When the news of Xue Huaiyi's death reached Yangzhou, Li Chongrun, who was doing rehabilitation exercises in the garden, was not too surprised. Instead, he was a little relieved.
"From the moment Her Royal Highness learned about immortality, this monk Xue Huaiyi has been dead."
Li Chongrun said with a smile to Wang Rong, who was so busy lately that his heels couldn't touch the ground.
However, Wang Rong was concentrating on making calculations in front of him. When the abacus shook the sky, Wang Rong raised her head and smiled with Li Chongrun, then lowered her head and fell into hard calculation again.
These days are the peak of spring loan lending. Since the incident in Buddhism, it seems that they have restrained their temper. At least in Yangzhou, they no longer dare to do the business of lending money for sesame oil.
However, farmers need to borrow money to buy fertilizers and tools for farming, silkworm farmers need to buy mulberry leaves, and even street vendors who grind mirrors need to buy some grass and emery to prepare for new jobs.
The huge demand for loans soon made Li Chongrun understand the truth. It was not that the Buddhists relied on loan sharking to make money. It was just that in Yangzhou, where the economy was already developed, there would naturally be this market.
The reason why Buddhism has caused such outrage is simply because the first generation of bankers, who were wild in this industry, looked too ugly.
Buddhism doesn’t do this business, so it needs someone to do it.
Li Chongrun took a four-wheeled vehicle around Yangzhou City and chatted with a few shop owners who he could talk to. Things soon turned around.
Except for the Song family and the Wang family, which are under his control and have not participated in this business, the remaining banks responsible for loans have also opened their own banks.
However, unlike RT-Mart Bank, which has the backing of King Linzi and the factory guards under King Linzi, and does not have the support of Dongchang, a banknote printing factory, the money banks opened by several shops are, in Li Chongrun's view, more like banks than banks.
It's better to say it's a pawn shop.
Li Chongrun visited several money shops that were doing a lot of business, and he was surprised to find that the shopkeepers of several money shops were simply monks who had just returned to secular life. Their newly grown hair could not even hold their webbed heads, and they were dressed crookedly and ridiculously.
.
The three parties always have to find a balance. Now that they are powerful, Sun and Liu can only put aside their past grudges and fight against Cao Cao. This is the principle of the Three Kingdoms that the older generation knows.
Anyway, I can't be around for a few days, so let's just keep it like this. It's good to maintain a superficial peace, as long as you don't disturb me to make money.
There is also a store called Yongchang Money Store, which suddenly opened its store next to RT-Mart Bank, saying that we will do whatever RT-Mart does, which is faster than copying.
The other party was so arrogant. Wang Rong originally wanted to cause trouble for the other party. At least, he wanted them to restrain themselves and not compete with him so openly for business. However, as soon as he complained to Li Chongrun, he stopped him with a smile.
Seeing Li Chongrun gesture with her with open fingers, Wang Rong knew who the master behind this money shop was, so she could only swallow her anger and say nothing.
Several older monks and nuns quietly entered the gate of the garden one evening. After a few exchanges of words, a few days later, inside the Runzhou government office, on the riverside island in the north of the city,
The owner in the fish scale book was changed to Li Chongrun, and several nunneries in Yangzhou also began to resume the business of putting sesame oil money in a low-key manner.
Only the Lu family seems to be oblivious to what is going on outside the window. They are doing their own business honestly. They even discounted the grain account under their own name at a low price. They do not dare to get involved in the disputes outside and concentrate on their own business.
The ironware business is extremely low-key.
During that time, Wang Rong really realized why Li Chongrun would tell himself that there is no way to enjoy the pleasure of making money in business.
As a huge amount of money was released, the coppersmith's workshop in Dongchang, now renamed the "Yangzhou Mint", was so busy all day long that it became the first in this dynasty to allow its subjects to enjoy nine
Enterprises of Jiuliufubao.
Even though it is located on the bank of the Yangtze River, the thick smoke pouring out of the tall chimneys has not dissipated for a long time under the strong river wind.
The mountains of silver piled up in the secret room of the garden flowed into the cast iron money box like water, turning into pieces of silver coins that were not very crystal clear. They were soon carried by carriages or boats to various shops and exchanged for money.
A piece of property, a land deed, or a family heirloom.
"Not enough money!"
Wang Rong calculated for a long time, finally calculated a result from Liantian's documents, and complained to Li Chongrun with a flat mouth.
