Jiang Lei frowned slightly, pondered for a moment, and said: "Secretary Yu, spending in advance is not necessarily all benefits, and the risks are not small. Secretary Yu should be able to see that."
Yu Yan became more serious, nodded, and said: "What Governor Jiang said makes sense, that's what happened. There is an old saying in our country that excessive consumption is called Yin Zhi Mao Liang. Although it can maximize benefits, the risks are also It will increase accordingly. Benefits and risks always coexist. The greater the benefits, the greater the risks. Therefore, advanced consumption must be based on detailed analysis and some research on the economic development trend in the next few years. ."
Jiang Lei suddenly felt a sense of understanding, nodded frequently, and said: "That's it. Because the international situation is relatively tense at present, the country has adopted measures to stimulate economic development internally, and money has been loosened. All over the country, there have begun to appear There are signs of overheating. Especially in the infrastructure, processing and light industries, as well as the chemical industry, the signs of overheating are very obvious. If things continue like this, it will soon become overheated. In order to curb inflation, the country cannot unlimitedly Issuing currency, granting loans, and excessive consumption are very risky for banks. Once money is tightened, a lot of bad debts and dead debts will be formed, and the loans will be difficult to withdraw. At that time, I am afraid someone will be responsible for this."
As he spoke, Jiang Lei's expression became more melancholy.
The economy is overheating. Apart from the main government officials, the first person responsible for this is the head of the bank.
The story of Cao Cao borrowing people's heads to establish his authority is still tried and true after thousands of years. Many leaders like to use this trick. The person who borrows his head to establish his authority is fine, but the person who is borrowed is miserable and will never recover.
"Yes, President Jiang, I completely agree with your opinion. There are indeed signs of overheating, and effective macro-control is indeed needed. The more market-oriented, the less effective the government means of macro-control, and the main force can only be banks. At that time, the central leadership’s supervision of banks will only become stronger and stronger.”
Jiang Lei didn't expect that Yu Yan would completely agree with his opinion and speak more insightful words. Although he was a little surprised, his impression of Yu Yan became better.
"Secretary Yu really has a sharp eye and can see the essence of a problem. A conversation with you is better than ten years of reading..."
After a while, Jiang Lei said with emotion.
Jiang Xiaoyin and Liu Yanfang looked at each other, and their surprise was beyond words.
Jiang Lei has never praised others like this.
Despite Jiang Lei's gentle appearance, how arrogant he is deep down? It's really not easy for him to say such things to Yu Yan!
Unexpectedly, Secretary Yu changed his face as soon as he received the praise and said: Even so, we can’t stop eating because of choking, and the bank’s business is even less likely to stop. Therefore, it is imperative to lend money to trustworthy units and promising projects.”
Jiang Lei said with a smile: "Secretary Yu is really insistent on Qingshan. To be honest, Beiluan District is not a trustworthy unit for banks. In the past, when your old Secretary Cao came to visit, everyone would avoid him... Also, Liu We are also hiding from the director’s family.”
Liu Yanfang laughed: "Yes, people are poor and have short ambitions. If they don't have money, who wouldn't avoid them? But Mr. Jiang, don't blame me for being talkative. Ever since Secretary Yu went to Beiluan District, Beiluan's appearance is really... Things have changed a lot. Now everyone from the cadres to the masses are working hard to develop the economy. Soon, the label of this poverty-stricken area will be removed. President Jiang, please give me more support."
Jiang Lei smiled slightly and said, "Secretary Yu, how do you plan to build the road?"
Liu Yanfang suddenly became happy and looked at Yu Yan, her eyes were sparkling. Although she was not old, she was still experienced. Jiang Lei asked this, which was already a bit interesting.
Yu Yan was the only one who was better at understanding other people's thoughts than her. He smiled and said: "I made a suggestion to the county. The total distance from Chengguan Town to Beiluan Town is thirty-nine kilometers, of which the section within the jurisdiction of Beiluan is 14 kilometers." Seven kilometers. This section is ours to renovate. For the time being, we are only renovating the road surface, strengthening it, and paving a layer of asphalt or cement, without widening the road surface. We owe the labor for now, and we will mobilize the masses to build the road, which will be offset from next year's unified fund. . Then only the cost of materials and machinery is left. We will build a stone quarry and crush the stones ourselves. After a rough calculation, if there are about 500,000, it should be enough."
Five hundred thousand yuan to reinforce 14.7 kilometers of road surface is actually very tight. In later generations, it would be completely unimaginable. For highways in later generations, the budget for each kilometer is 40 to 50 million yuan. But now, it is barely enough.
