Chapter 602: Parting on bad terms, visiting the Hao family
"Crack."
Cao Debao slapped himself twice, neither lightly nor hard.
"Bingkun, I'm really sorry. I drank too much and was a bit rude about what I said. I'm sorry."
Cao Debao's appearance made Sun catch up and Xiao Guoqing and Tang Xiangyang frowned secretly.
Sun Qianchao and Xiao Guoqing have a good relationship with Zhou Chen. Although they are also curious about why Zhou Chen can make so much money, they know that this is his skill.
Zhou Chen has treated them badly over the years. He often invites them to eat and drink, and also gives them some good cigarettes and wine.
Although they also helped Zhou Chen with some things, compared with Zhou Chen's efforts, they obviously took more benefits.
Tang Xiangyang's idea was even simpler. After leaving Jichun and entering Yanjing, he was considered a man who had seen the world, so he looked down upon Cao Debao's method of scheming against his friends.
Compared with Cao Debao, he would be more comfortable with Zhou Chen.
How Zhou Chen makes money is his private matter. If you ask him in public, what's going on?
Zhou Chen didn't show any dissatisfaction on his face. Instead, he said with a smile: "It doesn't matter. It's not something shameful. There's nothing you can't say."
Zheng Juan looked at Zhou Chen anxiously. She knew where Zhou Chen earned his money, but that method of making money was not a normal way. If someone reported it, it would definitely be regarded as speculation.
Although everyone here is a friend, there is a huge distance between them, so she definitely doesn't want Zhou Chen to tell the truth.
But how could Zhou Chen really tell the truth? Under the curious and excited eyes of everyone, he slowly told the 'truth'.
"Actually, things are not as you think. I did buy our house, but it was not paid in full, but in installments."
"installment?"
Everyone was confused, even Zheng Juan looked confused. She thought Zhou Chen would tell the truth, but she didn't expect Zhou Chen to actually tell such an answer.
Wu Qian asked eagerly: "What is installment payment?"
Tang Xiangyang said: "Bingkun, do you want to pay in several installments?"
"Xiang Yang is right."
Zhou Chen nodded and said: "The meaning of installment payment is that when I buy a house, I don't need to give all the money to the seller at the beginning. Instead, I give him a part first, and the rest is divided into several times and given to him. I and the seller
The person made it clear and paid it back to him in five years. In this way, in addition to the first payment, he only needs to pay more than 100 per year in the following years."
Cao Debao was surprised: "Isn't the person selling the house just a fool? If you give it to him for five years, isn't he afraid that you won't pay it back to him?"
Qiao Chunyan did have some sense and asked doubtfully: "Brother, is it possible that your real estate certificate has not been changed? I will transfer the title to you after the money is paid off?"
Zhou Chen looked at her as if she were a fool: "Do you think I'm that stupid again? If the real estate certificate doesn't pass, will I be willing to give you money?"
"But that doesn't make sense. Is that person really a fool?"
The first time they heard that Zhou Chen bought a house in this way, Xiao Guoqing, Sun Qianchao and others found it incredible. Their thoughts were similar to Cao Debao's, thinking that only fools would make such a deal.
Only Tang Xiangyang frowned: "Bingkun, it shouldn't be as simple as you said. Anyone who can own a house like that can't be a fool, right?"
"Of course, who is a fool in this world?"
Zhou Chen chuckled and said: "The installment payment I mentioned is not as simple as you think. The money is indeed paid in installments, but there are still things in between. I promised the landlord who sold the house. In addition to the first payment, the rest of the money,
I will pay him 10% more interest on the principal."
"Think about it, how much interest is there on deposits in the bank now? I gave him 10% interest all at once. Isn't it much more cost-effective than the bank?"
"Are you still going to pay interest?"
Qiao Chunyan and others all looked at each other, they really didn't expect this.
Wu Qian asked: "Isn't this just like loan sharking? Isn't the risk too great?"
"Yes, Kun'er, even if you are willing to give 10% more, there is still a huge risk. Why did they just agree?"
Zhou Chen explained slowly: "This is the key. Don't forget where I worked before. I know a lot of leaders of publishing houses. They act as guarantors for me. The seller is from the publishing house."
As a retired employee, of course he will trust me."
After hearing this, Tang Xiangyang praised: "Pay in installments, pay interest, find a guarantor, and only pay a small part of the money, and you can get the house first. Bingkun, you are really amazing."
After hearing Zhou Chen's explanation, several others also came to their senses. It was actually not difficult to understand, but they had not been exposed to it before. Now that Zhou Chen said it, they almost all understood the meaning.
Xiao Guoqing gave a thumbs up: "Bingkun, you still have the ability. If it were me, I wouldn't have thought of this at all."
Qiao Chunyan emphasized: "Even if you can think of it, you can't find anyone to guarantee it for you. With so much money, who dares to take this risk?"
