When Wang Gang learned in America that Su Mingyu had stood up for him and asked Su Mingcheng and his wife for the one million yuan, he was a little surprised.
Not only did Su Mingyu call him to explain the situation, but Zhu Li also called him to apologize and said that the more than one million would be returned in installments.
Zhu Li also forcefully asked Su Mingcheng to write a new IOU, take photos and send them to Wang Gang.
What else can Wang Gang say? He can only let them have money to pay back.
To be honest, although Wang Gang felt that Su Mingcheng might not realize his mistake, the wife he married was pretty good.
Zhu Li is indeed a bit squeamish, but she still has a positive outlook on life. She also truly loves Su Mingcheng and is willing to shoulder a debt of more than one million yuan with him. Not every woman can do this.
You must know that the combined salary of her and Su Mingcheng is only over 100,000 yuan a year.
They still have mortgages and car loans to repay, and they don't have much money left every year. They won't be able to get out more than one million yuan in less than ten or twenty years.
Zhu Li took Su Mingcheng and Su Daqiang home and immediately settled an account. With their savings plus the annual balance, it would take thirteen years to pay off the debt.
This is even if they don’t have anything to eat or drink, and they don’t have any expenses.
"Lili, you shouldn't have agreed to pay back the money. My first mother didn't ask me to pay it back anyway." Su Mingcheng said while holding the bill.
"Su Mingcheng, can you please show some respect? The more than one million yuan is the pension money that my eldest brother gave to his parents. If you use it, how will your father support his old age in the future?" Zhu Li hated the iron.
"Anyway, the eldest brother said that he is responsible for taking care of dad in old age, and the Su family's old house is here, so there is no problem in taking care of dad in old age." Su Mingcheng said.
Zhu Li gritted her teeth angrily and said, "Su Mingcheng, I just realized that you are so shameless.
Among the three children, you spend the most and pay the least. Now you have even eaten up dad’s pension money, and you still shamelessly let your eldest brother take care of him. Why are you so thick-skinned? Aren’t you dad’s son?”
Su Mingcheng blushed when Zhu Li said it, and said: "Then what do you want me to do? My monthly salary is only 7,000, how long will it take more than 1 million?"
Julie sighed: "I've done the math, and the majority of the money you owe is mainly on the house and the car.
The house originally cost about one million. The down payment of 400,000 was provided by my eldest brother, and the 600,000 was a loan. We have paid back a lot over the years. In addition, the house has tripled in the past ten years. If we sell the house, we should be able to
Pay off the debt."
"Where will we live after the house is sold? The house price has increased three times, but other houses have also increased! After selling the house and paying off the debt, where can we buy a house with the remaining money." Su Mingcheng disagreed.
Zhu Li patiently explained: "We can take out another loan to buy a smaller, older house. As long as we work harder, we can definitely change to a bigger house in the future."
Su Mingcheng and Zhu Li's current wedding house covers an area of about 100 square meters, and the community is relatively new, so it can be sold at a good price.
The housing prices in many places in Sioux City are not high, and the couple can definitely buy another one, but the living environment is far from what it is now.
Zhu Li worked for Su Mingcheng all night, and finally he agreed to sell the house.
As a result, the couple went to the bank to inquire, and found out that most of the loans they had repaid in the past few years were interest, and the principal was not repaid by tens of thousands. If the house was sold, they would have to pay back more than 500,000 to the bank.
The bigger blow was yet to come. Julie went to a real estate agency to ask about the price, and found that the layout of their home was not good, the area was too large, and there were only two rooms, so the price could not be sold.
Nowadays, it is not the large two-bedroom apartments that are popular, but the small three-bedroom apartments, which have low total price and high practicality.
In addition, the community is not in a school district, so the price is a bit lower than the surrounding areas.
The agent estimated that the house was worth at most 2.3 million, which was far lower than the couple's estimated value.
Of the 2.3 million, after paying off the bank and repaying it to Wang Gang, only 5 to 6 million will be left, which seems like a lot, but no matter how small a house in Su City is, it still costs 1 to 2 million, which is not enough for the down payment, and every day
The monthly repayment amount is simply too much for them to bear.
Zhu Li and Su Mingcheng returned home dejectedly, losing the energy to even quarrel.
"Lili, this house can't be sold. If it is sold, we will owe more money, and the interest owed to the bank will be high. He will not charge interest on the debt owed to the elder brother." Su Mingcheng said.
Zhu Li was furious when she saw Su Mingcheng's relieved look.
"Su Mingcheng, are you very happy if you can't sell your house?"
"No, I'm just wondering if we made the wrong choice when we chose this house."
Julie sighed: "If we can't sell the house, we'll sell the car."
Su Mingcheng became anxious and said, "How can we go to work if the car is sold?"
