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Chapter 108 Rolling Down the Window

The loss of this scale is not a big fuss.

Goldman Sachs did not propose to ask him to supplement the deposit. Instead, he took the initiative to contact Fan Liancheng and asked him about the long-term plan of Longcheng Group, which may be based on the idea of ​​investing in investment.

Because he knows that he is rich, whether it is these investment banks or ordinary bank lending institutions, they all give Fan Liancheng a very high credit limit. The richer the person, the easier it is to borrow money, and the same is true for enterprises.

Longcheng Group, which holds a large amount of cash and real estate, has a debt ratio far lower than its peers. Some banks' credit departments even found Fan Liancheng and asked him to borrow money from the bank to acquire land or invest in construction.

Nowadays, the down payment ratio for buying a house with a loan is only 20%, and you can lend money in the short term as long as your credit is no problem.

With the major reshuffle of the management of Longcheng Group, all four major banks have successively issued olive branches. After all, they are real estate companies of considerable scale, and a project may meet the annual loan tasks of some branches.

CCB even dared to boast about Haikou that as long as Longcheng Group is willing to get money, it can get the money within three days within 10 billion. This is not a joke.

A large scale and high credibility meant that the risks were also small.

Fan Liancheng had no choice but to make decisions about such things, and in the end he pushed them to Old Man Geng's side. He was doing business and had huge capital demands. It would be absolutely right to deal with banks well.

Although there are losses on the books, the risks in the US financial market continue to increase.

The funds for shorting the U.S. stock market soared in just a few trading days, indicating that many people, like Fan Liancheng, are also bearish on the market and the prospects of specific financial companies, especially those closely related to the subprime loan market.

Bear Stearn recently announced that two of its funds investing in subprime mortgage securitization products went bankrupt, with investors losing more than $1.5 billion in total. It is reported that Bear Stearn's co-president and co-COO Warren Spector is about to announce his resignation, and it is almost a foregone conclusion to be the scapegoat.

Fan Liancheng did make money from this company, and it was exchanged for RMB 50 million. Unfortunately, a "sub-loan family bucket" includes five companies, and a total of three companies have risen in the stock price, causing Fan Liancheng to suffer heavy losses.

After a brief panic in the US financial market, the market recovery occurred inexplicably.

This may be the illusion created by the fact that investors are more confident after the panic is released, or it may be the illusion created by the financial institutions that have joined forces to keep warm.

Judging from the signs of some financial institutions decisively withdrawing, Fan Liancheng is more inclined to the latter, hesitating whether he should continue to increase his short position, thinking that whether it is true or false warm should be clear in the short term.

As for the mainland, it also caused him to lose nearly 16 million yuan, and the leading sectors he selected fell, causing all the profits he earned from Bear Stearns to lose.

What can I do? Even if I make my own decision, I can only swallow my stomach even if I get rid of my teeth.

It is impossible to accept the loss. He plans to continue to wait and see if the crisis in the subprime mortgage market can further increase. From the decline of Bear Stearns, it is enough to see that those markets do not have a way to overcome the difficulties as Wall Street said.

The short price is not bad. William has already directed him to close some of the Bear Stearns stocks and instead invested his funds on other companies to try to make up for the losses.

Lao Fan heard about Fan Liancheng's big money, and in comparison, spending money to buy a car has become a trivial matter.

After learning the specific idea from Fan Liancheng, he smacked his lips and expressed his exclamation. He was probably scared by the scale of funds his son took to do so. He joked, "I'm so brave, I really don't show my appearance." Then he let him do it himself.

I really didn't care.

The day is approaching.

Lao Fan recently met several people from the publishing house, and seemed to want to take advantage of his spare time to write a book and make a copy in his spare time so as not to be bored.

A publisher has offered a guaranteed price of 2 million yuan, which means that as long as the autobiography with no horoscope is written and exclusively handed over to this publishing house for distribution, Lao Fan can get at least 2 million yuan in royalties, and his fame and status are there. From this point of view, the publisher is more confident in the sales of his autobiography than Lao Fan himself.

Fan Liancheng was speechless about this. He also wanted to know what his old man could do to come out by then. He suggested that he just write about how he was broken at the beginning, so as to ensure that the autobiography became popular.

The father and son talked in private, but Lao Fan was not angry at all, but instead thought that this idea was a good idea.

The guy who gave up one leg of his legs had already eaten iron melon seeds. The willow trees on the grave should be five meters high. This adult story has long been put down by Fan Nanhua.

When Fan Liancheng asked again, he only said that buying books to read by himself at that time is not a glorious thing, so he would lose face when he said it.

If that wasn't the case, I wouldn't have been today. I sighed that I was quite proud of my luck when I was so sad. I just didn't even have the old thirty years of Hedong and Hexi.

All the procedures for that car have been completed.

