Although Zhou Shangshu didn't have many clear opinions, he was not stupid. He immediately judged who would win and who lost in the end.
Out of the philosophical thinking of not opposing the winner, there is no need to hinder Qin Dewei.
When the three presiding judges, Zhou Shangshu, Qi Zhixian, and Qin Dewei, finally agreed on the same idea, Luo Heng, the leader of the Western Businessmen, was completely powerless to fight back during the trial.
He can hide in Liu's house physically, but it can't stop the law from judging him outside the gate.
What's more, they couldn't stop the government officials from sealing up the Shanshan Guild Hall and questioning the clerks and stewards one by one.
Of course, someone would have reported what happened in Nanjing today to Liu Dashima who had gone to Jurong overnight.
Liu Dashima had a big quarrel with Governor Sheng and even almost started a boxing project for the elderly directly.
The next day, Liu Da Sima drove hundreds of miles and fought back to Nanjing as quickly as possible, but it was still too late.
Everything that should have happened has happened, and everything that should have been exposed has been exposed.
Liu Da Sima's light suddenly dimmed, and the city of Nanjing after his return seemed to have changed in color compared to before.
He still wanted to use his strength to save himself or others, but others had lost confidence in him, so it was difficult to use his strength.
No one believed that Liu Da Sima could defeat a primary school student. This lack of confidence was a huge blow.
This is similar to the financial industry. If others don't have confidence in you, they won't invest in you.
Qin Dewei, who had been battling wits and courage with the outside world for many days, could finally relax temporarily.
I stayed overnight at Gu's house that day, and while she was reading a book while leaning on her armchair, Mrs. Gu came back with a tired face.
"What's wrong with you? Didn't you go to the bank? Why are you so tired?" Qin Dewei asked.
Gu Qiongzhi rubbed his forehead and said: "Suddenly there is a lot more business, and there are a lot more people coming in and out. It probably has something to do with you."
The foundation of the financial industry is credit. The stronger Qin Dewei's performance, the stronger the credit of Yuanfenghao, and the stronger others' confidence in Yuanfenghao.
After all, this is a bank that has not even been defeated by Da Sima, governor, merchants from Western China and merchants from Huizhou.
Seeing Mrs. Gu's tired look, Qin Dewei said with heartache and consideration: "Since you are so tired today, just rest quietly at night."
Gu Qiongzhi nodded slightly. He was really tired outside tonight, and he really just wanted to rest when he got home.
Although my little husband is a narrow-minded person, he is indeed thoughtful sometimes.
Qin Dewei secretly touched his waist and breathed a sigh of relief. It was a holiday tonight.
When the two of them went to bed respectfully like a middle-aged couple, Mrs. Gu thought of something else and said:
"By the way, Manager Wang from the Xin'an Guild Hall came to visit the bank today and said thank you for not killing me."
Qin Dewei asked very sensitively: "Are you just talking verbally? Are you paying lip service but not delivering the truth?"
Gu Qiongzhi replied: "Yes, yes."
"He knows what's going on." Qin Dewei laughed a few times.
On the commercial level, the struggle this time mainly focused on suppressing Luo Heng and the Western merchant forces, opening up to the Hui merchant network, and not taking action against Wang Zhengze.
As for the reasons, one is to concentrate strength and avoid being attacked on many sides; the other is to exchange for Wang Zhengze's backing Wang Hong not to cause trouble in the court.
Gu Qiongzhi continued: "Although Manager Wang is showing his kindness, there are new problems. I don't have any idea now."
Qin Dewei yawned and asked, "What's the problem?"
Gu Qiongzhi said: "The Huizhou merchants are very enterprising. In order to pursue huge profits, they often engage in large-scale and long-distance trafficking of goods like land reclamation."
Qin Dewei nodded, Huizhou merchants indeed had such a spirit, otherwise they would not have expanded to all parts of the country and become the most famous business gang in history.
Gu Qiongzhi expressed his worries: "They are willing to cooperate with this kind of business, but this kind of business has a long cycle, takes up a lot of capital, and has huge risks."
Needless to say, the risks involved in trafficking goods over thousands of miles are certainly high. If there is a problem in any link, everything will be lost.
It’s easy to say that it has a long cycle and a large amount of capital, but it is this issue of uncertain risks that gives Gu Qiongzhi a headache, but he is reluctant to lose such a large business.
After Qin Dewei thought for a while, he came up with an idea: "It's not difficult to solve! You can learn from the Ming Dynasty and imitate the Baojia and Sitting system!
Specifically, five or ten companies are bundled together to form a temporary combination.
If you make money within the portfolio, you will be responsible for it, but the losses must be shared equally, and then the portfolio as a whole will cooperate with the bank."
"Wonderful!" After tasting it carefully, Gu Qiongzhi patted Qin Dewei and exclaimed.
As for a group of five companies, it is impossible for all five companies to lose money, right? This probability is simply extremely small, so this temporary combination will definitely make more money and lose less money. And the banker and the combination as a whole cooperate, basically making a profit without losing money.
In fact, this is the prototype of the insurance system. Qin Dewei is not a professional and can only process it based on a few impressions.
Gu Qiongzhi suddenly felt a little excited and reached out to touch the people around him. This was an obvious hint.
Qin Dewei pretended not to understand and lay there like a dead fish.
Madam Gu was still not asleep, so she started talking again: "Rumours about you are still spreading outside.
Bullying and domination of the market, collusion between government and businessmen, competing for profits with the people, etc. show no signs of stopping.
And it seems you can’t control it at all. The more limelight you have, the more people will spread rumors about you. Do you have any concerns in your heart? "
Qin Dewei said: "I'm still waiting for someone who will help me deal with the rumors. Before that, I can't do anything."
Rumors have been a problem since ancient times. No one can completely solve it. At most, they can only find ways to hedge and offset the impact.
However, in the city of Nanjing, the reputation of Jiangdong's little bully Qin Dewei has reached a new height.
The slander in the rumors is slander, but it does not affect the little bully's reputation.
The main reason is that he has too many records. Every time when everyone thinks Qin Dewei has reached his limit, he can always break the limit again.
Many people have a very philosophical feeling. Shouldn't the little bully Qin Dewei also reach the state of overflowing when the water is full, and losing when the moon is full?
If not, who can control Qin Dewei? If no one can control Qin Dewei, how should this "political crisis" end?
There are two recording sessions before the Southern Zhili Township Examination, one in Jurong in the east and the other in Taipingfu in the west.
He Ao, the academic officer, was about to go to Taiping Mansion to hold another examination for recording the legacy, and he happened to be passing by Nanjing City.
So after Grand Sima returned, two days later, the Grand Master also visited Nanjing City.
The Grand Master is not only responsible for supervising the school and presiding over examinations, but is also responsible for the discipline management of the students.
Knowing that the Grand Master had arrived in Nanjing, all the local scholars became cautious and even went to Huajie and Liuxiang to avoid being caught and punished by the Grand Master.
Then I saw that the Grand Master made an announcement to hold a punishment meeting for Qin Dewei at Dacheng Hall, the school's academy in Jiangning County.
He also ordered Jiangning County School, Shangyuan County School, and Yingtianfu School to send fifty student representatives each to participate.
At the same time, I also heard that the Grand Master also invited representatives of local sages and scholars from other places who had come to Nanjing to take part in the provincial examination.
As a result, the whole city of Shilin was immediately in a state of shock.
