Section s

"Sir, everyone, we have done some research on all private loans in this area. It would be okay if they kept the monthly interest at two to five percent, but at present, they all keep the interest at the same level.

When it reaches 10% or even 20%, this interest rate is very common. Some of the ones that offer high rates have reached 50% or even higher. Let alone what they use the money to do.

, even if the money is invested in the shares of our company, it is impossible to repay the interest at the rate at which our company is making money." Allen saw that a few people didn't seem to believe that this could stir up the entire region, so he took it out.

A practical example.

"Gentlemen, the man above is called Sergey. He is a government official in the Far East. Over the years, this guy has participated in this loan transaction in various forms. To be precise, it is a private loan.

He plays the role of an intermediary guarantor. Because he has a fixed income, several large financial companies like such people to provide guarantees, and he can receive a large sum of money every month.

The guarantee fee is about three times more than his normal salary. Anyone would do such a thing. For more than a year, this guy has been living very comfortably relying on the guarantee fee, but recently there has been a problem with his lender.

, one took the money and simply went around eating, drinking, and having fun, hoping to use it to pay higher interest rates, while the other one honestly started a business, but it was a pity that he simply could not afford such high interest rates, and both of them disappeared in the end.

Yes, according to our investigation, both of them have gone to the United States, so this debt has to be repaid by Sergey. He is just a government worker and does not have that much money at all. He has brought a series of

Question." After Allen finished speaking, he sent out another material, detailing the disadvantages of loan sharking.

First of all, loan sharking in the Far East has seriously disrupted the financial order. At present, there are several financial companies operating private loan sharks. After being approved as legal, they operate through their own methods. Their sources of funds mainly come from two aspects, with high

Cooperatives raise funds from the public at several times the bank's interest, usually with annual interest rates ranging from 80 to 150. This is one; second, directly using the bank's money. The main method is to work with bank staff to use the borrower's relevant guarantee information to obtain

Bank loans. The interest rates on loans issued by loan sharks range from 60 to 300 per year. This operation is done with the tacit approval of Sequoia Tree, and the funds are mainly provided by them.

According to the country's regulations on inter-individual lending, the interest rate of private loans can be appropriately higher than the bank's interest rate, but it cannot exceed 4 times the bank's loan interest rate for the same period. The excess interest is not protected by law. Obviously, the interest rate of private usury is far beyond

National regulations. In addition, driven by interests, many people, especially civil servants, have deposited large amounts of funds in these guarantee companies, and it has become much more difficult for banks to absorb deposits.

The use of loan sharks by enterprises to repay due bank loans or use them for operations cannot truly reflect the liquidity status of enterprises and conceal the quality of bank credit assets. The speculative behavior of loan shark borrowers in the stock and futures markets will also exacerbate the problems in the capital market.

Fluctuations bring potential financial risks. From this, it can be seen that private loan sharking has seriously disrupted the financial order. It may be blocked for various reasons in a short period of time, but it will definitely explode in the long term. Currently, the Far East maintains this

The high interest rate has been available for more than a year, and various disadvantages have slowly begun to show up.

Secondly, it increases the operating burden of enterprises. At present, the profits of the manufacturing industry are generally low, and even lower for small and medium-sized manufacturing enterprises. Especially for these enterprises in the Far East, the profits can be said to be primary processing, and profits can only be obtained by relying on volume. Timber enterprises

Only 3-5, clothing companies 5-8, and the profits of many trading companies are more difficult to guarantee. When these small and medium-sized enterprises experience a shortage of funds during their operations, it is difficult to obtain loans from banks, or the bank loan cycle is too long.

They had to borrow from guarantee companies. When these companies borrowed money, they had to grit their teeth and bear the high interest rates. They could only bear the interest for a while, but they couldn't afford it for a long time. Just like Sergey's friends, in

When you can't afford it, all the working capital is taken away and the whole family disappears. Calculated based on the minimum usury interest rate of 60 per year, a clothing company can only generate a maximum profit of 80,000 yuan with the loaned 1 million yuan for production. If the company

If the borrowing period is one month, you need to pay interest of 50,000, and if you borrow for 3 months, you need to pay interest of 150,000. In other words, the borrowing company must be able to guarantee that the principal and interest will be paid off in less than 50 days to be able to maintain balance.