"If I don't have enough money, it doesn't matter what I do, and I can't make money."
Li Chongrun was holding Gongsun Lan's hand while squatting up. This most normal movement in daily life seemed to Li Chongrun to be much more difficult than Wang Rong's laborious calculation. He managed to do it for three times with trembling.
Li Chongrun sweated profusely and gave up, slumped in Gongsun Lan's arms, and let her put him on the cushioned Luohan couch aside, comfortably enjoying the massage given by his little daughter-in-law.
"It's easy for you to say a few words lightly, but it's not like we, the servants, are running away." Seeing that Li Chongrun didn't answer, Wang Rong simply threw away the pile of ledgers in front of her and tore off a corner of the draft of her calculations in her hand.
Paper goes to Li Chongrun's hand
He said, "We give the lowest interest rate. These stupid bald donkeys and the shopkeepers of those companies are like monkeys. They don't move their own money. They borrowed money from us and loaned it out. They come back and do nothing."
If you don’t do anything, the price difference alone is enough to make you full.”
Seeing that Gongsun Lan was very considerate and peeled a pear for Li Chongrun, he reached out and snatched it away unceremoniously, crunching it in his mouth: "I heard that the interest rates they lend on Haizhou are no longer lower than those in Buddhism before.
"
"Lending money to them can be done. Not only can it be done, but it can also be done on a large scale." Li Chongrun felt that his words sounded more and more like a later news broadcast, and he felt bad. "We are targeting these small households.
There are a lot of loans, IOUs and mortgages. Not to mention the trouble, the calculations and accounting required are really huge. If we hadn't opened several schools before and had so many literate children to help with the accounting, I'm afraid our bank would have been long gone.
I can’t drive it anymore.”
"It's impossible for them to move their own money. If they borrow money from several banks, they have to pay 30% of the reserve. If money doesn't flow, let them, the landowners, bury their wealth and get bugs. How much money will I have to find?"
Only silver mines can fill the cellars of this world?"
Wang Rong knew that Li Chongrun didn't like long-winded things, so her eyes lit up when she heard what Li Chongrun said: "You mean, let them do such trivial things, we just need to give them loans, and the accounts will be easy.
It saves us having to ask for the account later."
"Yes, but it's not okay for them to lend us money at such high interest rates. When you sign the contract, make it clear that the maximum interest rate cannot exceed our 20%." Li Chongrun felt that he could not go too far in order to make money, which made him feel uncomfortable.
My conscience is really hard to bear.
"Then they have nothing to gain?"
"Things like this are a big loss for Yin De. I will make a lot of money in the future, and I also want to have a few more children to share the family property. Otherwise, who will take advantage of such a big business?" Li Chongrun was used to talking nonsense.
After a while, I saw two girls present vaguely
A bit of embarrassment began to spread again. Knowing that he had said the wrong thing again, he quickly changed the subject: "Go and tell the shopkeepers of those shops and tell them that I have said that if they want to lend usury, I will
The retribution in this world will come faster than a ghost."
With a blushing face, Wang Rong said hello to Li Chongrun and left, feeling that she seemed to have been deceived by Li Chongrun again. She clearly complained to him that she had no money to lend, so why was she assigned a new job?
"Rong'er is so miserable. She complained about having no money and was kicked out again." She wiped the corners of Li Chongrun's mouth with a silk handkerchief. Gongsun Lan smiled in the direction Wang Rong left and carried Li Chongrun onto the four-wheeler.
.
"I'm afraid those companies were sincerely trying to make our Rongrong look bad, and they loaned huge amounts of money one after another. If it hadn't been for the bonuses from the previous monk temples that hadn't been used up, our bank would have been unable to open its doors long ago.
Already."
"Rong Rong is also a little too greedy. Look at the mortgage statistics she calculated. I'm afraid that if these people don't pay their bills, half of Yangzhou City will be ours." Li Chongrun took the money that Wang Rong had put in his hand.
After reading the half piece of draft paper for a long time, I felt
He also laughed at the ugly food in several shops. The real ugly person was the housekeeper of his family. "Don't talk to her for now. At least let her know that there is endless money in this world. How big is the bowl?"
Just eat as much cake as you want."
After muttering to Gongsun Lan, Li Chongrun was pushed by Gongsun Lan onto the boat, which he had been waiting for for a long time, and headed to Dongchang.