Jiang Lei sighed softly and said: "Secretary Yu, to be honest, this is the first time I have seen a district committee secretary as pragmatic and calculating as you. I admire you very much! Come on, let me toast you!"
As he spoke, Jiang Lei raised his wine glass with a very solemn expression.
Yu Yan also raised his wine glass.
Yu Yan and Jiang Lei raised their necks and drank the strong wine in their glasses.
There was a flush on Jiang Lei's delicate face, and he became more excited and said: "Secretary Yu, I basically agree with your analysis. I also think that as soon as the feed factory is put into operation, profits can be expected. Let's do this. , I agree in principle to give you a loan of 500,000 yuan to Beiluan District. The interest rate is within the range stipulated by the state and will be given to you at the lowest rate. It will be for a period of three years, and the principal and interest must be repaid within three years. What do you think?"
Yu Yan smiled, gave Jiang Lei his hand, and said, "Thank you, Mr. Jiang, for your strong support. The people of Beiluan will never forget you."
Jiang Lei laughed softly.
Governor Jiang doesn't care too much whether the people of Beiluan District will forget him. What he cares about is whether Secretary Yu will forget him!
But it seems that Yu Yan will not forget about him casually.
Unexpectedly, before President Jiang's smile faded, Secretary Yu came again: "How about, President Jiang, you can give me another loan, it won't be much. Just give me another 300,000. I'll build the Beiluan District People's Hospital. It's too shabby." !”
Jiang Lei and Jiang Xiaoyin widened their eyes at the same time.
Isn't it?
Are there really such people in the world?
Liu Yanfang pursed her lips and smiled. She knew it. Secretary Yu really didn't act according to common sense.
Yu Yan had a matter-of-fact look on his face, as if Jiang Lei didn't give him 300,000 yuan anymore because he wasn't a friend enough.
After being stunned for a long time, Jiang Lei couldn't help but smack his teeth and said with a wry smile: "Secretary Yu, do you think I'm being taken advantage of?"
This sentence made Jiang Xiaoyin and Liu Yanfang both laugh. They looked at Jiang Lei and then at Yu Yan, seeming to find it very interesting. Especially for Jiang Xiaoyin, it was indeed the first time for Jiang Xiaoyin to see her brother talking like this. On weekdays, Jiang Lei is the most People who pay attention to demeanor will never say anything that is excessive. Jiang Xiaoyin always feels that her brother is too polite, and is afraid that it will hinder his future future.
Who would have thought that in front of this Yu Yan, Guang seemed to be a different person.
Yu Yan took out a cigarette and handed one to Jiang Lei. Jiang Lei didn't have much of a craving for cigarettes, but he would smoke one or two when socializing. He took it casually and Yu Yan lit it for him.
"President Jiang, to be honest, I have no choice. I have tried all the ways I can think of. Last time I went to the Poverty Alleviation Office and the Provincial Planning Commission, and they worked hard for a long time to get one million, and threw it all into two factories. I went inside. I don’t have a penny in my hand now. But the conditions of Beiluan Hospital are indeed very poor. It is said to be a district hospital, but it is not as good as a health center in a wealthy town. It needs equipment but no equipment, and it needs doctors but no doctors. It is a little bigger If you have a minor illness, you cannot be cured, so you have to come to the County People's Hospital. The transportation in Beiluan is very inconvenient, and you often miss work. Although I have not collected statistics, I often hear that people die of illness at home. Such cases are not uncommon. .With no money and unable to afford medical treatment, our people are suffering a lot! I just thought that we should do more practical things for them."
As Yu Yan spoke, he also sighed softly, with a thoughtful look on his handsome young face.
Jiang Lei was in awe.
Jiang Xiaoyin was also a little moved and interjected: "Secretary Yu, the construction of the hospital should be managed by the health system. The Beiluan District Hospital is not managed by the Beiluan District Office, right?"
Yu Yan shook his head: "That's the procedure, but the county health bureau doesn't have any money. They are not a wealthy organization. It is unrealistic to expect funds from the county. Don't worry, Mr. Jiang, the money you loaned me will be used within three years." , I will definitely repay the principal and interest, and will never default on it. I can guarantee it with my personality!"
When others say this, Jiang Lei will definitely take it as a joke.
Personality?
Do the current officials of the association still have any character to speak of?
If anyone believed in this personality, they would die without knowing why.
But Jiang Lei believed in Yu Yan's personality. When this person wanted money, he was doing serious things, building roads, building district hospitals, all for the sake of the people. Yu Yan was young and could be the secretary of the district committee , must have lofty political ambitions.