If the loan period is extended, you will definitely lose money. The longer the time, the more you will lose. The more you borrow, the more you will lose.

Except for a few companies and a few well-run companies, it is obviously impossible for other companies to repay the high-interest loans within 50 days.

Third, it gave birth to the banking system. Most loan shark operators are inextricably linked to bank staff. Some give bank staff shares, some directly bribe bank staff, and some guarantee companies are directly banks.

The bank staff opened the loan, but they would find a relative or friend to serve as the legal person or shareholder of the guarantee company. Driven by interests, bank staff used their positions to work closely with loan shark operators. Some helped the guarantee company with loans, and some directly

Bring the money to the guarantee company first. In this way, we can see that private loan sharking will to a large extent promote corruption in the banking system. According to the investigation of the Energy Group Investigation Department, these financial companies have about 30% of the

This is how the money comes out. Now they are not begging the bank, but the bank is begging them, because these bank employees involved have already seen that they are simply playing a dangerous game. They just want to push it away at this time.

It was impossible to get out.

There is also the breeding of crimes in the judicial system. The case of Kurke, the former chief of a branch of the Hadak City Police Department, who was sentenced for accepting bribes, revealed the fact that he was collecting "debts" for a Hadak City society across provinces. Previously, members of this society and gang were

He was recently tried in the Vladivostok Intermediate People's Court for charges of organizing, leading, and participating in a mafia-type organization. According to the indictment, this largest association in Hadak in recent years is mainly engaged in loan sharking, and its umbrella includes former members of the Third Brigade of the Criminal Police Detachment of the Hadak Police Department.

The deputy captain, the former president of the Hadak City Court, the former director of the Hadak City Public Security Bureau, the former head of the criminal police detachment of the Hadak City Police Department (the latter three are all handled in separate cases), etc. Why do officials dare to take risks to collect debts for loan shark operators?

?There are two reasons: when loan sharks issue usury loans to borrowers, they only ask the borrower to issue an IOU, and the lender writes it to an individual, only stating the repayment date and not indicating the interest. The interest is deducted in advance.

For example, if you borrow 1 million yuan with an agreed monthly interest of 5 yuan, if you borrow it for one month, the customer will get less than 950,000 yuan, and the so-called handling fee will have to be deducted. In this way, illegal loan sharking will turn into legal private lending. These law enforcement officers will

Firstly, they can collect debts for "citizens" with peace of mind. Secondly, due to the illegality of loan sharking, operators try every means to find a protective umbrella when setting up so-called guarantee companies, and the leaders of the judicial organs are their first choice. They resort to corruption.

, inducements, emotions and other methods to force relevant personnel to submit. Driven by interests, and when there are clues in the hands of loan shark operators, the heads of these public authorities naturally act as criminal protection umbrellas.

In addition, once there is a problem with the borrower's repayment ability, the loan shark operators will first use their own methods to collect the debt, such as using life and property, interfering with normal work, threatening to interfere with family life, etc. If it is still difficult to successfully collect, they will go to

The court will sue, and the borrower will undoubtedly lose in such a lawsuit. After the court makes a judgment, the borrower will be forced to collect money or even enforce it. In this way, the court becomes a collection agency for loan shark operators in disguise. The relevant staff know that the borrower is the real victim.

However, they openly only prove evidence and push the victim to a dead end. We don’t know the shady behind it. Therefore, private loan sharking will breed corruption in the judicial system to a large extent. At present, the judicial institutions in the Far East region are at least

Ten percent of the officials are involved, and even more lower-level clerks, reaching about 50%. If the media announces this news, it is estimated that the judicial institutions in this area will be closed down.

