In fact, Ye Ming had already expected that Chen Yuanqiao must have reached the end of his rope when he came to find him now. His three investment companies have become his last life-saving straw. If these three investment companies collapse again, it is estimated that his entire life will be ruined. The company will be in dire straits, so he just proposed to him the idea of seeking a bank loan. In fact, he wanted to test him. Now that he has indeed said that Jinqiao Company can no longer borrow from banks, he knows that Chen Yuanqiao is facing a more difficult situation than he imagined. Be serious.
However, Chen Yuanqiao's three investment companies must be shut down this time. Otherwise, the M City's crackdown on illegal fund-raising led by him will definitely not be able to carry out in depth. Moreover, once he goes to the Municipal Party Committee Secretary Qing Tao asked him to take care of Chen Yuanqiao's three investment companies. Maybe he and Qing Tao will be implicated in the future, because if Chen Yuanqiao's three companies are retained, once someone files a complaint, not only his company will still be investigated and punished, Qing Tao and himself may They will all be punished, and may even be dismissed from office and imprisoned. Therefore, I must not do this according to Chen Yuanqiao's request.
Chen Yuanqiao saw that Ye Ming had been silent and thought that he didn't want to help her. The look of disappointment on his face became even worse. He suddenly stood up and said: "Director Ye, I actually planned to ask Qiqi to come to you to plead for mercy today, but... As soon as Qiqi heard that she was coming to beg you to open up to my company, she refused to come to you or even call you. I know what she was thinking: First, she felt that for this She felt it was tacky to come to you to ask you for something, and she couldn’t live with it; secondly, she was afraid that if you agreed to our request, it would drag you down in the future, so I had no choice but to come over in person with a shy face. However, after listening to what Director Ye just said, Well, I don’t think this will work, something will happen sooner or later, and that will harm others and myself, so I can only find another way,"
When Ye Ming heard what he said, he thought of Chen Mengqi's pitiful appearance, and his heart palpitated again. He hurriedly said to Chen Yuanqiao: "Mr. Chen, please sit down for a moment, and we will think of a solution together."
Chen Yuanqiao felt happy when he heard Ye Ming's tone, as if he had any other ideas. He quickly sat down and looked at Ye Ming eagerly, waiting for him to come up with an idea.
Ye Ming actually thought of an idea a long time ago, but he felt that this idea was too simple and easy to operate. Therefore, he suspected that Chen Yuanqiao should have thought of this method a long time ago. However, due to various reasons, he did not to implement.
So, he tentatively asked: "Mr. Chen, you can actually cancel the investment company and transfer the loans from investors who raised funds in the company to Jinqiao Group and treat it as the normal financing of Jinqiao Group. In this case, it will not be It’s classified as illegal fund-raising, why didn’t you do it?”
Chen Yuanqiao raised his head in confusion, thought for a while and said: "Director Ye, is this okay? I have been very anxious for a while, focusing entirely on real estate development and real estate sales. I have not considered this issue. Now it sounds like, What you said seems to be a good idea, can you tell me more in detail?"
When Ye Ming heard what he said, he realized: Chen Yuanqiao is a talent and has some abilities in the field of industry, but in terms of capital operation, he may be a "big rookie" and doesn't understand the routine at all. It is estimated that he is in Xinlang The investment company is run by Gong Zhichao, and the three companies in the provincial capital are also run by other capable people. He is only responsible for managing people and supervising the finances, but does not participate in capital operations. Therefore, he is responsible for some I don’t even understand basic capital operation methods.
So, he said to Chen Yuanqiao: "Mr. Chen, according to my status, I cannot give you this idea. However, considering the actual situation of your company, now we need to rescue you and get through the temporary difficult period."
, waiting for the real estate market to pick up, so I can give you this suggestion.
"My idea is: When you go back now, immediately convene a meeting with the main leaders of your three investment companies, and ask them to go to negotiate with those large customers who have raised large amounts of funds in the company, and ask them to re-sign the loan contract. This contract,
Directly from your group company
When signing contracts with these large customers, the reason for borrowing is capital turnover. The date of the loan is calculated from the date of re-signing the contract. As for those small amounts, such as funds raised less than 200,000 yuan, you can find a way to pay the principal with interest.
If they pay up, don't let them raise funds again.
"Then, you ask the three investment companies to dissolve immediately and declare to the outside world that all the funds raised by the three companies have been fully repaid with principal and interest, and have been withdrawn in place. In this case, most of the fund-raising customers of these three companies can continue to
If you save money and earn interest in your group company, you will not have any problems with your capital chain being broken.
The problem, and more importantly: in the actions of the provincial and city party committees and municipal governments to crack down on illegal fund-raising, since your investment company has been dissolved in advance, no one will come to investigate and deal with you. As for those who raised funds in your group company, as long as
If no one reports it, no one will investigate your company’s illegal fund-raising,”
After hearing what Ye Ming said, Chen Yuanqiao patted his head as if he had a sudden realization, and shouted: "Yes, this is indeed a good idea. I was confused at first and was always worried that my investment company would be banned. I
I don’t have so much cash to repay the principal and interest, but I didn’t expect that the funds raised can be transferred to our group company, and we can continue to raise funds from them in the name of the company. Director Ye, thank you,”
Ye Ming smiled and said: "Mr. Chen, please don't thank me yet. I must remind you: transferring the funds raised by the investment company to your group company is just a temporary measure. No matter what, those funds raised by the investment company will be transferred to your group company."
All the money falls into the category of illegal fund-raising. However, after they transfer the money to your group company, the nature of this illegal fund-raising becomes a little more hidden and is not easy to be discovered and investigated.
"However, once your company's financial situation does not improve in the future, or even has a crisis, your illegal fund-raising problem may be exposed. By then, the nature of this problem will become very serious. You also know: some big companies now
The problem of illegal fund-raising by companies is very severe when investigated and punished. The bosses of several large companies suspected of illegal fund-raising have been sentenced to death. Therefore, you must find a way as soon as possible to get rid of the current financial predicament and liquidate it as soon as possible.
Illegally raised funds that may bring you disaster in the future,"
Chen Yuanqiao nodded and said: "I have been thinking about this issue. In fact, I came to you today. In addition to the problems of the three investment companies, I also want to ask you for a favor. You can definitely help me with this favor, but I can't help you."