For the first time since time travel, Fang Yingwu felt proud of his father. For the first time, he felt that his father was not such a cheater on his son. When he saw his uncle's aggrieved look, he felt a deep breath of anger.
Afterwards, he secretly woke up and realized that he still had to be a person with ideals and pursuits. The journey should be not only the stars and the sea, but also the blue sky and white clouds. How could he be carried away by such a trivial matter in a country village?
The second uncle Fang Zhili was silent for a long time. He found that the situation in the hall seemed to be under Fang Yingwu's control and was in danger of losing control. But Fang Yingwu was upright and blameless. Who dared to deny the grace and preferential treatment given to students by the imperial system?
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In order to get a few more acres of land, Fang Qingtian claimed that he was unwilling to bear the money invested in Fang Qingzhi's fame. It is only natural that the eldest brother who has the fame should seek back the protection of Fang Qingtian. There is absolutely no reason in the world to only take advantage of the situation without giving.
Fang Zhili found that he, the arbiter, could not take the initiative to express his position. He could only sigh and said to Fang Yingwu, who was getting more and more powerful: "Tell me, how much compensation do you want from the second roommate?"
Fang Yingwu calculated with a smile: "If the eldest house only has two acres of land and the second house shares six acres, then let's talk about taxes first. Calculating on average for one acre of land, the annual summer tax is one and a half silk, and the autumn grain is two liters of rice.
Converted into about one silver tael, six acres is six cents, and eight years is four taels and eight cents of silver. This is the total amount exempted due to tax exemption.
As for the exemption from corvee, if calculated at two cents of silver per day, one hundred days would be exempted in eight years, which would be two taels of silver. Adding the two items together, the second house should almost supplement the eldest house with a total of seven taels of silver."
Everyone in the ancestral hall once again worshiped Fang Prodigy for his numeracy ability... It's okay to bow to him. They are all his elders, so they can't bow to him.
When Fang Qingtian heard the number seven taels, he said angrily: "I don't have the money! If I want to live, I have one!"
The current price of one acre of paddy field in Chun'an County is sixty-seven taels of silver. If the second-fangfang paid seventy-two cents to clear the land and get two more acres of land, it would definitely be a good deal.
But the problem is that Fang Qingtian's life is very tight, so how can he have seven taels of white cash to pay Fang Yingwu? Even if he converts it into real objects such as rice and silk, he can't get it out.
Don't forget that for farmers, spring is the poorest period when there is no harvest. Even after the autumn harvest, most farmers will not have much left after going out to collect rations and taxes.
Of course, Fang Yingwu couldn't kill his uncle, so things came to a deadlock again. Everyone looked at Fang Zhili again, waiting for the old man to come up with an idea.
The second uncle Fang Zhili thought for a moment and said, "How about this? The second house will give up one acre of land and convert it into seven taels of silver and give it to the first house. Now the two sides will be even." According to this plan, the second house finally got five acres of land.
And Dafang will get three acres of land.
Fang Yingwu glanced at his uncle and said, "Out of family ties and the favor of my second uncle's mediation, my eldest brother is willing to step aside and only needs the three acres of land."
This difference in the number of acres was enough to ensure his survival and food rations. It was true that he had sold two houses of public land for the sake of his father's reputation, so it was appropriate to get two more acres for the second house.
Besides, he had already taught his uncle a little lesson today, and there was no need to continue to stalk him. With so many neighbors watching, he still had to pay attention to his appearance. It is the only rule for rabbits not to eat grass beside their nests.
Fang Qingtian was helpless when he didn't get the six acres of land he planned for. Today, his eldest nephew's sophistication and decisiveness caught him off guard. This was completely unlike the behavior of a fifteen-year-old boy. Who would dare to take charge of the family like this?
of?
But Fang Qingtian was still unwilling to give in. He felt that he had suffered a loss, and his heart felt like needles pricking him. He couldn't help but politely said to the other party: "Paddy fields in the mountains are priceless, and it is difficult to buy them even with seven taels of silver."
, In fact, field is worth more than money. It would be too convenient for my second uncle to ask me to give up an acre, and I need to add something else."
