"This precipitation is not good, where does the cold air flow come from? The air pressure is also low. Let's go and see Mr. Mu."

Li Family Village, Li Yi knew that a thousand prisoners would arrive tomorrow, but he was considering the situation of the elderly.

Many times people suffer from sudden diseases due to the environment. They are hot, cold, low air pressure, heavy moisture, lower oxygen content in the air, and increase the concentration of sulfur dioxide in the air...

In addition, there are dietary factors. If you eat too much at night, your body will have problems adjusting during sleep. Coupled with the change in the magnetic field, there will be more people who die in the middle of the night to the early morning.

Some people in Li’s village also passed away. Older people have too many old diseases, so Li Yi can’t help recuperate.

Fortunately, there were only a few others who were raised slowly, and in a good mood, Li Yi felt that he could live longer.

When he found Li Dan, Li Dan sat down by the floor-to-ceiling window, holding a book about economics.

There is a teapot next to it and no oxygen bag is seen, which means he is in good health.

"Xiao Yi and Wen Tian are here!" Li Dan put down the book, poured tea himself, and washed the cup first.

Li Yi took the blood pressure meter and put the stethoscope inside. He tested it three times in a row: "Healthy."

"It's all due to Xiaoyi's ability. Do you think Jingzhaofuguifang has a better life now?"

When Li Dan reads economics books, he happened to see finance.

He thought of exchange coupons and public money, plus the purchase loan provided by Lijiazhuangzi, and was concerned about going to the "private" cabinet shop.

The so-called private sector is dominated by families, royal families, and officials, including people in the palace.

The cabinet house in Jingzhao Mansion can be responsible for mortgage leasing, mailing things, mortgage real estate, valuables, and lending to the outside world.

With the emergence of exchange coupons, the people did not use copper coins, silk, or gold as currency and sent them directly to Lijiazhuang for banknotes.

The transaction is useless if you don’t put the goods here. If you keep them, you will have to give you money. I will bring the exchange coupon to travel.

The interest on the government money dropped, with the first monthly interest of 10%, and the interest was collected monthly.

I borrowed 40,000 yuan, and a monthly interest rate of 40,000 yuan. After one month, I paid back 40,000 yuan. This money was used as principal and continued to lend.

Some places even require that the principal and interest be paid back 7,333 cents per month, and the principal and interest are still paid according to the total amount.

The merchants were exploited in this way, and there were still wealthy families in the local area who had to borrow, but they would not be able to borrow.

As the court had a lot of money and the government could not use the money, the Ministry of Revenue directly allocated the salaries of officials.

The public official Qian Liyi insisted on existence, cancelled the monthly news, calculated the annual interest, and paid the principal and interest in December.

The annual interest rate is 12% or 12%.

When buying a cow, you don’t have to pay it back every month, and the people will benefit from it.

If you make money back in six months, you will repay the loan in advance and calculate interest on a daily basis.

Borrowing and lending in commerce are different, with monthly interest payments and short capital turnover cycles.

The government money interest rate is low, and the cabinet shop is uncomfortable, which will hit them.

They have thought of ways, such as the person behind them, forbidding the public to pay low interest rates, which obviously failed.

They thought about uniting and borrowing money from the government and lending themselves.

Borrow from the government money, guarantee large amounts of funds, and pass the review through various means, such as sending merchants to borrow.

The money of the government is not fixed, and the fund pool can be large or small. The court can take out 10 million yuan and put it out. Can it be borrowed?

If you dare to borrow ten million yuan, will Lijiazhuangzi still borrow ten million yuan?

Loans money require collateral. The value of the collateral is less than 50% off. At most, 100 pieces of things can be borrowed.

You can't have 40 million pieces, right? That's true, Lijiazhuangzi continues to provide funds.

When you take back your interest, the excessively issued part of the core will be eliminated.

Li Dan all knows this. He reads books and thinks he has a better way.

Li Yi had nothing to hide, so he nodded and shook his head: "There are any impacts, but the interest rate cabinet will make a profit. The better the price control, the more stable the economy and the more developed the finance."

"In ordinary situation, who will borrow money?" Li Dan was very regretful, and it turned out that he could not kill others.

"Social stability, commercial lending increases, and non-commercial lending decreases.

People have money and food, but no longer borrow money to buy food. This is non-commercial loan.

People want to build greenhouses without money, so they borrow money to build them. This is commercial.

The less non-commercial lending, the stronger the country's economic foundation is.

The more commercial lending, the more prosperous the country's economic development is, and the risks increase.

At present, the existing financial industry does not directly participate in risky business investment, but only provides simple social and financial basic services.”

Li Yi didn't like the current cabinet shop. The products were single and the scale was small, and the linkage with other places was poor.

It is a need for social development that he does not stop it. He does not participate all at once, because the economic development of the Tang Dynasty has not reached that level.

"Xiao Yi, I have a way." After hearing this, Li Dan wanted to show off his abilities.

"Please, father-in-law." Li Yi pulled Princess Yongmu and sat down. Tell me, I'll listen.

"The people are growing wealth, and business is prosperous. Business is lacking in money. The government collects money from the people and borrows it from the merchants to make profits.

When railway construction requires money, you can discuss with the people and place the money in the public hall to build roads. When the railway makes a profit, you can give dividends.

In addition, when the imperial court's infrastructure bidding, the deposit should be placed in the public party money. The bidding will continue, and the public party money will not stop. The extra money will be used to lend money before.

Although the profit is small, it is like a trickle of water. It is always better than idleness. What do you think?"

Li Dan figured it out by reading books himself, he was so amazing, which emperor in the past had such skills?

If you don’t believe it, look at Xiao Yi, are you stunned? He is scared!

Li Yi did open his mouth slightly, glance at the book Li Dan was reading, and then looked at Li Dan himself.

Why don’t you finish reading this book?

If you look at the first thing, you have to take out a small part of the thing behind? Otherwise, you wouldn’t have finished reading it all and deliberately took the credit?

"Xiao Yi! Xiao Yi drinks tea." Li Dan is waiting, please praise me quickly and don't be dazed.

I know I have a good idea, and you are good in other aspects.

You are still young and have not thought about some things comprehensively enough, so you can make progress in the future!

"Oh!" Li Yi took the tea and took a sip: "Mr. Mu's words are really high-minded and enlightened. This book... I have another one, change it."

Li Yi reached out to get the book that Li Dan was reading, and he could not ask the other party to read it anymore, otherwise he would find that the idea was too shallow and his body was important.

"No, no, no, I want to read it more. Maybe I have read it once and there will be a new method."

Li Dan snatched the book afterwards and hoped that the book would increase his ideas.

"Okay! Mr. Mu, looking at this tea, green tea, it turns out that it is mostly fermented tea, and it seems that this kind of tea is what I discovered.

In fact, people from other places may have generally made it, but they just drink it at home and never show it.

Therefore, those who make green tea should not be slandered when they see someone making green tea in advance later.

The most important idea is that even if you find that there is green tea in Chang'an in the future, the green tea you developed is still precious."

Li Yi was confused for a moment and talked about tea.
Chapter completed!