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Chapter 1329 Money and Banking

"What? You asked?"

Li Er was startled in surprise, "Tell me about it!"

Li Er's nervous and anxious mood suddenly calmed down.

I asked... Although I feel like complaining for no reason, but after thinking about it carefully, I just asked.

So……

Just when Li Er's expression undoubtedly showed "So...", Fang Xuanling smiled and said, "Your Majesty, time is tight, and His Highness didn't say much..."

"I didn't say much, so you should ask more questions!" Li Er felt that Fang Xuanling, an old man, was really...

He was smart when he was supposed to be smart, but when he was supposed to be smarter, he suddenly became unsmart. This is really...

"Well, your Majesty, don't worry. Your Highness has brought banknotes and a flintlock gun..."

"Bills and flintlocks? What are these?"

After all, he asked about the keyword, and it was obviously a more important keyword. Li Er couldn't help but be curious, but then Fang Xuanling shook his head very shyly, "Well, I only know that banknotes are also called 'credit currency'...

…As for the rest, I don’t know anything about it.”

"this……"

Li Er is a Muggle. This is both "paper money" and "credit currency". Who has heard of it? Never heard of it. It seems like this kind of thing, like...like this kind of thing...

Who can understand this?

Fortunately, Fang Xuanling is not a real idiot after all, "Your Majesty, please don't worry. Although His Highness didn't say much, he did mention that in Zizhenzhai, there was a book published recently called 'Currency and Banking Science'... In this book

, you can see the mystery of banknotes..."

"This... currency and banking science... what is this?"

Li Er couldn't help but shook his head in annoyance. It was just that he didn't understand the first two unfamiliar words "banknotes" and "credit currency". This "currency and banking"... sounded like some kind of knowledge, but he actually

It's impossible to make any guesses - if you get yourself a military book, even if you haven't read it, generally speaking, you can feel the content of the book just by reading the title...

But what the heck is "monetary and banking science"? I can't even guess at it. It's not that I can't guess at the content, it's that I really can't even do the thought process of "guessing"... at all.

That's how strange it is!

But Li Er was a little annoyed, but then, and then...

Both Wei Zheng and Du Ruhui's eyes were already shining.

Damn it...compared to Li Er's frustration, they were much more excited as ministers.

Li Sheng... This time he not only came up with something new, he also came up with a new set of theories.

Is it possible to write a book and talk about it!

Translation Translation, what is Te Niang, the Holy Emperor called Te Niang?

There have been countless emperors since ancient times.

But those who can be called the Holy Emperor are definitely rare. To be called the Holy Emperor, in addition to saving the destitute people, pacifying the troubled times, and rebuilding the great unity, you must also perform truly transcendent achievements that are completely different from the past.

.

But now... Li Er has been so prosperous and developed in the Tang Dynasty over the years... Li Er is still working so hard.

Why is this? It’s not because I want to upgrade to the basic rank of “Ordinary Emperor” and leave a name in history.

And now Li Sheng...

Wei Zheng and Du Ruhui were amazed. Faced with this situation that no one had ever seen before, and a shop called 'Qianzhuang' that no one had ever heard of, Li Sheng was able to come up with a solution in the blink of an eye, and even had a special...

A systematic theory...

This talent... really refreshes people's perception again...



Although on the way out of Hangzhou, Li Er, Wei Zheng and others were very excited at first. After all, there was finally an unprecedented theory to solve the problems faced by Datang, but...

As the carriage was about to arrive in Chang'an, another eunuch escorted by the Imperial Guards of the Hundred Cavalry Division came to deliver an urgent report. Soon... Li Er was knocked unconscious.

In the carriage, Li Er received two memorials, and there were two of them! And no matter which one of them, it was extremely serious...

The first thing is that in the Jiangdong area... a new fashion trend has recently appeared among the maritime merchants.

That is, transactions are conducted directly with silver notes instead of gold and silver. Not only when conducting import trade secretly, but also in all purchasing and shipping processes, silver notes are used.

For shipments, cash receipts are collected directly, and gold and silver are no longer collected. For purchases, banknotes are also purchased directly.

Earlier this year, the banks in Hangzhou were all small shops, located in inconspicuous places... I don’t know whether it was intentional or unintentional, but recently, banks have opened in the bustling downtown area of ​​Hangzhou, among the most expensive ones.

The tallest and most beautiful building was purchased in the shop to serve as the office space of the bank.

The emergence of this situation... to say it is not serious would be a joke.

——The reason is very simple. The use of silver notes for transactions gradually became popular among maritime merchants, and gold and silver were no longer used.

Then, the next stage can be foreseen without any doubt. People are accustomed to using silver notes for transactions every day, instead of using gold and silver... So how do maritime merchants save their wealth?

There is no doubt that it will all be silver notes, not gold and silver!

So the question is, when the maritime merchants don’t use gold and silver to save, what will they use to save?

This matter simply leads to something called "bank note" as a matter of course.

Savings have also turned into banknotes.

So here comes the question...

When the gold and silver in the hands of maritime merchants were turned into silver notes, where did the original gold and silver go?

As the saying goes, true gold is not afraid of fire.

Gold and silver don’t disappear out of thin air, so where do they go?…

Of course, you can only go to the bank.

Originally, the national policy of the Tang Dynasty at this stage, in addition to the prosperity of the country and the people's security, and encouraging industry, the most important thing was to accumulate gold and silver, because only with gold and silver can we obtain overseas resources and minerals in the future. But... a natural fact is that,

The Tang court did not directly increase its gold and silver savings—this gold and silver was, to put it bluntly, distributed and stored in the hands of maritime merchants.

So here comes the problem. So many maritime merchants have accumulated gold and silver for so many years...

The court didn't even say to collect them all, saying that the court would keep them for you to avoid being robbed at sea, but now in the blink of an eye, they were all put in the bank.

is this okay?

I'm afraid the problem is a bit big!

Li Er circulated the memorial to Wei Zheng and others in the carriage. For a moment, everyone in the carriage fell silent.

"In this situation...do you have anything to say?"

A sentence slowly came out of Li Er's mouth in an extremely low and restrained tone.

As for Li Er's character, as a martial artist, he was originally very high-spirited and rarely spoke in such a tone.


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