Xiao Qi nodded, "Cousin, you just said that there seems to be some differences between my cousin and his girlfriend's family. Can you explain it in detail?"
Xia Pingzhu obviously didn't have anyone close to her here. A relative came from her hometown and she was a junior. Naturally, she had a lot to say. When Xiao Qi asked, she immediately spoke out.
Xia Yudong's girlfriend is Zhou Tingyue, a native of Lin'an and an alumnus of Xia Yudong at Zhejiang University. However, little Xia Yudong is two years old and just graduated this year. She works as a copywriter at Lin'an TV station.
Zhou Tingyue's family is well off. Her father is a civil servant and her mother works in a bank. She has been in a wealthy family since she was a child. She and Xia Yudong met at a school party two years ago. Unexpectedly, this cute little girl fell in love with Xia Yudong.
, fell in love with Xia Yudong's honesty and gentleness.
Zhou Tingyue's parents also met Xia Yudong and knew about his family situation. However, because Xia Yudong worked in PetroChina and had good conditions, they did not stop him.
But when the relationship between the two was ready to talk about marriage, Zhou Tingyue's mother put forward a condition, saying that she wanted Xia Yudong to buy a wedding house in a place with a view of the West Lake and put it in the name of the young couple.
Pull the marriage certificate.
Land with a view of the West Lake, today in 2008, the average price is already 30,000 per square meter, and it is very tight. You may not get much cheaper if you buy a second-hand house.
Calculated based on the lowest two-bedroom apartment of 90 square meters, this house costs about 2.8 million, which is a huge sum of money for any office worker. Xia Yudong has only worked for two years, how can such a house be purchased?
How much?
Because it was for the couple to use for themselves, Xia Yudong gritted his teeth and decided to agree, but he planned to use the provident fund to pay the down payment first, and then take a 30-year loan, so that he could buy the house.
But Zhou's mother disagreed. She said that if this was the case, most of her monthly income would have to be paid off the loan, and her daughter's quality of life would be seriously affected, so she asked Xia Yudong to pay off the loan in one lump sum.
From her point of view, this requirement is absolutely necessary.
Think about it, for a loan of at least 2.3 million yuan, one month's repayment costs about 6,000-8,000 yuan. Xia Yudong's monthly salary is only more than 12,000 yuan. After excluding these, there are only four or five thousand yuan left. How can you support your family in Lin'an?
Even if you add in your wife's salary, it's just food and clothing. How can you live well?
But from Xia Pingzhu's point of view, this was her deliberate attempt to make things difficult.
My son has only graduated two years ago. How can he have so much money to buy a house?
Being able to withdraw provident fund and take out loans is because his workplace is very good. How is it possible to come up with 2.8 million at once?
Doesn't this mean that we are going to break up the young couple?
Therefore, Xia Pingzhu, who has always been good-tempered, lost her temper during the gathering of their two families last month, and the whole family broke up.
After coming back, seeing his mother so angry and sad, Xia Yudong was also panicked. After returning home, he said that he was not going to marry Tingting, so he should just stay like this.
Xia Pingzhu was angry with Zhou's mother, not Zhou Tingyue, so of course she didn't agree. What's more, she also knew that her son liked Zhou Tingyue very much.
Moreover, although Zhou Tingyue comes from a middle-class family and is very delicate, she is very kind to her. Not only does she bring small gifts every time she comes, but she also often helps with things. She doesn’t have any weird temper at all, but she seems like a simple person.
Xia Pingzhu likes this little girl who is inexperienced in the world.
But there is one disadvantage. Zhou Tingyue's character is a bit weak and she doesn't dare to resist her mother. So when her mother makes demands and her boyfriend can't fulfill them, whether at the dinner table or in summer
Everyone in Pingzhu's family kept wiping away tears.
In this situation, Xia Pingzhu had no choice but to think of a solution on her own.
After thinking for a long time, she finally came up with an idea, which was to sell the house she lived in, and then collect some money to try to buy a house directly. Even if it didn't work, she would increase her son's down payment ratio so that he wouldn't have to.
Repayment is so hard.
As for herself, she has retirement social security benefits, so it is no problem to rent a house to live by herself.
Well, the reason why Xia Yudong decided not to get married was because Zhou's mother refused to let him. Her mother lived with the young couple because there were so many people and it was noisy.
Xia Yudong was raised by his mother since he was a child. Now that he is married, he kicks his mother out and leaves her to live alone. How can that be done?
Even if you don’t want a wife, you can’t want a mother.
So not only did Xia Pingzhu have a quarrel with Zhou's mother that day, but Xia Yudong also firmly stated that no matter what, his mother would definitely follow him. This was not negotiable, and Zhou's mother did not need to take care of it.
Although she said that, maternal love is the most selfless. Xia Pingzhu couldn't see her son's life events being delayed even if she worked harder.
