"As for the issues you are worried about, I have also considered it and come up with a solution. Let's see if it works."
Jin Feng said, gesturing behind him.
Ruan Tongjie led Da Liu onto the wooden platform and stood behind Jin Feng.
Da Liu was holding a tray in his hand.
There are three glass beads placed in the center of the tray.
Different sizes and colors.
But each one is extremely round and of excellent color.
"Mr. Jin, this...is this water jade?"
The fat man's voice was trembling.
"Yes, this is Shui Yu!"
The businessmen received a positive reply from Jin Feng, and many of them had eager eyes.
Luo Lan has been auctioning water jade in the capital for some time, and now the reputation of water jade has spread far and wide.
Most of the businessmen present have heard of it.
A few have even participated in auctions in the capital.
Since both Luo Lan and Tang Xiaobei tried their best to control the shipment volume of Shuiyu, and there were many wealthy people in Dakang, the value of Shuiyu not only did not fall, but was speculated higher and higher by the powerful and wealthy businessmen.
Nowadays, Tang Xiaobei is frantically harvesting grain in the south of the Yangtze River, basically relying on water jade and soap.
Every time we go to a place, we only ship two pieces in a temporary auction.
One coin is exchanged for grain, and whoever gives more grain belongs to him.
When one coin is exchanged for money, whoever pays more belongs to him.
Once the auction is over, no matter how much money or food you pay, it will be useless.
Although this method is simple, it is extremely effective.
Tang Xiaobei not only raised a large amount of food in Jiangnan, but also sent back a large amount of cash.
Nowadays, the money earned by Shuiyu has exceeded that of soap, making it the most profitable industry in Xihewan.
But there are only a few workers producing jade.
On the contrary, the caravan transporting water jade requires a large number of bodyguards to escort it.
Even so, there are still bold bandits robbing people along the way.
There is no way, the value of water jade has been exaggerated by the rich and powerful businessmen.
It was so high that even if the bandits knew that it was escorted by the Zhenyuan Escort Agency, they still dared to take risks.
When Jin Feng came up with the idea of opening a bank, he considered the problem that businessmen might not trust him.
When I asked Mancang to come, I brought a few water jade with me.
"Everyone, you don't need me to explain the value of the water jade beads, right?"
Jin Feng held up a loudspeaker and shouted: "These jade are all high-quality products in my inventory. From today on, they will be locked in the fence in the bank hall. All customers with a deposit of more than one thousand taels can participate in voting and recommend someone to buy the lock."
, keep the key.
If someone comes to withdraw money and the banker fails to pay within three days, the jade can be taken away as compensation.
What do you think of this approach?"
As soon as he finished speaking, the businessmen suddenly became excited.
When they entered, they did see a room in the bank hall that was completely surrounded by stainless steel bars and looked like a prison cell.
At that time, businessmen were still curious about what this room was used for, but now they finally know.
It was originally used to store water jade.
These water jade beads are of high quality in terms of size and quality. According to the current market conditions, if sent for auction, the combined value of the three water jade beads is immeasurable.
Moreover, Jin Feng said that they voted to find someone to lock the door, and the key was handed over to the person they elected for safekeeping.
A few water jade beads became a reassurance, and some businessmen who were already tempted decided to try saving a thousand taels of silver later.
Nowadays, Dakang Bank is very unstandardized. Jin Feng is not afraid of them trying. As long as they are willing to try, he has a chance to make the other party a loyal user of Jinchuan Bank.
If a customer comes to you on his own initiative and still can't compete with the other party, it means that the model he formulated is not suitable for Dakang.
"Mr. Jin, I just got a sum of money recently. I don't feel safe leaving it at home. Can you deposit it in today?"
The fat man saw that the atmosphere was almost settled and asked.
"Of course you can. Our bank has started operations. Everyone is welcome to consult and handle business at any time!" Jin Feng replied with a smile.
"Okay, I'll send someone back to get the money now!"
The fat man waved his hand and sent a house slave away, asking him to go back and get the money.
At this time, many businessmen became interested and no longer needed child care, and took the initiative to ask various questions.
Jin Feng answered them one by one.
After two sticks of incense, the fat man's slave came back with two wooden boxes.
"Mr. Jin, I'm a small businessman and don't have much money, so I'll try saving a thousand taels first."
The fat man said with a smile.
"Thank you for your support!" Jin Feng hugged the fat man and said, "This is our first order after we officially opened. I will handle it myself. You can take a look at it. The handling fee is five thousand taels, and only 20% is charged.
feasible?"
"Then I have to thank Mr. Jin very much!" The fat man smiled so hard that his eyes narrowed.
The 20% handling fee is worth a lot of money.
"Sir, please come this way!"
Jin Feng jumped off the wooden platform, walked to the hall, personally demonstrated the process of saving money to the fat man, and continued to answer questions from other businessmen.
I saw Jin Feng take out a small notebook, adjust the steel seal, and print the steel seal of one thousand taels on the deposit column of the small notebook.
Then he took out another steel seal and stamped the date of deposit.
This is the first time that the steel seal has appeared in Dakang. If other banks want to imitate it, it will take some time to figure it out. It is the most basic anti-counterfeiting method.
Then he led the fat man into a separate room and asked the fat man to say a string of numeric passwords.
After confirming the password, the two of them came out together.
"You must remember the code words clearly, otherwise you won't be able to withdraw money even if you hold the passbook. Do you understand?"
Jin Feng reminded Fatty again in front of other businessmen.
"Mr. Jin, do you need a code word to save money locally?" a businessman asked.
"Yes, it's safer." Jin Feng said: "But the code for the money order is set by us. You can set the code by yourself when you save money locally. We will write it down. When you withdraw money, you can bring your passbook and report it.
Sign up for the code and you can withdraw money!"
"This is a good method. Even if the bankbook is stolen by thieves, they won't be able to get the money out!"
The businessmen who were watching nodded.
Low handling fees, code words and money orders, safe mode of passbook separation, water jade as compensation insurance...
Jinchuan Bank has a series of rules, each of which is very attractive to businessmen.
After the fat man finished, several businessmen sent people back to get the money.
Although each store didn't have much savings, it was actually open for business.
Next, we need to prepare outlets in Beijing and Jiangnan.
Because remote deposits and withdrawals are the most attractive place for businessmen.
It is impossible for Jin Feng to go to the capital and Jiangnan by himself, he can only train others.
The relationship between the bank and the bank is so important that Jin Feng cannot be handed over to ordinary people casually. He can only draw manpower from the current reserve talents of the Jinchuan Chamber of Commerce.
These people also came with Mancang and have been learning from Jin Feng since the beginning of market research.
In the next few days, Jin Feng taught them how to handle business during the day, and took time to explain the basic operating model of the bank to them at night.
During this process, a girl named Zhu Linglong caught Jin Feng's attention.
[The author has something to say]
Before I even got up in the morning, a group of little devils came to my house... Now they have finally stopped and I continue to write.