If you want to play, play at a high level. If you kidnap my wife, I will kidnap your finances! If you dare to block my economy, I will destroy your economy. This is one of Wan Lei's revenge plans against the Ming Dynasty. And Copper
The discovery of the mine enabled the implementation of this plan. As long as a large number of privately minted copper coins were used to devalue the Ming Dynasty's currency at a rapid rate, severe inflation could bring down the Ming Dynasty's economy.
Of course, while destroying the finance of the Ming Dynasty, Shuntian Prefecture must first establish its own financial and monetary system, otherwise it will be affected. Wan Lei will not do things that harm others and do not benefit himself, so he is considering the upcoming Shuntian Prefecture Tianfu
Carry out currency reform, focusing on the silver standard.
The silver reserves of the Ming Dynasty were not very high. The Yuan Dynasty plundered all the gold and silver and other precious metals accumulated in the Central Plains for more than a thousand years. When the Ming Dynasty was founded, the gold and silver reserves were insufficient, so the banknote method was strictly enforced in order to replace gold and silver with treasure banknotes.
Circulation, but the people are not fools, they only care about gold and silver, and they do not accept banknotes.
Nowadays, private silver is still used in the silver taels system, which is measured by weight, which is a relatively primitive weighing currency system. Moreover, the quality of silver taels is mixed, and a lot of low-quality and counterfeit silver is flooding the market. This seriously affects circulation and must be reformed.
, changed to the silver dollar system.
The so-called silver dollar is still the silver standard, but uses the yuan as the currency unit. Each silver dollar has specified weight, shape and fineness requirements, so that it can maintain its value, facilitate circulation, and facilitate deposits and redemptions. Of course, if the silver dollar wants to be popular in
To be marketed, it must be genuine, so the fineness of silver cannot be less than 80%. Those so-called fake silver coins with silver infiltrated with copper or silver infiltrated with iron may seem to be able to gain short-term benefits, but currencies that have lost their credibility will not last long.
In addition, if a currency wants to be popular in the market, it must be easy to detect authenticity, so that people can know its authenticity at a glance, and it must be well-cast and able to prevent counterfeiting. Otherwise, the harm of counterfeit silver coins will be huge.
Only the interests of the people will be damaged, and the credit of Shuntian Mansion's bank and silver coins will also be seriously damaged.
However, as long as there is a profit, there will always be someone who will act as a counterfeiter. Even the most advanced coinage technology will be imitated. Moreover, the hardness of silver is not high and its melting point is not high.
It's not expensive, it's easy to process, and it's almost impossible to make it impossible for others to copy it.
This is not impossible to prevent counterfeiting. Wan Lei plans to use silver with a fineness of nine or more to make silver coins. This type of silver coin will be uniform in size and weight. When it is circulated, it can be measured by just putting it in the water.
Just put it on the scale and you can measure its weight. Merchants can use these two small methods to distinguish the authenticity, which is not too difficult.
In addition, like copper coins, this kind of silver coin has a round sky and a square place, and is embossed with national symbols such as the Great Wall, Mount Tai, Yangtze River, and Yellow River. The decoration must be as exquisite as possible, making it more difficult for people to imitate. In order for this kind of silver coin to truly circulate unimpeded, it is necessary to
To ensure universal deposit and exchange, the government must have an institution to send and receive currency.
In fact, many places in the Ming Dynasty had silver bureaus, which processed the broken silver received from the people into silver ingots and returned them to the treasury or transported them to the capital. As long as a hydraulic stamping machine was added to the existing manpower,
A money mint can be established. Then let the government take the lead in establishing a bank to manage the sending and receiving of currency, and an independent financial system will be established.
Of course, the face value of silver coins is very large, and they are generally only used for value preservation and bulk trade. Common people still mainly use copper coins in their daily lives. What is currently circulating on the market is Hongwu Tongbao. In view of the fact that once the currency war starts, Hongwu Tongbao will be inflated, so
A set of Shuntian Prefecture’s own copper coins—Beiping coins—must be issued.
The so-called Peking coins are also copper coins, which are divided into denominations such as one, two, five, and ten coins, and are embossed with the four characters "Beiping Tongbao". This kind of copper coins is exchangeable with silver coins. One thousand copper coins are equal to one silver dollar, which plays a role in preserving value. And Hongwu
Tongbao cannot be exchanged with silver coins and cannot maintain its value.
In the process of currency reform, we must also pay attention to protecting the interests of the people. Wan Lei will do a good job in publicity first, and let the people exchange the Hongwu Tongbao into Peiping money within a time limit. After the expiration date, the bank will no longer exchange it, and the losses will belong to the people themselves. I believe
As soon as Peking money is introduced, people will rush to cash it, so a lot of copper coins and silver dollars must be prepared in advance.
While printing and minting Peiping coins and silver coins, of course, a large amount of Hongwu coins were also minted privately to impact the Ming Dynasty's financial market. Of course, in order to resist the counterattack from the Ming Dynasty, Wan Lei also had to plan a variety of measures in advance.
To protect your own financial security, in the future, in foreign trade, you will only put copper coins instead of silver dollars, and you will only receive silver taels but not copper coins.
This means that when buying something, you only use Hongwu Tongbao to settle the bill. Even if you have to pay more, you will not change this policy. When selling something, you will only receive two taels, even if the selling price is lower.
Do not change this policy. Banks in Shuntian Province only accept exchange business from residents of the province, and do not accept exchange business from outsiders.
