()ps: It is still updated automatically. At the end of the month, there are a little more things. Mushan is worried. Please support the genuine version of "Hacker" to inject positive energy into Mushan! Because there are so many things, it compresses sleep time, stay up late and stay up late.
January 2nd, New Year's Day holiday.
At 8 o'clock in the morning, Shi Lei's mobile phone alarm clock rang. Because he was going to meet Li Zhiyue today, Shi Lei deliberately got up early so as not to wait for Li Zhiyue to call him. If he hasn't gotten up yet, wouldn't he have to let Li Zhiyue wait for a long time?
..
Just after washing, the cell phone on the bed rang before eight o'clock.
The caller ID was Li Zhiyue, and Shi Lei quickly connected, "Good morning, Zhiyue!"
Li Zhiyue's tone was plain and she responded: "Shi Lei, good morning. Have you gotten up?"
"Of course I got up! Zhiyue, where are we meeting?" Shi Lei asked with a faint excitement.
Li Zhiyue's tone was still as quiet as a peony, elegant and quiet. "Do you know the Blue Se Café on the back street?"
"Hmm?" Shi Lei was a little suspicious of his ears. Lanse Cafe is a gathering place for the surrounding universities and couples. Li Zhiyue was studying at Shuangqing University, so it was impossible for him to know the situation of Lanse Cafe.
If Li Zhiyue knew the meaning of Lanse coffee house and took the initiative to ask Shi Lei to go to Lanse coffee house, it would be a bit strange!...
"Don't you know the Blue Se Cafe?" Li Zhiyue asked back.
Shi Lei quickly denied, "No, Zhiyue, I know Lanse Cafe. I'll come over right away!"
"Okay, I'll be waiting for you at Lanse Coffee House!" After Li Zhiyue finished speaking, she hung up the phone and did not give Shi Lei a chance to ask.
Shi Lei still put the phone on the bed. Although he was confused, Shi Lei still changed into Versace, who was sturdy. Then he picked up his cell phone and the car keys on the computer desk and rushed to Shuangqing Back Street.
The white Audi A4l stopped outside the Blue Se coffee house. Shi Lei pulled down the dressing mirror on the sun visor, sorted out the appearance again, and then walked towards the Blue Se coffee house.
The area of Bluese coffee house is not large, and it is divided into two floors in total. There are twelve couple booths on the upper floor, six couple booths on the lower floor, and two normal four-seaters on the lower floor.
Shi Lei just walked into the Blue Se Cafe and saw Li Zhiyue, but what made Shi Lei unhappy was that there was a man sitting opposite Li Zhiyue!
‘Hmph!’ Shi Lei snorted secretly, walked over with a deep face. He looked at the man with a bad face and shouted coldly: “Who are you?”
The man was suddenly asked by Shi Lei. He was a little confused.
Shi Lei looked at the man. He looked about twenty-five or twenty-six years old, his hair was a little messy, his beard was not shaved, his face was haggard, his eye sockets were deep, and his dark circles were very obvious. The overall image was a miserable person.
Shi Lei snorted with disdain: "No matter who you are, I will give you ten seconds to get out. If you are like garbage, don't look in the mirror to see what qualifications do you have to bother Zhiyue?"
The miserable man looked at Shi Lei with a confused look on his face, and then looked at Li Zhiyue who was smiling lightly.
"Sister, who is this guy?" the miserable man asked Li Zhiyue.
shit!?
Shi Lei's face suddenly became very embarrassing. Is this miserable actually Li Zhiyue's younger brother?
This is unscientific!
Shi Lei had never heard of Li Zhiyue's younger brother. Why did a younger brother suddenly appear in this life?
Shi Lei turned his head to look at Li Zhiyue with a puzzled look.
Li Zhiyue met Shi Lei's gaze with a smile, "Shi Lei, let me introduce you to you. This is my cousin, Li Hao."
Shi Lei scratched his head and laughed dryly, hiding his embarrassment. It turned out that this was his brother-in-law!
Thinking of this, Shi Lei stretched out his hand and said openly: "Li Hao, hello, my name is Shi Lei, it's your brother-in-law! Ah~~" As soon as Shi Lei finished introducing, Li Zhiyue reached out to Shi Lei's waist and twisted it hard.
"Shi Lei! What are you talking nonsense!" A hint of blush appeared on Li Zhiyue's fair and handsome face.
Li Hao looked at Li Zhiyue, then looked at Shi Lei, and said in a muffled voice: "Hello, brother-in-law."
Shi Lei secretly praised in his heart, Li Hao is quite a good guy! He has the opportunity to support him!
Li Zhiyue snorted and glared at Li Hao, but did not yell at Li Hao.
Li Zhiyue and Li Hao were seated in four-seaters, which was the kind of strip sofa with two people on one side. Shi Lei sat next to Li Zhiyue without hesitation and laughed and said, "Zhiyue, what's the matter with me?"
Li Zhiyue bit her rosy lips. At that moment, Shi Lei was a little dizzy and had an obsessed sequelae in his eyes.
"Shi Lei, I think." Li Zhiyue frowned slightly, but didn't say it.
On the other hand, Li Hao, who was opposite, took the call, "Brother-in-law, I want to borrow money from you!"
