"There are actually very few people in the city who really have no housing. In this case, there are even fewer people in small cities. Everyone has more or less a house, or at least a house where they live. There are only a few people who have no housing at all. They want to improve their housing and buy houses. There are also the next generation of urban residents who need to buy houses when they get married or move out of their homes. These people should be the main group of buyers. In addition, farmers who work outside need to buy houses for their children's education or for their work convenience. In addition, those who have money in the town want to buy houses in the county, those who have money in the county want to buy houses in the prefectures, those who have money in the prefectures, those who have money in the prefectures, those who have money in the prefectures, and those who have money in the prefectures, and those who have money in the prefectures, and those who have money in the prefectures, and those who have money in the prefectures, and those who have money in the prefectures, and those who have money in the prefectures, and those who have money in the prefectures, and those who have money in the prefectures, and those who have money in the prefectures, and those who have money in the prefectures, and those who have money in the province want to buy houses in the province."

"The people who do not have housing in the city are often the real difficult groups in the city. In fact, whether the housing prices rise or not has nothing to do with them. For the real miserable group, even if the housing prices do not rise, they cannot afford to buy a house. Buying a house can only be a beautiful dream and also increase the price, but it only makes them farther away from their dreams; the proportion of these people is not high, about one or two percent; and those working groups in the city choose to rent houses. Only those who have the conditions choose to buy a house, and the housing prices are for them.

It has a significant impact, which may make their dreams impossible to realize. However, I think this is not a very critical point. There are fewer migrant workers who have the willingness to buy a house, while there are more migrant workers who have the low housing prices and have the willingness to buy a house. A rational person is within his ability and has an impact on these people, but it is not absolute. After all, farmers also have their own land and housing at home. Those who choose to go back to their hometown to build houses are still mainstream. Although there are many people who want to stay in the city, the proportion is not too much.

Big. As for the group of people who look up at the mountain, they cannot consider it, and there is no need to consider it. These people often have their own houses in the town, and then want to buy houses in the county, and want to buy houses in the city. Although people go to high places and water flows to low places, this idea is not wrong, but this part of the housing demand is obviously not necessary. If this group of people can be completely met, the demand for houses will be too large. It is almost the same for each family to consider two houses. Moreover, these people are not too big at all.

Value, many people who work in the town buy houses in the county, and only go out to live for two days on weekends, and are usually empty. It is a total waste. Besides, since they have the extra money to buy such a house, they are not short of money. At least, they don’t have to buy a house. In fact, it’s more about investment. For urban residents with poor housing, and those who need housing when they get married or move out of their homes, this part of the people is the real victim of rising housing prices. These people’s demand for houses can basically be considered rigid, which is the so-called urgent need."

"What we really should pay attention to in society is this group of people. Many of them are laid-off workers and low-income groups in urban areas. They are even far inferior to migrant workers' income. They cannot engage in high-intensity physical labor and can only do some ordinary jobs, such as store waiters. They have no land or formal jobs. Say they enjoy the national policies, and they have some gaps from the minimum living allowance. Moreover, our minimum living allowance policy has a very narrow scope of security and the standards are too low.

More than 100, what can we do in today's society? However, the insurance they pay according to the city's standards. Just like medical insurance, urban residents and laid-off workers pay medical insurance themselves, which is more than 1,000 yuan a year. These low-income people have to work for almost two months, but how much is rural cooperative medical insurance? The reimbursement ratio is the same, and social insurance is also paid. The units they work for often do not buy social insurance, and they have to pay social insurance by themselves. Now the social insurance is about 3,000 yuan, which requires their three to four months of salary.

, It is equivalent to half of the year paying medical insurance and social insurance, so most of them don’t buy insurance at all. When I was in Pei County, I roughly learned that there are quite a proportion of people with family income of about 2,000 yuan. Even if they save money a year, they can save at most a few thousand yuan. Even if we are 5,000 yuan, now, even in towns, houses are tens of thousands, and the county town usually costs more than 100,000 yuan, and 70,000 yuan can buy smaller ones. Even if it is 70,000 yuan, the down payment is 30%, that is 20,000 yuan. Now, the houses in the county are usually worth 100,000 yuan, and 70,000 yuan can buy smaller ones. Even if it is 70,000 yuan, the down payment is 30%, which is 20,000 yuan. Nowadays,

They are all clear water houses, and there is no door. They have to be decorated. I have seen several of the simplest decorations. They cost almost 10,000 yuan. We don’t forget about furniture. This will cost more than 30,000 yuan a year, and they have to save for six years. A mortgage of 50,000 yuan, even if it is a mortgage for twenty years, it will cost more than 300 yuan a month, which is almost the limit they can bear. However, people’s lives are not just houses, but other things, education, everyone has children, or they have children, and no one dares to say that they are not sick."[..com]

"However, the proportion of this group of people is not very large. At least, among urban residents, the proportion is not too large, and it does not occupy the majority. It is about 10%. Of course, this has not been counted seriously, but based on my own estimates. The main body who really needs to buy a house should actually be the kind who originally lived with his parents or needed to buy a house after getting married. This group is the biggest need. Of course, those who originally lived with their parents and needed to move out, this group is not large. The main part is the part of getting married. This group is actually the hardest group to say. In theory, this group is actually the least supposed to buy a house. The marriage age of our country is generally small. Many people get married shortly after they started working. How can they have money to buy a house after just starting work? Even in the most developed countries, they are the most developed countries.

