Chapter 2113: Loans and wars become a general trend
Tokugawa Ieyasu fought a fierce battle with Ichijo Hideyoshi, but Ichijo Hideyoshi did not win. He had no choice but to use diplomacy and gentleness to defeat Tokugawa Ieyasu, which made her ban unable to be enforced in Tokugawa territory.
After all, if you can't agree to something under sword and gun, it is even less likely to be agreed to at the negotiation table.
On the other hand, Tokugawa Ieyasu had offshore exchange privileges allowed by the saint, and could use food stamps to exchange for Shiba's supplies.
As a result, the Tokugawa territory undoubtedly became a food stamp and material exchange center between the Shiba family and the Ichijo family.
This exchange business alone was enough for Tokugawa Ieyasu to eat both ends of the trade, comfortably earning a lot of money from the price difference.
As Yiyin thought, he subconsciously rubbed his temples with his fingers. He really didn't expect that things would turn out like this.
Former Oda ministers purchased Shiba properties such as real estate and stocks, then mortgaged the Shiba properties to the Shiba Dokura in exchange for food stamps, and finally sent these food stamps to the Tokugawa territory in exchange for physical goods.
Naturally, the Tokugawa family did not have so many supplies, but Tokugawa Ieyasu had the right to charter offshore exchanges. She could use these food stamps to come to Spurling to buy the needed supplies without any transaction restrictions.
In this round of events, the financial wall between Yoshiyoshi and Ichijo Hideyoshi was dug into a dog hole, and Shiba Tokura became the largest provider of supplies for Hideyoshi to conquer Kyushu.
Fighting means paying for money. If you don't have money, just send it! Without the strong support of Shiba Tsuchikura, Ichijo Hideyoshi's Kyushu expedition would never have been so easy!
After thinking about the logic of this, Yoshigage's bitter smile became thicker and thicker. He looked at Takada Haruno and sighed.
"What to do now?
Do you want to come here to request instructions on behalf of the Spatva Fed as the Chairman of the Spatva Fed, and hope that I will cut off Tokugawa Ieyasu’s chartered offshore exchange rights?”
Takada Yono shook his head and said.
"On the contrary, I hope that the saint can acquiesce to Tokugawa Ieyasu's behavior and allow more samurai families under Hideyoshi to participate in lending activities.
Just relying on loans from the samurai family of the Seven Kingdoms, Oda's old leader, the food stamps borrowed are a bit low."
Yoshigan's mind couldn't turn around for a moment. He looked at Takada Haruno's serious face and didn't seem to be speaking sarcastically, and his head suddenly hurt even more.
"You, explain."
Takada Yono bowed.
"Sage, when the SPO Fed controls the interest rate on food stamps, it must pursue profits. The loan of SPO's soil warehouse is an important part of the interest of food stamps.
After these years of smooth development, whether it is the Sibo Ji samurai who eats hard-core crops within the system, or the large merchants who use food stamps to trade outside the system.
Everyone has become accustomed to putting excess food stamps in Spo Tucang to earn deposit interest. This interest is income for them, but it is a liability for Tucang.
There are too many food stamps accumulated in Spo's earthen warehouse, and these food stamps need to be circulated.
Food stamps, which have become the mainstream currency in the market, are the real wealth, while what is nestled in the earth warehouse is just a pile of waste paper.
However, if the Spoken Tucang and the Spoken Fed, which controls the food stamps behind them, want to operate normally and obtain profits, they must use loan interest rates that are much higher than deposit interest rates to earn the interest rate difference between the two."
Yiyin nodded and understood. This matter is actually easy to understand.
For example, the current interest rate for the reverse repurchase of Spoel food coupons is 50%, which is 5% interest per year.
One hundred food stamps are deposited in Sibo Tucang, and after one year it becomes 105. Tucang needs to give five points more interest to deposit customers. This is the customer's income and also Tucang's liability.
To smooth out this 5% debt, Tucang must lend out loans at a higher price, such as 15%.
