After getting all the chips, Yan Bin began to sit at the gambling table and prepare for his own layout of betting.
And Li Jin didn't waste time.
Early in the morning, Li Jin came to the Shanghai branch of ICBC.
Thanks to Li Jianshe's efforts, Li Jin had a very pleasant negotiation with the Shanghai Branch this time.
At noon, Li Jin signed a land transfer agreement with ICBC after paying 300 million in cash.
In addition, ICBC conducted capital verification on Li Jin. After verifying Li Jin's assets and obtaining a joint guarantee agreement issued by Su Group of Southeast Province, Li Jin received a commercial loan credit of 12 billion from ICBC Shanghai Branch in one go.
.
Walking out of the branch door, Li Jin smiled at Li Jianshe and said, "Your bank has great ambitions."
Originally, he only needed 8 billion in funds to start his plan, but ICBC obviously had more plans when facing a "fat sheep" like him, so the credit limit reached the limit that the Shanghai branch could grant, 12 billion.
How could Li Jianshe not understand the implication of Li Jin's words? He immediately smiled and said: "The main reason is that we think Mr. Li has the best asset situation and is worthy of our trust, not to mention the joint guarantee of Su Group. To be honest, if it weren't for
If there is a permission issue, we can definitely provide 20 billion commercial loans."
"But in that case, you need to submit it to the head office for approval, which is a waste of time."
How could Li and Jin not know the reason why they got things done so quickly? He immediately chuckled and said: "The main reason is that I am afraid that I will be poached by other banks during this process, right? 12 billion loan, calculated according to the lowest interest rate
, I will have to pay you at least 150 million in interest in half a year, let alone 20 billion."
Li Jianshe laughed and said: "After all, it's not easy for banks to do business now, the competition is too fierce."
Li Jin smiled and didn't say much.
Banks are like this. When you don't need funds, they will try their best to put money into your arms. But when you are really in urgent need of money to save your life, the first ones to turn against you are these vampires.
They are just unspoken rules of the industry. Every industry has its own rules of survival, and Li Jin knows this very well.
"By the way, Mr. Li, there are still some properties on this land, mainly a few very old commercial buildings. According to the contract, the property rights of these commercial buildings also belong to you, but there are still some tenants there. If
If you want to clean up, you need to prepare in advance."
Li Jianshe's words revealed the main reason why Li Jin was eager to win this land.
"I have investigated before and found out that there seems to be a Guanshan import and export trading company that signed a ten-year lease agreement at one time?" Li Jin asked seemingly casually.
"Yes, speaking of which, this company is also a customer of ours. It loaned 2 billion from us for business operations. Their president, Yan Bin, is an old acquaintance of mine, but he is a gloomy person and our personal relationship is very ordinary.
"Li Jianshe said.
Li Jin raised his eyebrows slightly.
The Yan family actually still has a loan of 2 billion from the Shanghai Branch of ICBC, which is an unexpected surprise.
"Director Li, we are also friends, so I might as well reveal some news to you so that your branch will not suffer losses in the future." Li Jin said suddenly.
Li Jianshe was stunned. He was present when the capital verification and asset investigation was conducted on Li Jin, so he knew very well what kind of terrifying wealth Li Jin had.
What comes out of the mouth of such a young rich man is bound to be big news.
So Li Jianshe immediately cheered up and said seriously: "Mr. Li, if you have something to say, you might as well say it directly. If it is as you said, this favor will be remembered by me and the branch."
Li Jin smiled and waved his hand and said, "You're welcome, I'm just a friend who can't bear to see you being implicated for this."
"The Guanshan Import and Export Trading Company had two ships of goods worth 600 million yuan in the port city the day before yesterday. They were detained. They seemed to be suspected of smuggling."
Li Jin said, patting Li Jianshe on the shoulder who was stunned by the news, and said meaningfully: "Right now, their company is still blocking the news and trying desperately to unblock the joints there, but you know,
Smuggling is no small matter."
"If your bank has given them a loan, you should consider it carefully quickly, otherwise once it is investigated, this loan is not a small amount, and you will be in trouble if you pursue it."
Li Jianshe held back his heart that almost jumped out of his chest and said: "That loan was sponsored when I was the business manager. Mr. Li, I won't say anything. If this news is true, you saved my life."
!”
A loan of 2 billion is an astronomical figure.
Once something goes wrong, ICBC will definitely be held accountable internally.
And he, the manager, is the first one who cannot escape and has to bear the blame.
Li Jianshe broke into a cold sweat in an instant. While he was extremely happy, he also felt deeply grateful to Li Jin.
"I have to go back and report the news now. Mr. Li, I'll take my leave first."
Li Jin heard the words and said with a smile: "It doesn't matter, we are all friends. Since I know the news, of course I will not sit back and watch you suffer. You go and do your work first, and I have to do something."
With so many thanks, Li Jianshe hurriedly ran back to the branch. Obviously, this matter would ferment in the shortest possible time.
According to the strength of ICBC, it will not take much time to verify this matter. At that time, ICBC will immediately find trouble with Yan Bin.
It saves me some trouble.
Li Jin was very satisfied with this unexpected gain.
But Li Jin was not happy for long.
Su Dongsheng and Tang Jun's calls came almost at the same time.
Su Group's supermarkets and all their businesses in the southeastern province were attacked by competitors at the same time.
In the supermarket business, competition is nothing more than profit-sharing activities.
It is normal for supermarkets to hold activities.
But in one province, it would be very strange for different brands, big and small, to target Su's Supermarket at the same time.
This attack came very quickly and unprepared. In just one morning, Su's Supermarket's province-wide sales dropped by 50%.
And as time goes by, this loss will become even greater.
"This is obviously the Yan family using their connections with Huizhou merchants to suppress us. However, in a short period of time, we can still support it, but at most half a month, there will be problems in the capital chain."
Su Dongsheng's words made Li Jin frown slightly.
"Mr. Li, our investment company's business has encountered malicious competition from competitors. Many partners who have already negotiated suddenly tore up their contracts and switched to cooperation with other investment companies."
"Although we won't lose anything, in the long run, it will cause a big blow to our investment credibility."
"In addition, some small partners we have invested in have also been squeezed out of their business development. In short, it seems that companies that have a relationship with our Jinqing are in trouble."
Tang Jun's words made Li Jin realize again that the energy of this Hui merchant was beyond his expectation.
Tang Jun is still in charge of New Wolf's work in Yanjing, but Tang Jun is still handling matters regarding the investment company remotely.
Even so, Tang Jun has received news that the problems encountered by the investment company are already serious.