"Your Majesty, Takada Haruno-sama wants to repeat the cooperation model of the Hokuriku Road trade route.
Since the Eighth Generation Shogun Rebellion, wars have continued in recent places, people's livelihood has been reduced, a large amount of copper coins have been deposited in earthen warehouses, and the market has been depressed.
The construction of the Hokuriku Road Trade Road required a large amount of investment from Takada Haruno-sama to quickly expand it. But for those Tukura, they were eager for a large project worthy of investment.
As long as we can find new economic growth points and replicate the high growth and high returns of the Hokuriku Road trade route, those warehouses will of course be willing to continue lending money to us, and they also have their own needs."
Yoshihiro agrees with Ishida Mitsunari's words, and this is indeed true.
Capital has the instinct to add value, and capital that cannot add value will be eliminated by other capitals. This is a fear engraved in the genes of capital.
People who hold capital can easily be swayed by capital and embark on the path of greedy pursuit of value-added, even if it means selling the rope that strangles them.
This is the materialization of people driven by capital, and it is also the inevitable result of people being alienated.
As the political and economic core of the island country in recent times, it was also the most frequently contested area during the Warring States Period.
In recent places that have been repeatedly ravaged by war, the capital held by famous martial arts families and monastic sects can only stay in earth warehouses, and they dare not take it out for loans and investments to increase value.
Because capital is afraid of risks, and war is the biggest risk.
If you lend it to the Wu family, if they lose the war and kill the whole family, the money and food lent will be gone. If you lend it to a merchant, if the caravan encounters an accident on the road and goes bankrupt, the money and food lent will be gone.
As for lending it to civilians, their ability to withstand risks in troubled times is even worse, so they might as well lend it to Wu family merchants.
Therefore, in the eyes of these recent earth warehouses, the Hokuriku Road Trade Road is truly a high-quality and irreplaceable investment project.
With the military power of Shiba Yoshigan in charge, and the joint protection of the samurai sects along the way, everyone lined up to sit in a row, and Tokura could safely lend money to Takada Yono to develop the Hokuriku Dou trade route.
Whether it's the security of capital or the rate of return on investment, it's a great deal that you can't find anywhere else on the island.
The Shiba family did take advantage of the development of the Hokuriku Road trade route, but such a high-quality project is rare, and each family holds it very dearly and is willing to cooperate and support it.
This allowed all parties to coordinate their political, military and economic interests, and work together with the Shiba family to make a big piece of the Houriku Road trade route.
Ishida Mitsunari said.
"Takada Yono-sama said frankly that since the Hokuriku Road commercial road project has matured and it is difficult to continue to grow at a high speed, we will look for a few new projects that are safe, reliable and grow at a high speed.
Anyway, everyone is familiar with it and the cooperation is very pleasant. As long as there are high-quality projects, all parties will definitely be willing to maintain a good relationship with us and continue to make money with the Spo family.
The key to all of this is whether we can replicate the rapid development dividends of the Hokuriku Dou Trade Road and impress the parties currently cooperating with us."
Yiyin thought for a while and nodded.
"I understand what Takada Harano means.
But a huge market with a trade volume of five million is not easy to find. If the volume is not big enough and the benefits are not enough, those earth warehouse vampires are very cunning and they will not do business at a loss.
The forces behind Tucang are not easy to fool, and if there is no satisfactory return, they will not easily enter the game."
Ishida Mitsunari's eyes were a little confused and he said.
"I also feel that there will never be another treasure trove like the Hokuriku Trade Road.
But Takada Haruno-sama said, since we can’t find it, we must find a way to cultivate it ourselves.”
Yiyin frowned.
"Cultivation and creation? Monetization of food stamps, securitization of trade routes, financialization of land... I seem to understand a little bit what she wants to do.
Please tell me in detail what Takada Yono thinks about it."
Ishida Mitsunari subconsciously rubbed her temples, as if trying to squeeze something out of her mind that transcended the understanding of the times, she said.
“The first is the monetization of food stamps.
Ever since the Kanto Shisho Office began to issue food stamps, this thin piece of paper has been targeted by merchants.
After the Sibo Zhong Fund followed up with the issuance of food stamps, businessmen from all over the country flocked to Sibo Food Stamps, and there have been cases of businessmen purchasing food stamps from Warrior Ji at a premium."
Yiyin interrupted.
"Wait a minute, I remember that food stamps are only allowed to be used by the Hime warriors who are qualified to obtain food stamps. Only the Hime warriors, Odai people and Sanada members within the relevant Shiba establishment can go to the granary to redeem them.
What use do those merchants have for this? They can't exchange it for grain."
