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Chapter 142 Robbing a bank?

As soon as the guy who was calling out finished speaking, he immediately attracted the beatings of Cheng Huailiang, Li Yong and others. They were beating and scolding: "Bastard, my Tang Dynasty soldiers are in full swing, how could I not be able to defeat a small Gaochang?"

Although Cheng Huailiang and Li Yong were just joking, the people in the field despised all the guys from house to house, and even the last few big merchants secretly showed mocking eyes. Since the founding of the Tang Dynasty, it has almost swept the world and pacified the wars within the Central Plains. After that, in the war against the outside world, it has won many battles. Tuyuhun, Turks, Goguryeo and Tubo were all defeated by the iron hoof of the Tang Dynasty. None of these countries are much stronger than the small Gaochang. Even if there is a Western Turk next to it, in the eyes of the Tang people, the Western Turks are just a sick man who is surviving and not worth mentioning at all.

A series of victories have long made the Tang army an undefeated myth in the hearts of the people. Therefore, as long as the Tang Dynasty sends troops, almost everyone has already determined that the victory is in place. The only difference lies in the length of the war and the number of casualties.

It was precisely because of this confidence that someone in the court stood up and shouted: "Your Highness, although Qian is just a merchant, he also has a heart for the country and the people. Since the court agreed to buy and sell the land of Gaochang, even if the villain lost all his money, he was willing to support the court's actions. Therefore, the people were willing to pay 100,000 yuan to subscribe for 1,000 yuan of land coupons!"

Li Yan, the person who stood up and spoke, knew that this person was Qian Gui, who was a businessman who actively supported the development of industry and commerce, and was also a hard-core supporter of himself. Now, with his strong wealth, he has opened several huge textile factories and also served as the vice president of the Textile Industry Association. His prestige among merchants is only inferior to Wang Zihao.

When everyone heard Qian Gui suddenly took out 100,000 yuan, everyone took a breath. This was not a small amount. In the past, if you were rich, you could be called a wealthy businessman. Now with the development of industry and commerce, more and more people with wealth are rich, but people who can get 100,000 yuan at once. However, it is rare in Chang'an.

With Qiangui taking the lead, other people are naturally not willing to fall behind, but compared to Qiangui's wealth, few people can give out 100,000 guan at once. Even Cheng Huailiang and Yanbei have only 50,000 guan. This does not mean that they are not as expensive as Qiangui's financial resources. On the contrary, the financial resources behind them are more than ten times more expensive. However, Cheng Huailiang and others are allowed to use so much money at one time. When they go back, if they can impress the elders in the clan, they will use the real financial resources in their clan.

The atmosphere of purchasing land coupons on the scene was very lively. Even the beating man bought 30,000 yuan of land coupons. Li Yan, as the initiator, was naturally unwilling to fall behind. He took out a huge sum of 150,000 yuan at once, and a total of 54 people attended the meeting. Finally, after statistics, he purchased a total of 2.23 million yuan of land coupons.

That night, Li Yan Lianwan entered the palace and told Li Shimin the good news, but he jumped up happily. After turning a few times, he grabbed Li Yan's shoulder and asked three or four times in a row. Finally, he was sure that he had heard it wrong. Then he sat on the chair and muttered to himself, looking unbelievable.

In fact, it is no wonder that Li Shimin was so excited, because during the Battle of Goguryeo, the total cost of the Tang Dynasty was only 1.8 million guan, and even the pension for the death warriors was only 2 million guan. But now, Li Yan bought some land in Gaochang in advance, and even raised more than 2 million guan at once. This money was enough to destroy the Western Turks, let alone defeat Gaochang, by the way, it was enough. After all, the Turks were not like Goguryeo, and there were not so many cities to defend. As long as the opponent's spirit was destroyed, the victory situation was almost established.

Seeing Li Shimin so happy that he couldn't even find Bei, Li Yan cursed his lips and secretly mocked Li Shimin for not seeing the world. Raising money from Cheng Huailiang and the others was just the first step in issuing land coupons, and it was just the preliminary preparation for fundraising. The real beginning was the next step.

After Li Shimin was excited, Li Yan wanted to talk about his next plan, but Li Shimin waved his hand and said with confidence: "Liulang, you can use any means you have. Although the money for war is enough now, the court is using money everywhere. It will be easier to do more for the father and the princess!"

"Don't worry, my father, my son will do his best to arouse the enthusiasm of the people of our Tang Dynasty. The country's financial resources will surely eliminate the threat from Xichang and the Turks!" Li Yan also said with a firm look on his face.

