Fang Yumeng couldn't stop laughing. She stood up and poured hot water into her husband's tea cup, her smile filled with admiration.
Behind her, Shuang'er gently twirled her hair and looked thoughtful, while Ling'er was excitedly taking notes and digesting knowledge.
Seeing everyone looking at him with admiration, Luo Yu smiled lightly, with a hint of pride in his expression.
[Tip: It is detected that your policy is effective, initially solving the internal conflicts among the people and alleviating the energy crisis]
[Reward: Uno Country Prosperity 2000]
[Tip: If your policy achieves better results in the future, the system will add prosperity rewards]
"Yu Meng, the rewards for this kind of random event are quite generous. I gave you two thousand prosperity points."
There was a hint of surprise in Luo Yu's voice.
"Two thousand! This is almost as prosperous as two small cities."
"From this point of view, internal affairs are no less important than opening up new territories!"
Fang Yumeng stood up excitedly, took Luo Yu's hand, and said with a brisk smile: "Stop sitting here, let's go around again, maybe there will be random events?"
"I want to learn more about your philosophy of governing the country, let's go now!"
The summer sun was a bit dazzling, so the four of them walked on the roof of the building, occasionally jumping, so as to avoid causing a large-scale sensation.
"Boom!"
Thunder sounded in the sky in the distance, and Luo Yu turned around to look. The sky was clear and clear in that direction, with no rain clouds gathering at all.
While he was surprised, Fang Yumeng beside him asked curiously: "Husband, there is a queue of dozens of meters long at the door of the bank. Are they all here to deposit money?"
"Are everyone so rich?"
Luo Yu followed Fang Yumeng's gaze and saw that the tall Jinyuan Building and the luxurious Yucheng Bank were only separated by a road.
There was a long queue on the road, and bank employees were there to maintain order.
"Ling'er, what's going on?"
Luo Yu was also quite curious.
Everyone's eyes were turned to Ling'er, and the little princess said in detail: "In order to stimulate the purchase of houses, the imperial court and banks have jointly issued new policies recently."
"If it is a home purchase loan, you can apply for a loan repayment period of more than 50 years, and the loan interest rate will be reduced to 4%."
"The imperial court announced the infrastructure projects at the same time, and there is no plan to increase the residential area. People think that if the population of Uzhicheng increases and the housing area does not increase, housing prices will inevitably rise sharply, so they all take out loans to buy houses."
"After this month's financial data is reported, there will definitely be an astonishing increase."
Ling'er said with a smile on her face, if it goes as she said, then the bank will earn interest through this move, and the court will be able to lend more money, and infrastructure, military spending, and official welfare will all be increased.
It can be described as a win-win situation.
“Do you want a loan to buy a house?”
Fang Yumeng looked at the excited crowd in the distance with a hint of worry in her eyes.
"If people invest all their money in the real estate industry, the monthly mortgage loan will be tight, which will greatly affect their consumption ability."
"At that time, consumer industries such as catering, tourism, and culture will shrink, which will enrich some people's wallets, but it will affect the national economic development."
While speaking, Fang Yumeng noticed that Luo Yu also frowned slightly, sighed softly, and then said: "Financial capital wants to earn more interest, the imperial court wants more projects to boost political performance in front of you, and the people want to improve."
House prices, increase the value of your wealth.”
"The three parties work together to promote housing prices, and it seems that they all benefit together. However, if the increases in loans and housing prices are no longer within a reasonable range, it will easily form a financial bomb."
"One day the bubble will explode and people will cut off their payments. The banks will not be able to bear such a large amount of bad debts."
"What followed was a sharp fall in housing prices, the disappearance of savers' money, inevitable social turmoil, a dire situation for the court, and the possibility of the entire country collapsing at any time."
When speaking, Fang Yumeng looked serious and vaguely described a terrifying future.
"It's over...the bank and the court took the wrong flag!"
"Father...Father, what should we do?"
Ling'er's face turned pale, and there were tears in her beautiful eyes. She eagerly held Luo Yu's hand. She was really anxious.
[Trigger of random prosperity event in territory: Please prevent the possible outbreak of subprime mortgage crisis]
[Reward: Prosperity rewards will be given according to the degree of solution]
[Tip: If the real estate bubble cannot be solved, the subprime mortgage crisis will inevitably break out. The degree of prosperity will be deducted according to the degree of disaster]
Luo Yu, who was reminded again, looked calm.
"The prosperity has finally come to an end, and the glittering capital also hides invisible dangers."
"The version update has launched a random event of prosperity in a timely manner. This is to allow us trialists to self-examine and take precautions before they happen."
"Tiandao is not always of low quality."
He felt the little hand holding his heart tremble slightly. He turned around and saw that his wife, daughter, and maid were all looking at him eagerly.
He squeezed his precious daughter's little hand and said softly: "Don't be afraid. This is a necessary stage for the country's development. It's just a minor problem."
"Um……"
Ling'er nodded slightly, her mood calming down a bit.
After thinking deeply, Fang Yumeng beside her whispered: "Husband, why don't we change the imperial plan and build more residences. At the same time, Jinyuan Building will introduce policies to limit purchases, sales, and prices."
"Maybe the crisis can be avoided."
Looking at his wife who frowned slightly, Luo Yu nodded and said with a smile: "These policies are naturally useful, but they cannot solve the problem from the root cause."
"Real estate speculation is a kind of profit speculation. There are so many gamblers on World Channel. When did they stop?"
"The demand for real estate speculation cannot be solved at the physical level. Only by fundamentally changing people's perceptions can we avoid the collapse of the real estate bubble."
As he spoke, he tiptoed and lightly jumped onto the rooftop of a nearby building. According to the plan, the next stop was the academy.
Fang Yumeng and the others followed easily, chatting as they walked.
The wind on the roof was a bit strong, and the long hair of the girls around him moved with the wind. Luo Yu looked at Ling'er and said softly: "Daughter, send an order to the court to allocate one-tenth of the budget to build a new house, and at the same time let out the wind,
It said property taxes may be levied at any time.”
"There is another paragraph. After you go back and polish it, you can convey it to all the people in the name of the royal family."
"yes."
Ling'er quickly took out the small notebook. Yu Meng and Shuang'er both looked at Luo Yu expectantly.
The early summer noon was a bit sultry. Luo Yu gently covered the sun with his hands, looked at the clear sky, and said slowly: "What is an asset?"
"All things that can generate income without labor are assets, such as bank interest, equity, technology patents, copyrights of literary and artistic works, company dividends, etc."
"Everything that requires spending money but does not bring in income is a liability, such as cars, carriages, beautiful jewelry, home appliances, etc."
"If you want to live a more comfortable life, it's very simple. You just need to keep buying assets and reducing liabilities. One day, you can make money even while lying down."