Gao Yuan continued to invest in the inspection. He first asked everyone to conduct a centralized inspection of the bond holding agency. Last time, Wen Xiangning had found hundreds of agency holding transactions. He divided it evenly among the three of them and asked them to find the agency.
Because of his holdings, he looked into the bond settlement agency business alone.
A transaction attracted Gao Yuan's attention. It was an investment company named Wangfa that commissioned China Merchants Bank to sell bonds for a total of 500 million yuan, and then sold them at a price of 503 million yuan that day.
, that is to say, just by changing hands, Wangfa Investment Company realized a profit of 3 million yuan.
Gao Yuan felt that there must be a problem. He first inquired about the fair value of the bond on that day announced by relevant market institutions and found that the transaction price deviated from the fair value by nearly 6%. Under normal circumstances, a deviation of more than 3% is very worthwhile.
I have doubts, because the amount of bond transactions is usually very large. Suppose there is a bond transaction of one billion yuan, which deviates from the fair value by 3%, which means there is an abnormal gain of 30 million yuan.
Gao Yuan also discovered that the buying time of the bond was 10:30 in the morning and the selling time was 3:30 in the afternoon. However, when he checked the account of Wangfa Investment Company before the purchase, the fund balance was actually zero, which meant that Wangfa Company had no
There are no funds to buy these 500 million yuan bonds, but in fact the money has been paid and the bonds have been bought. What is the reason for this?
Gao Yuan suddenly remembered a regulation: a bond settlement agent cannot advance bond funds for the client. This bond transaction was obviously in violation of regulations. It must be China Merchants Bank that advanced the bond purchase amount for Wangfa Company. Check the fund payment records of China Merchants Bank
, and sure enough the judgment was found to be true.
Gao Yuan then checked the fees charged by China Merchants Bank for this transaction and found that China Merchants Bank only charged a symbolic handling fee of more than 150 yuan. Why did China Merchants Bank provide Wangfa with almost no income?
The company advances money? Why would you rather break the rules than advance money for Wangfa Company? Why is there a difference of three million yuan between the purchase and sale of this bond?
Gao Yuan thought for a moment and believed that there must be an extraordinary relationship between Wangfa Company and China Merchants Bank. This transaction must involve the transfer of interests among three parties. China Merchants Bank is only the bridge for the transfer of interests, and Wangfa Company is the beneficiary of the transfer of interests.
, and its counterparty, Stone Bank, was the payer of 3 million yuan and bore the corresponding losses.
Gao Yuan looked at the transaction date. Fortunately, it was a transaction that occurred before Li Keyi came to Haihai. It was a transaction that occurred during Qian's tenure. He was happy because Li Keyi was at Stone Bank and wanted to check this transaction.
A transaction must get the best cooperation. Gao Yuan was about to call Li Keyi, but stopped because he remembered the text message when Li Keyi left him. Li Keyi asked him not to contact her again and let him
Treat her as the past and let him concentrate on living every day with Wenwan.
Gao Yuan decided to start the investigation from within Zhaobao Bank first, and put Li Keyi on hold for the time being. So he asked Chen Zimo to come over, and the transaction was completed through her hands. When Chen Zimo arrived, he first observed Gao Yuan's face, and it seemed that
Looking forward to it, Gao Yuan sat her down and asked her to introduce the transaction between Wangfa Company and Stone Bank.
Chen Zimo immediately turned pale: "This, this -" Seeing her panicked look, Gao Yuan couldn't bear it: "You don't know, right? Then go back." Chen Zimo immediately stood up and left in a hurry. Gao Yuan stood up and said
He was about to go out to do something. He walked out of the conference room and saw Chen Zimo still walking in front. He hurriedly caught up with him: "Zimo, wait a minute."
Chen Zimo stood there conflicted. On the one hand, she wanted to get close to Gao Yuan, but on the other hand, she was afraid that Gao Yuan would ask her that question. Gao Yuan saw that there was a small conference room open next to him, but there was no one in it, so he invited her in to talk. Chen Zimo
In a dilemma, Gao Yuan had already walked in and was watching her. She went in. After all, Gao Yuan came from the Linhai Supervision Bureau and was responsible for supervising their business. He had the right to ask her all work-related questions.
Gao Yuan closed the door, and there were only the two of them in the conference room. Chen Zimo had originally dreamed of this kind of world for two, but at this time she felt a little oppressed, her brain was tense, and her heartbeat was speeding up. She did not dare to look at Gao Yuan, lest her eyes would reveal anything.
Show her guilty conscience.
"Zi Mo, you don't need to tell me, I know that this transaction must involve the transfer of interests!" Gao Yuan said with a confident smile.
"Then why did you ask me to come in?" Chen Zimo asked suspiciously.
"I asked you to come in because I want to confirm my thoughts. Just say it, I know that such a huge transfer of benefits was definitely not your idea. It must have been your leader's explanation. Your leader should bear the greatest responsibility." Gao Yuan managed.
Make her loose.
"I, I, I don't know anything." Chen Zimo's voice was trembling.
"No, you must know." Gao Yuan's words were so decisive that Chen Zimo couldn't avoid it. She suddenly cried and started crying in a low voice. Gao Yuan couldn't see the girl crying, so he quickly admitted his mistake: "Zi Mo, were my words too harsh?
, please forgive me, if you are inconvenient to answer today, then you can go back and think about it, and it will not be too late to give me an answer tomorrow."
"Gao Yuan, I graduated with a bachelor's degree last year. I lost my job as soon as I graduated. I didn't find a job until this year. I'm so scared. I'm afraid of losing my job. I'm afraid that I'll never find a job again. I'm afraid of being unemployed for the rest of my life." Chen Zimo was weak.
Gao Yuan felt that she was like a fragile flower that might wither in the wind and rain at any time.
Gao Yuan's heart softened: "Zi Mo, I'm sorry, I don't want you to lose your job, but this is my job, I have to ask, I want you to guarantee that if you lose your job because of this, I will definitely give it to you
Find a better job."
Chen Zimo's face was filled with shock. She looked at Gao Yuan and asked after a long time: "Really?" Gao Yuan solemnly said: "Really." Chen Zimo's shock was replaced by gratitude: "Why are you so nice to me?" Gao Yuan was helpless.
He said: "Because you were ordered and forced, you should not be harmed in any way."
Chen Zimo seemed a little disappointed: "Is it because of this?" Gao Yuan suddenly noticed her expectations. She must hope that he could say what she expected. Gao Yuan surrendered again: "Also, because you are a lovely girl, I
I want to protect you as soon as I see you, and I won’t let you get hurt in any way.”
Chen Zimo burst into tears and smiled: "Gao Yuan, thank you, you are so kind to me, what else can't I say? I'll tell you right now, and I won't hide anything."