That night, Li Yan did not sleep all night very rarely. Wen'er and Hua'er were even more surprised to find that their prince had been writing all night and served Li Yan for two years. This was the first time they found that he was so diligent. In the end, even Wen Xin was shocked. They got up in the middle of the night to make a simple midnight snack for their husbands, and asked him with concern if he was stimulated. Li Yan was so amused and explained for a long time before Wen Xin fell asleep again.

The next day, as soon as the newspaper started working, Li Yan rushed into Yanbei's office, handed him the article he had been busy for the middle of the night, and told him to put it on the front page. Yan Bei was very surprised when he saw the report sent by Li Yan. He didn't understand what he was going to do. Just as he was about to ask, Li Yan left hurriedly, but he had no choice but to do so.

After Li Yan left the newspaper, he did not return to the royal palace, but went to Dengxianlou, had some breakfast casually, and then rushed to the Datang Bank diagonally opposite Dengxianlou. The so-called Datang Bank was its predecessor, which Xijun created exclusively in order to meet the needs of the Goguryeo battlefield.

At that time, many soldiers placed their money in this bank, and a considerable number of the soldiers who participated in the war were transferred from Guanzhong. So in order to facilitate the soldiers to withdraw money, Xijun set up a branch in Chang'an. However, with the development of banking business, the role of the bank has been paid more and more attention. The name of Dengzhou Bank seems a bit narrow. So it was just renamed Datang Bank some time ago, and the headquarters of Dengzhou was moved to Chang'an. Some time ago, it was also advertised in the Industrial and Commercial Daily and Datang Daily.

The bank was originally founded by Xijun, but because she was pregnant, Li Yan would naturally not let her worry about these things anymore. Wang Zihao felt sorry for his daughter and his unborn grandson, and took the initiative to provoke the daily management of Datang Bank. Although he was unfamiliar with many businesses, he did not feel difficult to deal with with his years of business experience.

The headquarters of Changan Bank is a three-story high-rise building, which is still mainly made of wooden structures. Li Yan was very dissatisfied with this, so a Datang Bank headquarters building is being built on the open space next to this tall building. The architectural style of this building is still mainly the style of the Tang Dynasty, but the main structure has all become reinforced concrete. After all, the height of the building is set at four floors. If steel is not used, it is impossible to support it with concrete. Fortunately, the output of steel has increased significantly now, and with Li Yan's identity, it is not difficult to build a batch of steel bars. Of course, Li Yan did not forget to build a huge and solid vault under the building. The surrounding walls were poured with three floors. Even if gunpowder was used to blow it up, it would not have a big effect.

Although Datang Bank is only a building now, there are three main doors below, each door has several high counters, the style is exactly the same as in the pawn shop. The reason why the three main doors are opened is to correspond to the three main businesses of the current bank.

The first two businesses are naturally the most basic functions of banks, that is, saving money and withdrawing money. With the good reputation of banks in the battlefield of Goguryeo, more and more soldiers and generals are willing to deposit their military pay into the bank, which will save the trouble of custody, and when there is no cash in hand, it can also avoid taking the money around them to drink or gambling because they are so angry.

It was precisely because of the good reputation established in the army first, and Li Yan made great efforts to promote it vigorously in the newspaper afterwards. As a result, more and more ordinary people accepted the new thing of the bank and were willing to deposit the remaining money in their hands into the bank. However, unlike later generations, the interest rate of Datang Bank was extremely low, and the money he had always deposited for a few years may be only a few cents in the end. The reason for this situation was related to the underdeveloped loan business.

The third gate below Datang Bank is the corresponding loan business. However, due to the risk of loans, the loan business is not wide now. If ordinary merchants fail to turn over their funds and want to make a loan, they must find an industry association in their industry. This association must also be recognized by the bank, and then the association will come forward to provide insurance, and then go through a series of complicated procedures to get the applied loan.

It is precisely because the conditions for loans are too harsh, so although the interest rate of the bank lending is very low, there are not many people who can get the loan, and the loan business will naturally be affected. However, there is no way to do so. The money in the bank belongs to others. If it is released and cannot be collected, it will not only affect the reputation of the bank, but may even cause the new banking industry to die. Therefore, the early business is still mainly cautious and stable.

Li Yan passed by the crowd in line in front of the three gates. Just as he was about to enter and exit the small door next to which the internal staff was only for entering and exiting, he suddenly heard a loud noise from the gate that withdraws money in the middle. Before he could understand what was going on, he heard a 'ping-pong' sound inside, and then a figure rushed out of the door and ran out more than ten meters in the blink of an eye.

"Ratch... rob the bank?" Li Yan was stunned. He didn't expect that what he had never encountered in his previous life could have witnessed it in his own eyes in the Tang Dynasty.
Chapter completed!
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