The two of them went to the restroom in the Xincheng service area. Brother Wang saw someone selling Jinyun sesame cakes and said hello to Yu:
"Eat the sesame cake, eat the sesame cake, this sesame cake is delicious."
He walked over and bought four Jinyun sesame cakes and put them in two paper bags. He walked back and handed a bag to Yu Hao. The two of them squatted on the steps, eating sesame cakes and watching the people and cars coming and going in front of them.
After eating, he threw the paper bag into the trash can next to him, clapped his hands, got up, and Brother Wang said hello to Yu:
"Do you want me to open it? That little bit of wine should have passed."
Yu Wenhao said quickly: "No, no, you should tell stories. Time flies when I listen to you talking about those things."
Brother Wang laughed "ha": "It sounds calm and gentle, but actually when I actually experienced it, it was really weird and shocking every step of the way."
Yu Wenhao said: "Aren't all stories like this?"
"That's right, that's right." Brother Wang said.
The two got into the car, Yu said hello and started the car. Brother Wang said: "Less than, tell me, what is the biggest in this world?"
"Whale?" Yu Wenhao asked.
Brother Wang shook his head: "No."
Yu Wenhao said: "The sea?"
Brother Wang still shook his head: "Be it the sea, the mountains, or the whale you mentioned, if you ask me, they are not as big as humans. If there are no people, what meaning do they have. Including the universe, if there are no people, it will not be the same."
It is an unconscious existence, meaningless, and all sizes are measured using human scales."
Yu Wen laughed and said: "This is a mystery when you talk about it. For example, who is greater, God, Allah or Buddha? If we compare, the three of them will be fine, but they will start fighting."
Brother Wang also laughed loudly and said: "Okay, let's not talk about that, let's be more realistic. For people, it is either power or money. Although you can make money with power, it will be easy, but I think
Even the President of the United States has money piled up, and it seems that money is a little bigger. Look at this road, there are so many cars, and everyone is rushing back and forth, who is not running for money?"
After Yu Wenhao thought about it, this seemed to be right, but it also seemed wrong. He said: "It's not that absolute."
"Hmm, not so absolute." Brother Wang said, "But after starting this business, what I feel most deeply is that I seemed ignorant before and didn't know what money was. I just spent it every day to earn it. After doing this business,
Only then did I realize that money is human nature. Money can change a person, and it can also expose a person. A game like this with money is a naked competition of human nature.
"Including, money can change the relationship and distance between people. How could I have known big guys like Cheng Feng and Xu Jiayin before? When I was running a business, how could I have interacted with Haihang and Hengda?
I deal with such a giant company, but after doing this, I can say that I can enter and exit their office at will.
"You may only know now that these companies are failing, but in fact I have known it for a long time. From the time they were frantically sweeping away money, I knew they were failing. There is also one company in Shenzhen, which claims to be one of the Fortune 500, and is said to be one of the world's top 500 companies.
It's the same for companies as big as Huawei. I mean here, within a few years, you'll see its bubble burst."
"Do you also have business with them?" Yu Wenhao asked.
Brother Wang smiled and said, "If you can get funds, you can do business with them."
"What are you doing with them?" Yu Wenhao asked.
"Commercial tickets, making commercial tickets, do you know about commercial tickets?" Brother Wang asked.
Yu Wenhao shook his head and said he didn't know.
"It's similar to a bank acceptance bill. The difference is that a bank acceptance bill is issued by a bank, and the bank provides a guarantee. When it expires, you can go to the bank directly. A commercial acceptance bill is issued by a company, and the company that issues the bill provides a guarantee. When it expires,
, you go directly to the company.
"They treat themselves like a money printing machine, issuing commercial bills for hundreds of millions, billions, or tens of billions. They will take whatever money you have, and the annual interest rate is more than ten percent. They can sweep the money everywhere.
To say that is red-hot. I am a business owner. I know that normal bank loan interest rates are a heavy burden for businesses. How many times your capital cost can you repay?