Ishida Mitsunari smiled bitterly.
"Tsudaden, you underestimate those merchants, of course they have ways to exchange them.
When they want to exchange, they only need to find a Ji warrior who is qualified to exchange, and pay some hard work money to complete the exchange.
After all, the food stamp does not say who the food stamp belongs to. The granary only checks the authenticity of the food stamp and the qualifications of the redeemer. It does not limit the number of redemptions, let alone the source of the food stamp."
Yiyin smiled bitterly and shook his head.
"I underestimated these merchants, so they are using food stamps as banknotes?"
The concept of paper money is not uncommon in ancient times. There were Jiaozi in the Song Dynasty, Baobao in the Ming Dynasty, and banknotes among the people. They were all paper currencies circulating in the commodity market.
It's just that the ancient dynasties did not have the concept of maintaining credit currency, and they did not know that the essence of currency is to be separated from commodities and fixed as special commodities that serve as general equivalents.
Therefore, during the Ming and Qing dynasties, paper money was issued indiscriminately, causing the paper money to depreciate rapidly and have an extremely low value in the commodity market.
Therefore, precious metals such as gold, silver, and copper coins are still used as mainstream currencies in the market.
But the food stamps in the Sibo system are different. Food stamps are linked to the Sibo family's annuity grain, and can be regarded as a rice-based currency.
Moreover, Sibo food stamps also have the advantages of being difficult to counterfeit, stable in value, easy to redeem, and easy to carry.
Compared with the uneven low-quality copper coins and jerry-rigged gold and silver coins on the existing market in the island country, the Spo food stamps, which can be exchanged for food from the granary at any time, actually have a very high monetary value.
In order to crack down on counterfeit food stamps, Spoland has also implemented strict laws that kill every grain of rice.
As long as a fake food stamp is detected, everyone involved in the counterfeiting line will lose their heads. This law has greatly deterred counterfeiters and increased the cost of counterfeiting food stamps.
In addition, Sibo food stamps are well-made, difficult to forge, and easy to identify. It is almost impossible for merchants to receive fake food stamps, so they can naturally hold them with confidence.
Now is a time of war, and the price of rice is rising three times a day. The conventional price comparison in the traditional market, where two stones of rice are exchanged for money, has become completely invalid.
However, the Shiba food stamps belong to Samurai Ji's annuity rice, which is low-priced rice purchased from friendly forces in various places with the Shiba family's credit. It maintains the stable value of the rice amount on paper and cannot shrink.
If Shiba's food stamps really cannot be exchanged for the amount of rice at face value, it will be the interests of the Shiba family's warriors that will be harmed.
This is destroying the solemn promise of Shiba Yiyin to all the Shiba family warriors, and the political impact is immeasurable, so the Shiba family will never allow a shortage in the exchange of food stamps.
In order to facilitate the Sibo family warriors to exchange food stamps, a large number of granaries were built in various places in Sibo to exchange for food stamps.
In recent times, the Shiba leader is in Yamato and Iga Ryogoku, the Owari Shiba leader is in Mino and Owari Ryogoku, and the Kanto Shiba leader is in Echigo and Ueno Ryogoku.
These sporadic territories have covered a large part of the key points of commercial circulation within the island country.
Merchants who make money by taking the Hokuriku Road trade route do not need to travel too far to exchange their food stamps for food. In the process, they only need to pay a small amount of hard work to the Ji Samurai who helps with the exchange.
Coupled with the inherent advantages of paper currency being easy to carry, Sibo food stamps can be said to be the best currency currently available to merchants in island countries.
Ishida Mitsunari sighed.
"Don't say it's you, Your Majesty. I manage the Sibo Zhong Fund and am responsible for issuing food stamps. I never thought that these businessmen would pursue Sibo's food stamps so much.
You don’t know that Sibo food stamps in the world have been sold at a 50% premium. A food stamp worth one stone can be exchanged for brown rice worth one and a half stone from a merchant, and there is no market for it.
Not long after the food stamps were issued, many Ji warriors in Sibo's establishment were still cautious and unwilling to exchange too many food stamps. They preferred to keep the food stamps at home as a store of food.
There are very few Sibo food stamps circulating in the market, and most food stamps are regarded as high-quality assets by merchants and used as loan collateral for capital operations, so the circulation is very scarce.
I think if this continues, the number of food stamps redeemed will be doubled sooner or later by merchants."
Yiyin was stunned when he heard this. Are these businessmen crazy?
They exchanged two stones of brown rice for food stamps with a face value of one stone, and when exchanging them, they had to pay hard work fees to the warrior Ji who helped with the exchange, which was another additional expense.
