What is the most profitable bank?

Then there is no doubt that this is definitely a loan. Using the funds of bank depositors to do "high interest" loans, this is definitely a profitable business, and you can make sure you make a profit without losing money.

When it comes to bank big customers, real estate developers are definitely ranked first.

In recent years, all walks of life in Xiangjiang have been affected by the overall environment and are not very prosperous. The real estate industry has been hit by the situation, which can be said to be a "big plunge" and has lost all its money.

If the house cannot be sold, the loan...it is naturally difficult for banks to take back, so many banks that are not cautious in their operations go bankrupt or fall into trouble, which seems "appropriate".

Obviously, since Wang Wenhua and the others will target Jiahua Bank, it must be one of the "bad-management" banks.

"Wenhua, Jiahua Bank and others don't know how to borrow money from other banks?"

This is a question from Mo Xuan.

Opening a bank is definitely a master with great powers. It requires countless relationships, inside and out, so this connection is definitely great and has connections with other banks.

Could it be that no other bank is willing to "borrow money" and turn over?

"Boss, you are really powerful. You can guess what Jiahua Bank has done from my words." Not to mention the others, Wang Wenhua first gave his boss a big thumbs up.

No matter how strong this business ability is, it is necessary to have a good relationship with the boss.

Upon hearing this, Mo Xuan smiled faintly, and then Wang Wenhua began to report what he had investigated:

"Boss, according to our investigation, a few months ago, people from Kawa Bank actually attacked everywhere and contacted other banks in Xiangjiang, hoping to make a turnaround."

"But you also know that for a bank, having money in hand is the safest thing."

"Especially, the economic downturn in Hong Kong has a great impact on all banks. Other banks are too busy with their own care, so how can they care about Kawa Bank?"

"Too."

Mo Xuan expressed "deeply" in what Wang Wenhua said.

Just now, in Wang Wenhua's report, an important "concept" was mentioned, that is, "cash flow", a noun that was often mentioned by those big guys in the 21st century.

When doing business, you often care about profits most, but in fact, the most important thing is cash flow.

Cash flow is commonly known as flowing water, which makes a lot of sense. Whether flowing water can bring you wealth is a problem of structural design.

If there is a curved river in front of your door and you live on the inside of the curved river, the flowing water will increase the land area in front of your door every day and provide you with a steady stream of wealth.

A good business is a business with cash flow.

In the 21st century, why is Apple famous in the world? Why does Apple's CEO go to in any country? All the treatment of the head of state is given by the head of state? There is no way, they have money.

This wealth is not limited to a market value of nearly one trillion US dollars.

According to statistics, in 21016, Apple's cash reserves exceeded US$250 billion, or as high as RMB 1688.8 billion in cash, which is a number that is enough to make a developed country tremble.

How horrible is it?

It can buy 234.59 million iPhone 7 plus! And in 2016, Apple phone shipments were 215.4 million units...

You can buy 19.018 million vehicles. The 2016 upgraded version of the 1.5t manual two-wheel drive super value Harvard H6 SUV. The Harvard H6 is the annual sales champion of Huaxia UV in 2016. A total of 580,000 vehicles were sold. If calculated based on a 10% increase each year, the h6 will have to be sold for 15 years before it can sell enough so many vehicles.

The most expensive BMW 2017 m760li xdrive Excellent Luxury Edition is 2.658 million, and 635,468 million vehicles can only make up 1688.8 billion!

According to the housing prices in the capital, an average house with an average of 6 million yuan will be calculated, and 281,467 million commercial housing units can be purchased for 1,688.8 billion yuan!

1688.8 billion yuan is more than the total GDP of the entire Guangxi Zhuang Autonomous Region in 2015, and the world's strongest country Germany has more foreign exchange reserves...

So much so, people often say that the richest people in China and the top ten richest people in China are all fake, and their value is all produced by the so-called "stock market" to the "bubble".

If they really want to take out so much cash, can they take it out?

As the saying goes, if you die, I will not die. Now the major banks in Xiangjiang are "stolen money". How could they be so self-sacrificing to lend money to another bank?

The other party, to some extent, is their competitor.

"But Wenhua should have more than one factor."

In addition to the above, there is another saying, "Looking for wealth and honor in danger". If Jiahua Bank is willing to make a lot of rewards, in Mo Xuan's opinion, there will definitely be other banks that will be tempted.

There is never a shortage of ambitious people in this world.

"Hehe, boss, you are really a clever plan."

When he heard what Mo Xuan asked, Wang Wenhua really "looked at his boss with admiration" and a capital letter. He was the latest news he had just received before he came.

"Boss, do you know the overseas trust bank?"

"nonsense!"

Hearing this, Mo Xuan couldn't help rolling his eyes.

He hasn't heard of this famous name of overseas trust banks. This is the most sensational event in the entire Xiangjiang financial and business world recently, and even affects countless ordinary people.

The Overseas Trust Bank was founded in 1956. The founder Zhang Mingtian is a wealthy businessman in Malaysia. He became rich in real estate, hotels and manufacturing industries in Malaysia.

At that time, Malaysia under British rule had strict restrictions on Chinese banking operations, while Xiangjiang's operating environment was much looser.

Therefore, in 1956, Zhang Mingtian founded an overseas trust bank in Xiangjiang, and 16 years later, Haituo Bank was listed in Xiangjiang.

After listing, Overseas Trust acquired the Chinese Bank of Zhou Xinian's family by issuing new shares, and established branches in Indonesia, Thailand, the United Kingdom and the United States. At its heyday, it had assets of HK$20 billion and deposits of HK$12 billion. Its strength and business volume began to approach the second largest Chinese-owned Hang Seng Bank in Hong Kong.

At that time, the popularity of overseas trust banks was really unparalleled.

Unfortunately, there were unexpected events in the world. In 1982, the year when Mo Xuan traveled, Zhang Mingtian suddenly passed away. His wife and son were incompatible with another major shareholder Zhuang, so he withdrew from Haituo. Then Zhang Mingtian's family also withdrew from Hang Lung Bank.

It is worth noting that after Zhuang and Zhang turned against each other, problems with Hang Lung Bank led to the takeover of the Hong Kong and British government, and the crisis broke out in Haito.

First, Haito sold the Chinese Bank, which had just been acquired for two years, which showed that the bank's capital chain was interrupted and it was eager to cash out.

A few months ago, Haituo was unable to repay the debt. The chairman of the board and Zhang Mingtian's son fled with huge sums of money and was arrested by the Xiangjiang police at Kai Tak Airport. Several directors of Haituo were also arrested by the police respectively.

Suddenly, a sensation in Hong Kong was caused!
Chapter completed!