typeface
large
in
Small
Turn off the lights
Previous bookshelf directory Bookmark Next

Chapter 502 Bankers

"Quanzhen Sect?" Although Du Hongjian served as an official in Shuofang, he now also holds the position of military commander such as Jiedushi.

But Du Hongjian was a well-established scholar and a genuine scholar.

Why has he never heard of the Quanzhen Religion?

Seeing Du Hongjian's questioning look, Zhang Tianlun also asked for help on the forum.

"Brothers, I made up an identity of the Quanzhen Religion. What exactly are the teachings of the Quanzhen Religion?"

Soon, a group of onlookers appeared on the forum, and one of the players said: "The teaching is never to marry a Taoist nun from the Tomb Sect!"

Other players offered advice to Zhang Tianlun, asking him to accept seven disciples called Quanzhen Seven Sons, but not to accept Yin Zhiping, the Dragon Knight disciple.

However, there are indeed people among the players who are aware of the Taoist sect. One player said in detail:

"Quanzhen Religion is a Taoist sect, but it focuses on the unity of Confucianism, Buddhism and Taoism. It advocates the purpose of 'the three religions are harmonious, knows the mind and nature, and has its own truth'. It advocates the tranquility and inaction of Lao and Zhuang. What it emphasizes is

Personal practice.”

Zhang Tianlun could only explain this set of theories to Du Hongjian. Du Hongjian was worthy of being a Jinshi, and he quickly found the elements of Confucianism in these theories.

Doesn't it sound like an evil path?

Du Hongjian became confused. The teachings mentioned by Zhang Tianlun were all extremely righteous teachings, and the methods of practice were also orthodox Taoist ways.

Moreover, what Zhang Tianlun revealed was not only a sect with complete doctrines, but also a Taoist system with complete organizational framework and layered structure.

It stands to reason that such a mature sect should be very famous. Why hasn't Du Hongjian heard of it?

Du Hongjian asked: "Why hasn't Du heard of the Quanzhen Tao taught by Taoist Zhang?"

Zhang Tianlun could only pretend to be profound and said: "Quanzhen Tao is a teaching that I enlightened under the snow-capped mountains. I only preached it in Longyou before. This time Lingzhou suffered a disaster, and His Highness the King of Yue sent me here to provide relief."

Du Hongjian was even more awe-struck. There were many sects in Taoism, but not many sects could have such complete and comprehensive teachings as Quanzhen Taoism.

Anyone who can establish a sect must be a master.

Du Hongjian said with admiration: "I didn't expect that Taoist Zhang was the master who founded the sect. I will report the matter of Quanzhen Taoism to the court and ask the monks and Taoists to give Quanzhen Taoism the qualifications to open an altar and set up a temple."

Zhang Tianlun also did not expect that Du Hongjian, a dignified governor, would be so interested in his casual talk about Quanzhen Tao.

However, Zhang Tianlun could only pretend to be grateful when the other party wanted to help.

He also promised that after the Quanzhen Taoist Temple in Lingwu was completed, he would pray for Du Hongjian's family in the Taoist temple.

After entrusting the Lingzhou disaster relief work to Zhang Tianlun, Du Hongjian returned to the Jiedu Envoy's Mansion and handed over the civil affairs work to Jiedushi Envoy Liuhou and other meritorious officials. He took the officers of Shuofang Army and prepared to enter Hexi.

However, in addition to Zhang Tianlun's porridge team, there was also a team of players sent to Lingzhou by Wangfu Bank to set up a branch in Lingzhou.

However, the person who leads this team of players is a native, that is, the right-hand man of Jiang Lun, the current head of the Salt and Iron Taxation Department, Yang Yan and Yang Gongnan.

This Yang Yansheng is very handsome. If the normal development of history is followed, he will become the advocate of the "Two Tax Law" in the future, and he will be a figure with mixed reputation and reputation in history.

But now Yang Yan is a talented financial minister of this time and space, and is Jiang Lun's right-hand man.

Yang Yan did not enter Lingwu City in a high-profile manner like Zhang Tianlun, who was giving porridge all the way. He took the players around the countryside of Lingwu City.

The golden name of Wangfu Bank is very loud in Longyou.

Originally, Wangfu Bank only served players and was engaged in settlement business for transactions between players.

Because the money laws of the Tang Dynasty were very confusing, silk and gold, silver, and copper of various qualities could be used as currency, which caused a lot of trouble for players' trade.

Especially copper coin trading is really inconvenient. If it is a large-scale trade, just transporting the money requires a vehicle, which is unsafe and inconvenient.

Wangfu Bank provides players with a convenient settlement system. If you need cash, you can go to a big city to exchange it directly, which greatly facilitates the majority of merchant players.

As the merchant players became active in Longyou, the natives who did business with the merchant players also discovered the convenience of Wangfu Bank.

As long as you deposit coins, you can get a ticket passing through Longyou Bank. This ticket contains the standard copper coins for settlement, which is the amount of Kaiyuan Tianbao.

This ticket can be used to withdraw money from any Wangfu Bank, or can be used directly to trade with players.

Merchants and players can verify the authenticity of these special QR codes on the tickets through the in-game software. The transaction of tickets makes the transaction of goods easier and faster, and the merchants no longer need to carry a large amount of cash to purchase goods.

