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Chapter 323 Why not take a loan?

Although the old branch secretary is temporarily living in seclusion in Xiaolaojun Mountain.

But actually.

He has not lost contact with the cadres of Zhengxing Brigade.

The old party secretary has been directing the agricultural production of Zhengxing Brigade remotely through letters.

The situation is quite serious now.

Other aspects of work, such as personnel transfers, going to communes for meetings, etc.

Or to resolve conflicts between members, coordinate between production teams, or conflicts, etc.

The old branch secretary will not care about all these trivial matters for the time being.

I just focus on two things: how to work hard to promote agricultural production and prepare for disaster relief.

Therefore, under Luo Xuan's suggestion.

The old party secretary immediately wrote a long letter and ordered Zhou Laoer to make a special trip to send the letter to Zhengxing Brigade urgently.

Leave it to Captain Liao and the recently promoted Deputy Captain Peng Zhikun.

So far,

All members of the Zhengxing brigade were mobilized urgently.

Among them, all the young and strong laborers went to build ditches, striving to connect a more than 20 kilometers of diversion canal to the auxiliary weir of Yongxing Reservoir within 2 months.

This auxiliary weir is an auxiliary facility built because of the need to build Yongxing Reservoir.

It stores millions of cubic meters of water for irrigation.

All the young and strong labor force of Zhengxing Brigade are busy repairing new canals.

According to the requirements of the old branch secretary, this water diversion channel does not need to be very strong, let alone how beautiful.

In the letter from the old branch secretary, there was only one request: the aqueduct must be built quickly.

This diversion channel must be repaired as soon as possible at all costs.

The old, weak, women and children among the members of the Zhengxing Brigade were busy hatching chickens and ducks, or going around to buy chicks and ducks.

At this time, Yongxing Reservoir has not yet been completed.

Therefore, only 7 or 8 kilometers of main channels leading to various production brigades have been built.

As for the branch canals leading to various brigades, many brigades have not yet taken them seriously, so they have not organized members to build new canals.

to be honest,

Under the current conditions, other production brigades do not have the conditions to organize members to build aqueducts.

People are iron rice is steel.

If you want a horse to run, you have to feed it grass.

In the same way, if each brigade wants to organize members to build water canals.

To do such hard work, if there is not enough food, the members will be fed.

Who can do it?

The Zhengxing Brigade purchased 50,000 kilograms of sweet potatoes, 10,000 kilograms of rice, and 25,000 kilograms of corn from Luo Xuan.

This batch of grain is specially used as rations for the members participating in labor this time.

This enabled the Zhengxing Brigade to launch this large-scale construction of basic farmland water conservancy facilities.

But other production teams don't have this strength...

"Luo Xuan, how many sweet potatoes and corn do these grain dealers you have contacted have in their hands?"

Sitting on the top of Xiaolaojun Mountain.

The old party secretary turned to Luo Xuan and asked: "If they still have a lot of grain on hand, can we first get another 23,000 kilograms of grain from them on credit?"

"Uncle, what are you thinking about?"

Luo Xuan said: "It's not like you don't know what's going on now. It's pretty good that they can sell you so many sweet potatoes at this price!

Are you still thinking of taking it on credit?

I can't help but be curious, so I just want to ask you, uncle: Do you feel guilty when you say this?"

I have sold tens of thousands of kilograms of grain to the old party secretary at a huge discount.

Now, he actually wants to get the grain dealer to give him credit?!

Who is that mysterious grain dealer?

Isn’t it just me, sitting in front of you, old branch secretary, this handsome and outstanding young member of the club... myself?

I've already given you a huge discount on the price. Do you still want to play on credit with me?

How in the world can anyone do business like this?

Lao Zishu sighed: "I know better than you how much money the brigade has on its books. If I can come up with so much money at once, do you think I want to pay it on credit?"

Luo Xuan chuckled: "Everyone in the world can use all the money in the world. We don't have any money in the accounts of our brigade, but others have money in their pockets. Uncle, won't you borrow it?"

previously.

The price of sweet potatoes agreed upon by Luo Xuan and the old party secretary was 7 cents per catty.

This price is more than double that of previous years, when sweet potatoes could only be sold for 2 to 3 cents per catty.

But if we calculate based on the current market prices in the frog market, 1 pound of sweet potatoes can actually be sold for 1.2 cents, or even 1.4 cents.

The reason why their prices vary is related to the quality of sweet potatoes.

If it is the kind of sweet potato that has not been stored particularly well and has sprouted very long.

The starch content and sugar content in this kind of sweet potato will drop sharply.

If you use it as food, the nutrition and satiety it can bring will be much worse.

Luo Xuan sold the first batch of 50,000 kilograms of sweet potatoes to the old branch secretary at a price of 7 cents per kilogram.

The total value is 3500 yuan.

