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【1618】Open a bank (8)

Ma Xiaoquan glanced at Fangfang and said, "Then what would you think if I said that anyone who betrays me will not end well?"

Fangfang gritted her teeth and said after a while: "If my brother really betrays you, I will never forgive him. "

Ma Xiaoquan chuckled, touched Fangfang's head and said: "Silly girl, you are thinking too much. Sister Cui told you, maybe Wei Zhongxian deliberately let the wind out for Sister Cui to hear. You also know

, I have a bad relationship with Wei Zhongxian, he hacked me and made fun of my people, this is completely normal."

"So, brother...brother didn't betray you?"

Ma Xiaoquan smiled slightly: "Of course not, don't forget, your man and I are a royal guard. Do you think you can escape my eyes in anything?"

"Well..." Fangfang patted her chest, "This will make Fangfang feel relieved."

"Well, but don't tell your brother or your sister-in-law what you asked about from Sister Cui. Your brother will leave tomorrow. If you say that, what if he can't deliver it to me? What should I do?

Your sister-in-law just gave birth to a son and is still weak."

"Well, Fangfang knows."

...

After Fangfang left, Hua Yue came out from behind the screen and asked, "Are you sure Fangfang won't ask Fang Yun?"

Ma Xiaoquan said: "If Fang Yun has been in the capital, Fangfang is very likely to ask, so we let Fang Yun go out tomorrow. Even if Fangfang wants to ask, it will take a few months. By then, Fangfang must have forgotten.

It’s almost done.”

"Well, yes, by the way, our bank has officially opened for business, and the manpower problem has been solved. Since we are opening a bank, we naturally have to make money. Ma Xiaoquan, how do we make money? Should we continue to attract people to save money or...

..."

Ma Xiaoquan said: "You are right on point. Since we have opened a bank, of course we must run it well. Making money should be the first priority of our bank. Saving money cannot generate income."

"But how do we make money? Although we also have the business of exchanging salt and tea notes, we do not have an advantage compared to other banks."

Ma Xiaoquan nodded: "We are just doing business on Yanyin and Tea Banknotes. If we want to compete with other banks, we will definitely have no advantage. Therefore, I plan to launch several new products."

Huayue was puzzled: "What is opening and what is product?"

"Oh, to put it simply, you can think of Kai as...well, made out of thin air, yes, it means made out of thin air, and the product can also be said to be what we want to sell."

"Oh, I understand, then our...well, what is the product? Can you see and touch it?"

"Well, I'm afraid it's still a piece of paper." Ma Xiaoquan said with a smile.

"A piece of paper? Doesn't our Majia Bank also issue banknotes to foreign banks?"

"No, no, no, we're the only one here, we don't have any other branches, and probably no one recognizes the banknotes."

"Then what are you going to do?"

Ma Xiaoquan chuckled and said: "Don't we still have some bank notes that have not been redeemed? When we redeem the bank notes, the bank will also give us some interest, right? Then I can use this,

Come do this..."

...

The next day, Majia Bank opened a notice and announced that it would accept banknotes from other banks. Of course, the meaning of "collecting" must be for those who are in urgent need of physical money.

Although the capital city is very developed, not every shop or person can collect cash registers. After all, holding physical money in your hand is much more practical than holding a piece of paper.

It was precisely in response to people's psychology that Ma Xiaoquan issued a notice about cash register numbers.

As soon as the notice was posted, someone came to exchange it. Originally, the interest rate for a one hundred tael bank note should be two cents. In other words, when the holder took the one hundred tael bank note and exchanged it for

When making money, the bank should pay the holder one hundred two hundred and two cents, but because these people are anxious to use the money, the money they can exchange at Majia Bank can only be exchanged for one hundred two cents, or one hundred cents.

Two, to put it simply, they lost their interest, but got real money, and Majia Bank used the bank notes collected to exchange them with other banks.

At the end of one day, the major banks in Majia Bank in Guangjing City collected no less than 30,000 taels, and the calculated interest differential income exceeded 500 Wen.

Hua Yue and Lisa were amazed at the income of 500 yuan in one day, and praised Ma Xiaoquan's intelligence.

Ma Xiaoquan shook his head and said: "Although today's income is quite good, this kind of transaction cannot last long. After all, our inventory of silver coins is also limited, and it is impossible to exchange them infinitely. Well, Lisa, early tomorrow morning, you can do it again

Post a notice, and the future sales of cash register tickets will be determined based on our actual situation."

"I understand." Lisa nodded.

"Also, Yue'er, exchange these banknotes as soon as possible."

"Yeah!" Hua Yue nodded.

"Well, when exchanging, other banks will definitely give us obstacles, so we have to be patient. Although we calculate that the difference will be 500 yuan, in fact, we may not get 500 yuan in the end, but it doesn't matter, I thought again

Got a product, hehe..."

"What?"

Ma Xiaoquan smiled mysteriously: "I have already thought about it. If our Ma's Bank wants to gain a foothold in Beijing, we must join the bank's organization. It's just because we offended them before and took back our shares from them, so

I don’t think they will agree to my joining in a while, so we have to force them to invite us to join.”

"What kind of forcing method?" Hua Yue and Lisa said in unison.

Ma Xiaoquan said: "Tomorrow I will launch a product. It is actually a kind of bet. To put it simply, it is an agreement with other banks. If their daily silver exchange volume reaches this exchange volume, I will lose. I will

Majia Bank will pay them a certain amount of compensation, and if it is not reached, then they have to give me a certain amount of return."

"Ma Xiaoquan, why did you do this? What do you mean?"

"Well, it's okay, just wait and see."

...

The next day, Lisa followed Ma Xiaoquan's instructions and once again collected bank notes from other banks.

His actions for two consecutive days attracted the attention of other bank bosses.

The bank's bank account numbers are not endlessly chaotic. Ma's Bank did this because they thought it wanted to control their bank. Therefore, several major banks in the capital reacted quickly and began to tighten money and temporarily stopped issuing bank account numbers.


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