One hundred and forty-ninth chapter 10,000 taels of business
Qin Dewei himself was also very surprised by Gu Qiongzhi's sudden arrival. Just like Wang Lianqing never visited his home according to industry rules, although Gu Qiongzhi knew his home address, he never visited his home. He would always send someone else to tell him anything.
If you suddenly came here uninvited today, something must have happened.
Regardless of Xu Miaoxuan's shock, Qin Dewei invited Gu Qiongzhi to sit down in the middle hall and asked directly: "Ms. Gu suddenly came to visit, what are you doing?"
This made Gu Qiongzhi suddenly resentful, and his tone was really angry. Thinking of the recent setbacks, he felt very aggrieved: "The Qianye Office in the same city of Jinling refused to accept our Yuanfeng account, saying that what we were doing was not a legitimate business.
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The so-called guilds are collectively referred to as guilds in history textbooks. In this era, every industry had its own guild.
The general role of the trade office is to unify industry behavior, formulate industry standards, deal with government apportionments and taxes, coordinate internal disputes within the industry, and worship the gods of the industry.
The situation in each industry is different. Some guilds have very strict internal controls, while others have very loose internal controls. Moreover, guilds are often prevalent in large cities with developed industry and commerce.
For example, in the ironware industry, every blacksmith shop in this city sells ironware. If a certain company cuts prices and engages in dumping, maybe the iron industry office in this city will talk to this company. If they still don't listen, the iron industry office can gather their peers.
If this shop is destroyed, the government may not take care of it.
Therefore, history textbooks often denounce the feudal guild system as hindering the development of capitalism,,,,,,
Although Qin Dewei knew some theoretical knowledge, he still did not understand the reality of the Jiajing decade: "We can just run our own money bank, why do we have to join that money industry company?"
Gu Qiongzhi was also speechless. The little man didn't understand this. How could he dare to jump into the money business in the first place? How could he dare to decide to invest the capital to do it together?
"The money industry pays great attention to credit, so the Qian Ye Office essentially serves as a mutual guarantee. If you join a Qian Ye Office, you will have high credit in the eyes of others, and you can borrow money from each other if there is a problem with the turnover.
Originally, it was a small business at the beginning, and it was just a county tax bank business. At the beginning of the year, you said you could start collecting and disbursing loans, but now it involves a larger amount of revenue and expenditure. If you don't join the Qianye Office, how can you win the trust of people and expand your business? "
Qin Dewei actually doesn't care whether he joins Qianye Office or not.
According to his idea, many places in the early stage were modeled on the Shanxi ticket office three hundred years later in another time and space, and a miniature version of Nanjing City was created. Even the names were similar. After all, in the initial stage, attention should be paid to adapting to the national conditions and not being too local.
Dissatisfied.
But the next step is to copy the homework on the history of modern European banks, so I’d better forget about things like the Qianye Office. Qin Dewei really doesn’t have much interest.
Qin Dewei was just curious, "Why doesn't the Qianye Office accept our Yuanfeng account?"
Gu Qiongzhi replied: "The stewards of the Qianye Office have spoken and asked us to hand over the business of paying taxes on banknotes to our peers for discussion. We must determine whether this agreement is in compliance with the agreement before making a decision."
Qin Dewei slapped the table and said: "This is a dream!"
Sima Zhao's intentions are known to everyone on the road. What Qianye Office means is to ask Yuanfeng to hand over the banknotes to deduct taxes from his own business, and then join the company together, but this is impossible.
Although the profit was not much, in the end the cash was still collected by the government, but the purpose of this business is not to make a profit, but to use the government's endorsement to create demand scenarios, cultivate usage habits, and promote the circulation and popularity of this banknote.
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In the bustling commercial area of Jiangning County, there are hundreds of shops and thousands of government buildings that require rent, which are very good channels for attracting traffic.
"If you don't want to join, don't join. What specific impact will it have on us?" Qin Dewei has never asked much about specific operations, so at this time, Mrs. Gu needs to provide information.
Gu Qiongzhi explained: "For example, with our current capital, we don't dare to put out a single sum of several hundred taels of silver, and others don't even dare to deposit or issue invoices with us for even a few dozen taels."
But if you join the Qianye Office and your peers jointly guarantee it, the above mentioned issues won’t be a problem.”
Qin Dewei understood that Yuanfenghao's own strength was not enough to cope with the market demand, so it needed to rely on credit endorsements from peer firms. "If you don't join the Qianye Firm and just rely on capital to cope, how much capital do you think is needed?"
"At least an increase of ten thousand taels." Gu Qiongzhi reported a huge number. This is the value of the credit endorsement provided by the entire Qianye Office.
"Ten thousand taels? Then leave it to me!" Qin Dewei took over the matter without any embarrassment.
There was a "clang" sound, and Xu Miaoxuan was standing next to him, holding a tea cup and placing it on the table. When he heard this, his hand couldn't help shaking, and the tea cup hit the table.
Just now, she listened silently for a while and found that she didn't understand anything. Then she went out to prepare tea. When she came back to serve tea, she heard Qin Dewei say "ten thousand taels".
Judging from the young man's tone, it seems that ten thousand taels is just that. But that is ten thousand taels of silver, which can almost feed a thousand ordinary families in Nanjing for a year!
She originally thought she knew Qin Dewei very well, that he was a literary prodigy, and that he had a good talent for reading, but she didn't expect that there was a side that she was completely unaware of.
Through this episode, Gu Qiongzhi finally asked a question that he had been holding back for a long time: "Is this the new maid?"
Xu Miaoxuan immediately glared at her, but Gu Qiongzhi didn't mean to be rude. She just saw that Xu Miaoxuan's clothes were plain and unfitting, so she made this judgment.
Qin Dewei quickly denied it: "No, no! The female gentleman I invited is here to help me review my homework!"
Gu Qiongzhi is someone who has been here, how can he not see the status of men and women? The female gentleman will also help bring tea and pour water? What about the clothes in the basin by the well? Isn't it the female gentleman who has rolled over the sheets?
I have suffered so much injustice outside, but that damn little man is flirting with me at home, and since the beginning of the year, he has not teased me much. He must have changed his mind.
As she thought about it, Mrs. Gu burst into tears.
Qin Dewei was confused, what is going on?
Gu Qiongzhi wiped away her tears and said, "I just went to Qian Ye Office to argue with those in charge, and they teased me together! I wanted to swallow my anger, but I couldn't help it. I just can't get angry now!"
Qin Dewei suddenly realized that it was no wonder that Mrs. Gu suddenly came to the door. Instead of sending someone to deliver a message, she just wanted to come to seek comfort in person when she was wronged.
The bright and beautiful young woman wept and sobbed. I felt pity for her. Xu Miaoxuan, who began to forcefully adopt the mentality of the hostess, only felt that she had a toothache.
This damn young gentleman, why are all the women I know so difficult to deal with? The business of ten thousand taels of silver is very scary, and then he will cry whenever he wants, even if he makes a hundred steels, he can't bear it.
I guess the so-called "being molested" thing is not that serious, but Xu Miaoxuan is not stupid, so she definitely can't expose it, and she has to be a virtuous person to help appease the female guests who are troubled.