It is also a major cause of civil crime. In May 2038, a young man in Vladivostok took advantage of his position to take advantage of his position to pay back a 40,000 yuan loan shark; in October 2039,

A citizen of Burke City stole a neighbor's child for extortion in order to repay a loan shark; on March 13, 2031, a group of people in the Sakhalin region kidnapped his cousin to repay a loan shark of 10,000 yuan; a case in which loan sharks forced citizens to commit crimes occurred in various places.

There are still many crimes caused by loan sharking that are hidden under the sun. These people may have had good careers or happy families, but it was precisely because of being involved in loan sharking that tragic tragedies occurred in their lives. We

It can be said that private loan sharking has contributed to citizen crime to a large extent.

Intensify social conflicts. The capital chain of loan shark operators is easily broken, and operators flee with their money. What is affected by this is the interests of ordinary investors, which can easily endanger social economic and financial stability. If small and medium-sized enterprises lose funds due to loan sharks,

When the chain breaks, operators avoid debts and run away, which affects the interests of migrant workers, easily leading to instability in social life and order; loan shark operators often use verbal threats to interfere with the work of borrowers when they demand loans.

Executing debt by illegally restricting borrowers' freedom of life and other means can easily trigger conflicts between each other. From this, we can see that private loan sharking intensifies social conflicts to a great extent.

"Private loan sharking has caused many serious harms to the society in this area, and its harms are increasing day by day. However, there is still a lack of an explosion hole. The reason why there is no explosion is that the redwood trees are the backend of these financial companies.

In the early days, they made tens of billions of dollars from these financial companies, but now they are also facing huge losses, so they have to continue to play this dangerous game until they can no longer sustain it.

That day, as long as we quickly defeat these financial companies, I believe that the entire financial order will undergo earth-shaking changes. Next, we can take advantage of the chaos to obtain interest. Now this place is a good place, and the people of Sequoia Tree will not give in.

But at that time, it was like a brazier. If you are not careful, you will burn yourself. They can't clean up such a mess, but we can. Compared with the benefits we have obtained, these efforts are okay." Allen

After giving a report for more than half an hour, he could finally take a break. All he had to do was to tell his plan. The reason why he talked about the harmful effects of loan sharking was because he hoped that everyone would pay attention to the method he proposed.

Now that my task is completed, the rest depends on the decision-makers.

"President, I think this method is good, but if we carry out this plan alone, I don't think it will achieve the expected results. We can defeat a country through its economy, but it is basically impossible to occupy it.

Things, but if the military and economic pressures are doubled, the hope will be great. By then, the economy of the entire region will be messed up by us. If our Fuso fleet starts cruising in the North Pacific waters again, the redwood trees will definitely feel

If it's not worth it to defend such an area, we can even dispatch airborne troops if necessary. Besides, at that time, their economy will be severely damaged and they will not have the funds to fight the war." Li Xian was quite satisfied with this method.

I very much agree. Originally, everyone still had a lot of doubts, but after hearing Li Xian’s idea of ​​advancing the military side by side, they basically agreed with this idea. He is right, even if the economy is not destroyed, by then we will

There is also military power.

"Well, if you don't have any objections, I think this matter has been settled. Li Xian, you lead the small team to cooperate with Allen's operation and transfer a regiment of the Guards Division to implement this operation. The transfer will begin tonight.

I don't want to see the existence of those financial companies tomorrow night. In a month I will see that this region, including Sakhalin and Vladivostok, is in my hands." Li Cong knocked on the table.

This matter was settled, "Everyone, this matter is of great importance, and all other departments must cooperate absolutely." Li Cong explained again.

"Sir, don't worry. We must cooperate fully to complete your plan as soon as possible." Everyone immediately stood up and said in unison. Originally, there were no such common things when Li Cong was in power. You just agree. The reason why there is such a thing

It was all the fault of that boy Li Er.