Yiyin couldn't help but ask.
"Aren't they doing a loss-making business?"
Ishida Mitsunari sighed.
"Your Majesty, how can those profiteers do business at a loss? They are very good at calculating.
Originally, the market price was to exchange money for two stones of brown rice. They exchanged the money for brown rice and then bought food stamps.
After a while, frequent wars caused food prices to soar, and ordinary money might not even be able to exchange for half a stone of brown rice.
However, the food stamps in the hands of these merchants have not depreciated in value. Whatever the face value is, they will definitely be able to get back as much food as they want, which is very stable.
Using food stamps to do business can ensure the certainty of income, and you are not afraid of shrinking profits or even losses due to fluctuations in rice prices."
Yiyin was speechless. Sure enough, the profiteer was still smart. He, the owner of the food stamps, had never thought of so much.
An agricultural society is based on agriculture, and land is the most important means of production, because only land can grow food. The so-called economic strength, in the final analysis, means that whoever has more food is more powerful.
The Sibo food stamps were equivalent to establishing a rice standard with a stable currency value. They were originally only circulated in a small area within the Sibo organization and were used to distribute welfare.
Unexpectedly, merchants discovered the extra value of food stamps and took advantage of the exchange loopholes in the food stamp system to use them as currency.
Yiyin shook his head, what the hell is this?
"So, Takada Haruno is greedy for the premiums on food stamps that merchants can get by taking advantage of the reputation of the Shiba family, and decided to simply monetize the food stamps and let the Shiba family enjoy the monetary dividend themselves?"
Ishida Mitsunari nodded.
"Your Majesty is wise, that's what Mr. Takada Yono-sama means.
Since the monetary value of food stamps has been discovered by businessmen, why not make it bigger ourselves?
If we could unite the forces of the Hokuriku Trade Route and unify their recognition of food stamps, and even restrict certain high-quality products of the Hokuriku Trade Route to be purchased with food stamps, it would be a huge gain.
After all, the corresponding grain behind the food stamps is purchased by us from friendly forces. We can definitely buy more grain and print more food stamps to supply the market based on the inventory in the warehouse.
The premium between the face value and the actual value of food stamps is borne by ourselves, and we can even take the initiative to raise the currency value.
The forces on the Hokuriku Road trade route that cooperate with us can also trade grain and give them some discounted food stamps, and through the appreciation of the food stamps, they can get dividends from the appreciation of the food stamps."
Yiyin completely understood that the monetization of food stamps was actually bringing together the partners of the Hokuriku Road Trading Route to collect seigniorage.
It's still the same as the Hokuriku Road trade route, with rows of people sitting in rows to share fruits. Everyone has money and ability to contribute, share seigniorage, and ruffle the wool of merchants.
Merchants were doing business and suffered from price fluctuations caused by the war. The Shiba family provided food stamps with a stable currency value. With the endorsement of various forces on the Hokuriku Trade Route, the merchants were happy to pay this seigniorage.
A stable currency can guarantee their income. As for the seigniorage, it is nothing more than a protection fee at the economic level. It can be regarded as the cost of doing business and is grafted into the selling price. The merchants have no losses.
The most insidious part of Takada Yono's entire plan was his idea of using discounted food stamps to buy food from friendly forces.
If she really succeeded in this matter, it would be equivalent to the Sibo family using the paper they printed to exchange for the food that others had worked hard to cultivate and harvest.
Even if only part of the food stamps are used to pay for food purchases, it is enough for the Spo family to make a lot of money. After all, no matter how much Spo's food stamps are touted, they are just wealth on paper, and only food is the real wealth.
What Takada Haruno did was unethical, but Yoshihiro really hopes that Takada Haruno can accomplish this matter, and it doesn't matter even if he gives in a little more profit.
Because as long as the various forces still hold Si Bo's food stamps in their hands, they definitely don't want the Si Bo family to die. If the Si Bo family is gone, the food stamps in their hands will become useless paper and they will lose everything.
Yiyin thought for a while and shook his head.
"It's difficult. It's very difficult to get all parties to accept food stamps. The Tucang stewards are all talented people who are proficient in business. They know the value of food during wars. It is very difficult to exchange paper for food.
Merchants need stable-valued currency to do business, and they are very flexible. Once things go wrong, they will find ways to clear away the food stamps in their hands to reduce losses.
But the land warehouses of various forces are in trouble. They have no need to do business. Food stamps are not a necessity for them, but are very hot.
These are troubled times, and who can guarantee that the Si Bo family will not fall into troubled times? How could they bet their wealth on the longevity of the Si Bo family.
Takada Yono is treating others as fools, and no one is stupid."