Using this foreign trade method that only takes in silver but does not take out silver dollars, try to collect all the silver circulating in the Ming Dynasty. If the Ming Dynasty has more money and less silver, the final outcome will definitely be a great depreciation of copper coins, and the people of the Ming Dynasty will
It will become a dilemma of holding a pile of copper coins but unable to buy anything.
After doing this for several years, when Shuntian Prefecture's silver dollar reserves were sufficient, they released silver coins to the outside world to capture the Ming Dynasty's financial market. In the Ming Dynasty, more people used silver coins, so Shuntian Prefecture was a barometer of the Ming Dynasty's economy.
If the silver dollar appreciates, it will appreciate. If it depreciates, it will depreciate. When the time comes, the imperial court will have to give Fu Tianshun some favors.
Wan Lei was staying up all night writing to formulate these financial policies. Soon, Zhao Xueer came to report that those people had been invited to the living room and asked him to meet him immediately. The people Zhao Xueer mentioned were the ones who robbed the prison. After
During the interrogation, she learned that the old monk leading the charge was Zen Master Mu Dao, an old friend of her master. Now the problem became serious, as floods washed away the Dragon King Temple.
Wan Lei didn't know Zen Master Mu Dao, but the sloppy Taoist priest was an old friend of his. He had to pay some attention to his old friend's old friend. So, he asked Zhao Xueer to bring these people to the living room and clarify them face to face.
Misunderstanding. As for whether the other party is being reasonable, it is difficult to say. Anyway, he feels that he has a clear conscience.
A group of eight people were brought to the living room. Since these people were dangerous people, they were still tied up, but their wounds were all bandaged. The Peking Army has always been more humane in treating prisoners of war. After all, this is not the case.
It is considered a valuable labor resource, and the Military Medical Department can save it whenever it can.
Wan Lei walked into the living room, bowed his hands to the eight people, and sat directly opposite them. Except for Liu Wan and the old monk, the eight people all glared at Wan Lei. If the fierce light in his eyes could materialize,
Wan Lei will definitely be cut into pieces by a thousand cuts.
"Let us go if you know what's going on. Otherwise, we won't let you go even if we are ghosts." That pretty boy named Zhang Zhaozhong is still a young man, and he is the most impatient.
Wan Lei looked at the arrogant and rude man in front of him with a smile, and used his mind-shifting technique to imagine him as the naughty little nephew at home. Wan Lei was very patient when dealing with ignorant children.
, never know them in general.
"Young Master Wan, this incident is all caused by me. Please let my brothers go. I will be responsible for any punishment." Liu Wan said.
"Are you taking it? Can you afford it?" Wan Lei rolled his eyes at her and asked sternly: "You are the culprit who kidnapped my wife, and your junior brother assassinated me, and your junior brother injured me a lot.
Subordinate, tell me yourself, can you bear the responsibility for so many crimes?"
Liu Wan was silent, anyone who was involved in so many things would be furious. The fact that he was able to survive until now was not because the other party did not hold grudges, but because he considered the overall situation. Now that the prison robbery has happened, the other party has very little left.
I'm afraid all the compassion is gone.
"You bullied my senior sister and took advantage of others' danger. You are not a good person. Now you have injured my master and senior brother. I want to kill you." Zhang Zhaozhong struggled, but his whole body was tied into a rice dumpling and he could not move.
"Haha... I bully your senior sister?" Wan Lei laughed wildly and said to the boy: "Why don't you ask your senior sister what she does? Who bullies whom?"
"If you touch her, you are bullying her." Zhang Zhaozhong yelled. Zhao Xueer, who was standing next to him, looked at Wan Lei with something wrong. She seemed to really regard him as a disciple.
Zhang Zhao repeatedly mentioned what happened that night, and Wan Lei didn't bother to defend himself. Anyway, a gentleman is magnanimous, and a villain always has a close relationship. Besides, with his current power and wealth, how many yellow-flowered girls can he want? Even if he is a lustful person.
Xinqiao would not go to a woman like Liu Wan.
Seeing that Wan Lei didn't refute, Zhang Zhaozhong shouted again: "You bully my senior sister, what's wrong with me killing you? Who would have thought that you are not only shameless but also insidious, and you actually use such a despicable method as poisoning, I will turn into a ghost even if I die."
Came to take revenge on you."
"Brother, that night, you, you couldn't be..." Zhao Xueer couldn't help it anymore, and asked in a low voice against Wan Lei's ear.
"Hmph, I don't even care about the emperor's children. I dare to explode the prince's head. I can do whatever I want. Why should I sneak around with a woman?" Wan Lei snorted. In his eyes, he suspected that he was dating a "social butterfly."
Having an affair is the biggest insult to his character.
Seeing that Wan Lei was really angry, Zhao Xueer dared to ask questions again, so she could only whisper: "Brother, now is not the time to talk about this..."
"Wan'er, has he ever bullied you? Have you kidnapped his wife?" The old monk, who had been closing his eyes in deep thought, finally spoke.
"No, no, he has never bullied me. And I was the one who designed and kidnapped his wife." Liu Wan had no choice but to tell the truth.
"Wan'er, as a teacher, I never ask questions about anything you do, and I don't even think about asking. But your junior brother is young and ignorant, so you shouldn't let him get involved."
"Master, the assassination was committed by the young apprentice himself and has nothing to do with the senior sister. The young apprentice just cannot see the senior sister being bullied by others." Zhang Zhaozhong said hurriedly.
"Shut up!" Zen Master Mu Daang shouted angrily and said, "I asked you to practice martial arts and practice Zen, but you didn't listen, so you just loved to go around and cause trouble for the master. Now you have brought in the master and senior brother, and you still don't know how to repent!"