Before I knew it, the afternoon passed by like this.
After nearly two hours of fierce fighting, Liu Xie left with satisfaction. Along with mahjong, he left with the money he won after killing everyone...
Although the money bag was deflated and the mahjong was gone, at least Liu Xie was happy.
"It's okay. Having something to do is at least better than thinking about it every day."
After Guo Jia finished speaking, he smiled and stretched out his hand to Lu Yan: "Changsheng, the emperor basically won all my pocket money away, you have to be responsible."
Lu Yan stared at Guo Jia sideways and said, "I've almost lost."
Jia Xu was holding his money bag, shaking it for a long time before shaking off a copper plate, and sighed:
"Lu Qiaoqi, your general earns a lot of money every day as a prisoner, so why bother with us for such a small amount of money?"
Can you reimburse me some of the money I lost?"
Good guy, everyone is the one being ripped off, why do they all have to pay for it themselves in the end?
Lu Yan suddenly became furious and snorted: "I am also a victim, okay? Although a prisoner can make a lot of money, he also spends a lot of money. Do you think the money to maintain those 20,000 cavalry and heavy armored infantry will come from
Where did it come from?"
"I don't care, my money for drinking and listening to music is gone, you have to take responsibility!" Guo Jia started to act rogue.
Jia Xu thought she couldn't pull off this old face, but she still looked at Lu Yan eagerly, her little eyes twinkling...
Lu Yan put his hand on his forehead and wondered what kind of friends he had made.
However, Lu Yan does still have a lot of spare capital. After all, he gets a share of some of the workshop's business.
Moreover, Lu Yan didn't need much money on weekdays, so he finally shouted to Chen Dao: "Uncle Zhi, you go to the warehouse to withdraw some money and give it to these two poor guys."
The huge Cavalry General's mansion doesn't even have a professional butler...
In the past, the person who played the role of housekeeper was either Xia Houlan or Huang Zhong.
Now that both of them were training in the army, Lu Yan waved his hand and put the hat of housekeeper on the head of the newcomer Chen Dao, and also called it "experience training".
Naturally, Chen Dao was not aware of the "evil intentions" of capitalists like Lu Yan, and thought that it was because Lu Yan trusted him that he handed over all the family affairs to him. For this reason, Chen Dao was secretly moved for several days.
"Here!" After hearing Lu Yan's instructions, Chen Dao responded and ran towards the backyard warehouse.
Not long after, Chen Dao ran over with two strings of copper coins.
Copper coins were too bulky, so Lu Yan's dividends from the workshop, except for daily expenses, were all converted into gold and silver, and then kept at home.
After Guo Jia took the copper coins, his money bag finally bulged again.
Patting his bulging pocket, Guo Jia showed a bright smile and said, "I know Changsheng you are the most righteous!"
Lu Yan looked at the large pile of copper coins, thinking about its many inconveniences, and an immature idea suddenly came to his mind.
To be honest, carrying copper coins is really inconvenient.
But the liquidity of silver as currency is too poor.
Under normal circumstances, silver is used for storage. After all, silver is not easy to oxidize and rust, and it will not be lost after long-term storage.
Guo Jia's words interrupted Lu Yan's thinking.
Lu Yan glared at the fat-faced Guo Jia angrily and said, "Let's play for a while!"
"Okay!" Guo Jia pressed the waist of his buttocks, then winked at Jia Xu, and the two sneaked out of the Hussars General's mansion.
Lu Yan didn't care whether the two of them went to drink or listen to music. There were two words lingering in his mind, "Banknotes! Bank!"
"I remember that ancient paper money seemed to have first appeared in Sichuan during the Northern Song Dynasty. What was it called 'Jiaozi'?"
The emergence of paper money is of extremely great significance to history.
During the Eastern Han Dynasty, although gold and silver were also used for transactions among the people, this was a very rare occurrence. The main currency in circulation was copper coins.
Compared with ordinary copper coins, paper money is undoubtedly much lighter and is not suitable for private transactions or trade transactions. Its portability is undoubtedly much more convenient than copper coins.
But just after thinking about it, Lu Yan felt a headache, because at this time, the copper coins, that is, the five baht coins, were very confusing.
Some brave people minted copper coins privately in order to make huge profits, but the quality of these coins was far inferior to the copper coins minted by the government.
Over time, low-quality copper coins flooded the market, which resulted in the value of ordinary money. Its real value was only about 70% or even 60% of good coins.
"The water in here is a bit deep!"
"But if a monetary system can be established, it will benefit a lot in terms of people's livelihood and economic development in the future."
So Lu Yan was determined and prepared to do some research on his own first.
Lu Yan is a modern person. Even if he has never been engaged in finance, banking is a hurdle that no one in future generations will be able to circumvent. Lu Yan has some understanding of it.
The first and most important point is: the issuance of banknotes must have corresponding reserves. In this way, banknotes can be exchanged for corresponding reserves at any time to realize their own value. Otherwise, the banknotes will be a piece of waste paper and will be worthless.
Useless.
"Reserves" are no longer limited to gold in later generations. A certain bear anchored his own currency with natural gas and oil, and eventually it also had a stable value.
But where to go for oil and gas in this era... The best reserve is of course silver.
Gold is not impossible, but the quantity of gold is still not enough and the value is too high. Silver is relatively more suitable.
After Guo Jia and Jia Xu left, Lu Yan locked himself in his study, immersed himself in writing and drawing, squeezing out what little financial knowledge he had.
During this period, when Chen came to refill Lu Yan's water, he saw that Lu Yan hadn't touched a bite of the dinner next to him. He was still writing furiously without raising his head.
Seeing this, Chen Dao silently took away the already cold dinner, and at the same time thought to himself: "A person like Lu Qiaoqi still studies day and night... I admire him! I'm ashamed!"
After returning to his room, Chen Dao couldn't help but pick up the Six Tao that Lu Yan gave him, gritted his teeth and said:
"Lu Qiaoqi is studying hard, so what reason do I have for not working hard? Read! If you can't die from reading, then read to death!"
...
Lu Yan worked hard for nearly three hours before he could sort out a rough idea of his ideas. But these were just a big framework, and many details needed to be filled in. Just like a workshop developing new things.
, after having a general idea and framework, naturally other people will help complete the filling. Lu Yan plans to leave these details to others...
"Huh~~!" After a long breath, Lu Yan finally put down his pen.
"Ah...how long has it been since you felt dizzy?" Lu Yan rubbed his dizzy head and said to himself: "Sure enough, this kind of thing is still very draining of mental energy. I really regret giving the Concentrating Jade to him.
It’s Lao Cao…”
Standing up, Lu Yan walked back and forth in the study room to stretch his body.
Feeling hungry, Lu Yan opened the door and realized that it was already dark.
"So late?" Lu Yan was surprised, and then shouted: "Uncle Zhi, why didn't you prepare dinner for me?"