At eight o'clock in the morning, the alarm clock on Shi Lei's mobile phone rang. Because he was going to meet Li Zhiyue today, Shi Lei deliberately got up early to avoid waiting for Li Zhiyue to call. If he hadn't gotten up yet, wouldn't he have to keep Li Zhiyue waiting?
Just after I finished washing, before a quarter past eight, the cell phone on the bed rang.
The caller ID was Li Zhiyue, Shi Lei quickly answered the call, "Good morning, Zhiyue!"
Li Zhiyue's tone was calm and she responded: "Shi Lei, good morning. Have you gotten up?"
"Of course you're up! Zhiyue, where shall we meet?" Shi Lei asked with a hint of excitement.
Li Zhiyue's tone was still as quiet as a peony, elegant and peaceful. "You know the blue coffee house in the back street, right?"
"Huh?" Shi Lei was a little suspicious of his ears. The Blue Coffee House is a gathering place for lovers from nearby universities. Li Zhiyue studied at Shuangqing University, so it is impossible not to know about the situation of the Blue Coffee House.
If Li Zhiyue knew the meaning of the blue coffee house and took the initiative to ask Shi Lei to go to the blue coffee house, this would seem a bit strange!
"Don't you know Blue Coffee House?" Li Zhiyue asked.
Shi Lei quickly denied, "No, Zhiyue, I know the Blue Cafe. I'll be over right away!"
"Okay, I'll wait for you at the Blue Coffee House!" After Li Zhiyue finished speaking, he hung up the phone without giving Shi Lei a chance to ask.
Shi Lei left the phone on the bed. Although he was confused, Shi Lei still put on the face-conscious Versace, then picked up the phone and the car keys on the computer table and rushed to Shuangqing Back Street.
The white Audi A4L parked outside the Blue Coffee House. Shi Lei pulled down the vanity mirror on the sun visor, tidied up the appearance again, and then walked towards the Blue Coffee House.
The blue coffee house is not large in area and is divided into two floors. There are twelve couple booths on the upper floor, six couple booths on the lower floor, and two normal four-seater seats.
Shi Lei just walked into the Blue Coffee House and saw Li Zhiyue, but what made Shi Lei unhappy was that there was a man sitting opposite Li Zhiyue!
‘Humph!’ Shi Lei snorted secretly, walked over with a gloomy face, looked at the man with an unkind expression, and shouted coldly: “Who are you?”
The man was suddenly questioned by Shi Lei and was a little confused.
Shi Lei looked at the man. He was about in his mid-twenties. His hair was a little messy, his beard was unshaven, his face was haggard, his eye sockets were sunken, and his dark circles were very obvious. His overall image was that of a miserable man.
Shi Lei snorted with disdain: "No matter who you are, I'll give you ten seconds to get out. You're a piece of trash, and you don't even look in the mirror. What qualifications do you have to pester Zhiyue?"
The miserable-looking man looked at Shi Lei with a confused look on his face, and then looked at Li Zhiyue who was smiling slightly.
"Sister, who is this guy?" the bitter man asked Li Zhiyue.
Shit!?
Shi Lei's expression suddenly became very embarrassed. This poor fellow was actually Li Zhiyue's younger brother?
This is unscientific!
In his previous life, Shi Lei had never heard of Li Zhiyue having a younger brother. Why did a younger brother suddenly appear in this life?
Shi Lei turned to look at Li Zhiyue with doubtful eyes.
Li Zhiyue met Shi Lei's gaze with a faint smile, "Shi Lei, let me introduce to you, this is my cousin, Li Hao."
Shi Lei scratched his head and laughed twice to hide his embarrassment. It turned out that this was his brother-in-law!
Thinking of this, Shi Lei stretched out his hand and said openly: "Li Hao, hello, my name is Shi Lei, and I am your brother-in-law! Ah~~" As soon as Shi Lei finished introducing, Li Zhiyue stretched out her hand on Shi Lei's waist and twisted it hard.
one time.
"Shi Lei! What are you talking about!" A trace of blush appeared on Li Zhiyue's fair and delicate face.
Li Hao looked at Li Zhiyue, then at Shi Lei, and said in a low voice: "Brother-in-law, hello."
Shi Lei secretly praised in his heart, Li Hao is quite a good boy! There is a chance to support him!
Li Zhiyue snorted softly and glared at Li Hao, but did not open her mouth to scold Li Hao.
The seat Li Zhiyue and Li Hao were sitting on was a four-seater, which was a bar-shaped sofa with two people on each side. Shi Lei sat down next to Li Zhiyue without politeness and said jokingly: "Zhiyue, what do you want from me?"
Li Zhiyue bit her red lips, feeling amorous at that moment, but Shi Lei felt a little dizzy, with a look of obsession in his eyes.
"Shi Lei, I think" Li Zhiyue frowned slightly, but did not say anything.
But Li Hao, who was opposite, took the call and said, "Brother-in-law, I want to borrow money from you!"
Shi Lei Brick looked at Li Hao with a strange expression. Could it be that Li Zhiyue was planning to borrow money from him because of Li Hao?