Family can't do it, but we can't ignore this other real problem. Now that there is no house, who would want to marry you, even if the girl agrees, the girl's parents will not agree. In the end, everyone must buy a house. This involves almost all families. Of course, the pressure of girls at home is less, and those children are still young will not consider this issue too much. At least, the child must be in his teens to consider this issue. In this way, the overall proportion will not be much higher. I roughly investigated that the families who really need to buy a house should not exceed 30%, and the pressure of those who need to improve their housing is relatively small. After all, they originally had their own housing. To improve their housing, they need much less money."

"Most people hope that house prices will rise, and control house prices are not inconsistent. It is precisely because most people hope that house prices will rise, so that houses will rise wildly. It is precisely because house prices will rise wildly that most people will crazily join the army of buying houses. At this time, houses have become a commodity, not a place to live simply, just like a kind of material, which is actually not too scarce. At least, it can barely maintain supply, but if it suddenly comes out that such things are going to rise, do you think people will do this?" Liu Gang shook his head and continued, "People who hear the news will immediately buy some storage, and with their purchases, more and more people will join the ranks of purchasing and storage, which will eventually lead to scarcity of goods, which will lead to more people purchasing and storage. The result is naturally conceivable. It can only be barely enough to supply. Now most of the goods have been entered into some people's warehouses. Do you think this product is not tight?"

"The same is true for houses. Originally, houses are not as nervous as expected, but buying up or down is the mentality of most people. With the continuous surge in housing prices, more and more people have been invested in the army of house purchases, which will inevitably lead to scarcity of houses and continue to lead to rounds of price increases. Of course, this is just a natural law. More of those merchants and real estate speculators use various means to create a situation where houses need to rise, thereby attracting more people to buy and further raise housing prices. The government also fuels the fire and makes housing prices rise one after another."

"Then my husband said, how long can this house last?"

"How long will it take to rise? Maybe it's just now!" Liu Gang shook his head worriedly.

"Just just started!" Lin Xiaomu looked at Liu Gang. Although she didn't think so much about what Liu Gang said, as a businessman, her sense of smell was also keen. She felt that the house would rise, but she really didn't think that how high the house could rise, the actual value of the commodity was there after all. Once it was completely deviated from its actual value, what was facing would inevitably plummet.

"If it is just a speculation by merchants, the value of a commodity, there may be a limit. However, the price of this house is not just a speculation by merchants. He has joined the government's factor, and the government plays an important role in this, because the government wants the price of houses to rise most. Merchants hype house prices and earn money, but houses. The more the price of the houses rise, the more they buy houses. All their money is used to buy houses. Not only cash, but also a lot of loans to buy houses. Even more and more loans will be added, and people make money.

It is addictive, and it is difficult for them to abandon this profitable industry. The more they make, the greater their ambitions they will only make. The real money is the government, taxes, land transfer fees, and various fees. They have really entered the finance department. In addition, the crazy loans of banks and banks and the high interest rate spreads of deposits and loans have made banks make a fortune. Of course, even if the government intervenes, the price of this house still has a limit, but this limit may be delayed indefinitely. The longer it is dragged, the harm it will be to society and the country will be greatly affected."

"The government should sooner or later realize the harm of rising housing prices and regulate it."

"Yes, the government will regulate it. Now, there are rumors in this area. Some scholars and leaders have realized the problem in this area. There have been several reports in the newspaper, requiring the increase of the down payment ratio of housing loans and the rectification of the land market. I believe that this type of policy will be introduced in no time. However, I think this type of policy should not be too tough. It is more of a guiding policy and will not have much effect. If nothing else, the government will take the lead in boycotting.

In the performance assessment, it is mainly GDP. What can be the best increase in GDP? What else can be found besides real estate? Apart from GDP, it is the image of the local area, what can best affect the image of the local area? It is real estate. A city with tall buildings and magnificent magnificent magnificent versus an ordinary city. Who is more popular with leaders? Moreover, the massive fiscal revenue brought by real estate also makes the government richer to change the appearance of the city, as well as some other political achievements projects. Do you think they hope the real estate market is deserted?"

"In addition, who is the main body of the second house now? They are not urban residents or demolition households. Although some of the demolition households have made a fortune, our land is more expropriated by the government and sold by them. Most of the demolition households have not gained more benefits. Moreover, these people are a few people after all, and cannot be the theme." After a slight pause, Liu Gang continued, "There are important people with second houses now, civil servants, public institutions, and national

The managers of some enterprises are not only leaders of state-owned enterprises, but also ordinary state-owned enterprise managers, and even a group leader. The civil servants, public institutions, and state-owned enterprise managers I know basically have two houses, or even more. On average, two houses should be more than enough. These people have enough interests in real estate, so they naturally hope that housing prices will rise. These people are enough to affect the policies of local governments. For their own interests, they will also do everything possible to influence the policies of the government."

"What my husband means is that the housing prices will rise sharply?" Lin Xiaomu's eyes shimmered slightly.

"And, it will grow faster and faster." Liu Gang said a little low.

"Husband, you really don't plan to use this money now?" Lin Xiaomu asked suddenly.

"Why, I still want to invest in real estate?" Liu Gang naturally knew Lin Xiaomu's thoughts.

"Anyway, you don't need to make more money now. It will be more useful at that time, right? Besides, if we don't make money, others will make money too." Lin Xiaomu said with a smile.
Chapter completed!