Chapter 1131? The most prosperous commercial street in the British magic world
Next to the shiny bronze gate outside the Harris Wizard Bank, the guard straightened his back and guarded straight at the door. Many of the main bodies were painted dark blue, with bronze lines on the edges and bronze numbers painted on the backs. The clever hand, who bowed politely as the wizards entered and gave simple guidance.
Walking into the hall, you can clearly see the signs divided by different functional areas at the door.
This tall marble hall provides hundreds of different business processing windows. The wizard staff sitting behind these long counters are all wearing uniforms. All male staff combed their short hair or tied their long hair into ponytails, while female staff placing their long hair behind their heads and wearing uniform hair nets, looking very energetic.
Today is not Sunday, but Hogwarts students were also arranged to come to this spacious lobby. During breakfast, Allen announced that the bank will open today, and all Hogwarts students will get a bank account with free account opening - although many young wizards think that their principal is suspected of being a public or private person.
In fact, the students were not able to leave at this time except being opened outdoors. They were arranged to sit in the seats in the hall where the Great Secret Retractable Spell was cast, and sat with the umbrellas and the pro-Harris wizards, gathering up the number of people for today's press conference.
Harris Wizard TV does not seem to be affected by the recent ban on broadcasts in some foreign countries. The live cameras of several cameras face Hermione and Fleur on the podium from various angles. Compared with the TV station when the TV station was just emerging, people also prepared several cameras to capture the expressions of the audience under the podium.
"Dear viewers in front of the TV, we have just learned about the appearance and basic plan of Harris Wizard Bank through the camera. As for its inner workings, we are very fortunate to invite the executive president of the Umbrella Group and the planner of Harris Bank - Miss Hermione Granger, to be interviewed by us." Furong's hand stretched gracefully to the side, and Hermione walked onto the temporary press conference podium. Although she was still a student, she could naturally smile confidently at this time, and raised her hand under the stage to say hello to the audience behind the camera.
"Miss Granger, Bonjour! We all know that before the establishment of Harris Wizard Bank, Gringot has always been the only bank in the magic world. If you want to compete with Gringot, which has been trusted and recognized by the wizards, can you introduce to you some of the advantages of Harris Bank?" As a professional host and a member of Harris, Furong sorted out the interview draft in advance to match the content Hermione needs to express.
"Of course, Ms. Delakur, in fact, our bank's operating model is different from the traditional goblin Gringot Wizard Bank. After we refer to the financial business of Muggles, it has been given more functions. Although it also provides customers with traditional savings of personal wealth, it is no longer dominated by it." Hermione's blunt remarks revealed her judgment that Muggles are ahead of the wizards in finance.
Furong raised the microphone and continued to ask: "Miss Granger, can you explain it for us? You know, many wizards here and behind the TV don't know much about Muggle's financial business...."
"Of course, Harris Wizard Bank will focus on the intelligence of the Muggle Central Bank and the policy bank. It will implement some monetary detection and adopt different policies such as tightness and looseness based on the economic development in different periods. It will generally conduct macro-control of the magical economy, cooperate with the Ministry of Magic to formulate and implement economic policies, directly or indirectly engage in policy financing activities, act as a financial institution for the magic government to develop the economy, promote social progress, and carry out macroeconomic management tools." Hermione took out a propaganda brochure made by Harris Bank and showed it in front of the camera, "You can go to Harris Bank to receive such a propaganda brochure, which explains the various businesses and handling methods of the bank in detail. If you still don't understand, if you want to know more, you can go to the bank's inquiry office, and our bank staff will patiently answer it for you."
"So many businesses... Miss Granger, please answer some questions for the audience who cannot see the manual in front of our TV. How will Harris Wizard Bank charge? I mean, this doesn't sound like a profit structure..." On the podium, Furong asked the topics that the wizards might be most concerned about in front of the screen that was preset before their interview.
"It's not the case. As I said before, traditional savings services exist. Apart from the traditional vault model of the Gringott Wizard Bank in the wizarding world, we charge a management fee and save fees to ensure the safety of the things you store in it. No one can get anything that does not belong to these vaults except the client and the wizards he authorized." Hermione casually turned the brochure to the savings page. "Now Harris Wizard Bank itself is engaged in business, and its main business scope also includes absorbing wizards' deposits, issuing loans, and investing in financial management.
In other business areas...Wizards only choose the savings model as our new model, put Jin Jialong directly in our bank instead of personal vaults. In fact, Harris Wizard Bank will not only not charge customers' fees, but will also pay you an interest of varying proportions based on whether your savings model is regular or current. Because it will allow customers to save gold in the bank, use them in a reasonable and safe proportion, cooperate with the Ministry of Magic or Hogwarts to invest in the development of the magic world, so that the progress of our wizard world can accelerate the progress of our wizard world..."
This kind of wizards who have been living in the wizarding world have never seen the Muggle business make wizards gasp. Although there is no shortage of similar loan programs in the financial field of the magic world, it is more of a personal model similar to the Muggle Middle Ages and Muggle Renaissance that is not professional and rigorous and has a variety of treaties.
"Miss Granger, everyone is very familiar with the traditional Gringott operation... But I don't understand the new model very well. I believe that many viewers in front of the TV are like me, and they don't know about it..." Furong looked puzzled at the right time and asked in a sincere tone, "If the bank uses the customer's funds, wouldn't the customer be out of money when he needs to withdraw money? And if a wizard who saves regular services encounters an accident and urgently needs an accident, will he be unable to withdraw money?"
"Of course not. As I said above, this will be within a sufficiently reasonable and safe range. Muggles have had many years of experience in this kind of business. The experts of the umbrella and the Ministry of Magic have formulated similar regulations based on the actual situation of the magic world... If the customer needs money in a regular manner, he can certainly take out his original wealth, but the part of the withdrawal will be paid at current interest." Hermione said as she took out a pendant from her neckline and showed it to the audience in front of the camera. "Under the communication between Ms. Ravenclaw and Alan Harris of her voter..." Hermione said a bit uneasy and said rigorously.
Gelai is not a lie, "Harris Wizard Bank has also cooperated with the Temple of Ravenclaw. Using this omniscient mark, when you store non-monetary wealth into the bank, the bank will issue such a pendant to you. The pendant stores encrypted information, which records how much money you have stored. And because the temple assists in making it, using Ms. Ravenclaw's divine power, the bank's customers no longer have to worry about being misled... Of course, if you are a believer of Ms. Ravenclaw, you can also use this pendant to directly conduct prayer activities like Ms. Ravenclaw."
Chapter completed!