"You kid, are you plotting against me?" Cao Qianqian glared angrily at Zhang Junping.
"Boss, if I tell you this in advance, would you agree to charge an extra thirty yuan per square meter?" Zhang Junping asked with a smile.
"I..." Cao Xiangqian was stuck and speechless.
He really couldn't agree to charging an extra thirty yuan per square meter.
Thirty yuan is a month's salary for many people, and a hundred square meters of house is three thousand yuan.
He would certainly not agree.
Unexpectedly, the thirty yuan now has actually played a huge role.
"Director, you must have heard another piece of news, right?" Zhang Junping asked with a smile.
"Another news? You're talking about a loan?"
"Yes! It's about the loan. I communicated with President Liu of the Bank of China before and we opened a special loan service specifically for our fund-raising housing construction.
You can go to the bank to apply for a loan with a letter of introduction from your employer.
The house is used as a mortgage and the lender's workplace guarantees it, and the loan is used to raise funds to build a house.
Then repay it in installments, with one-third of the monthly salary used for repayment. When the time comes, it will be directly deducted from the salary and repaid to the bank."
"Well, your idea is good! One-third of the salary is used to repay the loan. This will not affect life, and can also solve the problem that most employees cannot afford a house." Cao Xiangqian also studied abroad and understood the meaning instantly.
the benefits of.
"You kid, everything is clear, why didn't you bring it up earlier?"
“Isn’t this a test of everyone’s determination to buy a house?”
Testing your resolve is a joke.
The main reason is to ensure that we can provide true and effective feedback on the urgency of raising funds to build houses.
"By the way, what do you mean by duplex building just now?" Cao Xiangqian suddenly remembered what Zhang Junping said before and asked quickly.
"A duplex building has two floors, upstairs and downstairs, with only one entrance door. The upstairs floor must be entered from the indoor stairs downstairs.
It can be regarded as a small two-story building hidden in an ordinary building." Zhang Junping briefly introduced the structure of the duplex building.
"What do you mean?"
“It’s not that the city has approved more land, so we leaders in the bureau, as well as those above the deputy manager level in our company, should shoulder more of the responsibility and subscribe for a duplex house.
One floor has 160 square meters." Zhang Junping expressed his thoughts with a smile.
"This..." Cao Xiangqian was a little entangled. From the bottom of his heart, he wanted such a house.
At Cao Xiangqian's age, it is inevitable that he would have two or three children.
As you get older, you naturally want to live with your children. In such a house, you can live together as a family.
However, I am worried about being too high-profile and having a bad impact.
"Boss, we bought it with real money, so what are we afraid of? Our salary is high, can we live better?" Zhang Junping noticed Cao Xiangqian's concerns and reminded him with a smile.
No matter how big the house is, you have to buy it with your own money.
With their income, such a house is completely affordable.
Why can't you live there?
"I think so, I will call other comrades in the bureau to discuss this issue later and see other opinions." Cao Xiangqian decided to play it safe.
"Okay! I'll hear your news!" After Zhang Junping said this, he wisely said goodbye and left.
After returning from the Press and Publication Bureau, Zhang Junping hid alone in the office and giggled.
Zhang Junping has a hunch that life for real estate developers in the future may not be so easy, and they will never be as popular as in later generations.
It is estimated that developers in later generations will scold their mothers if they have the foresight.
If you do this, who will sell our house to?
If nothing else, China's housing prices will definitely not experience explosive growth like in later generations.
Of course, with the process of urbanization, housing prices will definitely still rise, but they will never rise so high.
Because once the model of raising funds to build houses is started, it is not so easy to stop the car.
We can raise funds to build houses now, and we can raise funds to build houses in the mid-to-late 1980s and 1990s.
The worst case scenario is to raise funds to buy land and then build a house.
No leader dares to say that you can't raise funds to build houses, you can't buy houses in groups, you can only buy high-priced houses from developers.
Anyone who dares to say this will probably be drowned in the spit of the common people without the need for superior leadership.
Zhang Junping called Cao Meng and called him into the office.
"You go and make a notice. In order to take care of our employees, the company will provide employees with an additional ten square meters of housing area free of charge.
Be sure to write clearly that it is an extra gift, not a deduction from the house payment."
"Squad leader, our company's employees tend to buy 80-square-meter apartments, but we don't have 90-square-meter apartments."
"Then let them buy ten more square meters, so they can get a hundred square meters of house?" Zhang Junping said matter-of-factly.
"Buy another ten square meters?" Cao Meng looked at Zhang Junping in surprise.
What he bought was a house of eighty square meters. For these eighty square meters, he had already borrowed money from all his relatives, friends and comrades-in-arms to get enough money for the eighty square meters.