At first, only merchants who did business with player merchants used banks and bills, and then ordinary merchants also began to use banks and bills for settlement.

Now, Wangfu Bank has obtained the qualification for savings business.

However, Jiang Lun did not dare to take too big steps. He issued the first batch of treasury bonds in Longyou, which was open to the public. The treasury bonds were agreed to last for one year and the interest was two points.

However, this first issuance of Longyou public bonds was a huge success. A total of 500,000 yuan in bonds were sold out, and some people who had become wealthy also rushed to buy them.

Relying on the huge financial resources of Wangfu Bank, Yang Yan led the working group to Lingzhou.

Before Jiang Lun set off, the goal he assigned to Yang Yan was to open three bank accounts issuing Qingmiao loans in Lingzhou and open a branch of Wangfu Bank in Lingwu City.

Yang Yan bypassed the cities in Lingzhou and specifically picked out the villages that were severely affected.

However, unlike Zhang Tianlun's generous approach of giving free porridge, Yang Yan would issue youth loans to local people when he arrived at a place.

The loan included grain for the winter and seeds for sowing in the spring, but Yang Yan asked the people to return the grain and seeds to the bank after the seeds were harvested.

Although it was an interest-free loan, Yang Yan also asked the people to plant some cash crops that Longyou needed.

Yang Yan was very cold-blooded and asked these poor farmers to take out their belongings as collateral before they would issue the green crop loans.

The players who followed Yang Yan all the way were scolded by the people, saying that they were jackals who took advantage of the situation and profiteers who took advantage of the money.

Yang Yan's expression did not change, and he still insisted on his old ways, lending money like this every time he entered the village, which made the players complain.

Seeing that they were about to enter Lingwu City, the players finally couldn't bear it anymore. They recommended a player named Zhu Yan and went to Yang Yan to protest.

Unexpectedly, Zhu Yan hadn't spoken yet. Yang Yan, who was taking inventory of the accounts, said: "I thought everyone would wait until they entered Lingwu City to complain, but I didn't expect that they couldn't help it here?"

Zhu Yan looked at Yang Yan's handsome face, and when he thought of the people who were cursing them, he couldn't help but said: "Commissioner Yang! What did President Jiang say when we came here? You can't charge interest on Qingmiao loans, and Qingmiao loans are

To save the people instead of robbing them."

Yang Yan closed the account book and said: "I followed Governor Jiang's request. Qingmiao Loan distributed seeds and grains and required them to be recovered after harvest. No interest was charged."

Zhu Yan said excitedly: "Without charging interest, what are the mortgages you want? There are also soybeans and cotton that are required to be planted by the people. Doesn't this increase the burden on the people?"

Players secretly said that Yang Yan was a vampire and believed that he was deliberately making things difficult for the people. He was indeed a famous cruel official in the Middle Tang Dynasty.

Yang Yan did not defend his behavior, but asked: "Huiban Zhu, do you still remember the goals proposed by Governor Jiang before we set off?"

"Of course I remember that President Jiang asked us to establish a branch in Lingzhou and build a branch."

Yang Yan said: "These are just work tasks, not goals."

"The goal is?"

"President Jiang said before departure that the goal of this operation is to bring Lingzhou into Longyou's economic system."

Zhu Yan was stunned for a moment. Jiang Lun seemed to have indeed said this before setting off.

However, he only regarded this as Jiang Lun's useless empty talk, but he did not expect Yang Yan to bring it up at this time.

Yang Yan stood up, looked out the window and said: "To bring Lingzhou into Longyou's economic system, what is the most important thing? Let the goods of Longyou and Lingzhou flow."

"The economy is like a river. If it is stagnant, it will stink. Only when the water flows will it become clearer and better."

"I asked the people of Lingzhou to grow cash crops such as spices, soybeans and cotton, just to integrate Lingzhou into the market of Longyou. If the people plant these things, they can exchange them for money in the coming year, and with money they can buy more

Only seeds and tools can be consumed."

Zhu Yan was stunned. He had never thought of so much. Players all thought that Yang Yan was deliberately making things difficult for people who wanted to borrow money, but they did not expect that he had such deep intentions.

"Lingzhou has just suffered a disaster. If the people were allowed to plant their own crops, they would definitely plant beans. These are things that people often do in disaster years."

Zhu Yan nodded. Beans have been a food crop since the Qin and Han Dynasties.

The unit yield of beans is not as good as that of wheat, but the planting cycle of wheat is long and there are too many unstable factors in harvesting. Unlike beans, which has a short harvesting cycle, people in disaster years are eager for food and are afraid of going hungry, so they will plant beans.

But in fact, growing beans whose yield is not as good as wheat will create a vicious cycle.

The more we dare not plant high-yielding grains with a long harvest cycle, the more grain we will be short of when planting beans, and the food on the market will be even more scarce.

Zhu Yan now understood why Yang Yan only distributed wheat seeds but not bean seeds to the people.

Yang Yan sighed and said: "This is not the short-sightedness of the victims, but the necessity of survival."

"Governor Jiang once said that borrowing is not just about the exchange of money, but also about controlling production through borrowing."

"Allowing people to grow more wheat and cash crops is also for Lingzhou's harvest next year."


This chapter has been completed!
Previous Bookshelf directory Bookmark Next