Three cups and two cups, the topic is about the topic. These people who claim to be Doujin Club tell the organizational structure and operation of Doujin Club. When talking about Doujin Club, these people all looked unconcealed with pride.
Xu Lei listened calmly and was secretly surprised in his heart. If what these people said was true, then the future of this Doujin Club will be a strength that must not be underestimated. It has a strict organizational structure, a large scale, and has a clever and novel operational method. They do not involve various areas of money-making like other sects. They only lend, which is essentially usury, but there is a huge difference with other usury organizations. This organization has strict management systems and interest rate standards. Lending will also go through a series of necessary procedures, from top to bottom, linked to each other, and echo them layer by layer. They are not as careless as other usury organizations. They have their own bottom lines and rules, but if someone defaults on the debt, they will face endless troubles.
What made Xu Lei most happy was that he vaguely felt that this currently not famous Doujin Club could have enough strength to meet the financial vacancy he urgently needed.
"I want to cooperate with you." Xu Lei said calmly.
"No problem, I can tell the final word for Yas in my possession." The leader said generously. Although he had contacted Xu Lei for the first time, he would not doubt that a soul warrior who was much stronger than him did not have the ability to repay. Moreover, although the opponent's power was strong, they were not worried about believing in the debt. The Jinkong Club could develop to this day, so naturally there was a countermeasure.
"How much can you borrow?" Xu Lei asked.
"It depends on how much you need to borrow, how much you want to borrow, as long as you have enough identity and items as a guarantee, we can borrow." The man said confidently.
Xu Lei looked at the man calmly, knowing that he felt a little furious in his heart, so he slowly stretched out his two fingers and shook them.
"Two hundred? No problem, go back and finish the procedures, you can..."
Before he finished speaking, Xu Lei shook his head, and the man continued, "Two thousand? There is no big problem. We believe that you have enough repayment ability with your war soul level."
Xu Lei smiled and said, "If it were only two thousand gold coins, I wouldn't have to call you here."
The man's face froze, pondered for a moment, then gritted his teeth and said, "Twenty thousand is not a problem, but the amount is too large. Although we believe in you, we also need to provide a certain mortgage."
Xu Lei looked at him and smiled, then called the waiter, got up and left after checking out.
"Hey, what are you..." The man looked puzzled, wondering if he was saying something wrong.
"Sorry, we can't cooperate." Xu Lei didn't look back.
The man was slightly stunned, as if he realized something, and suddenly shouted loudly: "Wait a minute!" Then he stood up and walked to Xu Lei, and asked in a deep voice, "How much do you want to borrow? Don't doubt the strength of the Doujin Club. As long as you can tell, we can do it."
Xu Lei looked at him and said lightly: "Two million gold coins."
This man suddenly froze, two million gold coins? His appetite was a bit too big. If the other party was not a powerful soul warrior, he would definitely think that this man was a fool. There was no way they had two million gold coins to fight for gold, but no one had ever borrowed so much.
Seeing the man's expression, Xu Lei smiled and walked away.
The man pondered for a moment in the spot, suddenly shouted, "Wait a minute!" Then he caught up with Xu Lei again, gritted his teeth and said, "We can satisfy you by fighting gold in this number, but you have to show some sincerity, or what do you use as collateral!"
"Take it seriously?" Xu Lei's heart trembled and he looked at the other party in disbelief. At first, he just wanted to give it a try, but he didn't expect that the other party really had such strength.
"As long as you have enough mortgage!"
"Come with me." Xu Lei smiled.
After walking out of the restaurant, Xu Lei began to sway in Yinluo Town with these people from the Jinshou Club. Yinluo Town is very small but very prosperous. There are many restaurants and inns, and all kinds of shops are everywhere, including blacksmith shops, carpenter shops, academic institutions, clinics and other institutions, as well as government agencies at all levels. It can be said that although the sparrow is small, it is complete with all the internal organs.
The people from the Doujin Club followed Xu Lei in confusion. The other party did not mention anything about lending, but just took them everywhere to visit and explain in detail. Finally, when they arrived at the magnificent city wall, Xu Lei turned around and looked at the group of people from the Doujin Club with puzzled expressions, and said lightly: "How much can the entire Yinluo Town be worth if it is exchanged for gold coins?"
The leader was stunned for a moment, not knowing what the other party meant, but out of professional sensitivity, he quickly calculated it in his heart. After a moment, he smiled bitterly, "I am sorry that I am not good at studying, and it is incalculable."
Xu Lei said lightly: "Is it worth two million gold coins?"
The leader was stunned for a moment and said in confusion: "It must be more than that, are you..."
Xu Lei nodded, "I will mortgage the entire Yinluo Town to you, but I will have to double the loan."
These more than a dozen people from the Jinshou immediately froze in place, with a scared mouth. They had seen those who mortgaged fields, houses and various treasures. This was the first time they heard about this mortgage that could be considered a small city.
They could not believe what the young man in front of them said, and they were not blamed. No one would believe it.
Xu Lei had long expected them to be like this and smiled faintly: "Don't worry about answering me. From now on, you can investigate from house to house. Just ask them who the owner of Yinluo Town is. If you are afraid that I will collude with them, you can also go to government offices at all levels to investigate. I will wait for you here in an hour." After that, he turned around and left with a smile.
