Tangyuanyuan, wearing a tight-fitting shirt and trousers, had already been waiting not far from the door.
Seeing Xiao Qi's car coming in under the command of the security guard, she quickly stepped forward and opened the door, saying softly: "Little boss"
The sharp-eyed security guard trembled in his heart when he saw Tang Yuanyuan's smiling face.
This is the biggest general manager of Shangri-La Community!
She always opens the door to others with the intention of trying to please her. How much respect does the person inside have?
Even if the deputy mayor of the Capital City comes here, Mr. Tang has never done this, right?
When they saw a boy younger than Tang Yuanyuan getting off the car with a smile, the smart security guards immediately thought of a person's name in their minds.
Unknowingly, their energy immediately increased by three points, and their shouts became louder.
The first thing Xiao Qi saw when he raised his head was the pair of round and round figures of Tang Yuan Yuan under her tight-fitting white shirt, and then the delicate dimples of Tang Yuan Yuan.
There are really no ugly girls in the Fairy Company. Those who can be promoted to officials are even more beautiful.
So for a period of time, Xiao Qi took the blame for Shanshan's wife. Others insisted that Xiao Qi was choosing a lover for himself, and promoted her to the pretty one.
As the first sales manager of Fairy Real Estate, Tang Yuanyuan looks even better. She has slender eyebrows, bright eyes, a straight nose, rosy lips, and a beautiful figure tied into a bun with a hosta.
Hair, looks full of white-collar style.
"Yuanyuan, I see you are getting better and better in the capital." Xiao Qi said with a smile, "I heard you found a boyfriend here?"
"Hey, what kind of boyfriend? I'm so busy here that I don't even have time to sleep. Don't listen to the eldest sister's nonsense." Tangyuan Yuan said coquettishly: "Also, where is the weather in the capital? It's dry and dry, and the wind and sand are still there.
Big, plus I'm here at the construction site all day and night... Oops, I remembered what I want. If your inspection is successful today, you have to allow me a month's leave. Okay?"
"We haven't succeeded yet, so we started asking for gifts." Xiao Qi shook his head and smiled.
The two of them walked towards the sales hall while talking.
"Hey, boy, what did you do? Get in line!"
"Don't even think about cutting in line, I'm telling you, I've been watching you for a long time!"
"Hey, what about you, young man! Do you think you can jump in line by finding connections? Stop dreaming!"
"That's right. It's really too much to drive a fleet of Mercedes Benz and come here to compete with us people for their houses!"
"You still have bodyguards with you. How can you be so arrogant without having hundreds of millions of assets?"
"Is Fairy Company doing this too? Are the related parties so blatantly violating Xiao Qi's rules?"
"..."
A group of people yelled for a long time, and then Xiao Qi realized that these words were actually directed at him.
He turned his head and saw those uncles, aunts, middle-aged and young people lining up seven or eight meters away. Both men and women looked at him with contempt and hatred.
People in the capital are said to be poor-talkers. Now Xiao Qi has seen it. In less than a minute, these guys started sputtering a lot in Beijing-style Mandarin.
"What nonsense are you talking about?" Tang Yuan Yuan burst into laughter and quickly responded loudly: "This is the leader of our head office. He is here to inspect the work. He doesn't want to buy a house!"
"What do you think it is? Who are you?"
"That's right! You want to lie to us. There's no way!"
"Line in line! If you don't line up, we won't be convinced!!"
"..."
Well, Tang Yuan Yuan’s explanation didn’t work, but instead made more people yell.
The security guards and policemen on the side quickly mobilized seven or eight people to block the front of the team.
"What are you doing? What are you doing? Get in line!" A clever security guard shouted with a loudspeaker, "Whoever dares to yell again will stop buying a house today! Didn't you see that our general manager is with us? It's not the head office.
Leader, is he still your mayor?"
"Oh, it turns out she is the general manager! She is so young!"
"It's so beautiful. No wonder they say Fairy Company is a place where beauties gather!"
"How can such a young and beautiful person be the general manager? I thought he was an old man!"
"Tsk tsk, why do Fairy Company only employ young people? The general manager is like this, and the leaders from the head office are like this too."
"Haha, you said this young man couldn't be Xiao Qi, right?"
"I think it might be him. There are several bodyguards here. Where do ordinary people have bodyguards?"
"..."
Seeing them talking more and more, Xiao Qi smiled, turned around and walked into the sales department, leaving several young people who had reacted and wanted to take pictures no chance.
The sales department of Shangri-La Community is definitely the largest in the country.
There are a total of five floors of the sales department, with an area of more than 3,000 square meters on the first floor. It is completely designed according to the large commercial plazas in China.