Julie said angrily: "You can't take the subway or the bus without a car? I didn't agree with buying such an expensive car in the first place."
Su Mingcheng's car is a Jeep Wrangler, a hard-core off-road vehicle that cost nearly 600,000 yuan.
Among them, 300,000 yuan was given by Zhao Meilan, 100,000 yuan was sponsored by Zhu Li's parents, 50,000 yuan was their own savings, and the remaining 200,000 yuan was a car loan.
Not long after he bought the car, Su Mingcheng cherished it very much and was even more reluctant to sell it than his house.
But Julie was very determined and took the car to a second-hand car dealer in the afternoon to have the price appraised.
As a result, reality gave them another punch.
The price offered by the second-hand car dealer was far lower than Su Mingcheng's expected price.
"400,000, I've only driven this car for a year, and you got a discount of 200,000?!"
"Brother, the price is not calculated that way. It is true that your car has only been driven for a year, but this car is relatively niche and not many people will buy it. If you leave your car here, I don't know when it will be sold."
The owner of the second-hand car dealership said.
"Then you can't discount 200,000 yuan a year! You can buy another car." Su Mingcheng said unconvinced.
"A car is just a consumable. The discount starts as soon as you open the store. Your car is a niche car, so the discount rate is higher. Don't say you are a Jeep. Even if a Mercedes-Benz or BMW comes to me, it will still be at the same price." The second-hand car dealer laughed.
road:
"If you don't believe it, you can go to other car dealers and ask about it."
Julie was desperate. The car worth 600,000 yuan could only be sold for 400,000 yuan. After paying off the car loan, she only had about 200,000 yuan left. After paying off her parents' 100,000 yuan, the remaining money would only be around 100,000 yuan.
This chapter is not over yet, please click on the next page to continue reading! Returning to Wang Gang is a drop in the bucket.
After returning home again, Su Mingcheng and Zhu Li sat on the sofa, overwhelmed by reality and no longer weak.
"Mingcheng, I'm hungry, do you have anything to eat?" Su Daqiang came over and asked.
"Dad, I'm going to cook porridge for you right now." Julie stood up and said.
"Drinking porridge again, can you change it?" Su Daqiang said with a bitter face.
"Dad, the doctor said you have a bad gastrointestinal condition and you can only eat light food these days." Su Mingcheng said.
Su Daqiang's eyes lit up when he saw the meat when he drank porridge these past few days. However, Su Mingcheng and Zhu Li were very strict about not letting him eat greasy food, and even refused to let him go downstairs.
In the evening, Su Daqiang called again to urge Wang Gang to take him to the United States.
Wang Gang didn't tolerate him either, saying that he was very busy now and couldn't take care of him at the same time, so he could only wait for a month and a half.
Wang Gang was really busy during this period. He had to resign, find an agent to sell his house, and prepare to move.
The most important thing is that he also wants to sell Bitcoin to make some money.
Wang Gang has 100,000 B special coins, and he plans to sell 10,000 first and cash out 130 million U.S. dollars.
Large transactions can easily cause a rebound in the market, so Wang Gang could only choose to sell a little bit, which took a lot of time.
At the school, after Wang Gang submitted his resignation, the principal persuaded him to stay and even vacated the contract.
Wang Gang finally lost some money in exchange for his freedom.
The United States pays more attention to the spirit of contracts. Wang Gang unilaterally violated the contract and resigned, causing losses to the school, so he could only pay the money and leave.
Fortunately, his contract is about to expire and the compensation will not be much.
Wu Fei also has a lot of things on her side. She has to be transferred to China for a long time. In addition to work handover, there are endless meetings. Recently, Wang Gang is responsible for taking Xiaomi to and from kindergarten.
Selling a house is not something that happens in a short time. It is simply impossible to complete the matter of the house within a month.
Wang Gang later came to find Susan and asked her to help sell the house. He also gave all the electrical appliances and furniture in the house to Susan as a thank-you gift for her help.
Anyway, those things can't be sold for much money, and it's troublesome to deal with them. So just giving them away can be a favor.
Over in China, Father Wu also called me recently, saying that he had seen several high-quality properties, all with unit prices of more than 100,000, and they were decent luxury homes.
However, there is a problem with viewing these houses. The developers need to verify capital, and they will not even allow you to view the model rooms without a deposit of 10 million.
Wang Gang could only transfer 10 million U.S. dollars to Father Wu first.
Father Wu was so powerful now. He took his wife to see the mansions in Shanghai with his bank deposit certificate, and his legs were so thin.
Soon, Wu’s father sent an email to Wang Gang, giving him detailed introductions to the luxury houses he had recently viewed, allowing him and Wu Fei to choose for themselves.
Finally, Wang Gang and Wu Fei selected a community.