There were already many people in the lobby, and they looked like rich people. The Ministry of Household Affairs issued government bonds and had no worries about selling them.
In the past, there were wealthy businessmen who lent money to the Ministry of Accounts to earn interest, but now they can no longer live with one account for decades like before.
To buy government bonds.
As for what the national bonds are, these people don't care at all. The Ministry of Accounts guarantees them, which is the same as earning interest before. In the past, the Ministry of Accounts borrowed money from them and then gave them interest every year. Now they no longer give it, but they have changed it.
a place.
"It's true that the emperor is just borrowing money. The original method was great, but now it's too troublesome to get a national bond!"
"I heard that Lu Jun didn't want it, so he came up with such a thing!"
"Lu Jun? Goudong Shangshu, it's him. Turning back and scolding him, isn't this causing trouble to us old customers of the Ministry of Accounts? I used to be able to get twenty years of benefits from one account, but now I can only get three
year!”
"Twenty years of interest, brother is awesome!"
"You're welcome, half and half, it was passed down from my father!"
"Your father is really far-sighted. It is a good business to lend money to the Ministry of Revenue. Although our emperor is a little lazy and likes to play with little girls, the interest is still paid in a timely manner. I actually thought that the Ministry of Revenue does not need to pay
It doesn’t matter if the interest is calculated every ten years. It would be great to put the interest into the principal and compound it as a profit. It’s a pity that Goudong Shangshu is really ruining our good deeds!”
"There are too many bad people like this in the imperial court. Let's not talk about this. This time the Ministry of Revenue is selling national debt. How much do you plan to buy?"
"One million, let's try it first, what if something goes wrong?"
"You underestimate your majesty. You don't even look at how the business of Shang Fang Mansion is doing. Your majesty still lacks this little interest money. I brought all the money from my family, five million, all at once. Three years later,
You've made half a million for nothing. Where can you find a business that makes half a million in three years?"
"I'm engaged in textiles. I heard it's very popular in the northwest!"
"That's true." The guy who was very proud just now calmed down a little when he heard about textiles, but he immediately said: "If you can't buy a shuttle, it's just textiles, and you have no chance to make money."
Immediately, countless people nodded, agreeing with this idea.
"The shuttle is too difficult to buy, and it's useless now if you have any connections."
"Yes, shuttle production is not high, and the northwest uses more. Recently, I heard that aristocratic families are also buying in large quantities, as well as wealthy merchants from the southeast, and merchants from Northern Yan and Southern Tang. Things that were already scarce are now even more abundant.
It’s no longer available, and the prices on the black market change three times a day. Whoever has the goods is grandpa. If you have relatives in Shang Fang Mansion, you’re really very arrogant.”
"That's not necessarily true. If you just sweep the floors in Shang Fang Mansion, does that count as a relationship?"
"Why don't you count it? After all, I am sweeping the floor in Shang Fang Mansion. You can find out how much goods are produced in a month and to whom they are sold!"
Zhu Youde was eavesdropping behind these businessmen. It was very good and very impressive. The rich people in Jinling were indeed rich.
If you buy a national bond, you can spend five million silver.
This shows that in Daliang, the court had no money, but the people were still very wealthy, but that was how it was originally.
The three generations of emperors from the Lao Zhu family had never fought many wars. Needless to say, his grandfather was a fierce man and his father was a coward, but he still maintained a basically peaceful situation in the country.
A stable situation can promote economic development.
After waiting for a while, Zhou Chaozong appeared. The bosses stared at Zhou Chaozong with eyes like wolves.
"Master Zhou, please tell me the regulations on how to sell national debt!"
Zhou Chaozong said: "It's very simple. It lasts for three years. After three years, you can come here with the treasury bonds to issue invoices, and then go to the Ministry of Accounts to withdraw money. It's simple."
"That's all?"
"One more thing, you can only buy and sell treasury bonds here. These treasury bonds are all registered. If there is no transaction procedure, others cannot exchange your treasury bonds for money. They are all handled at the counter.
The court charges a certain fee!"
"How much do you charge?"
Merchants are still the most sensitive to money, and they get interested as soon as they hear about charges.
Zhou Chao Zongdao: "One ten thousandth of the face value of your transaction."
"Ha, is that also money?"
“One ten thousandth is really possible!”
Zhou Chaozong then said: "This time it is a trial run by the imperial court. A total of one million treasury bonds with a face value of one thousand taels are sold. Those who are interested in buying them can buy them now!"
I said it, but no one moved. Everyone looked at each other, you looked at me, I looked at you.
Inu enter!
Everyone was scolding me in their hearts.
"One million, Mr. Zhou, are you kidding me? We people have no money. Who can buy it for one million? What kind of business is this? Why don't we just lend money to the Ministry of Finance like before?"
"That's it, that's one million. I bought it all by myself."
Zhou Chaozong was extremely calm: "Today, one person is limited to purchase a maximum of 20,000 taels of silver!"
It’s fried!
These merchants are no longer calm. Not only are they selling less, they are also restricting purchases!
Who do you look down on?
"Mr. Zhou, are you kidding? Twenty thousand taels, what is this, mosquito meat?"
"Mosquito meat is also meat. Can you buy it for just one million?"
"Buy it!"
With the purchase limit, there is no need for these people to rush. They can just line up and buy it honestly. They are all regular customers from the household department. Today, the product is sold specifically to them, which is considered a preferential treatment.
These people went to line up, Zhu Youde and Wang Zhonghou were exposed, and Zhou Chaozong came over quickly.
"No need to salute!" Zhu Youde was very satisfied with the current scene, which was orderly and not chaotic. Zhou Chaozong obviously paid attention to it. "It's very good. Are you going to sell one million today?"
"Yes, I will slowly let them know how to speculate. Once there is a transaction, these people will naturally know what to do. Especially if they are rich and want to obtain big profits, they will naturally buy each other, and the price of national bonds will naturally increase.
Go up."
If you want to make big profits, you will naturally need a large amount of government bonds, so Zhou Chaozong can just secretly spread the news.
This year is a good year. The higher interest rate may not necessarily be the stipulated 10%, or it may be the emperor's birthday, so if you add a little interest, the price of government bonds will naturally fluctuate.
In this feudal era, this is Zhu Youde's business. If he has a dark heart and says he won't pay interest, what else can these common people do if they don't dare to rebel?
Doesn't he have an army?
It's shameless to engage in finance. You can't make money if you want face.
Whether this thing has value or not is up to him.
Wang Zhonghou listened to Zhu Youde and Zhou Chaozong discussing how to cheat people, and his face twitched wildly.
If the outer court knew this, they would go crazy.
"Today it's national debt, tomorrow it's agricultural debt. The Ministry of Industry is short of money to build rivers, so just get bonds and sell them and that's it!"
"Your Majesty, I know what to do!"
"Do it well, my Minister of Commerce is here to keep it for you."