In fact, after the house is sold, it will indeed become a large commercial plaza, with well-known merchants such as Wal-Mart, Lotte Department Store, and Kiwi Cinema Line scheduled to move in.
When 210,000 houses were sold together, the five floors were packed with buyers, and tents were set up in the open space behind them. There were more than 10,000 various staff members.
It's a little better now, just opening two floors is enough to cope with today's scene.
However, there is still a very busy scene everywhere. Home buyers who have chosen a house and signed a contract are queuing up in front of ten tables, preparing to pay the down payment by swiping their cards or paying cash, or paying the full payment directly.
There is no doubt that the counters here are exclusively handled by Fairy Bank. The funds of Fairy Real Estate are naturally circulated in Fairy Bank, including housing loans.
Although Fairy Bank cannot do ordinary deposits and loans, foreign banks can do home loans, so Fairy Bank can naturally do it as well.
Don’t underestimate Fairy Bank’s loans in Shangri-La Community.
There are a total of 3 million households, and 420,000 households have been sold so far, but at least 300,000 households have chosen loans.
If this ratio is followed, at least 2 million households should choose loans.
Well, although units of 50 and 76 square meters account for more than 70% of the total number of houses, which means that the total house prices of about 300,000 and 450,000 account for more than half, but who knows why so many people still want to take loans to buy houses.
, it can only be said that most of the people who grabbed the houses are not well-off.
There are definitely a lot of home purchase loans in a city, especially in big cities like Beijing, Shanghai, Guangzhou and Shenzhen, because the houses in these places can easily cost millions or millions. Ordinary families who want to buy a house generally cannot afford so much.
of cash, so the only option is to use loans.
Someone once mentioned in a previous life that if you want to stop the development of real estate and the rise in housing prices, it is actually very simple. You issue an order so that all those who buy a house cannot get a loan and can only pay in cash. This will ensure that housing prices plummet by more than half. Go north.
It is absolutely easy for Guangzhou and Shenzhen to fall below the average price of 10,000.
But I can only think about it. There are too many difficulties encountered, and there is no way to implement it concretely.
Therefore, now, loans for large houses actually account for more than 99%. Only loans for small houses and small and medium-sized cities have a lower proportion.
Even in Beijing, Shanghai, Guangzhou and Shenzhen, more than 2 million people buy property every year, which seems like a lot, but think about it, how many banks are there in China?
China, Agriculture, Construction, Industry, Civil Service, China Development Bank, Shenzhen Development Bank, Pudong Development Bank, Everbright, Huaxia, Bohai... These banks are basically found in every city. In addition, for example, in the capital, there are Capital Bank, Credit Union, Tianjin Bank
Wei Bank and other small and medium-sized banks can also issue loans.
In addition, Hong Kong-funded foreign banks, such as Nanyang, Citigroup, Industrial Bank, Royal Scotch, HSBC, etc., also have this right.
Calculating it piecemeal, there are at least 30 banks that can issue loans. Each developer has its own specific cooperative bank. If 2 million people are allocated among them, they can take out 200,000 loans a year in the capital.
It’s all amazing, and it’s a treatment that only a big bank can have.
Therefore, Fairy Bank's 2 million housing loans are basically the business volume of that company in 10 years. Of course, the loan amount is smaller, but it can also basically be the total amount of personal housing loans of other banks in two or three years.
.
Come back to the present.
Ten minutes passed by in a flash. People who had signed the contract and completed the down payment or full payment procedures all walked out of the side door one by one.
The new buyers who had already queued up were already pouring in. They looked up at the electronic license plates in front of each counter and rushed over with smiles on their faces.
Those who specifically wanted to go through the loan procedures also received their number plates at ten desks, took their relevant information, and took the elevator to the third floor, where there are more than 100 Fairy Bank employees dedicated to them today.
Handle loan procedures.
Naturally, the loan cannot be obtained today, but according to the previous rules, as long as you have a legitimate occupation and use your house as collateral, there is generally no problem. The loan can basically be disbursed within 10 working days, which is faster than usual.
The bank is much faster.
The interest rate of Fairy Bank is a little lower than the basic interest rate, which is basically the lowest interest rate. The interest gain is not too much, but it can have 2 million customers in the capital alone, which is considered a great success.
Although they may not use Fairy Bank's bank cards on weekdays, when online financial products such as Yuwobao, WeChat Financial Management, and Xiaoyao Financial Management come out in the future, even adults in their 60s and 70s will save money to buy them.
, not to mention this group of 30-40 year olds with strong spending power.
Only then will those traditional banks know what it means to grab depositors and grab deposits! (To be continued...)