"In the future, the country will definitely continue to implement the policy of rejuvenating cadres." Xiao Qi said calmly, "But I think that if you, President Ma, are so experienced and you retire when you are full of energy, it will not only be good for the country but also for the bank."
It's a huge loss."
"Don't put a high hat on me." Ma Hua said with a smile, "Qi Shao, you are retreating in order to advance. Do you want me to step back so that Xiao Yu can show his talents?"
"That's not the most important thing." Xiao Qi shook his head and smiled, "I actually want to poach someone."
"Poach?" Ma Hua didn't react for a moment, "Who do you want to poach? Less than? No, no, not him..."
"The person I want to dig is you, President Ma." Xiao Qi quickly revealed the answer to the mystery.
"I!?"
After Ma Hua was stunned for a moment, he laughed loudly: "Qi Shao, you are really good at telling jokes! Why are you poaching an old man like me?"
"Greenspan is still in charge of the Federal Reserve in his 70s, and Governor Ma is more than ten years younger than him. Is he so willing to go home and raise his grandchildren?" Xiao Qi asked without answering.
Seeing Xiao Qi's indifferent expression, the smile on Ma Hua's face also faded.
Obviously he knew that Xiao Qi was not joking, but really had a plan.
Next, Ma Hua didn't speak, he just ate slowly and methodically, but his mind was spinning rapidly.
With the successful acquisition of Wing Lung Bank, Yu Minwei's momentum has reached its peak, and this is the best time to push him to the top.
MCA watched Yu Minwei grow up and deliberately trained him so that he could implement his own ideas and continue to develop China Merchants Bank.
If a new president is replaced, it is very likely that the series of long-term development plans formulated by MCA for China Merchants Bank will be changed, so that the company will operate according to that president's ideas.
Regardless of whether the new president succeeds or not, this is something that MCA really doesn’t want to see, because after so many years at China Merchants Bank, he dares to guarantee what the advantages of this bank are and how it is most suitable for development. No one can
Know better than yourself.
A founder has the most affection for the company he has grown and developed. Although MCA is not the first president of China Merchants Bank, he is definitely the biggest contributor to China Merchants Bank’s development to the present, and he is also the one he least wants to see.
The person who experienced the ups and downs of China Merchants Bank.
All his thoughts were on China Merchants Bank, but he never thought that he could return to the banking world after he left.
People at China Merchants Bank are often poached, and they often poach others. But MCA never thought that one day it would be poached.
"Fairy Girl Bank may not be able to reach the scale of China Merchants Bank, but we are striving to become the largest private bank in China." Xiao Qi said calmly: "Beating Minsheng Bank is my first step.
, which is also the first step I hope Fairy Bank can achieve under your leadership."
So far, there is only one non-public bank in China. That is Minsheng Bank, which was established under the supervision of the chief architect in the 1980s and 1990s.
It was not until 2013 that there were any signs of the liberalization of private bank licenses. Therefore, for more than 20 years, they have always received a lot of care and attention, ranking almost in the middle, agriculture, construction, industry, investment, and
After the six major banks of transportation.
Hearing Xiao Qi's loud tone, Ma Hua felt something in his heart.
But immediately, MCA laughed bitterly: "I am already 60 years old, how can I still have the momentum of the past? If you want to develop, Qishao, you shouldn't place your hopes on me."
"You no longer have to fight in person like you did when the investment led to the start-up." Xiao Qi said slowly: "I plan to invest at least 100 billion US dollars in Fairy Bank in five years. Although it is not as good as China Merchants Bank,
But it’s almost enough. In terms of online finance, I will recruit elites from Merrill Lynch, Lehman Brothers, and banks from various countries. In terms of personnel management, I will hand over my vice president Xu Weihong to you. In addition to his financial and accounting abilities,
Besides being very strong, the most outstanding thing is management ability.”
"You have arranged it well." Ma Hua smiled, "Isn't this Xu Weihong the person who will succeed me in the future? You want me to bring you a qualified bank president!"
"His potential is definitely sufficient. I look forward to President Ma cultivating Yu Minwei again... Even your second apprentice is even more powerful than him. People in the domestic banking industry cannot mention you."
Thumbs up?" Xiao Qi said flatteringly.
"hehe."
Ma Hua smiled and fell into thought.
The conditions provided by Xiao Qi are of course very good, almost no worse than China Merchants Bank five years ago.
In particular, Xiao Qi did not ask to do anything big in the traditional banking industry, but was very professional in Internet finance, which reduced too much resistance.
But there is something worth worrying about.
That is, although online finance has only begun to rise slowly now, MCA has already studied this area. If it continues to develop like this, it will inevitably touch the cake of ordinary banks, and there will still be various pressures.