Liaoning Province, Dl City, this is currently the location of a Guards Division of the Energy Group. It was originally supposed to be in the south, but because Li Cong wanted to use troops in Northeast Asia, one was stationed here. Currently, each regiment has one

The top leaders have already been decided. These hundreds of thousands of troops have been selected from the millions of troops in the entire army. They are definitely the best of the best. There are even thousands of people from the Thunder Squadron.

Coming in, it is true to say that they have never fought a war, but no one dares to underestimate them. As long as they fight a few times, they will become the ace among aces. It is said that in their confrontation with the current ace army, the First Army,

The strength of a battalion can definitely fight against the strength of a regiment.

One minute and thirty-five seconds after Li Cong dismissed the meeting, Xu Guozhu, the colonel commander of the 002 regiment of the 1st Guards Division, received an order from the military headquarters to assemble all the troops. Immediately, a shrill assembly call sounded over the temporary camp. The entire regiment of 2,500 soldiers fought.

Although the personnel had just laid down for less than thirty minutes, and the day's training had made them just lie down and not want to get up, but at this time they were still very dedicated and took less than a minute to arrive at the assembly point fully armed, because they were afraid

During the war, we encountered air raids, so the entire regiment of 2,500 people was gathered at six different locations, which would allow them to coincide with this transportation operation.

"Attention all officers and soldiers of the 002 Regiment of the Guards Division, you will be given half a minute to count the number of people. The target helicopter take-off and landing base is in squad units. The destination will be informed by the pilot after takeoff, so take action immediately." The regiment leader said.

The sound came out from the earphones of all the soldiers. All the soldiers looked at each other. It seemed that there was something important that required them to take action. In the past, they were the kings of soldiers in each army, so when they saw the situation in front of them, they were shocked.

I know that this is definitely not a drill, it must be an action to seize the time, otherwise it would not be transported directly by helicopter. Although there is a large transport aircraft fifteen kilometers away, the target of the large transport aircraft is also very huge. It seems that

The confidentiality of this mission is still very much needed.

All the soldiers ran towards the helicopter airport under the leadership of the squad leader. The establishment of the Guards Division is 20 people per squad, with a squad leader and a deputy squad leader. The transport helicopter has a capacity of 30 people, and it needs to carry one

After arriving at the airport, due to problems with the crew of the aircraft, some squad leaders and deputy squad leaders immediately divided their 20 people into two parts. Each person carried one part and ran towards the plane. The group leader on the side

Looking at the situation in front of him, he was very satisfied. In some armies, the division in front of him might take a while. The leader looked at his watch, "Not bad, it only takes four minutes."

, 2,500 people have boarded the plane, let’s get on the plane quickly.” The regiment leader said to the chief of staff, several people and several officers from the regiment quickly boarded a helicopter that was about to take off, hundreds of people

The sound emitted by a helicopter should be deafening, but currently, the sound is only one-tenth that of helicopters from other countries, so it can take off without anyone noticing.

"Organize the formation according to the long-range flight, with five aircraft in a batch, starting according to the number." After flying out of the airport for fifteen kilometers, the pilot carrying the regiment leader was the person in charge of the transportation mission, and immediately ordered more than 800 aircraft to quickly

Heading towards the predetermined target, and starting a flight formation on the way, the five helicopters formed a herringbone and headed forward. The flying height was about 400 meters, and the flight speed was more than 410 kilometers per hour. From here, they had to reach the predetermined target.

The landing site requires six hours of flight and more than 2,000 kilometers.

"Commander, the above task has come down. This time we are following the deputy minister. This is the task." The chief of staff did not rest when everyone was resting. At this time, he was receiving the order from the military department.

The order was a direct call from Li Xian, Deputy Minister of the Military. Although the order had been transmitted, Li Xian still felt that it was necessary to explain it directly. Otherwise, he himself would not be at ease. After all, this was the First Guards Division.

There is a mission.

"Mr. Deputy Minister, Xu Guozhu, commander of the 002 Guards Regiment." Although he was on a plane, the etiquette was indispensable. Xu Guozhu gave a standard salute to Li Xian on the other side of the video in the plane. Li
To be continued...