Li Fang made a loan of tens of billions at a time, which enabled many people in the bank to make great contributions, and all of them were promoted.
The bank here has changed a group of people, and the previous manager has been promoted to the head office.
"Li Fang."
A man stopped Li Fang. After seeing that it was really him, he immediately came over with a smile.
Li Fang grew up in this city and studied here. He didn't know many people, but there were quite a few. It was normal for him to meet them occasionally.
"Guo Wei."
Li Fang called him, "This is a classmate in middle school, but the relationship between the two of them is not very deep."
"Is it really you? Why, are you coming to the bank to withdraw money?"
Guo Wei asked.
"No, I'm here to pay back the money. I don't owe a bank loan. I want to pay it back in advance."
Li Fang replied.
"No, there are people who repay their loans early. Who would do such a thing now?"
"You should be paying off your mortgage. Listen to me. Don't pay back in advance. Goods depreciate in value very quickly. It's definitely not worthwhile to pay back in advance now."
Guo Wei immediately persuaded him that he was self-righteous and asked others based on his own experience.
"That's not necessarily true. It's not like ten years ago. Goods can depreciate so quickly. With the development now, it's probably not much different from now."
Li Fang laughed and said that the golden cycle of economic development has passed, and now it is unscrupulous to still deceive the depreciation of goods.
People who had a unique vision in the past did get rich, but if you do what you do now with the vision of the past, you will definitely cry in the future.
The current development has entered a stable stage. It is impossible to have the same explosive period as before. Maybe stimulated by economic bubbles, it will shrink significantly in the future.
"Who told you, even if it doesn't develop as fast as before, it will still continue to develop. Listen to me, I have considerable research on this aspect. The less down payment you have to buy a house, the better. How many years can you borrow the loan?
How many years, and never pay back in advance.”
"Do you know what I'm here for today? I'm here for a loan today. I bought 10 houses at once. Adding to my previous 10 houses, I now have 20 houses."
Guo Wei said happily that he felt that Li Fang would definitely envy him. After all, with so many properties, he was considered a successful person.
Nowadays, the house prices in their county have increased several times. One square meter costs 40,000 to 50,000 yuan, and a house costs 40,000,000 to 5,000,000 yuan. His assets here are equivalent to nearly 100 million yuan.
"Not bad."
Li Fang praised.
"Listen to me, use your loan to buy houses, buy several at a time, and you will definitely make a fortune in the future."
Guo Wei said that he was helping Li Fang make a fortune and felt that he should be grateful.
"No, I don't speculate in real estate."
Li Fang refused, saying that he didn't agree with each other.
"Hey, it's really hard for people like you who are content with the status quo to have any development. Forget it, it's up to you."
Guo Wei stopped persuading him and even felt that his words were wasted.
In his opinion, if he has the money to repay the loan, he might as well invest it.
"Mr. Li, who is Mr. Li?"
The bank manager ran out. Their biggest client was here and they had to sweep the bed to wait for him.
"Manager Xue, this is Mr. Li. He wants to make an appointment to repay the loan in advance."
The bank staff said that they didn't know how much Li Fang would repay in advance, whether it was one billion or two billion.
After all, he owes tens of billions to the bank. It doesn't make any sense to come over and pay back millions, tens of millions, or even hundreds of millions.
"Hello, Mr. Li, I am the new manager Xue. I have always wanted to visit Mr. Li since I came here, but Mr. Li never stopped. I didn't have the chance to meet until today."
Manager Xue is very enthusiastic. Although Li Fang owes them money, he is their biggest customer.
The interest that Li Fangguang has to pay back in a year is a very scary figure. With this result, even if they are new to the job, they can count on a big contribution every year.
"Mr. Li, don't worry about repayment. If Mr. Li has money, you can continue to invest. Our bank is really not in a hurry. We can even continue to lend money to Mr. Li. Tens of billions will not be a problem."
Manager Xue said excitedly that if he could make a great contribution, then he could also work in the head office.
"No, I have nothing to invest at the moment. Let me pay back the money in your bank first. Pay it all back."
Li Fang refused. He had already given him face once before, and it would not work if he still wanted to rely on him to continue to get results.
"Pay it all back. Did Mr. Li make so much money this year? This is tens of billions."
Manager Xue felt incredible, and then made a bitter face. If the money is paid off, there will be no credit in the future.
"It's almost the same. The money is all in my account. We will complete the procedures today."
Li Fang said that what he didn't mind was not having to pay back so much interest every year. What he cared about was not paying back the money, which was always on his mind.
Guo Wei next to him widened his eyes, and then felt embarrassed.
He also wanted to teach Li Fang how to invest. He felt how good he was now. The interest that others had to pay back in a year was more than his total assets.
What kind of business is this? It can make tens of billions a year.
Although he couldn't believe it, there was no way the bank manager was joking with him.
"Mr. Li, okay then."
Manager Xue reluctantly agreed and refused to pay back the money, which made people speechless.
After paying back the money, Li Fang felt relaxed. It felt good not to owe money.
After leaving the bank, Li Fang went to find Qi Qingya again. They were probably building a foundation now, so they had to keep an eye on it.
He stopped by the hotel first, where Xu Qingqing worked. Now that he was back, there was no reason not to come and see her.
As for Liu Yan and Stefanie Lai, they both went home to celebrate the New Year.
"Qingqing."
Li Fang found Xu Qingqing. Every time he saw his sweetheart, he would feel guilty and felt that he owed them.
He is tangled in his heart. On the one hand, he feels that he should not owe so many love debts, and now he owes everyone.
At the same time, I was thinking that if I didn't capture them, they would be married off by someone else, and I couldn't bear to think about it.
"Li Fang."
Xu Qingqing smiled. She was thinking about whether Li Fang would come back at the end of the year, and he came just as she thought about it.
Li Fang happened to have a Foundation-Building Pill left, so he gave it to her, hoping to train her to the Foundation-Building realm.
"Li Fang, let's go upstairs."
Xu Qingqing said that she is now a celebrity, and her online short video account has accumulated tens of millions of fans.
She doesn't publish much of her work. The key is that countless customers who come here to shop secretly take videos of her, so that she is becoming more and more popular on the Internet.
She is beautiful and elegant. It can be said that she has gained tens of millions of fans just because of her appearance.
Therefore, she does not dare to do anything in public now. Not to mention the impact on her reputation, it will definitely disturb Li Fang's life.
But when she got upstairs and went to the room, she didn't care so much anymore, and she immediately threw herself into his arms.
"Li Fang, you are too busy and neglect me too much."
Xu Qingqing pouted her lips. Even though she was considerate, she still had a hint of resentment.