(There are two more chapters to be updated later, wait until I finish them. Also, I don’t have time to check for typos. Sorry, please help me)

"No, I know about the gym, transportation, environmental protection, and the film company. I owe 30 million U.S. dollars?" Sean said, pointing to the numbers above.

"You used the box office proceeds from the previous films to make loans for Basic Instinct and Die Hard," Monroe Deaver explained.

"The money hasn't arrived yet!?" Sean's eyes widened.

"No, the investment cycle for movies is very long."

"Fuck, okay, okay, what's going on with Greg Chemical? I invested more than 40 million in cash, how come I still owe more than 45 million?"

"Greg Chemical was running on debt after it suffered a major blow last time. As one of the major shareholders, of course you are in debt." Monroe Diff spread his hands.

Sean slapped his forehead, "The annual interest is more than 20 million, Fake, are all banks vampires?"

Monroe Deaf's face darkened!

"Boss, of your more than 400 million U.S. dollars in arrears, 224 million comes from our bank!" Monroe Deaf said in a low voice.

"Oh, hahahaha." Sean was so angry that he owed more than 400 million yuan that he forgot about it.

"Since it's my bank's money, what should I be afraid of?" Sean didn't understand.

"Run, this is the simplest method. The bank's assets are only about 55 million. In fact, any bank is operating with liabilities. There is no bank in the account just shown to you. If the bank is included, your current debt will be

Reaching $1 billion!!" Monroe Deve explained expressionlessly.

Hiss, Sean took a breath.

"In addition, I must explain to you that banks are very resistant to economic crises." Monroe Deaf explained that Sean knew almost nothing about the banking industry, and after careful consideration, he explained: "After the war,

The seventh economic crisis has just passed three years ago. In the past four years, President Reagan has used tax cuts, regulatory cuts, expenditure cuts, and currency flow control to gradually bring the U.S. economy out of "stagflation." However, according to past experience, after two years

, starting in 1988, the economy will begin to decline, and the next economic crisis may break out around 1990."

"Economic crisis!" Sean stood up suddenly and looked at Monroe Deaf in shock, "This is impossible, you, you can predict the economic crisis!?"

Even Sean can’t believe this. If the economic crisis could be predicted, would it still happen?

Will those super Storas still sink in the economic crisis?

impossible!

"This is not a prediction, sir." Monroe Deaf stretched out his hands to calm down Sean, "Everything will go through peaks and troughs, and the economy will grow from rapid growth to slowly sluggish. These are just from the annual economic report.

It can be seen from the economic slowdown, unsaleable products, and rising employment rates. These things did not happen suddenly, they all appeared little by little. The data shows it very clearly, and it is not a secret."

"Then why not stop it? Why do so many big companies suffer heavy losses or go bankrupt because of this?" Sean couldn't understand it at all.

"Uh..." Monroe Deaf sighed inwardly. He found it difficult to explain. After all, the boss never even went to college.

Those nouns were difficult for Sean's IQ to understand.

Sean:???

"To put it simply, these things can be seen but cannot be stopped, just like... Sean Transportation Company, but when the economy begins to slow down and products begin to be unsaleable, the company's transportation capacity will inevitably become idle, but what should we do at this time?

Are those transport trucks sold?"

"This doesn't sound like a problem, but just because the economy has fallen into a downturn, monopoly companies like ours have idle transportation capacity. Is there anyone who still has insufficient transportation capacity? This is impossible, so these old cars can only be thrown away somewhere.

It turns into scrap metal, which is a loss, a huge loss, including layoffs, and layoffs require compensation."

"The economic downturn will eventually pass, and the company will need to purchase new vehicles and increase employees again. This is another huge investment."

"We can't give up the market now just because we have to prepay until the economy will hit a trough later."

"right!"

Stop eating because of choking!

Sean suddenly realized, "This thing really cannot be done. Not only can't it be done, during the economic crisis, we should grit our teeth and expand the market. Of course, the killing will be more tragic."

Monroe Deaf looked at Sean with a surprised look on his face, as if you actually understood and could draw inferences. Damn it, this is so annoying.

Sean's face darkened on the spot, "What the hell is that look in your eyes!"

"Ah, ha, ha ha ha." Monroe Dave scratched his head in embarrassment, "I'm glad, really. Boss, you know, as a professional manager, we are afraid that we won't be able to explain something to the boss."

"Don't talk nonsense, why are you predicting a recession in two years?" Sean asked with a cold face.

"There is a set of data. After World War II, several economic recessions and crises occurred. The times were 1948-1949, 1953-1954, 1957-1958. This was the world's first economic crisis, 1960-1961, 1969-1970, 1973

-1975 was the world's second economic crisis, and 1980-1982 was the world's third economic crisis." Monroe Deaf gave an example.

