Outside Furong Garden, Bai Song hugged girl Shishi and asked.
When girl Shishi who had just settled down heard this, she instantly became panicked: "No, don't send me back!"
Seeing the woman in his arms, Bai Song frowned slightly: "What happened?"
"I don't want to go back, they will send me to those people."
"Okay, okay... I won't go back, I won't go back..."
Bai Song gently patted Shishi's back and whispered comfort.
I looked around and saw few pedestrians outside Furong Garden. Occasionally, someone passing by would cast a curious look.
Dusk was approaching, and the woman in his arms was still in shock. There was no point in asking anything at this time.
Bai Song thought for a while and decided to find a place for Miss Shishi to settle down for the time being.
Bai Song called a carriage and went all the way back to the bank.
Qing'er is busy at the bank. She is not ready to become Mrs. Bai like I am, but she is very used to being a shopkeeper. After all, she manages everything here.
Qing'er had just sent Yu Qingqing away when she immediately saw Bai Song coming back with a girl named Shishi.
Qing'er was a little depressed and helpless. She also knew that her husband-in-law had too many confidantes in Beijing. As soon as he came back, one after another left, so she would be better prepared in the future.
While thinking about it, Qing'er noticed that the girl in her husband's arms had a strange expression, and looked at Bai Song curiously.
"Find a room for the girl to rest."
Qing'er didn't ask any more questions and asked someone to clean up the room.
Taking advantage of the free time, Bai Songcai told Qing'er everything he had encountered.
Qing'er listened and felt some sympathy for Shishi.
But this girl Shishi keeps clinging to her man and won't let go, which makes people a little uncomfortable, but it's hard to say anything.
Bai Song knew that girl Shishi had not relaxed yet, so he stayed with Shishi in the room for a while, guarding her and watching her sleep.
Finally he left the room again.
"Back in the capital, the young master is in a lot of spirits."
As soon as she went out, Qing'er said something salty.
Bai Song knew what the other party meant, so he smiled awkwardly, scratched his head, and pretended not to hear.
"How long do you plan to keep them here?"
"We'll wait until someone wakes up to understand the situation. After all, they are also old friends, so we can't watch..."
"Okay, who cares about you? Who makes her a little concubine? Even if I have to take care of it, it's not my turn. It's the master of your family who has the final say."
Qing'er was neither salty nor cool, and threw the account book into Bai Song's arms, "If you want to worry, it's better to worry about the bank's business. The trouble is not small now. We can only see if the young master can find a solution."
"Trouble? What trouble?"
Bai Song felt a little confused, so he opened the account book and looked at it.
After looking at it for a while, Bai Song discovered the problem with the account book.
The originally developed financial management product was sold for a whole year, starting from Youzhou and introduced to Chang'an. The contract was not modified at all, and the money raised was not invested in any way. It was all saved and left to ash. Isn't this a loss in vain?
Only then did Bai Song realize that he had missed something important.
I didn’t communicate with the classmates who ran the bank about the bank’s development and investment routes!
Originally, Bai Song thought that the bank was in the hands of a few scholars and that it would be fine as long as it could survive and not close down. Who would have thought that they actually made the bank famous in Chang'an City, with more and more people buying financial products and saving money.
After the squeeze in the past six months, the bank has more and more money, but the backlog of interest is also increasing.
Now the bank only has expenditures but no income. If this continues for two or three months, the bank will explode, and all the people involved in the bank's business will suffer. If things go wrong, there will be a riot in Chang'an.
When I thought about it, Bai Songhan had already come down, and the matter had reached an extremely urgent stage.
Qing'er watched Bai Song's expression change from the side and felt a little anxious.
In such a dangerous place as the Miao border, Bai Song never showed such an expression.
"Sir, is the situation serious?"
"How much money is left in the bank's inventory?"
"After a rough calculation, there are still 780,000 taels. Within one year, the principal and interest we have to return are 500,000 taels, and the remaining more than 400,000 taels are the principal deposited in the People's Bank."
"So, the loss is more than 120,000?"
"That's right, there are a large number of contracts that need to be repaid when they expire in three months. With monthly interest payments and employee wages, 780,000 taels is probably not enough. I have stopped the financial products."
"No, financial products must continue to be sold."
"Continue to sell? Wouldn't we lose more?"
"We can't cut off the capital chain now, even if we are losing money, we have to hold on! However, our contract needs to be changed, the interest will be reduced to 8%, and the time limit will be increased to two years. The money in the warehouse cannot continue to be left, we must
Find a direction to invest and race against time to generate income. As for how much money can be used, I need to calculate it. During this period, you walk around the city and see if there is no suitable investment direction, whether it is short-term or long-term.
As long as it's profitable, we can try it."
Qing'er nodded seriously.
After running a bank for more than a year, it is finally time to do something big. The situation is urgent now, but Qing'er is a little bit excited. No one is optimistic about the bank that the young master has devoted his efforts to, but Qing'er believes that when the bank is officially operational,
It will make everyone sigh.
Qing'er turned around to leave. Bai Song thought of something and shouted: "Wait a minute."
"What are your orders, Master?"
"Today there was a conflict with the Japanese in Furong Garden. They still had the Giant Deer Sword in their hands. I don't know if Jiumei will help us steal the sword. I think we still need to be prepared. Are there any experts who are good at sneaking in?"
"Young master, do you want to find someone to steal the giant deer sword?"
Bai Song nodded.
Qing'er thought for a while, and a bright light flashed in her eyes: "There really is such a person! A well-known thief in the world, his kung fu is mediocre, but his skills are quite good. When I was in Miaojiang, Huo Fenghuang gave me a
That person's name is on the list, but his reputation in the world is not very good, and neither Huo Fenghuang nor I have thought clearly about whether to use this person."
"No matter who he is, as long as he is useful, reputation and other things don't need to be considered. If he is really that great, use this task as his test. If he can get the Giant Deer Sword back, we will use him."
Qing'er nodded.
"Also, hurry up and ask for news about Jian Shisan and the others, as well as those old members of the Mo family who are willing to follow you."
Qing'er hesitated for a moment, looking a little embarrassed, but finally nodded.
Qing'er remembered her identity and didn't want to make her husband dissatisfied.
Bai Song had already gone to the accounting room and started counting the accounts more accurately and meticulously.