"Yes, this is not just a few dozen yuan, this is hundreds or even thousands of yuan. Who dares to guarantee it?"
Others were also very emotional. They thought they understood Zhou Chen's method and knew it was impossible to copy it, so they didn't ask any more questions.
Zheng Juan lowered her head and remained silent. She was Zhou Chen's wife, so she naturally knew what the real situation was.
When I saw that Zhou Chen had just said an excuse casually and actually managed to scare everyone away, I was both surprised and proud.
Her man is still capable. All the people here combined are not as capable as her man.
Under the deliberate guidance of Qiao Chunyan and Cao Debao, Wu Qian and others talked and then talked about the house.
Wu Qian said with great envy: "Chunyan, I really envy you. Look at your house. It has a kitchen, a toilet, heating, gas, and running water; you don't have to carry water or pour swill.
I don’t have to worry about getting cold when I go to the toilet in winter, but I still don’t smell in summer. It’s really annoying to compare people to each other.”
Qiao Chunyan said: "It's so good. Our house is far inferior to my brother's house."
"That's different. Bingkun's house was bought with money, but your house was allocated by the work unit without spending a penny."
"What, then my brother's house still belongs to him. It has a real estate certificate, and my house is not mine. Maybe one day I will be kicked off, and this house will be gone."
"Okay, Chunyan, please stop showing off and make us envious. I am also envious. I can't even hope for this condition."
After saying that, Wu Qian sat up straight and complained: "Originally, with Bingkun's help, we could live in their house. I thought our life would be easier, but who would have thought that his eldest brother-in-law would actually have cancer?
"
When Wu Qian mentioned this, Xiao Guoqing immediately became angry and glared at her.
But Wu Qian was not afraid of him at all. Instead, she said: "What are you looking at? Am I wrong? Your elder brother-in-law went to see a doctor and you lent money to your sister. As a result, the doctor failed to treat the disease and all the money was spent.
What's even more shocking is that as soon as his eldest brother-in-law's employer left, the house was taken away. In the end, his eldest sister had no choice but to take her children back to live with her parents, but you all know what's going on in their family.
He just likes to be a big boss and get his eldest sister to live in the house where we live."
"Originally, it was okay for us as a family of three to live in Bingkun's house, but his eldest sister's family of three came over, and the six of us were crowded together, eating, drinking..."
Xiao Guoqing couldn't bear it any longer, picked up the object next to him, and threw it directly at Wu Qian.
"Shut up, don't you think it's embarrassing?"
"You dare to hit me."
"I just hit you, what happened?"
In an instant, the room was in chaos, until Qiao Chunyan slammed the table and shouted loudly: "National Day, please control your bad temper. What are you doing during the Chinese New Year?"
Several people talked and coaxed, and finally persuaded Xiao Guoqing and Wu Qian.
Seeing this, Zhou Chen also felt annoyed and didn't want to stay any longer, so he stood up.
"Chunyan, Debao, I'm sorry, our family has an appointment to take a family photo in the afternoon. It's getting late now, so we'll go back first."
"ah?"
Qiao Chunyan and others all stood up: "Brother, why don't you take a family photo? Why didn't I hear my godmother talk about it? Besides, the photo studio hasn't opened yet."
Zhou Chen smiled and said: "My dad decided this years ago. I asked my former colleagues to help me and asked them to take the photo. I have free time today. If you don't believe me, ask Juan'er."
Although Zheng Juan didn't know what was going on, she naturally would not refute her man.
"Yes, Chunyan, our family has already agreed."
Cao Debao asked: "Bingkun, why are you so anxious? Is what we said unpleasant?"
"No, no, it's really something."
Zhou Chen's mouth twitched, you are a bit self-aware.
"National Day, catch up, Wu Qian, Yu Hong, Xiang Yang, you guys are having a lot of fun here. I'll see you when I have time. We're leaving first."
"Wait a minute, Bingkun, I'll go with you."
Tang Xiangyang stood up quickly, and then said to Cao Debao apologetically: "Debao, I'm so sorry. My parents are not in good health. I can't be away from people for too long. I have to go back and take care of them."
"Xiang Yang, you have to leave anyway, why don't you stay and sit here."
"No, no, let's do it next time. I'll treat you next time."
Several people tried their best to persuade her to stay, but Zhou Chen still took Zheng Juan and left with Tang Xiangyang.
Cao Debao and Qiao Chunyan both looked unhappy after sending Zhou Chen and the others away.
"Let me tell you, they are college students now and they don't like us anymore. You had to rush to invite us. Now we look better. They are too lazy to listen to us. They are not the same people as us."
Qiao Chunyan scolded impatiently: "You are just a hindsight, but why is my brother like this? He only sat there for such a short time and then left."
