It was afternoon, and as soon as Wu Houde came to the conference room, he started to yell: "Call President Li." The receptionist went out for a walk and came back: "President Li is on a business trip." Wu Houde was angry and had nowhere to go: "Okay, let you go on a business trip.
, please ask grandpa to sue grandma if I don’t find you!"
Banks have many businesses, including deposits, loans, wealth management, inter-bank lending, bill discounting, payment and settlement... all of these businesses are included in the scope of this inspection. No matter how formal a bank is, there will be more or less problems, not to mention
Qian Jin, the former president of Sitong Bank, failed to control risks properly and many problems were quickly discovered.
Wu Houde claimed that he was brave and was responsible for summarizing the problems. When he was about to get off work, he said proudly: "Everyone is very good. Today, a total of more than 30 problems in 20 categories were found. I took a look and found that some problems can punish them."
Two million, and it is necessary to suspend some businesses."
In the evening, Gao Yuan told Li Keyi: "The situation is more serious than I thought. There are indeed many problems in your bank. Wu Houde has begun to think of ways to punish you. We must take countermeasures as soon as possible." Li Keyi said that Hu Zhengfei's loan information has been collected.
Be ready and provide it to him as soon as you get to work tomorrow. All your hopes are pinned on him. Gao Yuan said that he will try his best to find out the involvement of Sui Wowei and Hu Zhengfei, so as to dispel the arrogance of Sui Wowei and others.
The next day, Gao Yuan came to Stone Bank and started to look through Hu Zhengfei's loan information. Yu Qian also wanted to read it. Gao Yuan asked him to do another job. Although Yu Qian worked two years before him, Gao Yuan is the leader of the inspection team of this department.
He had to listen.
Gao Yuan discovered that, like ICBC, Hu Zhengfei's loan information was completely legal in form. He used the inspection method at ICBC to trace the whereabouts of each loan. In the end, he found that the loans were still fraudulently obtained under various names and then misappropriated.
Zhengfei Guarantee Company, which then hands it over to banks to issue high-interest entrusted loans to earn high interest spreads.
Gao Yuan could not be satisfied with Hu Zhengfei's personal problems. He also wanted to find out whether Sui Wowei was involved. But there was no trace of Sui Wowei from the loan files alone. He thought about it carefully and felt that it was necessary to find out about Zhengfei.
Regarding the capital transactions of the guarantee company, if Zhengfei Guarantee Company has contacts with Suiwowei, it means there must be something fishy between them. At the same time, Gao Yuan feels it is necessary to know the composition of shareholders of Zhengfei Guarantee Company, in case he discovers
If there is Sui Wowei among the shareholders, then it can be directly determined that Sui Wowei participated in Zhengfei Guarantee Company's violation of regulations.
However, it is somewhat difficult to implement, because Zhengfei Guarantee Company has accounts in many banks, and it is impossible for Gao Yuan to visit every bank. In addition, it is not easy to check the shareholder composition of Zhengfei Guarantee Company, which requires the industrial and commercial department.
With their cooperation, only they have the most detailed information.
Gao Yuan originally wanted to obtain the information of Zhengfei Guarantee Company in the name of extended inspection, but he finally rejected this plan because only targeting Zhengfei Guarantee Company would easily arouse Hu Zhengfei's suspicion. If he asked Sui Wowei for help like last time
, if you do whatever you want, you will be stopped. What should I do? Gao Yuan fell into deep thought.
Finally, he decided to ask Mu Shenxiu for help.
He walked out of the conference room, went to a corner, and dialed Mu Shenxiu's phone: "Mu Chu, I have a question to report to you."
"Speaking."
"Hu Zhengfei also had loans from Sitong Bank, which were also used to issue high-interest entrusted loans, and I doubt whether there will be more important people involved. To confirm this, I plan to investigate the loans of Zhengfei Guarantee Company in all banks in the city.
We need to have a comprehensive understanding of the financial transactions, but investigating only one of his companies may cause some people to be alert. Mu Chu, what do you think we should do?"
When Gao Yuan mentioned "important people" and "certain people", he deliberately emphasized his tone. He believed that Mu Shenxiu could hear that what he meant was to do whatever he wanted.
Mu Shenxiu pondered for a moment: "I support you. You can come back in the afternoon and send a message to all the banks in the city, asking them to provide the capital inflow and outflow of all guarantee companies. It is said that they are going to conduct a survey on the operation of the guarantee industry, so that
It has nothing to do with inspection, so no one will be wary."
Gao Yuan said sincerely: "The leader is wise!"
In the afternoon, Gao Yuan returned to his unit, drafted the document, and completed the issuance process. The director in charge of this department is Bureau Wang, and the issuance of documents should be approved by him. He seemed to be very interested in the document, and called Mu Shenxiu to ask why he issued this document.
Mu Shenxiu couldn't explain it on the phone, so she went up to explain it, and Director Wang immediately approved it.
Gao Yuan suddenly remembered that he wanted to investigate the shareholder composition of Zhengfei Guarantee Company, so he reported it to Mu Shenxiu. Mu Shenxiu said that this was easy to handle. He could just send a document directly to the industrial and commercial department in the name of the bureau office, requesting assistance in the investigation. Of course,
It is necessary to bring in other guarantee companies and conduct an overall investigation to avoid alerting the enemy.
Gao Yuan drafted the document, and this time Director Wang approved it without asking. He probably already knew that this document was also related to the investigation of Hu Zhengfei and others. Gao Yuan felt the support of Director Wang and Mu Shenxiu, and felt that there was still justice after all.
The only regret is that Suiwei is still on stage, and I don’t know how many more years he will continue to work.
After Gao Yuan sent the notice, he rushed back to Stone Bank. Wu Houde asked him if he had found any problems. Gao Yuan said he hadn't found anything yet. Wu Houde laughed and said: "Hey, this is the gold medal investigator recognized by our bureau. Let me see if you are a gold pot."
Wash your hands." Gao Yuan really wanted to rush up and give him a slap in the face, but he was a division-level leader and a popular person around me, so he patiently said: "Don't worry, I will definitely find out the problem."
Wu Houde then affirmed: "That's right, the inspection must have this spirit, we must find out the problems, otherwise we will be sorry for our work and the leadership's trust." Wu Houde didn't know that the problem Gao Yuan mentioned was not
It refers to the problem of Sitong Bank, but to the problem of doing whatever one wants.
It was almost time to get off work again, and Wu Houde began to summarize again: "Today our results have further increased, and ten questions in five categories have been added. I have reported it to Director Sui. Director Sui was very happy and said that after the inspection, we will hold a meeting for everyone.
Director Sui will attend the celebration banquet in person, and I have tried to help everyone. Director Sui said that it is very hard to conduct inspections outside, and each person can be subsidized with some expenses every day. It can be said that Director Sui pays special attention to this inspection, and he treats everyone as always.
We care, and please keep up your efforts and strive to achieve new progress and new breakthroughs every day."
Director Zhang was the team leader, but he robbed him of the limelight. He felt that it was necessary to say something, so he asked and encouraged him again. Gao Yuan saw this momentum and knew that Stone Bank was doomed. There were so many problems, so let me take it for granted.
Will make full use of it, Stone Bank will undoubtedly be severely suppressed, and all of this is to achieve my own personal purpose, that is, to make Li Keyi submit and let him be at his mercy.
Gao Yuan knew that he had no way out, and whether he could crush Sui Wo's conspiracy depended on whether he could detect Sui Wo's misdeeds.