"Oh! By the way, you send another notice, saying that the company has communicated with the bank, and employees who participate in fund-raising for housing construction can apply for loans.
Use the house as a mortgage and the company as a guarantee, and then repay it in installments from your salary, one-third of your salary every month." Zhang Junping said again with a smile.
"Can I get a loan? Monitor, if I take a loan, how will the interest be calculated?"
"Interest is charged monthly, which is about one ten thousandth. In other words, if you borrow 10,000 yuan, the monthly interest will be about one yuan.
It's very suitable. You kid, don't you know to come to me if you have any difficulties?
If you secretly buy an 80-square-meter house, who will Hanchan do?" Zhang Junping scolded with a smile.
"Squad leader, it's not easy to think of you. I arranged a job for me and asked you to borrow money to buy a house..."
"Go away, which of your eyes can see that it's not easy for me? It's not easy for me to buy a dozen or twenty houses for just one damn painting?" Zhang Junping scolded with a smile.
"ah?!"
"Ah what? You have been in the company for so long, don't you still understand the company's operating model?"
"I really didn't pay attention to this aspect." Cao Meng scratched his head and said.
"Listen to me, if you want to buy a house, buy a house of 160 square meters. I guarantee you won't suffer any losses in the future." Zhang Junping reminded.
"But·······"
"Think about your wife, children, and your parents. How rare do you want them to live in the country?
If you don't buy a bigger house, how can you live in open space?
Believe me, our wages will not only be this. As the country reforms and opens up, wages will gradually increase in the future.
If you think it's expensive now, ten years from now you'll know how cheap this house is.
I even regretted that I would have bought an extra set if I had known earlier." Zhang Junping persuaded with a smile.
All that can be said has been said, and the rest depends on what Cao Meng decides. Although he is Cao Meng's squad leader, he is not his father and cannot make decisions for him.
"I understand, thank you monitor, I have decided to buy a house of 160 square meters." Cao Meng gritted his teeth and said.
"That's right, you are upgrading, just pay a house payment of 150 square meters.
Go ahead and give the notice!
By the way, I called a few deputy managers over and went to the secretary's office for a meeting." Zhang Junping said with a smile.
After a while, the three deputy managers, as well as Liao Bushi, the director of the security department who enjoyed the treatment of deputy manager, came to Wu Xinping's office.
"What's going on with you? Why are you all here in my office?" Wu Xinping, who was creating, was confused.
"Secretary, it was the manager who asked us to come." Chen Lijun replied with a smile.
"Master, I have notified everyone to come to your place for a meeting." Zhang Junping came in holding a tea cup.
"What can't be said in your office? You have to come to my office." Wu Xinping was interrupted halfway through a painting and was very unhappy.
"Hehe, it's about building a house, which is a good thing!" Zhang Junping said with a smile.
"Say it!" Wu Xinping knew that he would not be able to continue creating until he finished talking, so he simply put down the brush in his hand.
“The city has already approved the land for us to raise funds to build houses.
There are a total of 200 acres of land, and another 50 acres of land are used to build relocation housing." Zhang Junping said with a smile.
"That's it?" Wu Xinping asked angrily. Is it worth coming over to disturb his creation?
“The city has approved a lot of land, so I thought we should build a bigger house?
Building a villa would be too eye-catching.
Therefore, I plan to buy a duplex room, the kind with stairs inside.
How about a duplex like this for each of us here?" Zhang Junping asked with a smile.
“How big is the duplex room?”
“It has to be more than three hundred and twenty square meters!
Or make it a little bigger and get a three-story duplex, four to five hundred square meters."
"Four to five hundred square meters, how many people will it take to live there?" Chen Lijun murmured to herself.
In the past, the family had a huge quarrel over a house of more than ten square meters.
The trouble made the chickens and dogs restless in the house.
It's better now. If you open your mouth, it's four to five hundred square meters.
Not to mention their family of four, even if her father-in-law and mother-in-law moved there, they could still fit in there.
"Manager, the duplex room you mentioned is good, but we don't have any money in our pocket!" Liao Bushi raised his hand and said.
"Yes! We don't have as high an income as you all.
Our combined salary as a couple is less than 300 yuan.
But I can't afford such a big house." Zheng Dongmei said sourly.
"The two of you together still have more than three hundred yuan. I am the only one working at home, and it only costs one hundred and ten yuan a month." Liao Bushi was no longer afraid of Han Chan, and directly told his situation.
I have to say it, otherwise I will decide later whether I should buy it or not.
If you buy it, you really can’t afford it, and if you don’t buy it, you’ll look out of place.
"I just bought a courtyard house, and I borrowed money from the company." Chen Lijun spread her hands and said.