Fang Zhili was also a little impatient with Fang Qingtian's extravagant efforts, so he asked angrily: "Do you want to add more?"
"The chief must continue to help me avoid the corvee. This is only fair." Fang Qingtian was greedy.
Fang Yingwu sneered when he heard this and said, "In that case, my nephew no longer wants the land. My uncle can take six acres of it and provide the eldest son with money."
Fang Qingtian took the opportunity to cheat, "I don't have any money now. I owe you the debt first and will pay you back slowly in the future. Can I still escape?"
There were various discussions in the ancestral hall. Fang Qingtian's performance of being a bachelor was really a bit disgusting. But when ordinary people encounter relatives who are willing to risk their face like this, there is really nothing they can do. They can't beat or scold them. Many times,
You can only suffer a dark loss.
Although Fang Yingwu was not in a hurry, he was stunned for a moment. He muttered a few words in his heart that you are unkind and I am unjust, and then he said: "Uncle, I have to make sure that I have thought about it, and my nephew is naturally fine. But in a state-owned country, Legalism has family rules, and debts must be borrowed."
Follow the rules."
"What rules?"
"First of all, you must write down the contract and sign the pledge to avoid making empty promises. Secondly, you must calculate the interest according to the market situation. As far as I know, the loan market in the city's pawnshops is three cents per month. Uncle, your eldest brother's seventy-two debt is just
It is fair to calculate the interest based on this market price, and you cannot break the rules!"
These simple villagers in Shanghuaxi Village do not move more than ten miles away, and there are no business people. How do they know the calculation and rules of interest on money and debts outside? However, I have indeed heard that interest is calculated on borrowing money from outside, but it was only said by Fang Yingwu.
Chushue was stunned for a moment, sighing that Brother Qiu was so knowledgeable.
Fang Qingtian couldn't calculate the amount for a while, so he could only subconsciously ask: "How much interest is that?"
Fang Yingwu said casually while calculating: "The three-cent profit of seven taels of silver is two cents and one cent. That is to say, if you repay the loan next month, you need to pay seven taels and one cent to pay off the debt.
After that, the interest will be compounded. Every month, the interest will be increased by three points. At the autumn harvest, the interest will be about one tael. A year later, it will be about two or three taels of silver. The total with the capital is about ten taels. Uncle, you have to think carefully.
Okay, do you really plan to incur debt like this?"
Everyone had to continue to admire Fang Yingwu's counting skills. It is estimated that some people now believed Fang Yingwu when he said that one plus one equals three. But when Fang Qingtian heard these numbers, he felt very dizzy.
Although he couldn't calculate the amount, he knew from experience that four acres of land were needed to feed a family of three, and the rest was income. According to this calculation, his annual income was barely enough for interest. How could he even cover his principal?
Pay off the debt of seven taels of silver with interest?
Thinking of this, Fang Qingtian couldn't help shouting angrily: "You are going too far!"
The others laughed softly for some unknown reason. This Fang Qingtian was too greedy and tried desperately to take advantage, but today he was tricked by his nephew. Now he is neither left nor right, and his intestines are probably filled with regret.
It’s just that all the relatives don’t understand why Fang Yingwu, who grew up in the village without showing any talents, suddenly became ten times smarter than before. Could it be that he really had a spiritual acuity?
No matter how shameless Fang Qingtian was, he could not withstand the laughter of so many relatives of the same clan, "I am willing to cede an acre to offset the seven taels of silver."
Fang Yingwu said sarcastically: "For the transaction, I need you to ask me for permission. This time you are willing, but my nephew is not willing. Uncle, you said that one acre can be offset by seven taels of silver? My nephew still thinks that one
An acre of land is not worth seven taels, and I need to exchange it for two acres. What should I do? I heard that the rules in pawn shops outside are that as collateral, the price is always half the price!"
Give up two acres? Doesn't that mean each of them gets four acres, half to half? If this is the case, he will suffer a big loss. Fang Qingtian was so tricked by his nephew that he almost vomited blood.
