Because of Chen Mengqi, Ye Ming has always had a strong impression of Chen Yuanqiao and Jinqiao Group, especially Chen Yuanqiao. Ever since he and Chen Mengqi held hands, he has always been kind to him and valued himself very much, even after he broke up with Chen Mengqi. , he did not complain about himself at all, and was polite every time he met. However, Ye Ming himself felt guilty. Sometimes when he saw Chen Yuanqiao on a certain occasion, he still felt a little guilty. Therefore, in general, Next, he tried his best to avoid meeting Chen Yuanqiao.
Unexpectedly, Chen Yuanqiao has become so haggard after not seeing him for a year. It seems that his company has indeed encountered great difficulties and troubles.
So, when Chen Yuanqiao said that he wanted to solve a major problem for him, Ye Ming almost didn't think about it and replied: "Mr. Chen, if you have any difficulties, just speak up. As long as I can help, I will definitely help you." You help,"
Chen Yuanqiao was originally worried: Ye Ming has been promoted to a high position and has been separated from his daughter for a long time. For fear of getting into trouble, he may not necessarily agree to help him. But now, looking at his demeanor and tone, he is very sincere and enthusiastic. I couldn’t help but feel very emotional and very pleased.
So, he told Ye Ming the purpose of coming to him this time.
It turns out that since Gong Zhichao left Xinleng and fled early last year, Chen Yuanqiao's Jinqiao Group seemed to be under a curse and began to gradually decline.
In April last year, Chen Yuanqiao suffered his first huge blow.
It turned out that Chen Yuanqiao had invested huge amounts of money in real estate development in the provincial capital in recent years, and an important source of these funds were the several investment companies Gong Zhichao ran for him in Xinlang. These investment companies were under the control of Gong Zhichao , has been running well. There are many coal bosses, antimony mine bosses and officials and civil servants who come to the company to deposit money. They can provide Chen Yuanqiao with hundreds of millions of working capital for real estate development every year. In addition, Gong Zhichao is also very good at lending. Part of the deposits collected by the investment company is lent to some cash-strapped bosses in Xinleng and several nearby counties and cities, earning high interest differentials. Basically, the income can be used to cover expenses, and the interest earned from the loans is used to pay for it. The interest earned by depositors sometimes even generated a surplus. Therefore, under Gong Zhichao's management, these investment companies basically became "cash machines" that provided huge amounts of liquidity to Jinqiao Company for free.
However, after Gong Zhichao was wanted, some depositors of the investment companies he ran for Chen Yuanqiao learned that he had absconded. They were afraid that they would not get their deposits back, so they rushed to the company to withdraw money in advance, leading to the emergence of investment companies. The most feared "run" phenomenon, three small companies could not withstand the "run" storm and quickly collapsed.
In order to keep the remaining two larger investment companies, Chen Yuanqiao gritted his teeth and transferred 200 million funds from Jinqiao Company and placed them in the accounts of the two new investment companies. Each company added 100 million working capital to the company. Those customers who come to withdraw money will respond to their requests, pay as much as they need, and never default on a penny. Even if they terminate the contract early and withdraw money, they will pay the interest they deserve in full instead of deducting their interest for one or half a year according to the contract. .
Chen Yuanqiao's move finally stabilized the hearts of customers who had deposited money in these two larger investment companies. Many large customers saw that the company had sufficient funds and Chen Yuanqiao was kind in doing things, so they stopped the bank run and some of them withdrew their principal and interest in advance. customers deposited their money into these two investment companies.
Just when Chen Yuanqiao thought he had overcome this crisis and secretly breathed a sigh of relief, in May, bad news came: Luo Shaoming, the general manager of one of his two investment companies, "Deli Investment Company", suddenly left the company. Nearly 200 million in deposits disappeared in mid-May, causing an uproar.
This "Deli Investment Company" is Chen Yuanqiao's largest source of funds. Ouyang Ming, the deputy director of the No. 1 Branch of the Xinleng County Local Taxation Bureau, borrowed high interest from this company and was almost forced to death. And the general manager Luo Shaoming , Ye Ming has also dealt with him, and he even taught him a lesson because of Ou Yangming's debt.
This Luo Shaoming is indeed very good at financing and running relationships, and is deeply trusted by Chen Yuanqiao and Gong Zhichao. However, this guy is only interested in profit and has a very poor character. When Gong Zhichao was in Xinlang, he was wary and did not dare to Gong Zhichao also noticed that the tricks to make the company bigger were just some small conspiracies and tricks to make some money in the company's operations. However, considering that Luo Shaoming was very capable of collecting savings, he also had a group of brothers to support, so he I turned a blind eye and never pursued his problem.
After Gong Zhichao fled in a hurry, especially after the bank run in April, Luo Shaoming felt that both Jinqiao Group and Gong Zhichao had begun to decline, and now that Gong Zhichao had escaped without a trace, no one in Xinleng could suppress him anymore. This convinced him, so he began to think about the idea of having funds in the account of "Deli Investment Company".
Originally, after the bank run subsided, Chen Yuanqiao ordered Luo Shaoming to transfer the funds in the account to the provincial capital Jinqiao Group's account as soon as possible. However, Luo Shaoming said that there were still some big customers who were not confident about the financial strength of Deli Company. The nearly 200 million yuan should be placed in the account of Deli Company for another month to cope with emergencies.
Chen Yuanqiao was unaware of Luo Shaoming's ambition, and felt that what he said was reasonable, so he agreed to his request.
Unexpectedly, starting from May 16, Luo Shaoming's mobile phone suddenly turned off for several days, and the funds in Deli's company's account were only more than 10,000 yuan.
As soon as the news of Luo Shaoming's absconding with the money came out, another run was immediately triggered. Chen Yuanqiao's two investment companies collapsed in an instant. In order to maintain the reputation of Jinqiao Group and not affect the group's financing activities in the provincial capital, Chen Yuanqiao had no choice but to , another 300 million yuan was transferred from the Jinqiao Group headquarters to pay the principal and interest of the investors of the two failed investment companies in Xinlang County, and at the same time reported the case to the public security organs.
The public security agency issued a wanted warrant for Luo Shaoming and the cashier of Deli Company, but more than a year later, Luo Shaoming and the cashier were never found.
The collapse of Xinleng Investment Company caused Jinqiao Group to lose nearly 500 million yuan, and the even greater loss was that Jinqiao Group had since lost Xinleng County, the largest source of liquidity, and also lost some of the people in Jinqiao in Xinleng County. The trust of the group's major investment customers was suddenly in danger of lack of liquidity.