"That can't!" Zhu's father wrote the IOU. "Look, if you have no objection, sign your name."
He said to Zhu Rilong again: "You sign a name too." The crisis has been over. The money can definitely be repaid on time. If it cannot be passed safely, then the money will be paid back together with the father and son. The repayment period may be extended, but it must be paid off.
Zhu Rilong also signed a name from the borrower.
Lin Lang did not receive the IOU and said, "Uncle Zhu, please give me an account, and I will transfer the money here. However, the amount is relatively large and it may take a while to get the money. When the money is received, IOU will be given to me."
"Hold it." Zhu's father stuffed an IOU into his hand. "You believe me, and I believe you too."
Lin Lang accepted it and dialed a number in front of the three members of the Zhu family.
"Hello, Mr. Lin. What do you need to serve you?"
"Hello, Manager Liang, I want to transfer some money to an account. Please help me with it."
"Okay Mr. Lin. Mr. Lin, I need to remind you that the following call will be recorded. Please follow the prompts."
Lin Lang confirmed his identity by phone, and the bank would help him operate.
After a while, he received a text message from the bank on his mobile phone.
He showed the text message to Zhu's father: "Uncle Zhu, the money has been transferred. However, the bank still needs to review it. It should be received within 24 hours."
Such a large amount of money flows, you may receive a call from the bank supervision department to verify.
As long as he confirms it.
After sitting for a while, Lin Lang asked Zhu Rilong to have dinner at home.
Zhu Rilong did not refuse, but when he came out, he carried something in his hand: "I have to give a birthday gift to Grandma Mo."
Lin Lang smiled and said, "Let's go."
When I arrived at Lin Lang's house, Lin Yan also came back.
Lin Lang's parents were working in the kitchen, while the others were talking in the living room, while the three children were playing.
Xixi saw Lin Lang coming back and ran over: "Dad, you are back!" He looked at Zhu Rilong.
"This is Uncle Zhu, Xixi calls people."
"Hello Uncle Zhu!" Xixi smiled and called someone. "Dad, have I met Uncle Zhu before?"
"Well, when you were one year old, Uncle Zhu came to our house."
Seeing Wenwen standing behind Xixi staring at him, he smiled and said, "Does Wenwen have something to say to her second uncle?"
"Uncle II, Xixi said you taught her to do experiments. Is that true?"
"Well, just make some gadgets."
The second uncle is lying!
Wenwen accused in her eyes: "Xixi's birthday gift to her grandmother is very beautiful and very useful."
More than what she gave.
While greeting Zhu Rilong, Lin Lang smiled and said to his niece: "My grandma must also like the gift Wenwen gave me very much."
Wenwen pursed her lips and said, "Although this is the case, Xixi's gift is much better than mine. Can you teach me how to do experiments in the future?"
"Then Wenwen must live with her second uncle." Lin Lang picked up a little nephew who was drooling in her calves and pinched his little face. "Xiao Yuanyuan, your sister is going to Ningcheng with her uncle, do you want to be with her?"
The little guy was confused and his eyes were big: "Dad, mom, go too?"
"No."
The little guy struggled to get off the ground and rushed over to hug Wenwen: "No, sister, don't go. Don't go!"
The little guy is almost two years old, chubby, and he grows up older than his children of the same age. Wenwen is almost knocked down by him. She hugged her younger brother and coaxed her: "If you don't go, we won't go, we will accompany our parents."
As he said that, pouted, and used his eyes to accuse him of being cunning.
Lin Lang laughed and pinched her face: "You guys go and have fun."
After waiting for a few children to play, he sat down and said, "Brother, sister-in-law, you just got home?"
Lin Yan smiled and said, "I just returned! Don't you stay for two more days when you come back this time? If you stay for two more days, let's go to see those farms together to see what places can be improved."
Although the farm is in charge, Lin Lang has the most shares.
"What, what's wrong with our farm?"
Sister Lin Lang said: "Not that. Your elder brother has been looking for ways to increase production. But the results are not very effective. I want to see if you have any suggestions."
Lin Lang touched his head and said, "Improve the output!"
This is really a problem. But I haven't thought about it before.
"I'll think about it first. See if there is any solution."
Chapter completed!