Fang Zhili saw that the two sides were getting more and more outrageous. He coughed and drew his attention again, "I can't do anything. You can go and file the lawsuit yourself!"
The quarrel ended here, and everyone just watched Fang Qingtian's joke. Today he was really teased by his nephew and became the laughing stock of the village. While talking about it, he went to work in the fields.
Fang Yingwu returned to the house and thought twice about dividing the family. He was also eager to get rid of trivial matters. Since he had already vented his anger, why not just agree to the division of three acres and five acres?
If he is only allocated three acres of land, it may seem like a big loss, but in fact it is not a loss in detail. If his father, Fang Qing, is a first-class student and is willing to study in the county school honestly, he can get subsidies from the government.
This subsidy is called endowment grain. It is six dou per month, which can be equivalent to the income of five acres of land in a year.
In this way, it can be regarded as Dafang selling four acres of land and getting an iron rice bowl worth five acres of land. Now Fang Yingwu has taken away three acres of land from Gongzhong, which is equivalent to a total of eight acres of land.
, it’s still a lot more profitable than the second house’s five acres of land.
However, what made Fang Yingwu sigh was that his unreliable father had to borrow money to go on a study tour. For two years, he failed to receive the food he received from the county school. It was no one else's fault.
It can only be said that his family is unfortunate, with a prodigal father... He couldn't help but think about it. After the matter in the village was settled, he must find a way to go to the county. First, see if he could use the gift that should have belonged to his father.
We need to bring back some grain, and the second is to open our horizons and examine the situation in the county.
If I can really get some subsidies from the county school on behalf of my father, then whether it is repaying debts or making ends meet, my money will be much easier.
Unknowingly, at three o'clock in the morning, Fang Yingwu woke up from his deep thoughts. He suddenly felt dizzy. He had not eaten a grain of rice since last night. But there was no food in his house, and he had a falling out with his uncle. Where else could he go?
Have a meal?
This urgent problem is really worrying. There is not even a restaurant in this kind of mountain village.
Fortunately, the road is boundless. When Fang Yingwu was about to go up the mountain to dig some wild vegetables, he suddenly heard someone shouting outside the window: "Is Mr. Fang inside?"
Fang Yingwu poked his head out, but there were three people outside. The one standing in front was the slave from the king's family in the neighboring village whom he had met yesterday. He was very uncomfortable with the fact that he spoke like Mr. Fang.
As for the two people at the back, one is the young lady of the Wang family who looks pretty but is actually quite aggressive. The other one I don’t know but I have seen before. She is a stranger from another village who came to watch the fun at the ancestral hall in the morning. She is short and fat and about the same age.
Over forty years old, I don’t know what to do with myself.
Whether it was the little beauty or the stranger, Fang Yingwu didn't pay too much attention to it, but his eyes were firmly attracted by the slave from his hometown. Because this man was carrying a three-tiered large food box in his hand.
This is more tempting than anything else.
"I heard that you have no food, and the slave family came here to bring you food." Miss Wang said happily.
"Thank you." Fang Yingwu was absent-minded, his attention was focused on his old slave who was placing the food.
"Everyone has heard about what happened to you this morning. When did you become good at pinching? And some of your words are very reasonable." Miss Wang enthusiastically said, "You have never been out, have you? Why are you doing this?
Do you know that the rules for lending money in pawnshops outside are three-thirds interest per month? Even the father of the slave family doesn't know this. My third uncle said that there are very few people with your knowledge nearby."
After being flattered by the beauty, Fang Yingwu felt a little proud and replied casually: "This is how a scholar knows the world's affairs without going out, and he has a strategy in his mind."
Mrs. Wang suddenly understood, and her pink face showed an excited look, "According to this, my family has never done this for you for the sake of friendship. Is it a violation of the rules? Your father borrowed thirty taels two years ago. According to the monthly
Three points of interest, how much is it now? Can you calculate whether it is more than fifty taels?"
Fang Yingwu felt like crying when he heard this. This was like shooting himself in the foot. He was the biggest debtor in the village, and he had promoted the commercial trend of loan sharking in this simple mountain village. In fact, the most unlucky thing was that
