What kind of person has Uncle Liu never seen? But today, he was shocked by Hu Zhengfei. He looked at Hu Zhengfei as if looking at a madman: "Five billion? Brother Hu, your appetite is too big, right? I only have a total of
How many billions of assets are there? Do you think I am Li Ka-shing? My cash only accounts for at most one-fifth of my total assets, and my total assets are only 8 billion yuan. Brother Hu, please do the math, how much cash can I have?"
Hu Zhengfei counted with his fingers: "Fifty-eight-forty, Old Liu, you have four billion in cash, then give me four billion." Yan Jia pinched him at the side: "Husband, you are very drunk.
What Uncle Liu said is one-fifth of eight billion, eighty divided by five equals sixteen, and Uncle Liu has a total of 1.6 billion in cash assets."
Hu Zhengfei kept patting his head, as if trying to wake up: "Old Liu, I was so dizzy that I made you laugh." Uncle Liu said it was nothing, everyone gets drunk sometimes. Hu Zhengfei said about the real estate development project he undertook
The land price of the project alone is 5 billion yuan. Since it is a high-end villa, the follow-up investment will be more, and 1.6 billion yuan is obviously not enough. Uncle Liu said that there is nothing he can do, he only has so much ability, and at least 500 million yuan must be reserved for daily use.
For turnover purposes, we can only provide him with a maximum of one billion.
Hu Zhengfei seemed to have some regrets: "Old Liu, this is a rare opportunity. I wanted to cooperate with you once." Uncle Liu said that he was worthy of being a big entrepreneur in Linhai City, and he didn't even take one billion in his eyes. Hu Zhengfei reluctantly
Yi smiled: "Old Liu, you are honored. It is rare for you to come to the sea. I think we should cooperate once. Anyway, one billion is money, it is better than nothing." Uncle Liu had already relaxed his vigilance against him: "Then
Okay, these one billion are yours, how do you think I can get through?"
Hu Zhengfei slapped his chest: "Old Liu, you are so refreshing. Let's do this. If you believe me, we will sign a loan agreement directly and you can just transfer the money to my account through the bank." Uncle Liu shook his head: "Brother, no.
I don’t believe you. After all, this is one billion yuan, which is not a small amount. At least you have to show me your company’s ability to repay principal and interest, right?”
Hu Zhengfei immediately smiled and said: "Yes, just relying on a piece of IOU is a bit hasty. Even bank loans need to be accompanied by a pre-loan investigation of mortgage guarantee. Otherwise, Lao Liu, I will provide two options, and you can decide which one to adopt."
Uncle Liu asked what the plan was, and Hu Zhengfei said: "The first plan is for you to sign an entrusted loan agreement with the bank, and entrust the bank to investigate my credit status. After confirming that I have sufficient repayment ability, you can authorize the bank to grant me a loan."
, and the bank is responsible for interest collection and post-loan management." Uncle Liu said that this plan is good. Having the bank check it for him can save him a lot of worry. He doesn't know what the other plan is.
Hu Zhengfei said that the second option is currently the most popular one, which is real estate trust. Uncle Liu said that this term sounds familiar, but what is it? Hu Zhengfei introduced: "Real estate trust is when investors hand over their own funds to the trust.
In a company, the trust company investigates the borrower's solvency, and on the premise that the borrowing risk is controllable, it releases funds to the borrower on behalf of the investor and recovers the loan principal and interest on the investor's behalf. Compared with banks, trusts
The company’s services are more professional and the loan risks are lower.”
Uncle Liu pondered for a moment: "Okay, give me a day or two to think about it, and I will give you an answer as soon as possible." Hu Zhengfei said that's fine, but he didn't know when Yanyan would be able to come to his company. Uncle Liu said that he would try to get there tomorrow.
Call him in advance. Hu Zhengfei said that he would arrange for someone to prepare a desk for Yanyan and would only wait for Yanyan to arrive.
After the banquet, Gao Yuan immediately came to Uncle Liu's room. Uncle Liu asked him why he didn't rest. Gao Yuan said that he had something important to tell him and he must not use the bank to issue entrusted loans to Hu Zhengfei. Uncle Liu asked why, and Gao Yuan was about to contact Hu Zhengfei with the Industrial and Information Bank of China.
When the senior executives mentioned that they had obtained bank loans and used them to issue high-interest entrusted loans, they suddenly thought of confidentiality rules and stopped talking.
Uncle Liu asked the reason again, and Gao Yuan was confused: "I can't say the specific reason. This is a regulatory requirement, but Uncle Liu, you must listen to me. Hu Zhengfei has a deep relationship with the banking industry, and he is afraid that they will jointly steal your money from you."
You will not come back until the time comes."
Uncle Liu was very grateful: "Gao Yuan, I understand what you said. Thank you for your reminder. I will not take the bank route, and I will be careful on the trust route." At this time, Uncle Liu was in Linhai.
Luan Hong, the boss of the branch, came. He sent Uncle Liu and the others to the hotel in the morning and then went out to do other things.
Uncle Liu told Luan Hong about the meeting with Hu Zhengfei and talked about his concerns. Luan Hong immediately said not to worry too much. Hu Zhengfei is a member of the Standing Committee of the CPPCC and a radiant entrepreneur. He should not do dirty things.
No matter how you cooperate, you can't go wrong. As long as you establish a close relationship with him, you will have someone to take care of you in Linhai in the future.
Uncle Liu warned: "Brother, you are the person I rely on most in my business. I gave you the management of Linhai Branch because you are cautious. You must not take Hu Zhengfei lightly. He is a difficult person to deal with.
"
Uncle Liu asked Luan Hong to go out, saying that he and Gao Yuan had private matters to discuss. Luan Hong left, and Gao Yuan asked Uncle Liu why he still cooperated with Hu Zhengfei since he already knew that he was not well-intentioned. Uncle Liu said that he was born to like fighting, challenges, and that kind of
The pleasure of crushing your opponent under your feet. The stronger the opponent, the more interested you are. Now that I have met such a powerful opponent as Hu Zhengfei, it is really a God-given opportunity. I have to use his tricks and take action, and I must beat Hu Zhengfei.
He threw away his armor, lost his shit, and never dared to play tricks in front of himself again.
Gao Yuan did not agree, but knowing that Uncle Liu was very competitive, he could not persuade him, so he advised him to be cautious, and then asked him why he sent Yanyan to the Hu Zhengfei Group. He felt that Hu Zhengfei looked at Yanyan in the wrong way.
His behavior also seemed to have some plot against her, as he was afraid that if she came to him, it would be like a sheep entering a tiger's mouth.
Uncle Liu said that he had also seen this, but he wanted to find out the situation of Hu Zhengfei Group to see how powerful he was and whether his investment of one billion yuan was guaranteed, so he had to promise Hu Zhengfei and let Yanyan go.
It's called studying finance, but it's actually to investigate the situation of Hu Zhengfei's company. In short, it means going undercover for a few days.
Only then did Gao Yuan understand: "Uncle Liu, you must remind Yanyan to be more careful and not to fall into Hu Zhengfei's trap."
Uncle Liu said he would tell Gao Yuan on his behalf, and then looked at Gao Yuan with great regret: "Oh, it would be great if I had a son-in-law like you. Then I could take a back seat soon. It's a pity that my Liu family doesn't have that son-in-law."