The Minister of Revenue is very depressed. He lacks experience in this area and does not understand the specific content. Although Fang Chen has listed a detailed business model, he has never done it before. Besides, many things are confidential.
Maybe say it in public.
The Minister of Household Affairs said: "This business model is something we have discussed with His Majesty. The most important thing is to open up and innovate, and it is also to improve people's savings problems and livelihoods."
"In short, please don't worry. With the support of the country and the support of the court, our bank will definitely continue to develop. It will eventually develop to the whole country, and even the entire world."
Developing to the whole country? The world? Many people at the table looked weird. This is a fantasy! Just dream!
Since the other party refused to say anything, they didn't ask any more questions and raised their glasses in congratulations.
At this time, Jiang Ruoxue finally spoke.
"Master Fang, does your bank accept anyone who comes to you? Is it true that no matter how much money you have, you can deposit it in the bank?"
Fang Chen nodded: "The starting price is one hundred cents. If there is more, there is no limit."
"Is Miss Jiang interested in depositing some money with me?"
Jiang Ruoxue replied: "Yes, we have a lot of money here. If we want to deposit it with Mr. Fang, the amount is huge, but I don't know if Mr. Fang will accept it."
"Of course we accept it." Fang Chen said: "However, the money we collect must have normal channels and sources. The larger the amount, we need to know the legal source. If the money comes from unknown sources, we will not accept it at all.
."
The bank only accepts physical items, only white silver or gold, antiques, jewelry, etc., which can be exchanged for bank notes.
Jiang Ruoxue nodded: "That's natural. If it comes from unknown sources, our Shenlong Chamber of Commerce will not dare to accept it."
"The Shenlong Chamber of Commerce has been doing business in Dayan for many years. Because the birthplace of the Shenlong Chamber of Commerce is Saibei, many banknotes issued by the Shennong Chamber of Commerce are not recognized in cities in Dayan. When we do business in Dayan, we basically use
Everything is in silver and in kind."
"I believe that as long as the bank notes issued by the imperial court will be recognized by the common people, I plan to cooperate with Mr. Fang for a long time and save one million taels for Mr. Fang first!"
As soon as these words were spoken, everyone present was extremely shocked.
Unexpectedly, Jiang Ruoxue would save money here with Fang Chen!
The Shenlong Chamber of Commerce is a foreign chamber of commerce. In fact, many times its development in Dayan did not go smoothly.
Of course Dayan would not recognize the banknotes issued by the Shenlong Chamber of Commerce outside the Great Wall.
As for foreign chambers of commerce, in Dayan, they do not have the right to issue banknotes of their own country, but only the right to use the banknotes of other banks and chambers of commerce.
However, under normal circumstances, other banks do not dare to keep the money of the Shenlong Chamber of Commerce, because the relationship between Dayan and Saibei has always been bad. If you keep the money for them, if the amount is too large, you will be targeted by the government!
Who knows whether you have collaborated with the enemy or betrayed the country?
In order to avoid suspicion, banks will not cooperate with foreign chambers of commerce.
The Shenlong Chamber of Commerce also has many shops in Dayan, and they can only store the money in their own shops' warehouses.
They want to do business with real money. Trading with the other party involves great risks and troubles. There is too much gold and silver, and the target is too big. They are afraid of encountering robbers and robbers.
Now, Fang Chen’s bank is collecting money from the Shenlong Chamber of Commerce!
Moreover, when people from abroad come to do business, all money is collected!
This solves a big problem for foreign merchants.
However, many merchants are in a skeptical and wait-and-see attitude. Is there any conspiracy behind the court's actions? Or is it to swallow up their own money?
Therefore, let others test the waters first. If there is no problem, they will definitely cooperate with Fang Chen.
Jiang Ruoxue has a lot of money in her hands, some clean and some unclean. The wealth accumulated by the Shenlong Chamber of Commerce in Dayan over the years is terrible. Most of these real gold and silver are in Dayan, and only a small part is transported back.
Already.
Because if too much silver is shipped back, it will be targeted by other people in the country. There are also too many pirates during the transportation process, and the customs duties are huge.
Now, leave this money to Fang Chen for safekeeping!
Give some of it to Fang Chen first, and then transfer it in large quantities after Dayan Bank stabilizes and operates on a regular basis.
And Jiang Ruoxue's decision made many people confused.
The conversation here has actually attracted the attention of many people in other seats around, and some people even came over and watched.
They all wanted to know what these powerful people were talking about when they gathered together.
"I said, Miss Jiang, aren't you afraid that your savings of one million taels will go down the drain?"
"Yes, one million, that's not a hundred taels. Miss Jiang, you have to think clearly."
"Why don't you keep Miss Jiang in our small chamber of commerce? I will give Miss Jiang a discount on the storage fee."
"We also want to cooperate with Mr. Fang, but we dare not. Miss Jiang is so bold, I admire you!"
The people nearby also started to cheer.
Jiang Ruoxue ignored these people, but looked at Fang Chen and said, "I would like to ask, Mr. Fang, how much interest will there be this year if you invest these one million taels?"
Fang Chen slowly said: "You can survive here. Even if you deposit today, you can withdraw it tomorrow. The interest rate is ten thousand taels of silver, and the interest is five hundred taels a year. It is calculated on a daily basis."
"You can also deposit for one year, three years, or five years. The interest rate is relatively higher than the current deposit. The interest rate for one year is 10,000 taels, 600 taels, 8,000 taels, and up to 1,000 taels!"
This interest rate is very high!
The custody fees charged by other banks are similar to Fang Chen's interest fees.
This creates a special contrast.
After Fang Chen said the interest rate, everyone present looked strange.
Jiang Ruoxue did the math and said, "So, if I save one million, and if I pay it as a current deposit, the interest for one year would be fifty thousand taels of silver."
Fang Chen said: "That's right, if everyone is interested, you can leave your money with me. The credibility is absolutely guaranteed, guaranteed by the court and His Majesty!"
However, others were not interested.
From everyone's simple chat, Fang Chen discovered that the chamber of commerce on site was quite repulsive towards the Shenlong Chamber of Commerce. This was a xenophobic attitude.
And they also showed some dissatisfaction with Fang Chen's opening of the chamber of commerce.
They hated the imperial court for competing with them for jobs, but they had no choice but to accept it.
At this time, Bai Yongliang thought about it, became interested, and said: "I have tens of millions of silver here, but it is not cash, but a banknote from our chamber of commerce. I don't know if Mr. Fang dares to accept it."
"Accept!" Fang Chen dared to accept anything: "As long as it proves that there is no problem with the source of the money, of course I will accept it. However, after receiving the banknote, I will go to your Chamber of Commerce to exchange the silver at any time. Of course, no matter how far away, the court will help
When it is transported back, the government will personally escort it, so there will be no problem with safety!"
To put it bluntly, once you take the banknote, you must immediately exchange it for cash!
Bank notes are issued privately by major chambers of commerce, and as many corresponding bank notes are issued as there are goods.