Add in 10,000 kilograms of rice, and each kilogram is 9 cents.

25,000 kilograms of corn, each kilogram is 7 cents and 9 cents.

This time, Zhengxing Brigade needs to pay Luo Xuan 32,450 yuan.

The brigade headquarters cannot afford so much money at once.

This huge sum of money also requires the eight production teams belonging to the Zhengxing Brigade to use the reserves of their production teams.

Everyone pieced it together, barely able to get it together.

After the Zhengxing Brigade handed over this huge sum of money to Luo Xuan.

This time, the production team was planning to purchase chickens and ducks on a large scale and raise them back, but they did not have the funds to implement them.

In addition, when building aqueducts, you also need to buy steel drills, chisels, hammers... and other tools.

Therefore, the finances of the Zhengxing Brigade suddenly became extremely tight!

The old branch secretary heard that this kid Luo Xuan actually encouraged him to borrow money?

The old branch secretary was so angry that he wanted to hit someone. He picked up a small dead branch from the ground and was about to throw it towards Luo Xuan.

"Hit, uncle, if you hit us with this stick, our fate will be over."

Luo Xuan didn't want to be accustomed to being beaten and scolded by the old branch secretary!

Seeing this, Luo Xuan chuckled: "I have clearly shown you a broad road, why do you insist on crossing the single-plank bridge?"

"What kind of bullshit road is this?"

The old party secretary was furious, "We have no foreign debts and no domestic debts, we are self-reliant and have enough food and clothing.

This is the spirit of struggle that superiors are vigorously promoting.

Look at the members of our production team, how they live their lives, which family is willing to go into debt?

Hey, who doesn't owe a little money, but is eager to tighten his belt and try every means to pay back the money?"

"Being debt-free and light, not owing anyone money will keep your back straight."

As the old party secretary spoke, he straightened his back.

He patted his chest and said, "Look at our production team. We would rather live a hard life than spend half a cent lavishly.

Otherwise, if you buy so much food this time, look at other brigades, can they get so much money at once?"

"Luo Xuan, it's not my uncle who is talking about you."

"I also know that you are capable and can make money. But this young man has to learn from us elders in his life.

You must learn to plan your life. Spend the money you have on hand sparingly..."

Luo Xuan snorted coldly: "In your eyes, old party secretary, those so-called people who know how to live a good life.

You should be eager to break every penny in half and spend it, right?

Do you think if you break a penny in half, you can double your money?

Wouldn’t that be a scrap coin? Who would want your money? Even if you take it to a credit union to exchange it, they will only give you five cents.

Therefore, breaking a penny in half and spending it is absolutely unworkable, and destroying r is extremely wrong."

"Uncle, I'm not talking about you! Is this money saved?"

Just now, I was given a lesson in vain by the old branch secretary.

Luo Xuan, who was feeling very unhappy in his heart, immediately turned serious.

Facing the old party secretary, he launched a fierce counterattack: "Old uncle, money is something you have to earn!

What are you afraid of being in debt?

As long as the borrowed money can bring greater benefits to our team, why can't we owe some money?"

this period,

Deep in the consciousness of almost everyone, there is a small farmer mentality playing a leading role.

According to their assumptions: as long as they are diligent enough and thrifty enough.

When you live your life, you have to be very careful with your budget.

If you can be self-sufficient and don't ask for anything from others, that is the most ideal state of life.

According to everyone's deep-rooted thoughts: even one day's rations can be saved for 3 days.

Even the hungry children at home kept crying "Wow wow".

As long as you can survive it, you will definitely not be in debt!

The old party secretary did not expect that Luo Xuan would be so stunned and dare to teach him a lesson!

But then I thought about it.

The old branch secretary couldn't help but secretly admit: What Luo Xuan said makes sense!

What's the situation now?

Which grain dealer would lend so much grain to the Zhengxing Brigade?

As for the large-scale chicken and duck raising operation that is about to be launched, there will be no funds to support it.

How can this action be carried out?

I figured out the rationale.

The old party secretary sighed slightly: "I didn't expect that I have lived an upright life my whole life.

I usually don't owe anyone a penny.

At this age, I still have to find someone to borrow money, ugh!"

Luo Xuan chuckled: "This is not borrowing money, this is a loan."

"What?!"

When the old party secretary heard this, he suddenly became furious!

He looked at him with eyes wide open and veins popping out on his neck.

The old party secretary...is about to start blowing up again!

He widened his eyes and shouted at Luo Xuan: "You actually encouraged me to get a loan from the public?"

Luo Xuan immediately stared back: "If you don't apply for a loan from a credit union, what else will you do?

Aren't you planning to make some excuses to the members and ask them to raise funds for you?!"

Luo Xuan said angrily: "What time of year it is now, who still has much money at home?

Even if there are some commune members who still have a 10-yuan or 20-yuan home, aren't they all sweating it out and are not willing to buy some food to come back for emergency relief?