"What do you do to make such a high profit? Buy a piece of land and put it there. It seems to be rising every year, but that's on paper. Land is not money. It only becomes money after it is realized. The land is put there.
At the same time, while it is increasing in value every year, it is also bearing capital costs every day and accumulating your liabilities.
"When you buy a piece of land and finally sell it as a house, it seems like you paid a 100% premium. But if you borrow the money to buy the land like this, you will have to bear an interest of more than ten percent every year. From then on,
If the cycle from buying to selling is ten years, what premium do you get? Have you made a profit? This doesn’t include compound interest, so don’t tell the story there.
"The cycle of real estate is so long. If you break it down, it won't have such high profits. It's impossible. What will happen if it doesn't come out yet? The only way is to dig new holes to fill the old holes and use new debt to pay off the old debt. It's like a snowball.
, which makes the company's debts bigger and bigger. Moreover, these are off-balance sheet businesses, hidden liabilities, which cannot be seen on the statements, because such high interest discounts cannot be paid out by themselves.
"One day, there will be a time when you can't get out of there. What should you do if you can't get out of there? Then it will fall. This is the case with Haihang, this is the case with Hengda, and the company in Shenzhen will definitely be like this next time. Those who play with money will fail.
In the end, someone has to tell the truth in the game. If no one tells the truth, then you will become a funnel.
"Why do people believe in state-owned banks? It's because they have the backing of the country and the country's credibility is still there. Why do they like to use the US dollar? It's because behind the US dollar, there is the backing of the US's national credibility. As a company, you can handle your debts
It's so big, and there's no way to figure it out, and it will definitely collapse in the end. Only after I woke up from the dream did I realize that it was a nightmare.
"There is another very dangerous thing here. Others may not have thought of it or seen it. I have seen it a long time ago. If this were to be revealed, it would make big guys like you miserable in a matter of minutes."
Brother Wang stopped here, but his curiosity was aroused by Brother Wang. He asked:
"What is it?"
Brother Wang said: "It's not a commercial note, it's just a bill printed out by your computer and stamped. There are regulations for companies to issue commercial bills, otherwise the conditions for discounting will not be met. The commercial bills must be
There are corresponding purchase and sales contracts and invoices. In other words, if you issue a commercial invoice worth 2 billion and post it to the public, you must fabricate sales of 2 billion and issue a value-added tax invoice worth 2 billion.
"The VAT invoice is a scam. Your two billion VAT invoice is equivalent to a false issuance. Falsely issuing a VAT invoice is a red line. If such a large amount is really pursued, it can be indefinitely.
"So when I see them, the so-called big guys, I don't feel any pressure at all. Why? I have confidence. I know that if I want to mess with you, I can kill you in minutes. Why are you so proud in front of me?
"Le Yu, let me tell you, after doing this business, I realized that people's hearts are actually the same, that is greed. Even big guys like Cheng Feng and Xu Jiayin are actually the same as those who took millions of people's deposits from banks.
People who steal from outside are all the same: they are greedy. This is human nature. People cannot defeat their own human nature.
"That Cheng Feng is even more fun. When you were with him, he talked a lot about Buddhism with you. The layout in the office was also the same. He was also a vegetarian and pretended to be a ghost every day. Buddha didn't even change your greed, so what's the use?
Also, those who pray to the Buddha for blessing every day are not asking for promotion and wealth, or for themselves not to get into trouble, as if the Buddha is their protective umbrella.
"I was like this for a while. I prayed for Buddha's blessings every day. But now I don't. I can eat and sleep every day, but I also pray for a ghost, haha."
Thank you for turning the book every day, Xinghai Bookworm 1977, at three o'clock in the middle of the night, for the reward of two fishes! Thank you for turning the book every day, Superman in Red Pants, On the Road - Everyday, Summer Solstice Katydid, Unknown Knife, Twice
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