Chapter 043 The first pot of gold
When Lin Yaren heard that her father had already moved out all the hard-earned family business, she understood that the other party meant to return to the Sichuan restaurant to help.
He had already had his own business plan and said, "I have never thought about going back to work in my own restaurant this time. Not only that, I will not be engaged in the catering industry anymore."
Lin Guodong heard what he meant was that he didn't want his son to inherit his father's business, so he became angry and said, "Then what do you want to do?"
Lin Yaren can understand his unhappy mood at the moment. After all, he started his career in the catering industry since his grandfather's generation. Until his generation, he was already considered the third generation.
In RB, not only RB people have family business passed down from generation to generation, but also the Chinese family business inheritance on China Street.
Lin Yaren said seriously: "I originally wanted to open a bank directly. However, after my inquiries, I found out that the minimum registered capital of opening a bank is 10 billion yen.
So I had to settle for the second best, and I thought about lowering the opening of a credit union. As a result, the minimum registered capital required by a credit union is 1 billion yen.
There is no way, so I can only downgrade and prepare to register a micro-loan company with a capital of 100 million yen.
When I have 1 billion yen in the future, I will be upgraded to a credit union. When I have 10 billion yen in the future, I will officially open a bank.
As for the office location of my new company, it is within the area of our China Street. From tomorrow, I will find a vacant shop here."
Lin Guodong was stunned for a long time and was able to react: "Are you going to do usury?"
"No, no, you understand it wrong. What I'm going to do is to start a legal microfinance company. It is to provide the best we can to those who need money.
Of course, if you lend this money, you will naturally have to charge a certain amount of interest. The longer the borrower borrows money, the more interest you will have.
Otherwise, what would I pay for the store’s rent, water and electricity bills, government taxes, and the wages of my subordinates?” Lin Yaren corrected.
"Even if I understand it wrong, I'll ask you, where does the money come from? Do you have a registered capital of 100 million yen in your hand?
I will say the ugly words first, don’t expect to borrow from me, let alone think that I will take the house and the restaurant to provide you with any guarantee." Lin Guodong expressed his personal position firmly.
"I have nearly 300 million yen in my hand, which is enough to set up a legal micro-loan company." Lin Yaren said the truth.
Lin Guodong was immediately surprised and couldn't believe what he heard. The tens of millions of yen placed on the table by Lin Yaren had already made him mutter in his heart.
He paid the bride price of 5 million yen, and there was still 5 million yen. How could his son earn this 5 million yen in half a year?
Originally, this doubt had not been resolved by him, but another bigger doubt came. The son actually had nearly 300 million yen in his hand.
Lin Guodong stared at his son sitting opposite him with his eyes tightly, and said without any belief: "Aren't you lying to me, are you?"
"I'm never lying to you in the slightest bit. You always put your heart completely into your stomach. The money I came from is formal and legal.
The reason why I can make this money is that I rely on the principal of your five million yen. My first pot of gold in my life comes from stock trading." Lin Yaren said jokingly.
Lin Guodong naturally knew that stock trading is not only completely legal in RB, but also an extremely decent way to make money. He also knew that in RB, legal industry, it does not mean that it must be a decent way to make money.
Custom shops are completely legal in RB, but not a decent way to make money. Whether practitioners or operators, they will be looked down upon by society.
Stock trading is not something that ordinary people can do. After all, most people are losing money. How could their son make money? Moreover, before this, I have never heard him talk about stocks.
The more Lin Guodong thought about it, the more he felt something strange was said: "You can trade stocks? Let me cheat me!"
Lin Yaren took out his own stock delivery note from his pocket and placed it on the table and said, "This is not fake, right! If you can't understand this thing, you can give it to the person who understands it."
Lin Guodong reached out and took it in his hand to see it himself. At the same time, Lin's mother also approached her husband to look at it together.
"I ran away from home for half a year and met a foreigner who traded stocks by chance. I became a disciple of him and then through his personal guidance, I could make this money from the stock market."
Lin Yaren made up this story casually and made it not new at all. Even he himself knew that as long as he had read past martial arts novels, he basically had such a routine.
Anyway, the young man who fell into a down-and-out encounters a master by chance and has developed a peerless magical skill. He either takes revenge or is invincible in the world.
He just changed this method slightly, and changed from practicing peerless magical skills to stock trading. He thought this was too far-fetched.
Although Lin Guodong and Lin’s mother are not very educated and have low education, they are not stupid. If Lin Yaren had not put real money in front of them, they would never believe their son’s words.
Nowadays, it’s completely different. They are not superstitious, but also believe in fate. Some people can really have good opportunities.
The two of them had heard from others that the founder of Mitsubishi Group, Yataro Iwasaki, had an extraordinary adventure.
It was when he was in jail that he met a mysterious man who taught him how to do business. It was not surprising that they knew such a story, after all, there were all kinds of people who came to restaurants to eat and drink.
These stories, rumors or gossip are all normal things. They looked at each other for a moment and believed it.
Mother Lin suddenly remembered something and smiled and said, "Do you remember, we once found an expert to calculate the horoscope for his son. He said that our son will become successful when he becomes an adult."
"After you said this, I remembered that there was such a thing." Lin Guodong said with his head.
Chapter completed!