The people from the Jinshou looked at each other.
"Try it, the head of the sect said that within the scope of the association, no opportunity to lend is missed." The leader said, "Everyone will take action separately." After that, the dozen or so people from the Jinshou Club scattered.
They are worthy of being in this business. In addition to the residents and government offices that Xu Lei asked them to go to, they also used candy to inquire about the matter here. The children usually do not lie. The last few people's investigation results were surprisingly consistent. The conclusion was that what the young man said was true, and he really had the ability to use the entire Yinluo Town as collateral!
While secretly surprised by the huge energy contained in this young man, they were also very happy. There was a regulation in the association that every time the branch responsible for this matter borrowed a corresponding amount of money would receive a commission in the profit, which was closely related to their income and was also the cleverness of the mysterious president, allowing these people to do their best to do their jobs.
A two million loan amount is equivalent to twice the total amount of all loans since the establishment of the Yas branch, which means that if this matter is finalized, each of them will have a huge commission extra for each of them!
Before an hour, they couldn't wait to find Xu Lei's residence and found him, and brought a large bag of things to the door. Ling Qingyi was a little surprised when she opened the door, but these sister-in-law shouted in a short voice, causing a hint of blush to rise on her fair and delicate pretty face. After explaining the purpose of the visit, Ling Qingyi told them that Xu Lei went to the government office to handle some matters and asked them to wait in the hall.
After putting down the things, these people couldn't wait to run to the government office to find Xu Lei, which made Ling Qingyi confused. I wonder when Xu Lei had taken away a group of younger brothers outside, and they were also a group of soul fighters.
The every move of the Doujin Club is naturally under Xu Lei's control. He sighed that in addition to the thorough investigation methods of these people, they also have more trust in this lending organization called Doujin Club. However, what he did not expect was that these people were so enthusiastic after confirming his identity and repayment ability. The waiter in the restaurant and teahouse was very enthusiastic to greet the customers, but it was the first time Xu Lei heard about it.
After some discussion, the matter was settled quickly, but due to the large amount involved, the helm leader said that he would have to wait at least one month before he could officially get two million gold coins.
After hearing this, Xu Lei became more interested in this organization called Doujin Club. He expected that the other party would be able to collect the huge sum of money at least half a year, but he did not expect that it would only be one month, which proves that the financial resources and strength of the Doujin Club have absolutely reached an amazing level.
On the last day of a month, the Yas branch rudder of the Doujin Club came to Yinluo Town again. In addition to the dozen soul warriors last time, there was also a team of about fifty people. These people looked cold and had a cold killing aura on their bodies.
After seeing Xu Lei, the helm leader pointed to the several large boxes loaded on the three carriages accompanying him, and smiled at Xu Lei, "You can count two million gold coins."
Xu Lei did not make any exaggerated expressions or movements, but just smiled casually, walked to the big boxes, and said lightly: "No need, come, carry it down!" Then he waved his hand gently, and several strong men stepped forward and carried the boxes down.
Xu Lei's indifferent performance surprised these members of the Jinkong Club who were ready to shock the other party, and instead felt a little at a loss.
"By the way, because the amount of your loan this time is relatively large, the gold coins were approved by our president himself. This is the approval note, please collect it." Xu Lei took a quick look and found that the handwriting on the approval note that expressed his consent was written crookedly and extremely ugly. He thought the handwriting was very familiar, but he couldn't remember where he had seen it.
"The president deliberately added the repayment period by one year, adjusting it from the agreed two years to three years, and the interest rate remains unchanged, which is considered a discount for distinguished customers." The helm leader said with a smile.
Xu Lei nodded, "Let me go back and thank your president for yours. If you have time, please invite me to have an invitation. I want to invite him to drink."
The helm leader smiled and said, "I'm sorry that I can't help this. From the time I joined the Doujin Club to now, I don't even know what the president looks like, let alone ask him to drink. Haha, I have a low position, and the president is not something I can see."
When the helm leader talked about the president, he looked respectful, which reminded Xu Lei of the expression of the people of Yasha City talking about Hawking. It seemed that the president of the Jinshu Association was not an ordinary person.
After the handover, Xu Lei was so enthusiastic that he kept the people from the Doujin Club for dinner and ate dinner. Although the two sides were only interested, Xu Lei knew that they would inevitably have to deal with the Doujin Club in the future. It was better to maintain their relationship. Ling Qingyi once told him that there was a huge interpersonal network behind those who could accomplish great things. This network includes all kinds of people. If you know one more person, you might have another chance in the future, and maybe you can still save your life at a critical moment.
Xu Lei smiled and sent the people from Doujinhui who had eaten and drunk enough to leave Yinluo Town. After seeing the other party leaving, his smiling face slowly solidified, and a trace of coldness flashed in his eyes, which seemed particularly groggy in the darkness.
ps: Sorry, the Internet is wrong today. I just found out that it has not been uploaded. Now I am making up for it. Poor, I have calculated the update in vain. Please forgive me. There is another chapter in the evening, which is considered to be the first update from yesterday. Thank you everyone, please continue to support it.