Cao Debao snorted: "I think taking a family photo is just an excuse. He doesn't look down on us at all. He did before and still does now. He just..."
"Squeak."
The door was suddenly pushed open, and Zhou Chen said with a smile: "I'm sorry, Zheng Juan forgot to take her gloves."
With that said, he picked up the gloves from the sofa next to Cao Debao, waved and left again under the astonished looks of several people.
This immediately blinded everyone in the room. After a long time, Qiao Chunyan asked weakly: "I guess my brother didn't hear what I just said, right?"
Cao Debao blushed and shouted loudly: "So what if I heard you? Since I dare to speak, I am not afraid of being heard. Besides, I didn't say anything wrong. Did I say something wrong?"
Xiao Guoqing and Sun Qianchao looked at him with such a stern look but also looked at him with disdain.
Xiao Guoqing stood up abruptly: "Chunyan, Debao, I'm leaving first, Wu Qian, are you leaving?"
Qiao Chunyan became anxious when she heard this: "National Day, what are you doing? Why are you leaving in such a hurry? You have nothing to do. We are the only ones left. If you leave, the party will really break up."
Cao Debao also advised: "Yes, it's National Day. We are the only ones staying in Jichun now. We can't split up anymore."
After several people's persuasion and Wu Qian's petty temper, Xiao Guoqing still failed to leave.
Zhou Chen said goodbye to Tang Xiangyang. The two agreed to meet again after arriving in Yanjing, and then separated.
While riding his bicycle, he recalled what he had just heard and wanted to laugh a little.
To be honest, if he had heard Cao Debao talking about him behind his back before, he would definitely not let it go.
But just now he was really not angry, or he didn't even bother to be angry. He no longer took Cao Debao seriously, so he completely ignored what he said and couldn't even get angry.
Ignore, completely ignore.
"Juan'er, now you understand why I don't want to come to their party, right?"
"Seeing that our family is getting better and better, they will inevitably have thoughts in their hearts. In that case, what can we say? A few words may make them feel uncomfortable, but I can't let myself feel uncomfortable.
, so not to participate is the best choice.”
Zheng Juan did not persuade or refute this time. She could clearly see the situation just now. Although she did not point at them, she involved them in everything she said.
Not to mention Zhou Chen who sounded uncomfortable, even she felt uncomfortable.
"Okay, I won't advise you anymore. I'll just listen to whatever you say."
"I'm just saying this, you still have to say other things. I'm not a god, so I can't be right about everything."
"In my eyes, you are more powerful than a god."
"Haha, Juan'er, you are getting better and better at making me happy now."
…………
On the fourth day of the Lunar New Year, Zhou Chen took Zheng Juan, Zhou Rui and Zhou Cong to the provincial compound to visit Ma Shouchang and Qu Xiuzhen.
"Oh, I hope for the stars and the moon, and finally I hope for my grandson."
As soon as Zhou Chen and others entered the house, Ma Shouchang and Qu Xiuzhen hugged Zhou Rui and Zhou Cong, and they were in great pain.
For so many years, the two of them have been basically lonely during the holidays. Although there are people who come to visit, they are basically just exchanges of courtesy, and there are a few descendants.
Zhou Chen's family is different. The two younger ones are considered their god-grandsons. Although they are not biological relatives, they have met them more times than their biological grandchildren.
Only when Zhou Chen's family of four comes over can they feel reunited and not feel lonely.
"Bingkun, let me tell you, it's already the fourth day of the Lunar New Year, and you just came here, but you've made us anxious to death."
Ma Shouchang touched Zhou Rui's head and complained to Zhou Chen dissatisfiedly, accusing him of coming too late.
Qu Xiuzhen held Zhou Cong in her arms, and she also said: "Old Ma is right, it's too late, and I've told you so many times, come as soon as you come, and you brought so many things, I'll bring you more next time,
Just let you stand outside."
Zhou Chen said with a smile: "Uncle Ma, Aunt Qu, you can't blame me for this. People nowadays, even if they go to their parents' house, they have to bring something with them."
"You boy."
Ma Shouchang smiled and pointed at Zhou Chen.
After a while, Qu Xiuzhen asked the nanny to cook, and then asked Zhou Chen: "Bingkun, when will your school start? When are you going to return to Yanjing?"
"We are getting ready to leave on the tenth day of the Lunar New Year."
"Oh, it's quite early."
"…………"
After having lunch at Ma Shouchang and Qu Xiuzhen's house, Zhou Chen was not in a hurry to leave. Instead, he played chess with Ma Shouchang, while Qu Xiuzhen and Zheng Juan took their children to play in the yard.
Hao Family Villa.
The Hao family was rarely quiet today. The couple had eaten and were walking outside the door to eat. Suddenly, Senior Official Hao pricked up his ears.
"Hey, where did the child's voice come from?"