If it was the reason for borrowing money, according to Li Zhiyue's character, it would be really difficult to say it. Especially to him, Shi Lei sighed in his heart, and then said to Li Hao: "Brother-in-law, how much do you want to borrow?"
Li Hao showed a wry smile, and then said: "Brother-in-law, I want three million."
"How much?" Shi Lei looked at Li Hao in surprise. In this era of 2006, three million was not a small amount!
"Three million!" Li Hao repeated.
Li Zhiyue's brows were furrowed slightly, and her face looked a little uncomfortable.
Shi Lei did not refuse, but asked: "Brother-in-law, I wonder what you want three million for?"
Judging from Li Hao's appearance, he was only twenty-five or six years old at most, and judging from his temperament and clothing, he probably didn't need three million for a big project. Shi Lei wanted to know, he needed three million,
What exactly is it used for?
Li Hao didn't find any reason to hide it and started talking directly.
On New Year's Day two years ago, Li Hao met a woman by chance. After they met, it was love at first sight. As the new year was approaching, Li Hao, who had graduated, planned to take the woman home to celebrate the New Year. So, Li Hao fell in love with that woman.
The woman confessed her love, and the woman readily accepted Li Hao's confession.
If the story only ends here, then it is a good story. But what happens next is a bit weird!
When Li Hao proposed to take the woman named Zheng Juan home for the New Year, Zheng Juan told Li Hao something.
It turns out that Zheng Juan's father owed one million in loan shark interest. If he wanted to be with Zheng Juan, it would be absolutely impossible without this one million!
Li Hao, who was young, arrogant and arrogant, and fell in love for the first time, directly approached the person who found the loan shark and expressed his willingness to bear the one million loan shark loan from Zheng Juan's father.
But the loan sharks are very smart. They know that loan sharking is illegal. If Li Hao goes to the legal level, they will definitely suffer.
As the saying goes, gangsters are not to be feared, only hooligans with culture are to be feared. Loan sharks will be scary after they have culture!
They came up with a series of calculation data, increased the original debt of one million to two million, and asked Li Hao to sign a formal debt contract, and calculated it as four times the bank loan interest.
The definition of usury is four times higher than the bank's loan interest for the same period. If it does not exceed four times, it is protected by law.
Li Hao was hesitant at first, but facing the pitiful Zheng Juan, he resolutely signed the two million contract with a loan term of two years.
In 2006, the two-year bank loan interest rate was 6.3, and after four times it was 25.2, the loan sharks lowered it by 0.2, which is an annual loan interest rate of 25, and there is no need for interest compounding, so it is within the scope of legal protection.
A two-year loan of two million, with an annual loan interest rate of 25, will be owed three million in two years. Seeing that the Chinese New Year is coming again, the loan sharks began to come to collect debts.
What made Li Hao even more devastated was that Zheng Juan, who had lived with him for two years, actually left without saying goodbye and completely disappeared from his life.
According to Zheng Juan's information, Li Hao's family investigated Zheng Juan's file at the police station, but found that this person was not found!
For such a situation, Li Hao was severely hit, and even couldn't bear the pressure, and even thought of committing suicide. In his previous life, the reason why Shi Lei didn't know about Li Hao was because Li Hao chose to end his life.
At that time, Li Zhiyue's family did not visit Li Zhiyue's family because of Li Zhiyue's disfigurement. But the situation in this life was different. Li Hao's parents heard from Huang Fen that Li Zhiyue had a very rich boyfriend.
So they took Li Hao to Li Zhiyue's home and begged Li Zhiyue's family for help.
Although Li Zhiyue's family came from a scholarly family, they didn't have much savings and couldn't afford three million.
Seeing that his cousin, who he had grown up with since childhood, was getting closer and closer to a state of mental collapse, Li Zhiyue finally sighed and chose not to save him.
Among the people Li Zhiyue knew, the only one who could afford three million was Shi Lei!
It's just that the relationship between Li Zhiyue and Shi Lei is so ambiguous. If she hadn't been desperate, Li Zhiyue would never have looked for Shi Lei.
After hearing Li Hao's story, Shi Lei's first reaction was that it was a scam!
This is definitely a carefully planned scam targeting Li Hao!
In Shi Lei's eyes, the whole scam was full of loopholes and could only deceive an unlucky kid like Li Hao who fell in love and had a negative IQ.
Li Hao looked at Shi Lei with extravagant hope and pleading. If Shi Lei didn't help him, I'm afraid
Shi Lei turned to look at Li Zhiyue. Li Zhiyue deliberately did not look at Shi Lei, but her nervousness could still be seen from her slightly trembling eyelashes.
"Brother-in-law, have you brought the debt contract?" Shi Lei asked.
Li Hao nodded, then took out three pieces of A4 printing paper from his pants pocket and handed them to Shi Lei.
After Shi Lei read it carefully, he lamented again that if rogues are educated, it would be really scary!
Even if this arrears contract is brought to court, there is no possibility of overturning it. The person who designed this scam is definitely a master!
"Where are the loan sharks from?" Shi Lei asked, wanting to find other ways to solve the problem.
(To be continued. Please search Piaotian Literature, the novel will be better and updated faster!)