With this little life-saving money, you still have the nerve to try to take advantage of others? Conscience, conscience!"

this period,

When various production teams, brigades, and even communes need to spend large sums of money, they often like to make apportionments to various enterprises and institutions.

Or encourage members to raise funds.

Since you can get urgently needed funds with just a note, who would bother to go to a credit union for a loan?

That interest is not money?

Luo Xuan is very disgusted with this kind of behavior, and is ready to resolutely stop this unhealthy trend!

"Uncle, if you collect the three melons and two dates at the club member's house, how much can you use them for? In the underground warehouse of the credit union, there are a lot of banknotes, and they are placed there to sleep."

"Money is only called money when it circulates. If it stays there, it is just a piece of paper."

Luo Xuan said to the old branch secretary, "If you borrow 1,000 yuan, the credit union will come to ask for interest every month, and you have to smile at him and say nice things.

But if you can borrow 100,000 yuan from a credit union, hehe...

Uncle, do you believe it or not? When the time comes, those who say nice things to you and keep you smiling will become a credit union."

"Well....."

How could the old branch secretary not understand the truth behind what Luo Xuan said just now?

He hesitated for a moment, and then asked: "What do you mean, not only do we need a loan, but we also need a larger loan?"

"you do not say!"

Luo Xuan smiled and said: "You haven't seen the loan officer of the credit union because no one went to lend him money and he couldn't complete the loan task assigned to him by the unit?

That poor loan officer was so anxious that he couldn't sleep all night long?

Last year I saw the female loan officer, she seemed to be 28 years old, but this year at first glance...what a guy! She seems to be almost 58."

"How pitiful! Uncle, you are kind-hearted, just help her!"

Luo Xuan patted the old branch secretary on the shoulder: "Since we have decided to do it, let's throw off our arms and do it hard! This time, how can we raise tens of thousands of chickens and ducks?

At worst, we can still kill people and eat meat during the holidays!"

Luo Xuan suggested that the Zhengxing Brigade must raise more chickens and ducks this year. In fact, these chickens and ducks are not used to prevent locust plagues.

One brigade owns several thousand acres of paddy fields and sloping land.

Plus,

Those hillsides, swamps, riversides and ponds that are not included in the cultivated land area.

Calculated, a brigade covers an area of ​​more than 10,000 acres?

When a locust plague really breaks out, on average, tens of thousands or even 100,000 locusts will fall per acre in an instant.

Can the locust plague be controlled by spreading it evenly, with less than one chicken and duck per acre?

Are you kidding me?

However, if there is really going to be a locust plague, these locusts can just provide a large amount of free protein to the chickens and ducks raised by the production team.

The losses outside the embankment will be repaired within the embankment.

As a result, the crops in the fields suffered losses, but a large amount of eggs and meat were harvested.

More or less, you can recover some losses, right?

And Luo Xuan suggested to the old branch secretary to get a loan from the commune credit union.

As long as the old party secretary can be persuaded to change his mind about this matter.

In fact, it is very easy to get a loan from a credit union.

During this period, everyone likes to save money.

Even if they only have 2 or 3 yuan on hand, everyone likes to take it to a credit union and turn it into a bright yellow deposit certificate.

There are more people saving money and fewer people borrowing money.

The loan officers in the credit union are in a hurry. They travel from village to village all day long, going to various production teams to encourage everyone to go to the credit union for loans.

For a while.

Loan officers can be seen busy in the fields of each brigade.

In the working places of various production teams, one can hear the loan officer’s earnest call: “Folks and comrades!

You go to our credit union and borrow some money to vigorously develop forestry, fishery and animal husbandry!

If you use money to make money, everyone will get rich faster!"

The loan officers are not industrious in their work and work hard in their encouragement.

However, there are no eggs.

Her affection for fans will only lead to a lot of gossip among the members:

"I don't want to take out a loan! I won't owe money when I'm alive, and I won't owe any debt when I die. Our waist is so straight!"

"That's right, that's right! If you don't owe money, you can be tough when you talk."

"Yeah, look at that Yang Bailao, wasn't it just because he owed money to Huang Shiren that he ended up making Xi'er... Wow, how pitiful..."

I saw that none of the members had any intention of borrowing money.

The loan officer will take a chance and go to the production team leader.

I want to see if I can let him, in the name of the collective, go to a credit union to borrow some money for use?

Come anyway.

Often at this time,

The production team leader would hold a cigarette and squint at the eager loan officer with his two eyes.

He snorted coldly: "On our collective accounts, if we really can't turn around and need money... I won't write a note and go out?"

"..."

That's true!

Production team members, what are they used for the deductions and apportionments they bear at all levels every year?

Since you use half of the letterhead paper and an official seal, you can get the required funds.

Why still need a loan?


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