In this way, the deposit interest is 5% and the loan interest is 15% in a year, and Tucang can earn an interest rate difference of 10%.
The SPO Fed can earn profits by adjusting the interest on deposits and loans. Of course, it is mainly to adjust the excess food stamps on the market and maintain the stability and circulation of the value of food stamps.
As long as Sperm's food stamps become the mainstream currency in the market, and Sperm's paper can be exchanged for supplies on the market, this is the Sperm Fed's greatest interest.
Therefore, Oda Nobunaga and Ichijo Hideyoshi shared the same financial barriers, which excluded Shiba food stamps from half of the island country.
Half of the island country belonging to the Sperm family has completed the transformation of monetizing food stamps, but the Sperm Fed hopes to get more markets.
Therefore, Takada Yono hoped that the samurai family under Ichijo Hideyoshi would borrow a large amount of food stamps and use Tokugawa Ieyasu's bug to allow food stamps to actually circulate in Ichijo Hideyoshi's territory and become mainstream currency.
Moreover, for Takada Haruno, the chairman of the Federal Reserve, there are many SPOOL deposit customers, but high-quality loan customers are hard to come by.
Ichijo Hideyoshi went to war and forced his samurai to borrow money to fight the war. Shiba Tsuchikura borrowed money and then ate the interest and divided the flesh.
You know, this was in the Middle Ages, and loan sharking was normal. Even if the interest rate was 15%, it was a conscientious loan if you directly opened it at 50%.
Then the cannon was fired, and with thousands of taels of gold, the samurai who followed Ichijo Hideyoshi to win the war could afford to repay the usury loan. They were high-quality loan customers.
The Shiba family's sphere of influence has been without war for many years, and supplies have been accumulated in large quantities. It happened to be loaned to the samurai family under Hideyoshi's command to fight in the war. It was equivalent to the blood and tears of the Ichibo samurai family and the meat and soup of the Shiba family.
Therefore, whether it is to further occupy the market of food stamps in the entire island country, promote the monetization of food stamps, or to obtain high-quality loan customers, circulate the food stamps accumulated in the earth warehouse.
Takada Harano hoped to retain Tokugawa Ieyasu's territory as a food stamp exchange portal and become a link between the two families in Spo, and even the market circulation of the east and west island countries.
But there is still a big problem.
What if one day, Ichijo Hideyoshi has no chance to fight, or if she loses the battle, her samurai family cannot pay back the money, and these loans become bad debts? What should I do?
Yi Gin took a deep look at Takada Harano, this little girl had done him a great favor.
Although Yoshigan had always wanted to encourage Ichijo Hideyoshi to invade the peninsula, he was never sure of forcing Ichijo Hideyoshi to take over.
But now that the magic weapon of food stamp lending is available, Ichijo Hideyoshi must follow Yoshigan's baton.
If the samurai family under Ichijo Hideyoshi owes a lot of debt and needs to go to war to repay it, will they force Ichijo Hideyoshi to invade the peninsula?
The samurai couldn't defeat the saint, and they didn't dare to go to war with him, so they would definitely force Hideyoshi Ichijo to pinch the peninsula's soft persimmon.
Waiting for Ichijo Hideyoshi to force out the mother behind the peninsula's soft persimmon, Tenchao, Yoshigan will kneel down and lick Tenchao, act as a dog to Tenchao, and stab Ichijo Hideyoshi in the back in exchange for the Kanhe trade. Wouldn't it be happy?
Yoshigan's eyes looking at Takada Harano became more and more profound, and the smile on the corner of his mouth became more and more inexplicable, which made Takada Harano feel terrified.
she asked tentatively.
"Sage, do you think it's inappropriate?"
Yiyin said firmly.
"No, it's very appropriate, I think it's good.
Sibo Tucang can relax the loan to the military family in a territory, and the loan interest rate will be determined by the Sibo Fed, so I can rest assured that you can do it."