Therefore, she still planned her own plan. On the one hand, she went to the agent to ask how much her house could be sold for, and on the other hand, she borrowed money from everywhere.
In front of Xiao Qi, Xia Pingzhu did not hide anything. She said that the agency assessed that the neighborhood environment was average and the house was old, so it could only be sold for about 1.2 million. Her plan to borrow money was not going well, and she has only found an old colleague so far.
Old friends borrowed 200,000.
In addition, the loan she lent to Chen Yulian was only 300,000.
Calculating 1.5 million, for Xia Pingzhu, although it is still not enough, it can definitely satisfy her mother-in-law - plus her son's deposit of 300,000 and provident fund and so on, after a down payment of 2 million, only 800,000 is left.
Getting a loan seems very easy.
"That is to say, this girl is very nice, otherwise I would not want Xiaodong to marry her. If he meets such a mother-in-law, he will suffer in the future."
How good would it be to wait two years for Xiaodong’s salary to increase and the conditions to mature for this house to buy another house?”
"This is a safe method." Xiao Qi nodded.
"Oh, but my mother-in-law's considerations are indeed reasonable. Nowadays, the price of houses is constantly increasing. Although the range is not large, if you buy it early, you will feel at ease earlier and don't have to worry about it in the future." Xia Pingzhu was a little worried about gains and losses, "Xiao Qi
Ah, you should also pay attention to this when you get married in the future. When you come across a good house, you can buy it as early as possible. Don't wait until the house price goes up."
"Don't worry, cousin, houses in Chengdu are not expensive. We have a good mayor and a good company." Xiao Qi boasted.
"I also heard Xiaodong say that you have a big company called Fairy Company there, right? It kept the housing prices in Chengdu very low. When our real estate speculators went there, they were basically wiped out!
Xia Pingzhu smiled and talked about the news she heard from her son, "By the way, I heard that their boss is also named Xiao Qi, and he is the richest man in the world!"
"hehe."
Xiao Qi smiled and did not answer. Instead, he changed the topic and started chatting with Xia Pingzhu.
Normally no one talks to Xia Pingzhu, but now there is someone who can talk to her. She is very talkative and loses track of time as she talks until the sound of opening the door sounds.
Turning to look at the door, I saw a young man wearing a navy suit and carrying a briefcase walking in from the outside.
The young man has a Chinese character face, thick eyebrows and big eyes. He looks very handsome and has an upright aura. He is definitely a handsome guy.
"mom!"
He first greeted Xia Pingzhu with a smile, and then said to Xiao Qi: "Are you Xiao Qi? I'm your cousin Xia Yudong. I'm glad you came to play! My mother misses you. Mom, if not
If she wanted to take care of me, she would have returned to Shuchuan long ago!"
Xia Yudong behaved very well and was very enthusiastic, and one could tell at a glance that his happiness came from his heart and was not just a courtesy.
"Cousin!" Xiao Qi responded with a smile, "Why did you get off work so early?"
It's just past four o'clock now, and it's very early to get off work anywhere, unless you're a boss like Xiao Qi who often skips work.
Xia Yudong put his bag on the table and sat across from Xiao Qi, "Mom said you were coming today, so I asked for leave a little early and went home. I have already booked a place to eat. Let's go have a drink later.
One cup. By the way, you don’t have to live outside, we can stay at home, and I can just deal with it in the living room for a few nights!"
To be honest, Xia Yudong is really enthusiastic. Only very close relatives can talk and act like this, right?
But Xiao Qi is just the son of Xia Pingzhu's distant cousin, whom he has never met before. The first reason why he can do this is that he respects his mother, and the second reason is that this person is really honest and kind.
Yuanyin City has the habit of letting guests stay at home, but this is not the case in many cities. When guests come, they usually stay in hotels near their homes.
But no matter where you can let guests sleep at home, they become a family.
Xiao Qi knew that her mother did not reveal any information about her family, including what Xia Pingzhu said just now. She did not tell her son what Xiao Qi was here for because she was worried that her son would be angry when he found out that she had borrowed money from her cousin.
, Xia Yudong would rather not marry Zhou Tingyue than let her mother sell the house.
Therefore, a relative who comes to play for a few days can receive such good hospitality. No wonder my mother said that my cousin's son is very gentlemanly.
"Haha, cousin, you don't have to be so polite." Xiao Qi said, "But can you invite my sister-in-law and her family to dinner tonight? I just heard from my cousin that regarding your marriage, she wants to meet her biological mother again.
Let’s talk. I’m here to help you talk, so I believe everyone can have a good talk!”
Xia Yudong was stunned and looked at Xia Pingzhu.
Xia Pingzhu herself was stunned. She didn't expect Xiao Qi to arrange such an event for her. (To be continued, please search Piao Tian Literature, the novel is better and updated faster!