Shi Lei looked at Li Hao with a strange look. Could it be that Li Zhiyue was planning to borrow money from him because of Li Hao?
If it is the reason for borrowing money, according to Li Zhiyue's style, it is indeed very difficult to speak. Especially when he spoke to him, Shi Lei sighed in his heart, and then said to Li Hao: "Brother-in-law, how much do you want to borrow?"
Li Hao smiled bitterly and said, "Brother-in-law, I want three million."
"How many?" Shi Lei looked at Li Hao in surprise. In this era of 2006, three million was not a small amount!
"Three million!" Li Hao repeated once.
Li Zhiyue's brows were frowning slightly, and her face was a little bad.
Shi Lei did not refuse, but asked, "Brother-in-law, I wonder what you want to do for three million?"
Judging from Li Hao's appearance, he is only twenty-five or six years old at most, and judging from his temperament and dress, he probably did not use a three million project. Shi Lei wanted to know what he needed three million, what was the purpose of.
Li Hao didn't find any reason to hide it, so he started talking directly.
Two years ago on New Year's Day, Li Hao met a woman by chance. After both parties met, they were quite in love at first sight. As the end of the year approached, Li Hao, who had graduated, was about to take the woman home for the New Year. So Li Hao confessed to the woman, and the woman happily accepted Li Hao's confession.
If the story is only here, then this is a good story. But what happened next is a bit incredible!
When Li Hao proposed to take the woman named Zheng Juan home for the New Year, Zheng Juan told Li Hao something.
It turned out that Zheng Juan's father owed a million loan shark. If he wanted to be with Zheng Juan, it would be absolutely impossible without this million!
Li Hao, who was young, arrogant and arrogant, and was in love for the first time, directly mentioned the person who found usury and expressed that he was willing to bear the one million usury loan from Zheng Juan’s father.
But the people who lend money loans are very clear that they know that loan loans are illegal, and if Li Hao reaches the legal level, they will definitely suffer losses.
As the saying goes, hooligans are not scary, terrible hooligans are educated. Ultimate loan sharks. Once they have culture, they will be scary!
They took out a series of calculation data, increased the original one million debt to two million, and asked Li Hao to sign a formal debt contract, which must be calculated based on four times the interest on the bank loan.
The definition scope of usury is four times higher than the interest rate of bank loans during the same period. If it does not exceed four times, it will be protected by law.
Li Hao was originally a little hesitant, but facing the pitiful Zheng Juan, he resolutely signed the contract of 2 million. The loan period is two years.
In 2006, the interest rate of bank loans in the two-year period was 6.3%, and after four times it was 25.2%. Those loanees dropped by 0.2%, which means the annual loan interest rate of 25%. There is no need to make a profit, so they are within the legal protection scope.
A two-year loan of 2 million yuan has an annual loan interest rate of 25%, and two years later it will be a three-million yuan debt. As the Chinese New Year is coming again, those usury personnel have started to collect debts.
What made Li Hao even more collapsed was that Zheng Juan, who had lived with him for two years, actually left without saying goodbye and completely disappeared from his life.
According to Zheng Juan's information, Li Hao's family investigated Zheng Juan's files in the Jingguan Office, but found that there was no such person!
In this situation, Li Hao was severely hit and could not even withstand the pressure, so he had the idea of committing suicide. In his previous life, Shi Lei did not know the reason for Li Hao because Li Hao chose to end his life.
At that time, Li Zhiyue's family did not come to Li Zhiyue's house because of Li Zhiyue's disfiguration. But the situation in this life was different. Li Hao's parents heard Huang Fen say that Li Zhiyue had a very rich boyfriend. So they took Li Hao to Li Zhiyue's house and begged for help from Li Zhiyue's house.
Although Li Zhiyue's family is a scholarly family, she does not have much savings and can't afford three million at all.
Seeing his cousin who grew up together, Jing Shen was getting closer and closer to his collapse, Li Zhiyue finally sighed and did not choose not to save him.
Among the people Li Zhiyue knew, the only one who could afford to pay out three million was Shi Lei!
But the relationship between Li Zhiyue and Shi Lei is a little ambiguous. If it weren't for the desperate situation, Li Zhiyue would never have looked for Shi Lei.
After listening to Li Hao’s story, Shi Lei’s first reaction was a scam!
This is definitely a scam against Li Hao!
In Shi Lei's eyes, the entire scam was even full of loopholes, and there were only unlucky children like Li Hao who were trapped in love and had a negative IQ.
Li Hao looked at Shi Lei with extravagance and pleading. If Shi Lei didn't help him, he might be
Shi Lei turned to look at Li Zhiyue. Li Zhiyue deliberately did not look at Shi Lei, but from her slightly trembling eyelashes, she could still tell how nervous she was.
"Brother-in-law, have you brought your debt contract?" Shi Lei asked.
Li Hao nodded, then took out three sheets of A4 printing paper from his pants pocket and handed it to Shi Lei.
After Shi Lei read it carefully, he sighed again that hooligans are educated, which is really terrible!
Even if this debt contract is in court, there is no possibility of overturning the case. Those who design this scam are definitely masters!
"Where are the people who lend money loans?" Shi Lei asked, looking for other ways to solve the problem.