After receiving the notice from the owner of the car shop Gao Ming, Zhao Fu was more active than Fan Liancheng and drove his mother's Aston Martin to pick up the person. After taking Fan Liancheng with him, he made several calls one after another.

I heard that tone, I didn’t know that I thought I was going to fight. I told everyone that I would find more people to play with.

As for how big it is, Fan Liancheng is kept in the dark.

On the way, Zhao Fu asked him: "This car is hung under your subsidiary, right? It means that the car is traded between the company and the company, can you save a lot of money?"

"It is not a subsidiary, a subsidiary of a subsidiary, a subsidiary.

There is only one catering business, which is my dad’s restaurants decorated with sales offices. After operating it, it can almost cost the parent company millions, and sell it when it’s tired of opening it.”

Find a comfortable position, Fan Liancheng lies in the passenger seat and aims the air outlet at his face. The temperature outside is as high as 39 degrees Celsius, so he can only rely on air conditioning to prosper.

On holidays, I wore a pair of black shorts and a gray short-sleeved shirt. I knew I would drive later, so I specially brought a pair of sunglasses. The bodyguards were all in the back.

In addition to working in the company, these people followed each other, saying that it was hard and hard. Considering that the salary of about 22,000 yuan per month and the extra red envelopes that would definitely be given during festivals, it has become a good job that is jealous.

If you want to talk about danger, even if the job of a taxi driver is very risky, it is just a precaution, and at least it has not been useful to them in the past few weeks.

After hearing this, Zhao Fu nodded and replied: "That's pretty good. My mother's car is also attached to my dad's company. By the way, aren't you planning to buy a yacht? When will you come to build a private jet?"

"If I don't spend money, you'll be unhappy, right? How long will it take to buy a car? I'll talk about it after I've made money by trading stocks."

"No, you have a high credit limit, isn't it good to buy a plane with a loan? Then rent it to the company, and it is stipulated that only you can use it. All expenses and other expenses are paid to the company. The company has to pay you rent, which is just for repaying the loan. I heard that rich people do this in this way, and they save money after enjoying it."

Zhao Fu said it very well that private jets are not surprising in the circle in London. Some ordinary aircraft are also called private jets, but they are rare goods in the mainland.

In the name of considering Fan Liancheng, he blatantly advised him to spend money. Who made Zhao Fu not have much money himself? Once Fan Liancheng bought it, he would take the opportunity to enjoy it.

This operation sounds incredible, but it actually works. It is equivalent to putting the company's money into your own pocket. Fan Liancheng has heard from the financial person.

In fact, all aspects of life expenses can be paid to the company, so many bosses do not receive their wages at all and are not interested in the salary themselves.

Using company money can save taxes, and receiving wages requires paying a large amount of personal income tax. This account has been calculated clearly. It is correct to earn more, but the tax rate is generally lower than that of ordinary middle-class people.

As a member of this circle, Fan Liancheng certainly thought it was very good. At this moment, he replied lazyly: "Let's talk about it, I feel that I can't use a yacht. It's very convenient to rent one. There are yacht clubs everywhere, and there are many companies that rent private jets. I'll talk about it when I need it. I should only buy a yacht in Longcheng, and put it on the river, rent it to hotel customers or use it for socializing by myself."

Zhao Fu sighed deeply and said regretfully: "If I were as rich as you, all those were arranged as soon as possible. Regardless of whether it was useful or not, I would buy it first. As the leader of the younger generation of rich people in our demon city, we cannot show our faces to the people of the country on behalf of us?"

"Oh, can it be that I'm saving and my fault? Don't give me bad ideas. After all, it's a serious businessman. It's better to be low-key. Even if I want to buy it, I have to buy it in the name of a casino company, and it's cheaper."

"It's okay to be high-profile. I'll learn from your dad. I'll spend money while doing charity and donate some to Longcheng Primary School."

Zhao Fu changed the topic and continued: "Forget it, at least you were much better than when you made coffee in London. I am willing to spend money to buy Veyron. On behalf of the SSL Supercar Club, I would like to thank you first. In the future, I will go to other cities to brag about it. At least I have more topics to talk about it."

""

Doing charity is also within the advice of the accounting firm. Fan Liancheng really had an idea after hearing this. This kind of thing is also high-profile, so there is no need to rush for the moment.

Arrive near the used car dealer.

When I saw supercars on the side of the road, I felt something was wrong. When I arrived at the door, I found that thirty or forty people came. When Fan Liancheng showed up, he threw firecrackers and exploded. There was a banner hanging at the door of the store, saying, "Heroic celebration of a Bugatti Veyron with xxxx!

It's quite emotionally wise. The person who makes banners doesn't write down his name, otherwise it will be very dazzling if it falls into the eyes of others.

Fan Liancheng covered his face with his hands, and he was completely invisible. He had a headache and asked Zhao Fu with a squinted look: "Your big deal?"
Chapter completed!
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