"Even the longest time was only 8 years apart. After President Reagan was re-elected, the economy has already seen a significant decline in development. This year's fiscal deficit is already certain to increase. Judging from the current rate of decrease, it will be 1 to 1

It will start to decline rapidly after 2 years.”

"We must start preparing now, boss. Americans have never had the habit of saving. Now that the economic situation is good, the deposits we absorb are relatively high, but as the economy declines, the deposits we absorb will also fall."

"Then what is the bottom line to ensure the safety of funds?" Sean felt troubled when he was told this. He had been struggling hard in the past two years. In a daze, he had made a lot of money, but he owed even more.

"It is best to ensure that the amount of your debt is within 150 million, and should not exceed 50% of your assets. This is the safety line. If you are making a difference in the current economic crisis, it is best to keep it lower and prepare more cash."

Luo Deif stretched out his hand and made a gesture.

"Then we need to pay off the outstanding bank balance first, right? I'll think about it." Sean muttered in a low voice.

"No, now, you misunderstood." Monroe Dive waved his hand quickly.

Sean frowned and looked over.

"The best thing is to repay our own money. There is nothing wrong with owing money from other banks." Monroe Deaf put a smile on his lips.

Seeing this smile, Sean slowly sat back on the sofa, his intuition telling him that this guy was planning something 'interesting'.

"Tell me what you think." Sean squinted his eyes to listen to this guy's thoughts.

"Occupying the funds of other banks will reduce the amount of cash they can use in the economic crisis, while leaving our bank with ample funds to facilitate early planning during the economic crisis and acquire or obtain companies or shares with some good assets." Monroe

·Diff said with a smile.

"Isn't it? It would be better if we can cause the other party's bank to go bankrupt and be acquired by us." Sean grinned slowly, "I really like your statement."

"It seems that the economic crisis is not necessarily a bad thing."

"For companies with good assets and ample funds, the economic crisis is not a bad thing, but for those companies with poor management or excessive debt ratios, it is a big crisis." Monroe Diff nodded in approval,

"Well, international consortiums whose companies have reached a certain level will not have a hard time. They are too big. Even if they evade in advance, they will inevitably be hit by artillery shells."

Sean nodded. The boat was small and easy to turn around, but it was also easily beaten to death by the storm. The boat was big and could withstand wind and waves, but it had to fight hard when encountering a storm.

"Okay, I understand, I won't mess around with any new industries recently." Sean nodded.

Seeing this, Monroe Dive breathed a huge sigh of relief, and the corner of Sean's mouth twitched slightly.

However, he also knew that he was indeed not a business wizard, and almost everything he wanted to do was improvised, including this sudden purchase of a prison.

The 180 million yuan was spent without thinking. The whole thing was to withdraw funds from the bank, which made the bank very passive. At first, Monroe Deaver was very opposed to being so impulsive.

In fact, I was impulsive when I invested in Greg. I just thought that the daily chemical industry would become one of the world's top 500 companies in the future, so I invested impulsively. It's been almost a year, and I haven't seen any money back, and I still have debts.

Tired.

Of course, it cannot be said that there are no benefits. In order to find a way out for Greg, I came up with the idea of ​​​​Cartagena Industrial Zone, which eventually became bigger and bigger...

Sean knew that they had analyzed their own industries in private, and the one they praised endlessly was the fitness group. Although the others were very wealthy, they relied on underground forces and force to maintain their business, which was not a normal business method.

These highly intelligent people are all somewhat arrogant and do not take those abnormal companies seriously.

However, he doesn't care.

You can say whatever you want, but things must be done for me.

If you dare to play tricks on me half-heartedly, there are ways to make them disappear!

The founders are not kind people, and they will usually be played by their subordinates. In the end, it is the second and third generations who are hollowed out of the company.

Now that Monroe Deaver is gone, Sean thinks to himself for a while, what are the places that still need money recently?

The money for the construction of the hotel and prison has basically been allocated.

Here at the Peace Hotel, the decoration is coming to an end and the finishing touches are just about to be finished.

Others, such as environmental protection, construction, building materials, and banks do not need to invest themselves.

As for the film company, the two films are just short of being released.

After doing the math, I have nothing to invest in now. I can use all the money I make to plug holes!!

Sean's mood immediately improved.

Yes, go to Hollywood. Damn it, Harvey, a fat pig, doesn’t pay his damn bills. Do you want to die!?

Harvey, who was far away in Hollywood, was inexplicably excited, and then he spurted out and fell limply on top of the woman.

woman:???

That's it?

No, have you come in yet?!

…
To be continued...