There were also many children in the provincial compound, but they had just had lunch and they were all probably resting.
Jin Yueji pushed up her glasses, looked around, and then pointed to the west: "That's the door of Lao Ma's house."
Senior official Hao said in surprise: "Where did the voices of the children from Lao Ma's family come from? There seems to be more than one."
Jin Yueji thought for a moment and said, "It should be someone who came to visit them."
At this moment, they suddenly saw two children running in their direction, followed by Qu Xiuzhen and a young woman.
"Hey, that kid, why does he look familiar?"
"Yes, if I remember correctly, it seems that the child Dongmei brought back before is the son of brother Bingyi."
Jin Yueji figured it out at once: "I understand, these two children should be the two sons of brother Bingyi. Let me just say, if Lao Qu is so happy, he must be her godson."
"Grandson."
Seeing Qu Xiuzhen chasing and playing with the two children, her happy look made Hao Gaoguan suddenly sigh.
Only today did he realize that the reason why his daughter and son-in-law had been married for so many years and still had no children was actually his daughter.
At his age, in addition to accomplishing his goals, what he wants more is to have an offspring, so after learning that his daughter was infertile, he was actually very sad.
Jin Yueji understood why her husband sighed. When she first learned about this, she felt the same as her husband, or even more sad.
"Come on, let's go inside. You haven't fully recovered yet. It's rare that you have free time. Take a good rest."
"Um."
Zhou Chen and Ma Shouchang played two games of chess, then sat together watching TV and chatting, mainly about Ma Shouchang telling his stories about the Anti-Japanese War.
Zhou Chen listened very carefully, and from time to time he expressed some opinions and compliments, which greatly satisfied Ma Shouchang's vanity.
…………
Qu Xiuzhen and Zheng Juan walked into the house with Zhou Rui and Zhou Cong who were sweating profusely, and fetched them water to wash their faces and hands, and poured them water to drink.
After finishing her work, Qu Xiuzhen sat down on the sofa out of breath.
"I'm old. I'm really old. I can't bear to accept it. I've been active for so long and I'm already so exhausted."
Ma Shouchang joked: "You still think you are from back in the day, when you could run dozens of kilometers without even getting tired."
Qu Xiuzhen sighed: "Yes, I was really young at that time, but now I am really no longer good. I am not even as good as a child."
"So, I still need to exercise a little bit in the future."
"I even quit smoking, just for the sake of my health."
Although Qu Xiuzhen is a woman, she has been smoking for decades and is a heavy smoker. However, she has had a severe cough in recent years and has seen a doctor who advised her to quit smoking.
Naturally, she didn't want to quit, but for the sake of her health, she endured the discomfort and started quitting smoking.
"Aunt Qu, quitting smoking is good for your body. I have to admire you for this. You also take the medicines I brought you last time on time. I carefully selected those medicines and they have no toxins.
Long-term use is good for your body."
When Zhou Chen came here last time, he brought a lot of medicine and nutritional supplements to the old couple.
Ma Shouchang smiled and said: "Lao Qu and I have lived for so many years, and we have never seen so many medicines. You got so many medicines for us at once. Those who don't know may think that we two have some serious illness. Let me tell you
You don’t want the money, how uncomfortable it makes us.”
Zhou Chen smiled and said: "Uncle Ma, you are too ignorant. You have bought so many things for Ruirui and Congcong, and you have helped me so much before. This is nothing to me; just take it with peace of mind."
, I will deliver it to you regularly every few months in the future, so please don’t save me."
"You want to buy it for us?" Ma Shouchang and Qu Xiuzhen were both shocked.
"Of course. According to you, this is called a long-term battle. You don't have to worry about me. I am studying in medical school and working in a hospital. This kind of medicine is not a problem for me at all."
"This is my filial piety to you. If you don't accept it, I won't be able to accept it if you buy things from Ruirui and the others in the future."
Qu Xiuzhen pointed at Zhou Chen: "You kid, people respect their elders and buy delicious and useful things. It would be better for you to give us two so many medicines."
Zheng Juan laughed at the side and said: "Uncle Ma, Aunt Qu, and Bingkun are showing filial piety. It's not just you. When Grandma Ruirui is at home, Bingkun also lets her eat these regularly."
"Okay, okay, I know you have good intentions and you are all good children."
In fact, the two of them just talked about it, but in fact they were very moved in their hearts.
"Lao Ma, when I was playing with Ruirui and the others just now, I saw Lao Hao and Sister Jin walking outside the door."
"Oh, is that right? Their family is very busy these days, and they actually have some free time today?"
When he heard Ma Shouchang and Qu Xiuzhen talking about the Hao couple, Zhou Chen's eyes flashed with light. He did come here today to visit the old couple, but in fact he had another purpose.
That was for the Hao couple. He had never forgotten what happened on New Year's Eve.
