When Fang Chen saw these two people, he felt they looked familiar. They had been here before when Dayan Bank opened, and they were the bosses of two small chambers of commerce.
Fang Chen asked: "Don't you have a bank of your own? Your money can be managed by yourself, so why do you still keep it with me?"
The two explained.
"Mr. Fang, our own money is only a small amount of money. Our business has not been very good recently, and we don't want to run it anymore. We want to get all the money back. If we keep it with Mr. Fang, the annual interest alone will be enough."
It’s a lot of money, why not?”
Another person said: "Yes, Mr. Fang, the same is true for my bank. But our money is relatively scattered, and it is basically all in the south. We hope that the imperial court will escort our money to reach the imperial capital safely, so that we can rest assured
Already."
Because they may encounter various dangers during transportation, and may also encounter pirates on the waterway, they asked the court to escort them.
Fang Chen agreed wholeheartedly.
A total of 680,000 taels of silver were distributed in several cities in the south.
The two parties signed a contract, and Fang Chen promised that within a month, all the money would be deposited into his bank. At that time, he would give them corresponding banknotes and all benefits.
Of course, the month spent escorting Yinzi was free. Fang Chen's request was that their money should be deposited regularly, at least for five years.
The two said there was no problem and they could save it for ten years.
After the two read the contract, they signed and deposited it, and left with the contract in hand.
Their plan was finally completed, waiting for Fang Chen to send people to those nine cities to deposit money.
At that time, the transportation process will definitely take waterways. They have already arranged some people to pretend to be pirates in the waterways to steal the silver, or let the silver sink directly into the sea!
At that time, even if Fang Chen wanted to suppress the matter, use other money to fool them, or directly give them banknotes, this would not work.
Their people are also in the accompanying team, and they will definitely get evidence and expose this matter!
Moreover, this is just the beginning. In the next few days, the same thing will happen again and again in the same way.
Sure enough, on the next day, three more people came to make deposits, all with hundreds of thousands of taels of silver!
Their money is also relatively scattered, and they need Fang Chen to escort them in some cities in the west.
Fang Chen didn't think twice and agreed directly, saying there was no problem.
In the next few days, several large deposits were made. They all said they had received information from friends, saying that money could be escorted here for free, so they all wanted to deposit the money in Fang Chen's bank.
In just ten days, Fang Chen has received many big customers, amounting to more than ten million taels of silver!
Soon, Fang Chen also realized that something was wrong.
These people are all members of the Imperial City Chamber of Commerce Alliance!
But Fang Chen was already prepared.
Because, His Majesty has ordered banks to be opened all over the country.
In just a few days, dozens of branches have been opened in the imperial capital, and more than fifty branches have been opened in the three big cities outside the imperial capital!
There are banks in towns and cities of all sizes.
Imperial banks were springing up all over the country like bamboo shoots after a rain.
As for the cities where the money of big customers was located, Fang Chen asked His Majesty to send people to give priority to the construction of banks and deposits.
Therefore, after Fang Chen's people passed by, they collected all their money and deposited it in the local bank.
Because Dayan Bank is a nationwide chain, Fang Chen does not need to transport their money back to the imperial capital.
Half a month later, Fang Chen received the news that all the big customers' money had been deposited in the bank.
On this day, Fang Chen also notified a total of sixteen customers and came to the bank at the same time.
In the hall, Fang Chen said: "Everyone, all your money has been deposited in Dayan Bank. I am here today to issue you banknotes. From now on, if you have banknotes from our bank, you can withdraw them from our bank in any city.
Your money."
All sixteen people were stunned and didn't know what was going on.
"Sir, how long has it been? Even if you put all the money in it, it will still take at least twenty days to come back. Did you bring the money back so quickly? Why didn't I know?"
"Yes, sir, our people did not report the news. Judging from the time, it is impossible to transport it so quickly."
"Sir, is there something wrong during the transportation? So you are giving us the banknotes now, do you want to shut our mouths?"
"Master Fang, please explain, what is going on?"
These people all thought that something happened during the transportation process and there was something wrong with their money, so Fang Chen came to find them and wanted to give them the banknotes in advance to discuss the matter.
At this moment, they all thought that Fang Chen was finished!
Their plan succeeded!
However, Fang Chen smiled and said, "Everyone, our banks have been established in major cities, and there are also our semicolons in the cities where you are."
"So I deposited all your money in semi-colons in major cities, so I didn't have to transport it back at all. It also saved a lot of costs and a lot of freight."
As soon as he said this, everyone present was dumbfounded.
"Master Fang, how is this possible? How is it possible to open banks in major cities in such a short period of time? How is it possible so fast? It's impossible, absolutely impossible!"
"Yes, Mr. Fang, something must have happened to our money on the way! Isn't it? You are deceiving us. We can't believe that you can travel to so many different cities in just ten days.
Even anyone can’t open a bank!”
Everyone expressed doubts and said there was definitely something wrong here.
Fang Chen smiled, "If others can't do it, it doesn't mean that I can't do it, and it doesn't mean that the court can't do it!"
"The opening of banks was His Majesty's order, so officials throughout the Great Yan Dynasty took action. With the cooperation of local officials, it was easy to open just a few banks."
If other people want to open a bank, they need various approval procedures, which is very troublesome!
With His Majesty’s order, we can start business directly without approval!
They all believed what Fang Chen said, and the Minister of Household Affairs also proved what Fang Chen said!
But this speed is too fast, so incredibly fast that people can't react.
Fang Chen continued, "I know what you are thinking and what you want to do. Do you want me to have something happen during the transportation process and lose your money? Then you will join forces and run out to defeat me."
Want to destroy my bank?"
Fang Chen told these things directly to his face, and the sixteen people were shocked.