Luo Ningxin frowned: "Who is the master behind Zhao Sen? It is definitely not easy to be able to take out 400,000 taels at once!"
Fang Chen thought for a while: "Tomorrow I will go to Master Shangshu's house and bring over the 400,000 taels of silver notes. Then I will go to Wancai Bank and have a good chat with Master Shen to find out the origin of the 400,000 taels.
."
"There is no need to check the origin of the money. You will definitely not find anything." Luo Ningxin said: "Since the other party has taken out all the money, he must have arranged a back-up plan. Besides, if you rush to investigate like this, you will only alert the enemy.
, I have been investigating Wancai Bank in recent years."
Fang Chen originally wanted to go over to investigate in secret, but now he heard what Luo Ningxin said, and he was shocked: "Your Majesty, what do you mean, is there any problem with Wancai Bank?"
Wancai Bank is the largest bank in the Imperial Capital and the largest bank in the entire Great Yan Empire. No one knows how much money there is in Wancai Bank. Not even Luo Ningxin can find out.
In the past few years, the economy of the Great Yan Dynasty has not been very prosperous. Many local banks have closed down. It is difficult to operate in all walks of life, but Wancai Bank has grown bigger and bigger.
In the past, Wancai Bank's branches occupied five or six cities, but now they have occupied more than half of the Yan Dynasty.
Luo Ningxin has always suspected that someone behind Wancai Bank is controlling part of the economy of the Great Yan Dynasty.
The imperial court also secretly suppressed Wancai Bank, but all efforts were in vain.
All the businesses conducted by Wancai Bank are legal and compliant, and no matter who investigates, they will not be able to find any evidence of illegality.
Not even the court can do anything about it.
"Shen Wancai is not the real boss of Wancai Bank. There is someone else, but I have never been able to find out who it is. Some people say that the money in Wancai Bank is comparable to the national treasury, and the boss behind the scenes is as rich as the country. This rumor has been circulating
, but no one knows who the boss is behind the scenes.”
When Luo Ningxin said this, Fang Chen suddenly remembered.
He had met with Zhao Sen before. Zhao Sen told Fang Chen that if anyone wants to check the money, let Fang Chen say that I borrowed the money from the Ma family. Zhao Sen said that he had his own arrangements.
Because Fang Chen has been cooperating with the Ma family, it makes sense if the money comes from the Ma family.
After Shen Wancai came over today, he also explained that the money came from the Ma family, but Fang Chen and Shen Wancai did not communicate in advance at all.
Thinking of this, Fang Chen became suspicious.
Shen Wancai and Zhao Sen may be in the same group. The 400,000 taels came directly from Wancai Bank!
Fang Chen expressed his thoughts.
Luo Ning thought for a while: "Wancai Bank has always done things without leaks. This time it suddenly showed its flaws. It was obviously intentional."
"I've been investigating Wancai Bank for several years but can't find anything. I'll leave the task of this investigation to you."
"You must find a way to suppress the development of Wancai Bank! You cannot let all the money of the Great Yan Dynasty fall into the pockets of Wancai Bank."
Fang Chen said helplessly: "Your Majesty, I don't have enough manpower around me!"
Luo Ningxin had her plans and intentions: "What are you anxious about? After you become the owner of Dongchang, I will naturally arrange for you many experts to help you do things. And you are just a eunuch manager now. If I arrange some people to let you
If you use it, you will definitely be criticized."
While talking about this, Fang Chen had a thought in his mind: "Your Majesty, banks are so profitable, why doesn't the imperial court open some banks of its own?"
"If the imperial court opens a bank, its credibility will definitely be more useful than any other bank, and all banknotes can be used nationwide. It will be convenient for business people and ordinary people."
Luo Ningxin shook her head: "Since ancient times, government and business have been separated. If court officials open banks, there will definitely be more corruption, which will be difficult to control over time and will cause economic instability in the entire dynasty."
"More importantly, ordinary people will not deposit their money in banks, because bank protection fees are very high, which is of little use to ordinary people, and many businessmen do not have high trust in the court. They would rather trust private banks.
Nor will I trust the imperial court."
Luo Ningxin said this, and Fang Chen also understood it.
Many officials are like vampires. Just like what happened in Yanghuafang this time, Zhang Fengwu has been collecting protection fees from businesses, and the people's trust in the court is very low.
Fang Chen's mind was racing. He thought of banks in modern society. Most banks are run by the state. People will deposit money in them and there will be interest.
In ancient times, when you deposited money in a bank, the bank protected the customer's money and charged a protection fee.
Fang Chen chuckled: "If Your Majesty doesn't want to open a bank, then I will open it for Your Majesty. When Your Majesty takes over the household department in his own hands, then let me run it secretly. Give me half a year, and I can do it."
Defeat Wancai Bank!"
Luo Ningxin trusted Fang Chen very much and did not have the slightest doubt. He did not ask in detail, but smiled gently: "Then I will wait for your good news."
…
Just after leaving Qianqing Palace, Zhao Qian found Fang Chen and asked him to go to the Empress.
"Today's meeting, you are in the limelight. Xiao Chenzi, you single-handedly caused everyone in the household department to suffer a big loss this time. It won't take long. It seems that His Majesty will take control of the entire household department and will
All financial power is in our hands."
As soon as he entered the door, Lu Caihuang kept praising Fang Chen, and Fang Chen's awesomeness refreshed everyone's outlook time and time again.
Among the younger generation in the entire imperial capital, I am afraid that no one can compare to Fang Chen.
"Thank you very much for your compliment. My ability is all thanks to your great blessing. Everything I do and everything I own will belong to you from now on."
This wave of licking made Lu Caihuang smile.
"Come on, little Chenzi, come quickly and sit in my arms, let me take a good look at you."
Fang Chen was startled, is this woman so addicted?
Every time we meet recently, there will be something intimate.
Many times, Fang Chen almost lost control, which was easily exposed.
"Yes, empress!" Fang Chen walked up to Lu Caihuang and sat on Lu Caihuang's lap.
This feeling is very strange.
Usually, women sit in the arms of men, and men sit in the arms of women, which makes Fang Chen feel very weird.
Lu Caihuang's right hand gently touched Fang Chen's face, and her left hand kept wandering around Fang Chen's waist.
"It would be great if you were not a eunuch! You could serve me well."
When Fang Chen heard this, he almost jumped up in fright.
However, he suppressed the fear in his heart and said hurriedly: "Mother, it would be bad if others saw it in broad daylight! Why don't I come over to take care of you at night?"
However, Lu Caihuang refused: "I know you are busy with a lot of things recently, and I just want to have a heart-to-heart talk with you."
Fang Chen also began to stroke Lu Caihuang's body with his hands, and said softly: "I wonder what your Majesty wants to talk about?"
Lu Caihuang's mouth blew gently in Fang Chen's ear.
"Let's talk about something about Your Majesty. Now that the Ministry of Revenue is about to collapse, what new plans does Your Majesty have?"