Of course, if there were no difficulties at all, there would be no need for Xiao Qi to come to him.
I came to MCA just to solve the problem.
MCA itself is somewhat proud of this. The world's richest man relies on himself to develop the financial sector. This is an affirmation of his ability.
"If Fairy Bank enters the mainland and engages in online finance, the country has no precedent before. How do you plan to smoothen this relationship?" MCA raised his head and asked, "If you don't get it right at the beginning, it will be more troublesome later on.
The best thing is for you to first submit the rules to these gentlemen for review. Only if they agree can you do it. If you don't agree, don't open this hole."
Xiao Qi nodded slightly, "There is no problem with this, they should approve it."
"No problem?" Ma Hua took another mouthful of food and looked at him with a wry smile, "Master Qi, you don't know the stubbornness of those old men at the Central Bank. They didn't even approve ordinary private banks, and they gave a general
Do you know how difficult it is to apply to a bank for online business? I’m afraid your application will be stopped as soon as the central bank gets it, and there will be no reply at all! Even you can’t do it!”
Xiao Qi shook his head, "If it was before, it would definitely not be possible. But now, they don't dare to treat it without caution."
"Now?" Ma Hua thought about it carefully and suddenly said: "Sichuan Earthquake?"
"Fairy Girl Company spent a total of hundreds of billions before and after the earthquake. I dare not say how much property damage was recovered, but it played a positive and significant role in the casualties caused by the earthquake." Xiao Qi said harmoniously: "
Although my original intention is not to gain benefits by doing charity, I would be a fool not to take advantage of such a good opportunity."
"hehe!"
This time, Ma Hua directly raised his thumbs to indicate that Xiao Qi was powerful.
Indeed it is.
Although such a large earthquake relief event is not suitable for holding a celebration and commendation meeting afterwards, we will never forget those who have made great contributions.
Yu Chengsheng, Niu Ruzheng, Wen Anping, Xiao Xu, Xiao Qi, Kang Yuanjun, etc., as well as those who worked quietly and dedicated in ordinary positions, were all recorded and directly reported to the nine giants.
Any country and government must reward people who have made such great contributions in the face of such great dangers.
Otherwise, if rewards and punishments are unclear, who will be willing to stand up immediately in the future?
Xiao Qi is one of the best examples.
A businessman actually spent a total of hundreds of billions of RMB in the past few years on the construction of schools, roads, and materials for earthquake relief. It is no exaggeration to say that he is the biggest contributor.
If this were ancient times, Xiao Qi would definitely be rewarded with the title of Duke as a token of encouragement.
Even though there are no longer the rewards of these titles, the country will obviously give Xiao Qi a lot of preferential treatment to encourage others to actively stand up in the face of disasters in the future.
During this period, Xiao Qi decided to introduce Fairy Bank to the mainland, mainly specializing in online financial services, which was not a simple financial and business issue.
No matter how stubborn the old guys at the Central Bank are, they still have to consider a higher level of meaning.
Even if they don't think about it, they will consider it in the palace and even at the meeting of the nine giants.
I just spent hundreds of billions of money for the country and the people, and now I want to legally set up a bank, but you are blocking me. Isn't this chilling?
Who else is willing to do those thankless things in the future?
Therefore, even if it is to actively establish this image of "rewards for meritorious deeds", the national level will carefully consider it, and will probably eventually give Fairy Bank a license to operate online finance.
Besides, this kind of business has already existed in Europe and the United States. Paypal has been running for so many years. Isn’t it the same without causing any harm? On the contrary, it is a new type of finance that is actively moving closer to the Internet age!
Sooner or later, China will follow this path. Why can't Fairy Bank be run as a pilot project?
Thinking of this, Ma Hua felt hot in his heart.
His time as the top leader of China Merchants Bank is already numbered.
In fact, he doesn't feel old at all.
If you really have this opportunity, then you might as well be able to flex your muscles in glory for a few more years.
However, this is just an intention.
If you want to join Fairy Bank, there are too many things to consider, and it is absolutely impossible to just make a decision.
"I'll think about it," MCA said to Xiao Qi, "I'm still a little interested in this new banking model, but I still need time to think about whether to do it or not."
"no problem."
Xiao Qi also knew that it would not be possible overnight, "President Ma, I sincerely invite you to join us. As long as you are willing to come, we can talk about anything. I also need your experience and ability to help me."
"good!"
Ma Hua smiled and nodded. (To be continued...)
ps: What do you think? Alibaba and Penguin’s bank, inviting Mr. Ma to take the helm, should be a coup, right?