What Yu Yan said should be trustworthy.
"Secretary Yu is dedicated to serving the public. Okay, I promise you. The two loans can't be managed together. Secretary Yu, I need to ask my superiors for instructions on this matter. In addition, I also need to ask the county to provide a guarantee. Haha, this Is it okay?"
Jiang Lei patted the table lightly and agreed readily.
Yu Yan smiled and said, "No problem. Secretary Xia and County Magistrate Ma both agreed at the last secretary's office meeting."
In fact, the so-called asking the county government to provide a guarantee is just a procedure. Beiluan District really cannot afford to repay the money, and China Construction Bank has no way to ask for it from the county government. To put it bluntly, the county government is not an enterprise and does not generate profits and has no money. Come on, can CCB still seal the door of the county government?
But things in China are so weird. Even though they know that the process is useless, everyone still does it seriously. It seems that otherwise, it would be irregular.
Liu Yanfang immediately stood up, filled them all with wine, and said with a smile: "The two leaders hit it off immediately, so let's have another drink. I wish the tree of friendship will last forever!"
This was very appropriate. Jiang Lei smiled and said: "Director Liu is really good at talking. I will teach you Xiaoyin more someday so that she can learn a little bit more."
"Oh, Mr. Jiang, don't be rude to me. We are Xiaoyin, she is a famous talented girl. When she was in school, I don't know how many boys looked up to her. Why should I teach Xiaoyin? She can teach me more. It’s true.”
Liu Yanfang was smiling and her mouth was getting sweeter as she spoke.
Jiang Xiaoyin glared at Liu Yanfang and said angrily: "Yanfang, just make fun of me. Who can be better than you? Marry a husband who is the district chief. He loves you to the core and holds you in his hand. I dropped it and kept it in my mouth for fear of melting it. I am a staff member of the county party committee and have a wonderful life. I think you are just too happy, so you will take advantage of us old classmates if you have nothing to do!"
"Oh, don't mention him, Lao Man just doesn't have enough courage!"
Mentioning Man Baoyuan, Liu Yanfang seemed a little dissatisfied and couldn't help but glance at Yu Yan. This person must be afraid of comparison. As the saying goes, comparing people to others will lead to death, but comparing goods to goods will lead to throwing away!
When Yu Yan didn't show up, especially when Liu Yanfang wasn't transferred to the county party committee office, Man Baoyuan was still very good in her eyes, but now, he was becoming less and less pleasing to her eyes.
If Secretary Yu knew what Liu Yanfang was thinking, he might be depressed. If he was not careful, he would destroy his family.
"Hey, Yanfang, it's wrong to think that way. What's wrong with you, Laoman?"
Jiang Xiaoyin glanced at her and said half-truthfully.
"Hey, if you don't mention him, let's have a drink, two leaders!"
Yu Yan picked up the cup and said to Jiang Lei: "President Jiang, Director Liu is right, let's have a drink and wish the tree of friendship will last forever!"
Jiang Lei also stood up and had a drink with Yu Yan.
The banquet ended happily. When leaving, Liu Yanfang took two bulging handbags and put them in Jiang Lei's car.
No matter how long-lasting a friendship is, there are still rules that should be spoken.
The general environment is like this, what can I do?
In the side compartment, Liu Yanfang walked a little frivolously and seemed a little drunk. Her face was flushed and she said excitedly to Yu Yan: "Secretary Yu, I didn't expect you to be so capable. You convinced Governor Jiang in just a few words. It's amazing."
Liu Yanfang's words were flattering, but most of them were sincere. There are really very few people who find it so easy to get a loan from a bank. They just spend money on a drink and a few small gifts. As far as Liu Yanfang knows, The current market for bank loans has reached a rebate rate of more than 20%. If you borrow one million, you can keep 200,000 and walk away with the remaining 800,000.
Just like this, you may not be able to get the money smoothly.
Yu Yan smiled slightly and said: "Jiang Lei is different from ordinary bank presidents."
This is said very firmly. People like Jiang Lei have a big heart and will never be satisfied with the position of president of a branch of China Construction Bank in a county. In terms of his acting style, he is very different from ordinary presidents. difference. So I became even more interested in making friends with him.
In official circles, the biggest shortcut to advancement is circles!
If you have your own circle, no matter what you do, it will be much more convenient.
There is no doubt that Jiang Lei is a smart man.
"Yes, he became president at such a young age. Apart from you, there is probably no one who can compare with him."